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Best 365-day prepaid mobile plans

Because it’s hard enough to recharge your phone without worrying about your data.

Top pick: 365-day expiry under $100
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60GB
$99
per 365 days expiry
for the first 365 days then 60GB for $120.
Top pick: 365-day expiry under $150
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Exclusive
120GB
$119
per 365 days expiry
for the first 365 days then 120GB for $150.
Top pick: 186-day expiry under $180
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80GB
$160
per 186 days expiry
120GB for $160 for the first recharge. T&Cs apply.

Finding the best 365-day prepaid mobile plans

Our team of mobile plan experts have compared 39 365-day mobile plans from 18 mobile providers in Australia. We've curated 10 top picks based on price, network and expert analysis. Not all long expiry plans will suit your needs so make sure you compare your options before choosing the right one for you.

Why you can trust our research

39 365-day plans analysed

180+ hours of research

Mariam Gabaji
Expert picks reviewed by Mariam Gabaji – Utilities editor at Finder

Best 365-day prepaid mobile plan under $100: Catch

Catch Connect 365 Day Plan 60GB

60GB

Ongoing

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$99 for the first 365 days

$120 ongoing

Get this plan

Catch offers the cheapest 365-day deal this month, cutting its plan cost from $120 to $99 for the first 365-days. You'll get the equivalent of 5GB to use each month - perfect for those that don't need too much data.


Best 365-day prepaid mobile plan under $150: Catch

Catch Connect 120GB Online Exclusive
Exclusive

120GB

Ongoing

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$119 for the first 365 days

$150 ongoing

Get this plan

Catch is cutting its plan cost from $150 to $119 for the first 365-days. You'll get the equivalent of 10GB to use each month - perfect for those that need just the right amount of data.


Best 186-day prepaid mobile plan under $180: Optus

Optus Flex Plus $160 186 days

120GB for the first recharge

80GB ongoing

vertical line

$160

Ongoing

Get this plan

Get this plan for $160 with 120GB of data on your first 3 recharges.


Best 365-day prepaid mobile plan under $200: Kogan

Kogan Medium 365 Days Flex

200GB

Ongoing

vertical line

$120 for the first 365 days

$180 ongoing

Get this plan

Kogan is on a streak this month with its $180 365-day prepaid mobile plan.

Best 365-day prepaid mobile plan with international calls: amaysim

amaysim 240GB Long Expiry Plan

240GB

Ongoing

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$225 for the first 12 months

$300 ongoing

Get this plan

amaysim' plan includes unlimited international calls to 28 and texts to 42 selected countries, which is a pretty generous inclusion for a long expiry plan.


Best 365-day prepaid mobile plan on the Telstra network: Boost Mobile

Boost $230 SIM

170GB for the first 12 months

160GB ongoing

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$230

Ongoing

Get this plan

Boost Mobile gets full Telstra coverage. This means its network coverage is the same as if you'd signed up with Telstra itself, unlike other mobile providers which operate on the slightly smaller wholesale network.


Best Telstra 365-day prepaid mobile plan

Telstra $320 SIM Kit

230GB for the first 12 months

165GB ongoing

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$320

Ongoing


If you're settled on buying a plan from Australia's largest telco, Telstra only offers one 365-day prepaid mobile plan so really have a choice. The good news is, it comes with a bunch of features including international inclusions and data rollover.


Best Optus 365-day prepaid mobile plan: Optus

Optus Flex Plus $320 365 days

260GB for the first 365 days

180GB ongoing

vertical line

$320

Ongoing

Get this plan

If you want more data to your plan then you can opt for this Optus plan which offers 260GB of data for $250 for the first 365-days.


Best Vodafone 365-day prepaid mobile plan

Vodafone $250 Prepaid Plus Starter Pack

240GB for the first 365 days

150GB ongoing

vertical line

$250

Ongoing

Get this plan

Vodafone has a couple of prepaid plans which last 365-days, but only one with any data included. Its $250 plan is available to purchase online and comes with 240GB instead of its original data of 150GB.


Best data-only 365-day plan: Vodafone

Vodafone 4G Prepaid SIM Starter Pack 200GB

250GB

Ongoing

vertical line

$250

Ongoing

Get this plan

Vodafone offers the cheapest cost per gigabyte on its data-only mobile broadband plan for plans that offer at least 120GB over a year (that's equivalent to 10GB a day).

2024 Finder Awards for the best long expiry prepaid mobile plan

As part of the 2024 Finder Awards, we selected the Best Long Expiry Prepaid Mobile Plan based on price and data. The winner and finalists were chosen based on their cost per day, daily cost per gigabyte, network coverage and any applicable download speed caps.

Kogan mobile logo

Best Long Expiry Prepaid Mobile Plan

  • Winner: Kogan Mobile
  • Highly commended: Everyday Mobile (previously known as Woolworths Mobile)
  • Highly commended: Catch connect

How do long expiry mobile plans work?

There are 2 main types of long expiry mobile plans:

  1. Prepaid: These expiry periods normally last between 90 and 365 days. You will need to pay the full cost upfront when you sign up. These will typically be cheaper than monthly mobile plans offering the same amount of data.
  2. Pay as you go (PAYG): These types of long expiry plans can be quite cheap, around $5 to $50 for the whole year. However, they tend to not come with any data at all. Instead, you get mobile credit that you can use to make calls, send texts and get online. Be careful though as the rates you get charged for making calls and using data tend to be quite expensive, and may eat up your credit pretty quickly.

