Compare Home Loans

Whether you're refinancing, investing or buying a home, we can help you find the right choice.

Home Loan Finder® lets you compare home loans from across the market, from the big banks to smaller lenders, credit societies and online providers. You can compare mortgage rates, read up on individual products and apply directly with lenders. Your home buying journey starts here.

Home loan comparison

Rates last updated April 22nd, 2018
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Loan purpose
Offset account
Loan type
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Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
3.64%
3.66%
$0
$0 p.a.
80%
Pay no ongoing fees and enjoy a flexible repayment schedule, including the ability to make unlimited additional repayments without penalty.
3.59%
3.60%
$0
$0 p.a.
90%
Borrow up to 90% of the value of your property and pay no ongoing fees with this loan from a leading international bank.
3.69%
3.73%
$600
$0 p.a.
95%
Variable rate home loan from one of the big 4 banks. Available with just a 5% deposit.
3.69%
3.69%
$0
$0 p.a.
90%
Get a special discount for a limited time when you open an IMB Transaction Account. Face-to-face consultations available in NSW and ACT.
3.69%
3.69%
$0
$0 p.a.
80%
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees. Refinance to a UBank loan and you could get $1,000 in your USaver account (offer conditions apply).
3.68%
3.69%
$0
$0 p.a.
95%
This variable rate loan offers flexible repayments and a redraw facility. Available with a 5% deposit.
3.58%
3.58%
$0
$0 p.a.
70%
A low interest rate home loan with no application or ongoing fees.
3.65%
3.66%
$0
$0 p.a.
90%
Offset up to $50,000 of the combined balances of your CUA Everyday Accounts and save on interest.
3.64%
3.67%
$0
$0 p.a.
80%
A mortgage with a competitive variable rate, limited fees and plenty of flexibility.
3.52%
3.53%
$0
$0 p.a.
80%
Go from application to approval in as little as 20 minutes with a variable rate loan from this innovative online lender. Add a 100% offset account for $10 a month.
3.64%
3.67%
$0
$0 p.a.
80%
This loan offers a competitive variable rate and a 100% offset account to help save you on interest repayments.
3.49%
3.49%
$0
$0 p.a.
90%
Get a competitive variable rate with low fees. Add a 100% offset account for $10 a month. Available with a 10% deposit.
3.87%
3.87%
$0
$10 monthly ($120 p.a.)
90%
Get Virgin Velocity Points at settlement, monthly and every three years, plus the option to make up to $10,000 a year in extra repayments.
3.68%
3.83%
$0
$10 monthly ($120 p.a.)
80%
Get a 100% offset account to save on interest charges, and pay no application fee.
3.49%
3.52%
$500
$0 p.a.
95%
A loan that combines a competitive rate with a 100% offset account.
3.64%
4.03%
$0
$395 p.a.
80%
New borrowers or refinancers from another lender get a discounted rate with this package loan.
3.54%
3.58%
$0
$0 p.a.
80%
Eligible borrowers can get $1,200 cashback on this loan with a 100% offset account and a redraw facility.
3.72%
3.74%
$0
$0 p.a.
80%
Save on interest by taking advantage of a 100% offset account along with no ongoing fees or application fees.
3.62%
3.62%
$0
$0 p.a.
95%
Free home and contents insurance for 1 year. Terms and conditions apply. QLD residents only.
3.65%
3.66%
$0
$0 p.a.
80%
This special rate loan comes with no application or ongoing fees, and offers a flexible repayment schedule.
3.77%
3.81%
$200
$0 p.a.
95%
A simplified mortgage with a low interest rate and a redraw facility.
3.70%
4.13%
$0
$395 p.a.
90%
Package your loan with an eligible credit card for discounts on rates and fees, and get a 100% offset account.
3.73%
3.73%
$0
$0 p.a.
80%
Get a 100% offset account and pay no application or ongoing fees on this special variable rate for owner-occupiers.
3.59%
3.99%
$0
$395 p.a.
90%
A high maximum LVR home loan with redraw facility and additional payments.
3.69%
4.86%
$0
$395 p.a.
90%
Start your home buying journey with 2 years of fixed repayments and a reasonable rate from a big 4 bank. Available with a 10% deposit.
3.78%
3.78%
$0
$0 p.a.
80%
Pay no application or ongoing fees and get access to a free redraw facility with this innovative online lender.
3.62%
3.62%
$0
$0 p.a.
80%
Pay no application or ongoing fees and get access to a redraw facility and flexible repayment schedule. Refinance to a UBank loan and you could get $1,000 in your USaver account (offer conditions apply).
3.84%
3.87%
$0
$0 p.a.
90%
Save on interest with a free 100% offset account and buy your property with just a 10% deposit.
3.59%
4.14%
$395
$0 p.a.
80%
A one year fixed rate offer with no ongoing bank fees.
3.99%
3.74%
$0
$0 p.a.
90%
Borrow up to 90% of the value of the property you're buying, and pay no application fee.
3.69%
4.11%
$0
$395 p.a.
80%
Save on interest with a 100% offset account and save on other ME products with this package loan.
3.59%
3.99%
$0
$395 p.a.
95%
Get interest rate discounts and waived fees on this package loan with a 100% offset account.
3.74%
4.01%
$395
$0 p.a.
80%
A competitive 3 year fixed rate with no ongoing bank fees.
3.99%
5.17%
$600
$0 p.a.
90%
Competitive rates for fixed for 3 years with redraw facility.
3.85%
4.05%
$0
$350 p.a.
95%
This high LVR fixed rate loan allows you to borrow up to 95% of the value of the property you're buying.
