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Australian home loan providers: A to Z listing
There are dozens of different home loan providers in Australia, and we've compiled an A-Z list covering almost all of them.
The Australian home loan market is a crowded, competitive world. At Finder, we track home loan rates from lenders big and small and have information about these home loan providers. Click on any lender below to learn more about it.
Understanding different types of lenders
Mortgages might all be similar products, but there are some real differences between different types of lenders. Your choice of lender depends partly on what you care most about, be it convenient online service, sustainability or getting face-to-face help from a human at a bank branch.
- The Big Four banks. Australia's 4 biggest banks have the biggest market share and offer many different home loan products, banking apps and in-person branch support.
- Online lenders and digital banks. If you don't need in-person help with a loan application, online lenders and digital banks offer competitive rates and fast online applications.
- Customer-owned banks. Australia has a broad range of typically smaller, local credit unions and other non-bank lenders that are member-owned. This means profits are invested back into the institution rather than paid out to shareholders. These lenders may only serve customers in a city, state or region. Many put a share of profits into community initiatives.
- International banks. You can get a home loan with a bank that operates in Australia as part of a global or foreign brand. Examples of an international bank include HSBC, Citi, Bank of China and ING.
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