Save with these travel insurance promo codes: October 2026

These travel insurance promo codes offer discounts on your travel insurance policy so you can spend less on insurance and more on your trip.

Save now with these travel insurance coupon codes

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Tick Travel Insurance EXCLUSIVE Use code Finder to get 7% off Tick is offering 7% off travel insurance policies exclusively through Finder. To claim the discount, enter promo code FINDER at checkout on the Tick website. T&Cs apply. Get deal Get deal		loading Fetching your data...
Insureandgo EXCLUSIVE Save 10% on InsureandGo policies with Finder InsureandGo is offering 10% off travel insurance policies exclusively through Finder. To claim the discount, enter promo code FINDER10 at checkout on the InsureandGo website. T&Cs apply. Get deal Get deal		loading Fetching your data...
Wise and Silent EXCLUSIVE Get 8% off your Wise and Silent policy Wise and Silent is offering 8% off travel insurance policies exclusively through Finder. To claim the discount, enter promo code FINDER8 at checkout on the Wise and Silent website. T&Cs apply. Get deal Get deal		loading Fetching your data...
Medibank 15% off travel insurance for Medibank Private members Medibank is offering 15% off travel insurance for Medibank Private members. To claim the discount, buy your policy on the Medibank website as an eligible Medibank Private member. T&Cs apply. Get deal Get deal		loading Fetching your data...
ahm ahm and Medibank members get 10% off travel insurance ahm is offering 10% off travel insurance for ahm and Medibank Private members. To claim the discount, buy your policy on the ahm website as an eligible ahm or Medibank Private member. T&Cs apply. Get deal Get deal		loading Fetching your data...
Kogan Travel Get 10% off new Kogan Travel Insurance policies Ends 05 November 2026 Kogan Travel Insurance is offering 10% off new travel insurance policies until 5 November 2026. To claim the discount, enter promo code HOLIDAY at checkout on the Kogan Travel Insurance website. T&Cs apply. Get deal Get deal		loading Fetching your data...
Fast Cover 10% off on all duo travel insurance policies Fast Cover is offering 10% off duo travel insurance policies. To claim the discount, choose a duo policy on the Fast Cover website. T&Cs apply. Get deal Get deal		loading Fetching your data...
Qantas Earn up to 25,000 Qantas Points Ends 05 November 2026 T&Cs apply. Get deal Get deal		loading Fetching your data...
Cover-More Earn Velocity Points with Cover-More Cover-More is offering 3 Virgin Australia Velocity Points for every $1 spent on travel insurance. To earn the points, buy an eligible policy on the Cover-More website as a Velocity member. T&Cs apply. Get deal Get deal		loading Fetching your data...

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How do travel insurance promo codes work?

A promo code takes a percentage off your premium at checkout, so you get the same policy, same cover, same PDS, at a cheaper price. The codes on this page are negotiated by Finder directly with insurers and verified by our team, which is why some of them are exclusive to us.

Two things to keep in mind. A discount only makes a policy cheaper, not better. A 10% discount on a policy that doesn't cover your destination or activities is 100% wasted. Compare the cover first, then apply the code. And codes usually apply to the base premium only, so add-ons like cruise or ski cover may be excluded from the discount. The T&Cs on each offer spell this out so ensure you double check the fine print before signing up!

How do I use my coupon code?

Using a finder.com.au coupon code is quick and easy. All you have to do is follow a few simple steps:

1. 1. 1. Review the current coupon codes listed above and choose the one you want
      2. Click on the relevant link to view the code for your chosen travel insurer
      3. By clicking on the link, you will also be taken to the insurer’s website so you can obtain a detailed quote
      4. Review your travel insurance quote. If you’re happy with the cost of cover and the features the policy offers, proceed to checkout
      5. Enter your coupon code in the field provided during the checkout process. Click “Apply” if necessary
      6. The coupon code discount will be automatically deducted from the cost of your policy
      7. Pay for the policy and hit the road with peace of mind!

How to save on travel insurance

Coupon codes aren’t the only way you can save money on travel insurance. Keep the following tips in mind to help cut the cost of your premium:

1. 1. • Buy online. Travel insurance from travel agents and airlines tends to be far more expensive than insurance purchased online, simply because many travel agents and airlines charge a commission on top of the price of cover. When you use finder.com.au, you'll pay the same as going direct.
      • Choose a lower level of cover. It shouldn’t come as a surprise to find that the lower the level of travel insurance cover you choose, the cheaper your premium will be. So if the cost of cover is important to you, consider choosing a basic policy rather than comprehensive cover, and remember to remove any optional extras you don’t need.
      • Consider multi-trip cover. Are you a frequent traveller? If so, buying a separate travel insurance policy for every trip you take can add up to be quite expensive. That’s why it could be worth your while considering annual multi-trip insurance, which covers all your holidays across a 12-month period and works out to be much cheaper for regular travellers.
      • Purchase a joint policy. If you’re travelling with a friend or relative, it can be quite expensive if each of you purchase separate travel insurance policies. But if you pool your resources and buy a joint policy, you can enjoy significant savings.
      • Adjust your excess. Many insurers allow you to choose the excess amount payable when you make a claim. By shifting to a higher excess, you can enjoy lower premiums.
      • Student discounts. Students tend to travel on a tight budget, so saving a little extra money on your travel insurance cover is always welcome. With this in mind, you may want to hunt around for an insurer that offers discounted cover for student travellers.
      • Senior discounts. If you’re over 55 years of age and no longer working full time, some insurers will offer discounted travel insurance for seniors. Check the fine print or contact the insurer directly to find out whether they offer any seniors discounts.
      • Group discounts. Travelling as part of a group? Use your strength in numbers to negotiate a better deal on your travel insurance policy.
      • Find cover for the whole family. If you’re planning a family holiday, did you know that many insurers will cover your children and other dependents travelling with you free of charge? This can help reduce the cost of cover, so check the fine print to find out whether your insurer offers cover for the whole family.
      • Shop around. Last but definitely not least, make sure to shop around for the best policy. This will not only help you find the most affordable cover, but more importantly, it will allow you to choose the policy that provides the best value.