3.74%
3.74%
$0
$0 p.a.
80%
Pay no application or ongoing fees and get access to a redraw facility and flexible repayment schedule.
3.79%
3.80%
$0
$0 p.a.
80%
Investors can go from application to approval in as little as 20 minutes with this innovative online lender.
4.15%
4.76%
$600
$0 p.a.
90%
A competitive rate with no ongoing fee and borrow up to 90% LVR.
3.85%
5.05%
$600
$0 p.a.
95%
This fixed rate loan offers a 100% offset account and the flexibility to make extra repayments.
4.50%
4.82%
$600
$0 p.a.
90%
A variable interest-only loan to fund your investment. Get this loan with a 10% deposit.
4.19%
4.21%
$0
$0 p.a.
80%
Investors will pay no application or ongoing fees for this interest-only loan.
3.99%
4.99%
$600
$0 p.a.
95%
Get a 100% offset account and the option to make extra repayments with this fixed rate loan.
3.94%
3.57%
$0
$0 p.a.
80%
Apply online for this fixed rate, low-fee loan with redraw facilities and an optional offset account.
4.09%
4.12%
$0
$0 p.a.
90%
Access a fee-free offset account and a special interest rate for investors.
3.65%
4.84%
$0
$395 p.a.
90%
Pay no application fee for this package loan, and get access to a redraw facility. Face-to-face consultations available for NSW and ACT customers.
4.14%
4.14%
$0
$0 p.a.
80%
Investors pay no application or ongoing fees on this loan from an innovative online lender.
4.09%
4.49%
$0
$395 p.a.
90%
Enjoy all the benefits of a full-featured package investment loan, including a 100% offset account.
3.97%
3.97%
$0
$0 p.a.
90%
A variable rate loan with a 100% offset account. Available with a 10% deposit.Face-to-face consultations available for NSW and ACT customers.
4.14%
4.17%
$0
$0 p.a.
80%
Investors can easily access their equity using BPAY, a debit Master Card or cheque book with this interest-only line of credit.
3.89%
4.87%
$0
$0 p.a.
90%
Borrow up to 90% of the value of the property you're buying and pay no application or ongoing fees.
3.97%
4.02%
$445
$0 p.a.
90%
Buy a home with just a 10% deposit with this variable rate loan. Face-to-face consultations available for NSW and ACT customers.
3.99%
4.86%
$0
$0 p.a.
80%
Access a fee-free 100% offset account and pay no application or ongoing fees.
4.29%
4.34%
$445
$0 p.a.
80%
Variable investment loan with 100% offset account. Face-to-face consultations available for NSW and ACT customers.
3.69%
3.71%
$0
$0 p.a.
80%
Family guarantee option available. Enjoy flexible repayments and a low minimum loan amount.
4.29%
4.21%
$0
$0 p.a.
80%
Investors can go from application to full approval in as little as 20 minutes with this innovative online lender.
4.14%
4.81%
$0
$0 p.a.
80%
Pay no application fees and access a fee-free redraw facility with this fixed rate loan.
3.69%
4.06%
$0
$349 p.a.
90%
Package your loan with other AMP products and save on rates and fees.
4.11%
3.83%
$0
$0 p.a.
80%
Enjoy a fast application process and flexible repayment options with this fixed rate investment loan.
3.96%
3.98%
$350
$0 p.a.
90%
For a limited time, pay no application or settlement fees. You can also take advantage of a free redraw facility.
4.09%
3.79%
$0
$0 p.a.
70%
A competitive 3-year fixed rate loan with a high max insured LVR.
3.99%
4.02%
$0
$0 p.a.
80%
Investors can enjoy flexible repayment options and pay no application or ongoing fees.
3.85%
4.82%
$600
$35 monthly ($420 p.a.)
90%
Make up to $10,000 in extra repayments per year and take advantage of a flexible repayment schedule.
3.68%
3.69%
$0
$0 p.a.
90%
Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.
4.09%
4.12%
$0
$0 p.a.
95%
Buy a home with just a 5% deposit and get flexible repayment options and a redraw facility.
3.64%
3.78%
$0
$10 monthly ($120 p.a.)
80%
Earn Velocity Points on your mortgage (for a limited time, subject to eligibility requirements). Plus, access a 100% offset account to save on interest.
3.79%
3.80%
$0
$0 p.a.
70%
Keep your LVR at 70% or below and enjoy a special discounted rate. Also, pay no application or ongoing fees.
3.89%
4.96%
$0
$395 p.a.
95%
Refinancers can get $1,500 cashback. Conditions apply. Package your home loan with a Qantas rewards earning Amplify credit card.
3.69%
3.69%
$0
$0 p.a.
70%
Pay no application or ongoing fees and get a flexible loan with the ability to split up to 6 times.
3.99%
4.03%
$0
$0 p.a.
95%
Buy a home with just a 5% deposit and pay no application or ongoing fees.
3.89%
4.97%
$0
$395 p.a.
95%
Get discounts on a range of Commonwealth Bank products and enjoy the option of fee-free extra repayments during the fixed term.
4.39%
5.42%
$300
$10 monthly ($120 p.a.)
95%
Borrow up to 95% and lock in a 3 year fixed rate. Access your account via internet and phone banking.
5.29%
5.64%
$995
$15 monthly ($180 p.a.)
65%
Available for former bad credit borrowers who have had a clean credit file for the last 24 months. Available for purchase or refinance.
3.59%
4.42%
$600
$0 p.a.
95%
Get a 1% discount for the first two years of your loan and pay no application or ongoing fees.
3.64%
3.65%
$0
$0 p.a.
95%
Family pledge option available. Get a special discount off Bank of Melbourne's basic variable rate.
3.89%
4.88%
$0
$395 p.a.
95%
Refinance from your existing loan and get a $1,250 rebate. Terms and conditions apply. Plus get discounts on a range of Westpac products.

