Qantas Money offers a range of home loans for both owner-occupiers and investors. Take a look at its home loans in the table below or learn more about this lender.
Compare Qantas Money loans for April 2024
Qantas Points offer Eligible first home buyers and refinancers can get 100,000 Qantas Frequent Flyer points on settlement and then again every year for the life of the loan.
You will need to be a Qantas Frequent Flyer member. Your first 100,000 points will be awarded on settlement. You will then receive 100,000 each year 3 months after the anniversary of your settlement.
The Qantas Frequent Flyer points cannot be split between applicants. If there are multiple applicants the points will be given to the primary applicant.
Full terms, conditions and loan eligibility criteria apply.
Hit the "Load more" button to compare a bigger selection of products and hit the green button to go to Qantas Money's website to start an enquiry or learn more about the loan.
Here are the key features and details you need to know about Qantas Money's mortgage products.
Feature
Details
Minimum deposit
90% for borrowers taking out Lender's Mortgage Insurance. Without LMI, and for homes with a value of up to $2m, you need at least a 20% deposit; for homes with a value of more than $2m, you need at least a 25% deposit.
Offset account
You have the option of having a 100% offset account attached to your home loan for a fee of $10 a month.
Repayment options
You can choose a home loan where you pay off the principal and interest or up to 5 years interest only.
Rate match
Qantas Money offers variable and fixed interest rate loans.
How do I apply for a Qantas Money home loan?
To apply for a Qantas Money home loan, visit the Qantas Money website where you can apply online. The process includes digital verification of identity and settlement processes for most applications.
Make sure you have the relevant documents, as below, to complete your application. The application can be completed in minutes and Qantas Money will confirm borrower details in real time.
For any problems you can use the system’s WebChat during the application, as well as 7-day customer support.
Eligibility
When applying for a Qantas Money home loan, a borrower should generally meet the following criteria:
Age. You must be over 18 years of age.
Residency. You should be a resident of Australia.
Employment. You should have a regular source of income.
Qantas Membership. You must be or intend to become a member of the Qantas Frequent Flyer program.
Documents required
When you apply for a home loan with Qantas Money you may need to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Rebecca Pike is Finder's senior writer for money. She joined Finder after almost four years writing for business publications in the mortgage and finance industry, including three years as editor of Mortgage Professional Australia. She regularly appears as a money expert on programs like Sunrise and Today, as well as across radio and newspapers. She also holds ASIC-recognised certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products.
Offering a solution that ‘comes with a holiday each year’ Qantas has ventured into the home loan space. Borrowers can not only get a competitive interest rate, but 100,000 Qantas Points each year of their home loan.
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