
Get exclusive money-saving offers and guides
Straight to your inbox
Updated . What changed?
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Top Pick for
Balance Transfer
Top Pick for
Frequent Flyer
Top Pick for
0% Purchase
Top Pick for
Low Cost
For our Top Picks, we compared hundreds of credit cards from Finder partners in January 2021. Keep in mind that our top picks may not always be the best for you, and you're encouraged to compare for yourself to find one that works for you. Read our full methodology here to find out more.
What is the best credit card in Australia? With so many products available, there isn't one card that is right for every person. But thinking about the features you want, your spending habits and your financial history will help you to compare your options.
The best credit card for you is the one that gives you the features you need, perks you want and rates and fees you can afford.
To choose the right credit card, you need to look at how you plan to use it, your current financial situation, your future plans and the credit limit you can manage.
For example, if you want a credit card that offers rewards and perks, look at frequent flyer cards or at platinum and black options. If you want a card to help you manage your expenses and repayments, compare 0% purchase, balance transfer or low rate cards.
While there are many types of credit cards available for different kinds of cardholders, they can generally be grouped into four main categories: balance transfer, rewards, low rate and no annual fee.
There's a difference between the best credit card deal and the best credit card deal for you. While it's easy to be lured by the promise of low rates and fees, bonus points and exclusive offers, the ongoing features are just as important. Comparing the following features will help you find the right credit card for your needs now and in the future.
Get more value from a credit card by comparing the latest offers and applying now. Or get in touch with our customer service team if you want to know more.
Are you self employed? Learn the requirements that you'll need to meet to apply for a credit card here.
Learn how to apply for a credit card when you're retired or on a pension and compare cards to find one that suits your needs.
Compare credit cards with some of the most competitive introductory offers to save or reward your spending this Christmas 2020.
You can use an Amex, Mastercard or Visa credit card to pay for Netflix (and most other streaming services) in Australia – find out how here.
Whether you want to save on interest costs, earn reward points or make sure your purchases are secure, compare the best types of credit cards for online shopping.
How to get more value out of your credit card with exclusive promotions, offers and perks available to existing customers.
When you apply for a credit card online, you could receive a response within 60 seconds. Find out how you to find a card that you're eligible for and increase your chances of approval.
Whether you're employed full-time, receiving Centrelink payments or something in between, compare the different credit cards you can apply for as a single parent.
Want to factor the credit card provider into your comparison? Here are some details to help you get started.