Compare up to 4 providers

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Applications are subject to approval. Conditions, fees and charges apply. Please note that you need to be an Australian citizen or permanent resident to apply.

Credit services for Aussie Select, Aussie IQ and Aussie Optimizer products are provided by AHL Investments Pty Ltd ACN 105 265 861 Australian Credit Licence 246786 ("Aussie"), and its appointed credit representatives. Credit for Aussie Select products is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133 Australian Credit Licence 414133 (“RMG”). RMG is a wholly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945. Credit for Aussie Optimizer products is provided by Perpetual Limited ABN 86 000 431 827 (Lender). Credit for Aussie IQ is provided by Macquarie Bank Limited ABN 46 008 583 542 AFSL and Australian Credit Licence 237502. Home loans issued by the Lender are serviced by Macquarie Securitisation Limited ABN 16 003 297 336, Australian Credit Licence 237863 (MSL).

Aussie is a trade mark of AHL Investments Pty Ltd. Aussie is a subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124. ©2018 AHL Investments Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786.

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Home Loan Offer

loans.com.au Essentials - Variable (Owner Occupier, P&I)

3.64 % p.a.

variable rate

3.66 % p.a.

comparison rate

Home Loan Offer

With the loans.com.au Essentials Variable Home Loan enjoy a home loan with no application or ongoing fees as well as a competitive interest rate. Borrow up to 80% of the property's value. For owner occupiers and principal and interest repayments only.

