Westpac Credit Card Offer

Westpac Low Rate Card - Cashback Offer
Receive up to $350 cashback
Offer ends 30 April 2024
Eligibility criteria, terms and conditions, fees and charges apply
Westpac Credit Card Offer
Receive up to $350 cashback when you meet the spend requirement. Plus, a low ongoing 13.74% p.a. purchase interest rate.
- $50 cashback each month you spend $1,000 on eligible purchases within the first 7 statement periods
- Annual fee: $59 p.a. for primary cardholder and $0 p.a. for additional cardholder
- Purchase rate: 13.74% p.a. | Cash advance rate: 21.49% p.a.
- Minimum credit limit: $500 | Up to 55 days interest-free
Hello
Which rewards card is better. Can you recommend me anyone.
My option is altitude platinum qantas mastercard though i am not frequently flying.
Please help me to choose.
Thanks
Hi Bikash,
Unfortunately I cannot recommend a credit card for you as I can’t give personal advice.
If you’re looking for a Westpac rewards credit card specifically, you can use the comparison table above to compare interest rates, fees bonus points and points per $ spent.
If you want to look at more providers you can use the comparison table on this page: https://www.finder.com.au/credit-cards/rewards-credit-cards
The second page has a list of some of the best credit cards from this month as well as a guide to how to find the best card for you.
I hope this helps,
Elizabeth
Hi , I’m a sole trading carpenter with a registered active Abn my credit score is around 680 . I earn $120ph and pay out $32cash to my labourer from the $120 , that is including tax . I am just wondering if I would need financials or bas statements to apply for a credit card or could i just provide access to my banking statements ? I also do a lot of cash work for friends so my income doesn’t seem all that regular on paper however Iv always got plenty of work . What is the likely hood of me getting approved for this credit ?
Hi Adam,
Thanks for your inquiry.
Sorry for the delayed response. Most credit card companies vary when it comes to setting eligibility requirements and criteria. But generally, your approval will be based on their assessment of your income, credit rating and ability to repay.
As finder.com.au does not represent Westpac (or any other credit card company), we won’t be able to advise if you will be approved for a Westpac credit card or not. You’d be best if you contact Westpac directly and discuss your chances of approval before you submit your application. That way, you can avoid enquiries on your credit file and you’ll be able to keep it healthy.Â
Cheers,
May
if i use my earth black master card on a overseas holiday does the credit card travel insurance cover the costs of cancellations or accidents while i am overseas and which insurance company does westpac go through
Hi Vince,
Thanks for your question.
As your Westpac Black Earth MasterCard comes with complimentary travel insurance, so yes, you are covered for the international travel insurance for accidents and cancellations, provided that before you leave Australia on your overseas trip, you use your card to purchase your ticket and prepaid travel cost for at least AU$500.
The insurance company that provides the cover for Westpac cardholders is QBE Insurance.
Please feel free to read Westpac complimentary travel insurance guide to learn more details.
I hope this has helped.
Cheers,
May
I am a shareholder of Westpac does this count for the no fee first year with a new Black credit card
Hi Geoffrey,
Thanks for your inquiry!
The standard market offer with the Westpac Altitude Black credit card requires an annual fee of $395 p.a.
Shareholders receive the following exclusive benefits with Altitude credit cards:
Receive more bonus Altitude points than nonshareholder customers upon initial activation of any new card in the Altitude range.
7,500 bonus points with Altitude (5,000 points for regular cardholders) and Altitude Business Limited Edition.
12,500 bonus points with Altitude Gold (10,000 points for regular cardholders) and Altitude Business Limited Edition Gold.
20,000 bonus points with Altitude Platinum (15,000 points for regular cardholders).
To receive the respective exclusive points benefit when applying, quote or enter the promotional code WAAQM.
I hope this helps.
Cheers,
Jonathan
Hi, I would like to apply for a $0 balance credit card. Paying out an Ignite account. This account was initially through Virgin credit cards, however, Westpac took over Virgin + it was changed to Ignite. Am I able to apply for $0 balance transfer from Westpac or do I need to go through another bank? I don’t consider myself an existing customer, as it was not Westpac whom we initially applied for the Virgin card. What is your knowledge of this?
Hi Jocelyn,
Thanks for your inquiry!
This balance transfer transaction would be incompatible since the Ignite card is under Westpac. Our handy guide on banks you can balance transfer to will serve as your reference before moving your balance to another card. You can also see a list of balance transfer credit cards to compare. Select Go to Site if you are ready to apply. Please ensure to read through the relevant product disclosure statement and terms and conditions to ensure that you got everything covered before applying.
Cheers,
Jonathan