Budget Direct Travel Insurance Deals
Get 15% off your policy and a chance to win $5,000
Go into a draw to win $5,000 and get 15% off your travel insurance. T&C's apply.
Budget Direct's Comprehensive policy is Finder's pick for the second year running. It offers unlimited cover for important benefits including overseas medical expenses, cancellation and emergency companion cover.
Offering a variety of travel insurance policies, Budget Direct Travel Insurance has you covered whether you're travelling on a budget or after something more comprehensive.
Made a search before? Retrieve your search results
|Overseas medical and hospital expenses||$Unlimited|
Cancellation and amendment fees
Luggage and personal effects
Maximum age limit
|Up to 100 years of age|
Budget Direct offers five different policies to suit all travellers.
This is the highest form of cover that Budget Direct offer for overseas travel. It provides unlimited cover for things like medical expenses, cancellations and cutting your trip short.
Provides cover for almost the same benefits as a comprehensive policy but with reduced limits. Essentials excludes cover for hijacking, loss of income, pet cover and resumption of journey.
A basic level policy that offers cover for overseas medical expenses, additional expenses, luggage and personal liability.
For travel within Australia. Provides cover for things like cancellation fees, alternative travel plans and luggage loss. Medical cover is not included.
A great way to save money and time for those frequent travellers. Provides comprehensive cover for overseas and domestic trips.
Compare Budget Direct travel insurance policies side by side to see which policy would be most suitable for your trip.
|Benefits||Comprehensive||Essentials||Last Minute||Domestic||Annual Multi-trip|
|Alternative transport expenses||$5,000||$2,500||$2,500||$5,000|
|Cancellation and amendment fees||Unlimited||$12,500||$10,000||Unlimited|
|Cutting your trip short||Unlimited||$12,500||$7,500||Unlimited|
|Delayed luggage allowance||$600||$400||$250||$600|
|Hospital cash allowance||$75 per completed 24 hours up to $2,500||$75 per completed 24 hours up to $1,000||$75 per completed 24 hours up to $2,500|
|Loss of income||$10,400||$10,400|
|Luggage and personal effects*||$7,500||$5,000||$2,500||$5,000||$7,500|
|Overseas medical and hospital expenses||Unlimited||Unlimited||Unlimited||Unlimited|
|Rental vehicle insurance excess||$6,000||$4,000||$4,000||$6,000|
|Resumption of journey||$3,000||$3,000|
|Travel delay expenses||$100 per completed 12 hours up to $2,000||$50 per completed 12 hours up to $1,000||$50 per completed 12 hours up to $1,000||$100 per completed 12 hours up to $2,000|
|Travel documents, credit cards and||$5,000||$2,500||$5,000|
*Conditions such as variable claim limits apply. Table last updated 22nd September 2019
One of the major perks of taking out international travel insurance with Budget Direct is that you won't need to buy extra cover if you're heading on a cruise. However, there are a few additional cover options that come for an added price:
How much you'll pay for cover will depend on a few variables such as your age, where you're going, for how long and what activities you're planning on doing while you're there. Since there are so many variables it's hard to say whether one provider is more or less expensive than the other.
However, after completing a range of dummy quotes for different destinations, both the Essential and Last Minute policies from Budget Direct consistently cost less than the average policy in the results from the Finder Travel Insurance comparison tool.
And while the Budget Direct Comprehensive Travel insurance might cost slightly more than the average policy, it consistently ranks as one of the most comprehensive policies according to the Finder Rating. You're also getting a lot less bang for your buck. The Last Minute option only covers 4 of the 18 items covered by the Comprehensive policy, meaning that while you're saving 32% in monetary terms, you're losing about 78% of the cover provided by the premium option.
You're also getting a lot less bang for your buck. The Last Minute option only covers 4 of the 18 items covered by the Comprehensive policy, meaning that while you're saving 32% in monetary terms, you're losing about 78% of the cover provided by the premium option.
Looking to save money travel insurance? Here are some ways to cut costs with Budget Direct:
If you do need to file a claim, the process is relatively straightforward. What you'll need to provide is:
EClaim via email: Complete your claim form and send it along with any other supporting information to firstname.lastname@example.org
Claim via post: Complete your claim form and send it along with any other supporting information to;
Budget Direct Travel Insurance
Locked Bag 3018
Toowong DC, QLD 4066
Claim online: Complete your claim form and upload it along with any other supporting information through Budget Direct online claims centre; https://claimmanager.com.au/budgetdirect/agreement
Emergency assistance: +61 7 3360 7735 (reverse charges)
finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of major banks, insurers and product issuers.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product. You should consider whether the products featured on our site are appropriate for your needs and seek independent advice if you have any questions.
Products marked as 'Promoted' or "Advertisement" are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options and find the best option for you.
The identification of a group of products, as 'Top' or 'Best' is a reflection of user preferences based on current website data. On a regular basis, analytics drive the creation of a list of popular products. Where these products are grouped, they appear in no particular order.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment.
We try to take an open and transparent approach and provide a broad based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.