  • Interest rate of 3.64% p.a.
  • Comparison rate of 3.66% p.a.
  • Application fee of $0
  • Maximum LVR: 80%
  • Minimum borrowing: $50,000
  • Max borrowing: $2,000,000
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Compare mortgage rates

Finding the right mortgage for every borrower

When comparing mortgages you really need to find a product that suits your plans, whether you're buying a home, an investment property, or looking to switch your current loan to a better one.

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Refinance your current loan
You're not locked into your mortgage. Switching to a better product can save you thousands in repayments and unlock useful fees.
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Low deposit home loans
Ideal for first home buyers and younger borrowers, compare mortgages with 5% or 10% minimum deposits.

There are many more unique situations for borrowers. Check out some of our other in-depth guides and product comparisons:

How do I compare home loans?

When comparing mortgages the interest rate is very important. But there's a lot more to look at:

  • The interest rate. A lower interest rate will keep your repayments down. It's also important to decide whether you want a fixed or variable interest rate. Variable rates are often lower and have more flexibility but your rate can go up (or down) at any time. Fixed rates let you budget your repayments more accurately because you know your repayments in advance.
  • Repayment type. Most borrowers opt for principal and interest repayments, where you repay the principal (the money you've borrowed) plus interest together. Interest-only repayments delay the full cost of your loan as you only repay the interest at first. Interest-only loans are a good choice for some borrowers but you'll end up paying more in the long run this way.
  • Features. Always compare a loan's features, such as offset accounts and redraw facilities. But don't get a loan with a higher rate and extra features if you won't really need them.
  • Fees. Application, settlement and monthly fees can add to your mortgage costs. Be sure to factor them in, but remember that the interest rate matters more than fees in determining your costs.

How much do mortgages cost?

Person crunching mortgage costs at a desk.Your mortgage costs depend on the following factors:

  • Your interest rate. The higher the rate the more you pay in interest. If you're borrowing a lot of money even a small difference in the rate can add hundreds or even thousands of dollars to your repayments.
  • How much your property costs. The price of the property determines everything else.
  • How much you're borrowing (and your deposit size). If you've saved up a large deposit you won't have to borrow as much, making your repayments lower. If you have a deposit below 20% of the property's value you may have to pay lenders mortgage insurance too.
  • Fees. These may have less impact than the interest rate, but mortgage fees can add up. A loan's comparison rate can help you understand how fees and the interest rate affect your costs.
  • Government charges. When buying a property you should factor in how much stamp duty costs. You may also have to pay other government charges.

To get a better understanding of how the interest rate and loan amount can affect your repayment costs use our mortgage repayment calculator below.

Check out all finder's home loan calculators here

What features can I get with a mortgage?

When comparing mortgages it's also important to look at the features that come with many loans.

  • Extra repayments. Most loans today allow you to make additional repayments, helping you pay your loan off sooner.
  • Redraw facility. A redraw facility lets you take out extra repayments you've made into your loan to spend as you need. This lets you access extra funds for emergencies or unforeseen expenses. It can be helpful, but the more you redraw the longer your loan will take to pay off.
  • Offset account. An offset account is a transaction account which is linked to your loan. Any money deposited into the account offsets interest on your home loan. Imagine a loan of $100,000 which has an offset account with $10,000 in it. When interest is calculated on the loan, it’s only calculated on $90,000 because the $10,000 is offset for the interest calculation.
  • Portability. A portable loan is one you can keep even when changing properties. It's convenient and saves you the need to refinance.

Houses and road viewed from above.

How do I actually apply for a loan?

The mortgage application process seems complex and scary. But once you break it down it's not that hard. The first step is to get prepared:

  • Is your credit file in order? Find out how to get a copy of your credit file and make sure there are no errors on it. If you have defaults or late repayments on your file, make sure you can explain them. Close any credit cards you're no longer using.
  • Are you getting a joint loan? Think about how strong your relationship is with the other party. Changes to your relationship could make it hard if one party wishes to sell their part of the property.
  • Are you eligible for the loan? Borrowers generally need to be over 18 years of age. There are other requirements too, but those depend on the lender. Some will want you to have a good credit rating. Others might not allow you to buy inner city apartments. Always read the eligibility criteria before applying.

