Qantas home insurance
Here's what you get from a Qantas home insurance policy – and how many points you could earn too.
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Thinking about choosing Qantas for your home insurance? Take a look at this page to see exactly what you're covered for, what you can expect from your policy and where you can find some decent discounts too.
Compare Qantas Home Insurance policies in a few clicks
What's the deal with Qantas?
Qantas is most commonly known for its airline but the company actually has a few different areas of business, including insurance.
The Qantas brand offers health insurance, car insurance, travel insurance, life insurance and most recently, home insurance.
The home insurance policies are underwritten by Auto & General Insurance Company. That's one of the biggest insurance providers in the world.
What does Qantas home insurance cover?
Home insurance covers the actual structure of your home while contents covers the things inside it. It's super helpful in lots of situations but there are things it doesn't cover too.
|Key benefits||Home and contents Insurance||Home building insurance||Contents insurance||Landlord insurance|
|Pay monthly at no extra cost|
|Full building replacement|
|Choice of excess|
|Fire and explosion|
|Accidental glass breakage|
|Temporary accommodation||10% of sum insured – up to 12 months||10% of sum insured – up to 12 months||10% of sum insured – up to 12 months||10% of sum insured – up to 12 months|
|Replacement of locks||$1,000||$1,000||$1,000|
|Damage to trees, plants or shrubs|
|Electrical motor burnout||Optional||Optional||Optional||Optional|
|Contents temporarily removed from home||20% of the contents sum insured||20% of the contents sum insured||20% of the contents sum insured|
|Cover for strata title property owners|
|Removal of debris and trees||10% of sum insured||10% of sum insured||10% of sum insured|
|Tools of trade||$2,000||$2,000||$2,000|
|Loss or theft of credit card||$800||$800||$800|
|Home office contents||$15,000||$15,000||$15,000|
|Storm and rainwater damage|
|Impact including fallen trees|
|Automatically included watch limit||$5,000||$0||$5,000||$5,000|
|Specified personal effects||Optional||Optional||Optional|
|Loss of rent||Up to 10% of sum insured, up to 12 months||Up to 10% of sum insured, up to 12 months||Up to 10% of sum insured, up to 12 months|
|Tenant default and damage||Optional|
|Underwriter||Auto & General Insurance Company Limited||Auto & General Insurance Company Limited||Auto & General Insurance Company Limited||Auto & General Insurance Company Limited|
|Distributor||Qantas Airways Limited||Qantas Airways Limited||Qantas Airways Limited||Qantas Airways Limited|
What other benefits are there?
- Sum insured safeguard. If you add on this optional extra, Qantas will increase the amount you are insured for by up to 25% if you make a claim on your home insurance and it turns out you're not fully covered.
- Choice of excess. There are 12 different levels of excess to choose from, ranging from $100 to $5,000. The higher the excess, the lower the premiums.
- Temporary accommodation. If your home is unliveable, Qantas will pay up to 10% of your home or contents sums insured for reasonable and appropriate temporary accommodation.
- Funeral expenses. Qantas will pay up to $7,000 towards funeral costs if you, your family or a household member suffer a fatal injury caused by an insured event at your address.
What doesn't Qantas cover?
Home insurance helps in lots of different situations, but it doesn't cover everything. Here's a list of some of the things your Qantas home insurance policy won't cover.
- Action of the sea, high water or underground water
- Breaking the law
- Business activity
- Consequential loss
- Contamination or pollution
- Contents in the open air
- Defects, structural faults or design faults
- Earth movement
- Gradual deterioration
- Hydrostatic pressure
- Intentional acts
- Loss of data
- Poor condition
- Uninsured period (first 72 hours of this policy)
- When your home is unoccupied
- Items over a certain value
- Pet injury
- Damage to trees and shrubs
Will I get frequent flyer points?
Yes! If you join by 2 May 2021, you could earn up to 20,000 Qantas Points. This will vary depending on how expensive your home insurance policy is though.
More guides on Finder
Home office insurance
We talk you through how to get home office insurance.
Fixtures and fittings: Why they matter in home insurance
Knowing the difference between fixtures and fittings can help you decide which home insurance policy is right for you.
From costs and finance options to what materials you’ll need, learn about bathroom renovations in this comprehensive guide.
How to start a garden edging business
Find out the steps to opening a garden edging business.
Life insurance for women
How to get life insurance for women.
2020 Hyundai IONIQ Hybrid and Plug-in Hybrid review
Learn what four motoring experts thought of the Hyundai IONIQ hybrid and plug-in hybrid
Home and kitchen appliance insurance can save you thousands if something goes wrong.
Get protection for your high-value electronics and whitegoods with home and kitchen appliance insurance.
Find out the ins and outs of art insurance and what type of cover is right for you.
Solar panel insurance
Find out how to get cover for your solar panels.
2020 Hyundai IONIQ Electric review
If you want a thoroughly practical electric car, the Hyundai IONIQ Electric is one of the most affordable and usable battery-powered models.
Ask an Expert