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Home Loan Offers

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UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 3.59% p.a. and a 3.59% p.a. comparison rate.

HSBC Home Value Loan - (Owner Occupier P&I)

Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online. Available with just a 10% deposit.

loans.com.au Essentials - Variable (Owner Occupier, P&I)

A competitive interest rate home loan with interest only options. Interest rate 3.64% p.a.
comp rate of 3.66% p.a.

Tic:Toc Live in Loan Variable Rate - Principal & Interest

Get a very low interest rate and avoid big fees. Apply online for full approval in under 30 minutes and add a 100% offset account for $10 a month.

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2 Responses

  1. Default Gravatar
    VickiFebruary 6, 2016

    Just turned 65, does this have a vast impact of getting a morgage loan

    • finder Customer Care
      BelindaFebruary 8, 2016Staff

      Hi Vicki,

      Thanks for reaching out.

      Appling for a home loan at this age may prove more difficult but your ability to qualify for a loan will depend on the type of home loan that you’re applying for as well as your income, assets, credit history and any existing debt that you have (e.g. credit cards or personal loans).

      Unfortunately many lenders will view you as a high-risk borrower if you’re no longer in the workforce and therefore do not have a steady income source. As a result, you may be charged higher fees or a higher interest rate depending on the individual lender’s policy.

      It’s strongly advised that you speak to a mortgage broker regarding your borrowing options to ensure that you apply for the right type of finance for you. For instance, you may want to consider a fixed-rate home loan for greater certainty and security of knowing what your repayments will be.

      You can learn more about the risks involved when applying for finance during your retirement years on this page.

      All the best,
      Belinda

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