Pre-approval explained

Pre-approval means your lender will "conditionally" approve you for a specific loan amount. It'll take into account your income, debts and liabilities when deciding this. It's usually extended for a few months, allowing you to look for a property with a bit more confidence. It's important to note that pre-approval conditions can differ depending on the lender. Read our expert explanation of pre-approval to find out what to look for.

What paperwork do I need to give my lender when applying for a home loan?

Your lender wants to work out whether or not you can afford a loan. They will ask for a lot of information from you, including:

  • Personal details. Your full name, tax file number, driver's licence number or some other form of photo ID, phone number and address.
  • Employment details. Your lender wants to know about your job, how long you've been in your position and and may even ask for your employer's contact information to confirm these details.
  • Financial details. Your lender will want to know how much you earn and spend. They'll want to see recent payslips, as well as details of your expenses and debts including personal loans or credit cards.
  • Information about your property. The exact paperwork required will depend on the type of property you're buying. You'll need to tell your lender the property address, the type of property, number of rooms and more.

All the information you need when applying for a mortgage.

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More mortgage guides and questions

If you need more specific help, check out some of our detailed guides to switching loans, buying a property, saving a deposit and much more:

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Home Loan Offers

Important Information*
loans.com.au Essentials - Variable (Owner Occupier, P&I)

A competitive interest rate home loan with interest only options. Interest rate 3.64%p.a.
comp rate of 3.66%p.a.

Tic:Toc Live in Loan Variable Rate - Principal & Interest

Go from application to approval in as little as 20 minutes with a variable rate loan from this innovative online lender. Add a 100% offset account for $10 a month.

NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I) First Home Buyer Special

Start your home buying journey with 2 years of fixed repayments and a reasonable rate from a big 4 bank. Available with a 10% deposit.

UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupied Variable P&I Rate — borrowing $700,000 or more

Pay no application or ongoing fees and get access to a redraw facility and flexible repayment schedule. Refinance to a UBank loan and you could get $1,000 in your USaver account (offer conditions apply).

Ask an Expert

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95 Responses

  1. Default Gravatar
    KevinMay 16, 2017

    hi,

    i was looking at the home loans
    it states owner occupier
    as i am a foreign investor, what types of loans should I look at
    does it mean that we have to pay a higher interest?
    thanks

  2. Default Gravatar
    SuzieMarch 10, 2017

    I am looking to buy addition investment and PPR. I am looking for comparative interest rates.
    Can you please assist?

    Thank you
    Suzie

    • Staff
      LouMarch 13, 2017Staff

      Hi Suzie,

      Thanks for your question.

      You may refer to this page to compare investment property home loans.
      For owner-occupier, you may check this page.

      On both pages, we have a home loan calculator on top of the comparison table that you can take advantage of to see which lender offers low monthly payment.

      Alternatively, you may also get in touch with a mortgage broker to assist you in finding a suitable home loan option.

      Cheers,
      Anndy

  3. Default Gravatar
    TerryOctober 13, 2016

    Hi,
    I am 65 and my wife is 51. We both have full time jobs.
    We are hoping to purchase our first ever unit instead of paying rent as we do now. Would our ages be against us if we applied for a $700,000 loan? How much deposit would we need?
    Thank you

    • Staff
      LouOctober 14, 2016Staff

      Hi Terry,

      Thanks for your question.

      Please note that we are a financial comparison and information website. We can’t give advice on your specific situation.

      In Australia, there are anti-discrimination legislations that prevent lenders from discriminating borrowers based on age. You can find more details about maximum age limit for home loan borrowers on this page.

      Lenders would also like to make sure that you meet the general lending criteria and that you can comfortably afford to repay the loan without having financial difficulties. This is why the older you are, the more it might be difficult for you get a mortgage approval.

      Also, the deposit that you need depends on the type of loan that you are getting.

      For your home loan options, you may want to get in touch with mortgage broker and discuss your circumstances and borrowing needs.

      Cheers,
      Anndy

  4. Default Gravatar
    TrevorOctober 2, 2016

    I run my own business and need a low doc loan
    Thanks Trevor

    • Staff
      LouOctober 5, 2016Staff

      Hi Trevor,

      Thanks for getting in touch.

      If you are looking for a low doc home loan, you can compare your options here.

