Best home insurance

We want you to find the best home insurance, so we're sharing all of our inside info.

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We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder .

Not sure how to find the best home insurance? Don't worry, we can help. This guide will give you heaps of expert knowledge, so you can lock in great cover that works for you.

We'll also reveal which Finder partner is most popular with our readers and share tips on cutting the cost of your policy, without sacrificing on coverage.

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Stuck on who to choose? The 3 most popular home insurers on Finder are:
1. Budget Direct
2. Westpac
3. St. George

Based on clicks to active policies from April 2020 - September 2020.

Promoted
Budget Direct Home & Contents Insurance
Budget Direct Home & Contents Insurance
Promoted
30 % off
on your first year's premium
  • Fire, storm & theft cover
  • Rebuilding cover
  • Underinsurance protection optional
  • Lodge a claim online 24/7
Save 30% on your first year's premium when you purchase a new combined Home & Contents insurance policy online. T&Cs apply.

Your search for the best home insurance starts here

Our table lets you compare the benefits offered by Finder partners, side by side. Once you see a policy with the benefits you like, just request a quote. It's that easy.

Tip:
You can request a quote from more than one insurer. In fact, that's the best way to save money. Review benefits, request quotes, compare prices.

Name Product Online Discount Pay Monthly at No Extra Cost Fire, storm, & theft damage Flood Accidental Damage Sum Insured Safeguard
Budget Direct Home & Contents Insurance
Optional
Optional
Optional
Save 30% on your first year's premium when you purchase a new combined Home & Contents insurance policy online. T&Cs apply.
Youi Building and Contents Insurance
Optional
Youi Home Insurance takes the time to tailor a premium for you.
Virgin Home and Contents Insurance
Optional
Optional
Optional
Grab a $100 e-Gift card when you purchase a new eligible Virgin Home and Contents Insurance policy by 30 November 2020. Purchase online and you'll save 30% on your first year’s premium. T&Cs Apply.
Woolworths Comprehensive Building and Contents
Save up to 20% when you purchase a combined Woolworths Home and Contents policy online.
Westpac Home and Contents Insurance
Save up to 25% when you purchase cover online.
St. George Home and Contents
Save up to 25% when you purchase cover online.
Domain Home Buildings & Contents Insurance
No
Get 12% off your first year's premium when you purchase a new combined Home & Contents Insurance policy online. T&Cs apply.
ANZ Home & Contents Insurance
Optional
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Compare up to 4 providers

What type of home insurance is best for me?

The first step in finding the best home insurance is choosing which type of policy is best suited to you. Take a look at the types below to see which might be right for you.

Home and contents

✅ You own your home
✅ There is no strata
✅ You have filled your home with many belongings

Home/ building

✅ You own the property
✅ There is no strata
✅ You have few belongings at the property

Contents

✅ You rent your home
✅ You have furnished it yourself
✅ You keep many belongings in your home

If you're still unsure, take a look at the statements below. Decide which one best describes your situation to find out which home insurance policy might be best suited to you.

Best home table

Here are our best home insurance deals October 2020

Hopefully by now you've figured out the best home insurance for you. Now see what offers are available to sweeten the deal.

Budget Direct Home Insurance Deals Budget Direct Home Insurance Deals

30% online discount on new home & contents insurance

Receive 30% off your first year's premium when you purchase a new combined Home & Contents Insurance policy online. T&Cs apply.

Last verified

Virgin Home Insurance Deals Virgin Home Insurance Deals

$100 e-Gift card + 30% off new policies

Grab a $100 e-Gift card when you purchase a new eligible Virgin Home and Contents Insurance policy by 30 November 2020. Purchase online and you'll also save up to 30% on your first year’s premium. T&Cs Apply.

Last verified

Deal ends

Woolworths Home Insurance Deals Woolworths Home Insurance Deals

Save up to 20% on combined home & contents insurance

Receive up to 20% off your Woolworths home and contents policy when you purchase online.

Last verified

Domain Insure Home Insurance Deals Domain Insure Home Insurance Deals

12% online discount on new home & contents insurance

Receive 12% off your first year's premium when you purchase a new combined Home & Contents Insurance policy online. T&Cs apply.

Last verified

Deal ends

Westpac Home Insurance Deal Westpac Home Insurance Deal

Get up to 25% off when you sign up for a new home and contents policy

Save up to 25% when you combine Home and Contents Insurance online.

Last verified

Ready to compare policies side-by-side?

More questions about the best home insurance

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2 Responses

  1. Default Gravatar
    MahendraFebruary 19, 2019

    Does the cost of land included in home value to be insured?

    • Avatarfinder Customer Care
      JhezFebruary 20, 2019Staff

      Hi Mahendra,

      Thank you for your comment.

      Only the cost of the property’s structure and its associated systems, fixtures, and finishes will be included in the estimate. The land value is included in a home’s market value but it’s not be included in the amount of insurance you buy.

      Please make sure to read the eligibility criteria, features and details of the policy, as well as the relevant Product Disclosure Statement PDS/T&C’s of the policy before making a decision and consider whether the product is right for you. If necessary, speak to the insurance brand to verify any details.

      Regards,
      Jhezelyn

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