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Fast Cover

Fast Cover Travel Insurance review

Fast Cover Travel Insurance lets you enjoy competitive cover limits of up to $5,000,000 for a getaway in Oz. It also offers cover for some international destinations and COVID-19 cover that you'll need to opt in for.

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Our verdict

  • Fast Cover Travel Insurance's Domestic Plus policy offers the chance for you to be insured while you discover Australia, and you'll be covered for the most popular islands such as the Whitsundays and Lord Howe Island.
  • This insurance includes a competitive rate of up to $5,000,000 for personal liability and as much as $50,000 for expenses if your staycation gets disrupted. We also like that you can protect yourself for up to $5,000 if you're hiring a car or campervan.
  • Fast Cover Travel Insurance is one of a select few brands who offer COVID-19 cover.

Review by our travel insurance senior writer James Martin

Getting your travel insurance in order should be a high priority when planning your holiday and finding an insurance product that is fast, efficient and affordable could save you loads of time and money. Let's take a look at the key options of Fast Cover Travel Insurance.

Compare Fast Cover Travel Insurance policies

You can compare Fast Cover Travel Insurance against a few other brands.

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Fast Cover Travel Insurance deals


Get 5% off on all travel insurance policies with Fast Cover

Summary of Fast Cover Travel Insurance's Comprehensive Policy

Overseas medical and hospital expensesUnlimited
Cancellation and ammendment feesUnlimited
Luggage and personal effects$15,000
Maximum age limit75

Table updated August 2021

More about Fast Cover Travel Insurance

Fast Cover Travel Insurance has been in operation since 2010. The brand offers both budget policies and more comprehensive plans, covering those looking to travel domestically and to New Zealand. At the time of writing, it also offered cover for 10 European destinations including the UK.

One perk to know about Fast Cover Travel Insurance is there's a 24-hour emergency assistance line available in case you come unstuck during your trip.

Pros and cons of Fast Cover insurance


  • Flexible policies that allow you to add on a cruise or a ski option, adjust your excess levels or increase the cover on specified items.
  • Cover available to travellers up to 89 years of age.
  • A number of adventure activities are included as standard.


  • Some pre-existing medical conditions excluded.
  • Multi-trip plans not available to travellers aged 60 years and older.
  • Can not purchase cover if you're already overseas.

Fast cover policy benefits compared side by side

Cover featureComprehensiveStandard SaverBasicsSnow Sports PlusDomestic PlusFrequent Traveller Saver
Overseas emergency medical and hospital expensesUnlimitedUnlimitedUnlimitedUnlimited
Accidental death$25,000
Passports, credit cards and credit card fraud$5,000$2,000
Luggage and personal effects$15,000$5,000Optional $15,000$7,500$15,000
Travel delay expenses$2,000
Personal liability$5,000,000$2,500,000$1,000,000$5,000,000$5,000,000$5,000,000
Rental vehicle excessOptional Optional
Optional $5,000Optional

Note: Information was accurate as of August 2021.

How do I apply for Fast Cover Travel Insurance?

There are several different cover options as well as optional add-ons that you may want to include when purchasing Fast Cover insurance. Here's a quick checklist of what you should do before going ahead with your cover:

  • Compare policy options. Decide on which policy best covers your holiday needs.
  • Read the policy documents. Read through the Product Disclosure Statement (PDS) to make sure you know what is and isn't covered.
  • Check out any additional options available. If you need additional cover for your holiday activities or valuable items, research your options to upgrade your policy with additional cover.
  • Receive a quote online. Apply for an online quote for an idea of the premium you'll pay for your policy.
  • Buy sooner rather than later. Your travel insurance benefits kick in as soon as you purchase, meaning it's best to buy when you've confirmed your travel dates.

Frequently asked questions about Fast Cover Travel Insurance

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25 Responses

  1. Default Gravatar
    RyanNovember 30, 2021

    I want to know we are travelling to Canada next week. I want to know if your insurance would cover covid related medical expenses if we happened to get sick?

    • Avatarfinder Customer Care
      JamesDecember 8, 2021Staff

      Hi Ryan,

      Fast Cover Travel Insurance offers an ‘Optional COVID-19 Pack’ where they do include some cover for the following if you contract COVID-19:

      1) Overseas emergency medical, hospital and medical evacuation expenses
      2) Trip cancellation and disruption

      For more information, please refer to Fast Cover’s Product Disclosure Statement (PDS). This is available on this provider’s website – you can click the ‘Get Deal’ button above to get started.

      It’s crucial to read the policy’s wording with care so you know what your insurance covers you for, along with any restrictions and exclusions.


  2. Default Gravatar
    CharlesOctober 8, 2021

    Basic travel insurance to Thailand for 60 Days in 2022 I will be 84 and in good health . What would be the costs involved

  3. Default Gravatar
    kerryJuly 24, 2019

    we want to hire a scooter in bali does Comprehensive cover, cover us thanks

    • Avatarfinder Customer Care
      JessicaJuly 25, 2019Staff

      Hi Kerry,

      Thanks for getting in touch with Finder.

      Fast Cover’s Comprehensive policy doesn’t automatically cover you if you’re hiring a scooter overseas but they do offer a Motorcycle Pack which is available as an add-on to your policy. Just be aware that to be covered, you will need to follow Fast Cover’s conditions;


      • You must wear a helmet.
      • For motorcycles with an engine size of 50cc or less, you must hold an Australian Drivers Licence.
      • For motorcycles with an engine size over 50cc, you must hold an Australian Motorcycle Licence.
      • You must be legally allowed to ride in the country that you are in.


      • You must wear a helmet.
      • The person in control of the motorcycle, moped, or scooter must be legally allowed to ride in the country that they are riding in.

      We also have a page dedicated to motorcycle travel insurance (includes scooters), if this helps.

      Kind regards,

  4. Default Gravatar
    DianeSeptember 16, 2018

    Does Fast Cover cover for pre existing conditions that are either under control or been fixed?

    • Avatarfinder Customer Care
      JeniSeptember 16, 2018Staff

      Hi Diane,

      Thank you for getting in touch with finder.

      Some pre existing conditions that are either under control or been fixed may be covered by Fast Cover, and others may be excluded. It is best to contact Fast Cover directly to discuss the matter and get a more accurate answer such as need to add cover for the cost of an additional premium.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!


  5. Default Gravatar
    MarianOctober 13, 2017

    Request quote to cover couple cruising to New Zealand with NIL EXCESS please.

    • Avatarfinder Customer Care
      HaroldOctober 13, 2017Staff

      Hi Marian,

      Thank you for your inquiry.

      As per checking you are already in the right page. If you need to request for quotation you can click the “Get Quote” to receive your quotation.

      I hope this information has helped.


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