      You may also want to get in touch with a mortgage broker who will consider your personal situation in finding a range of home loan options.

      Cheers,
      Anndy

  5. Default Gravatar
    BrianOctober 27, 2015

    I am an aged pensioner and have my own property with a double garage and wish to improve it to liveable state.and need aloan to do so It is in a small country community which is going ahead. What are the chances of finance?

    • Staff
      MarcOctober 28, 2015Staff

      Hi Brian,
      Thanks for the question, finder.com.au are a comparison website and we can only offer you general advice.

      Your chance of receiving a loan will depend on a range of factors, including your income, assets and debts. One option might be to contact a mortgage broker and see what lenders or loans they suggest might result in your application being approved.

      I hope this helps,
      Marc.

  6. Default Gravatar
    September 3, 2015

    Iam living in a town house and have rented my two rooms privately and getting rent of $200 weekly from each room. Can I include this income as a genuine savings, If yes, how to prove this.

    • Staff
      MarcSeptember 4, 2015Staff

      Hi Binod,
      Thanks for the question, finder.com.au are a comparison website and we can only offer you general advice..

      The definition of ‘Genuine Savings’ changes depending on the lender, but the below is what the Commonwealth Bank define as genuine savings:

      – A savings pattern established over at least 3 months
      – Term Deposit held for at least 3 months
      – Shares held for at least 3 months
      – Gifts held in your account for at least 3 months
      – Cash held in your account for at least 3 months
      – Equity in an existing property
      – Inheritance money held in your account for at least 3 months

      If your rental income fits into one of the above categories than for this lender it would be counted as genuine savings. I would recommend contacting a lender you’re interested in applying with and seeing what their policy is regarding rental incomes.

      I hope this helps,
      Marc.

  7. Default Gravatar
    LenaJuly 8, 2015

    Hi. This website is great for comparing home loans but they are mostly not with the major banks.
    Could you tell me if there is a website that deals mainly with the anz, nab, commonwealth etc similar to this one.
    Thanks

    • Staff
      BelindaJuly 9, 2015Staff

      Hi Lena,

      Thanks for the feedback.

      finder.com.au is an online comparison and general information service and in fact, we do compare a wide range of products offered by many reputable Australian lenders including the ‘Big 4’ and specifically ANZ, NAB and the Commonwealth Bank, as you’ve mentioned.

      You might be interested to compare competitive products by these lenders using the hyperlinks provided above.

      Thanks,
      Belinda

  8. Default Gravatar
    AmyJune 6, 2015

    Do I put money in my super or pay my loan ?
    When I sixty I can get some money out of my super and put it in my mortgage good idea or not ?

    • Staff
      BelindaJune 9, 2015Staff

      Hi Amy,

      Thanks for your enquiry.

      finder.com.au is an online comparison website so we cannot offer financial advice regarding your superannuation.

      It would be best that you speak directly with your super fund provider regarding the process of accessing your superannuation.

      Thanks,
      Belinda

  9. Default Gravatar
    ReneeJune 1, 2015

    Hi.
    Do any banks offer a personal loan as the deposit and include this in the home loan repayments?

    • Staff
      JodieJune 3, 2015Staff

      Hi Renee,

      Thank you for reaching out to finder.com.au. a financial comparison website and we can only offer you general advice.

      Most lenders have a maximum percentage of the value of the home they will allow you to borrow, however, each lender has their own w structure of loans and how they lend money.

      if you are looking to purchase or refinance it may be in your best interest to speak to a mortgage broker who can talk you through the lending process and also offer advice on your specific circumstances.

      Regards
      Jodie

  10. Default Gravatar
    KanoMarch 18, 2015

    Team,
    Would you be able to calculate the savings on paying a home loan daily VS weekly? How many years will this reduce is loan by?
    Loan amount of = $307000
    Monthly payment principal and interest = $2475
    Daily repayments = $108.76

    • Staff
      ShirleyMarch 18, 2015Staff

      Hi Kano,

      Thanks for your question, finder.com.au are a comparison website and we can only offer you general advice.

      Unfortunately we don’t have any daily repayment calculators at our disposal. You’ll find that lenders offer weekly, fortnightly or monthly repayments.

      If you’d like, you can see a range of home loan calculators available on this page to help you plan your mortgage.

      Cheers,
      Shirley

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