For more tips on travel insurance discounts and savings, check out our guide to reducing your travel insurance premium. Otherwise, choose the discount you want from those listed above and enjoy the savings on offer.

Traps to watch out for when looking for a deal on travel insurance

It can be easy to snatch up the policy offering the lowest premium when comparing policies but doing this could leave you drastically underinsured. Here are some key points you may want to consider when looking for value for money travel insurance:

1. • Benefit excess: Low cost policies may have higher excesses applied for the payment of benefits. It is important to work out what you stand to pay in excess charges prior to application.
   • Deterioration: Many policies will take into consideration the “wear and tear” of items when determining the benefit that will be paid. It can be worth assessing how this will be applied on your policy.
   • Exclusions on the policy: Many low cost policies have many exclusions for claim payment in place. As stated previously, it can be worth comparing the exclusions of policies prior to application.
   • Documentation required: It can be helpful to get an understanding what documentation your insurer will require in order for a claim to be paid. Many insurers will require either a receipt or valuation document for some types of claims, for example.
   • Limits on valuable items: Basic policies will generally only provide cover for items up to a certain value. You may want to consider registering any high-value items prior to departure to ensure adequate cover is in place.
   • Activities covered: Insurers will often have a complete list of the sports and activities that they are willing to cover under the policy. Many basic policies do not provide cover for potentially risky activities. If you are going to be participating in any high-risk activities on your trip, it might be worth considering a specialist policy.
   • Don’t ignore warnings in the media or from the government: Many insurers will not honour claims for events that have taken place in countries that have been recommended as no-travel areas by the government or mass media, or for claims resulting from the events warned about in travel advisories. It can be worth checking travel advisories before heading overseas, and checking whether your policy covers you there.

Frequently asked questions

• Why isn't my travel insurance promo code working?

  The usual culprits: the code has expired, it only applies to certain policy tiers or it excludes optional add-ons like cruise or ski cover. Check the T&Cs on the offer, make sure you're entering the code before payment and confirm you clicked through from the correct offer. Some exclusive codes only work via the insurer's Finder link.

• Can I apply a promo code to a travel insurance policy I've already bought?

  Generally no. Promo codes need to be applied at checkout before you pay. If you bought your policy very recently, it's worth calling the insurer to ask, but most won't retroactively discount a purchased policy. If you're within the cooling-off period and haven't started your trip, you may be able to cancel and repurchase with the code, but check the cancellation terms first.

• Can I stack a promo code with other discounts?

  Usually not. Most insurers only allow one discount per policy, so a promo code typically can't be combined with member pricing, loyalty discounts or sale prices. If you have access to more than one discount, run the numbers on each separately. The biggest percentage doesn't always win if it applies to a different base price.

• Does using a promo code affect my cover or claims?

  No, a promo code only reduces the price you pay. Your policy, cover limits, exclusions and claims process are exactly the same as if you'd paid full price. The Product Disclosure Statement (PDS) that applies to your policy also doesn't change.

• When do travel insurance sales happen in Australia?

  Insurers tend to run promotions around peak booking windows, such as before the mid-year and summer school holidays, around Black Friday and in the new year when people book trips for the year ahead. That said, waiting for a sale can be a gamble, and travel insurance should be bought when you book your trip, because cancellation cover only protects you from the day your policy starts.

• Do travel insurance promo codes work on all policies?

  Usually not. Most codes apply to the base premium and exclude optional add-ons, and some are limited to specific policy tiers. Check the T&Cs on the offer before you buy.

Written by

Zahra Campbell-Avenell

Head of publishing and editorial

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As former Head of Publishing and Editorial for Finder in Australia, Zahra Campbell-Avenell led a team of experts to deliver on Finder's mission to help people make better decisions with their money. Zahra has over 12 years of experience in editorial content, and a Bachelor of Arts in Anthropology and English from Georgetown University in Washington DC. See full bio

Co-written by

Ceyda Erem

Senior writer

Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance. Formerly a copywriter for several business and finance clients, Ceyda has written hundreds of articles, guides, blogs and more to ensure Australians stay in the loop about how to best manage their money. She has a Bachelor of Arts, Majoring in Writing from Macquarie University. See full bio

Ceyda's expertise

Ceyda has written 234 Finder guides across topics including:

• Insurance