How do I find the best long expiry plan?

Apart from the cost of the plan itself and your willingness to pay it upfront, you should consider some other key features before committing to a long expiry plan:

mobile network signal
Network

Figure out which network offers the best reception in your area before committing long term. Telstra offers the widest coverage and you're less likely to deal with reception issues than if you were to go with Optus or Vodafone. Though plans on the Telstra network tend to cost a little more.

  
Plan length
Consider expiry periods

Think about how long you're willing to commit for, whether that's for 90, 180 or 365 days. The longer you commit for, the fewer times in the year you'll need to worry about recharging. Just keep in mind if you choose to leave before your expiry period ends, you'll lose the money you paid upfront.

  
phone with arrows pointing to opposite direction
Data

Choose a data limit suited to your needs. When in doubt, add a couple of extra GB on to how much data you think you'll use. You don't want to get stuck with not enough data after committing to a plan long term. Also keep in mind that some plans allocate monthly data limits.

Compare to find the best long expiry mobile plan

You'll find mobile plans with expiry periods between 90 and 365 days in the comparison table below.

Name Product Data Price Apply Price
Optus Flex Plus $160 186 days
PrepaidNo lock-in contract
120GB for $160 on the first 3 recharges, normally 80GB for $160. Eligibility criteria, T&Cs apply.
Optus Flex Plus $160 186 days
Prepaid
120GB for $160 on the first 3 recharges, normally 80GB for $160. Eligibility criteria, T&Cs apply.
  • Unlimited national calls & texts
  • Optus 5G/4G network
120GB
$160
per 186 day recharge
Go to site
View details
  • 120GB for $160 on the first 3 recharges, normally 80GB for $160. Eligibility criteria, T&Cs apply.
  • Unlimited standard national calls & texts
120 GB
Data
$160
per 186 days expiry
Catch Connect 365 Day Plan 60GB
PrepaidNo lock-in contract
$99 for the first recharge, then $120/recharge. Eligibility criteria, T&Cs apply. Ends 2.7.24
Catch Connect 365 Day Plan 60GB
Prepaid
$99 for the first recharge, then $120/recharge. Eligibility criteria, T&Cs apply. Ends 2.7.24
  • Unlimited national calls & texts
  • Optus 4G/3G network
60GB
$99
per 365 day recharge
Go to site
View details
  • $99 for the first recharge, then $120/recharge. Eligibility criteria, T&Cs apply. Ends 2.7.24
  • Unlimited standard national calls & texts
60 GB
Data
$99
per 365 days expiry
Coles $195
PrepaidNo lock-in contract
$149 for the first recharge, then $195/recharge. Eligibility criteria, T&Cs apply. Ends 4.6.24
Coles $195
Prepaid
$149 for the first recharge, then $195/recharge. Eligibility criteria, T&Cs apply. Ends 4.6.24
  • Unlimited national calls & texts
  • Optus 4G network
140GB
$149
per 365 day recharge
Go to site
View details
  • $149 for the first recharge, then $195/recharge. Eligibility criteria, T&Cs apply. Ends 4.6.24
  • Unlimited standard national calls & texts
140 GB
Data
$149
per 365 days expiry
Catch Connect 120GB Online Exclusive
PrepaidNo lock-in contract
$119 for the first recharge, then $150/recharge. Eligibility criteria, T&Cs apply. Ends 11.6.24
Catch Connect 120GB Online Exclusive
Prepaid
$119 for the first recharge, then $150/recharge. Eligibility criteria, T&Cs apply. Ends 11.6.24
Exclusive
  • Unlimited national calls & texts
  • Optus 4G/3G network
120GB
$119
per 365 day recharge
Go to site
View details
Exclusive
  • $119 for the first recharge, then $150/recharge. Eligibility criteria, T&Cs apply. Ends 11.6.24
  • Unlimited standard national calls & texts
120 GB
Data
$119
per 365 days expiry
Catch Connect 365 Day Plan 120GB
PrepaidNo lock-in contract
180GB for the first recharge, then 120GB/recharge. Eligibility criteria, T&Cs apply. Ends 11.6.24
Catch Connect 365 Day Plan 120GB
Prepaid
180GB for the first recharge, then 120GB/recharge. Eligibility criteria, T&Cs apply. Ends 11.6.24
  • Unlimited national calls & texts
  • Optus 4G/3G network
180GB
$150
per 365 day recharge
Go to site
View details
  • 180GB for the first recharge, then 120GB/recharge. Eligibility criteria, T&Cs apply. Ends 11.6.24
  • Unlimited standard national calls & texts
180 GB
Data
$150
per 365 days expiry
Kogan Small 365 days
PrepaidNo lock-in contract
Kogan Small 365 days
Prepaid
Finder Award
  • Unlimited national calls & texts
  • Vodafone 4G network
120GB
$120
per 365 day recharge
Go to site
View details
  • Unlimited standard national calls & texts
120GB
Data
$120
per 365 days expiry
Kogan Medium 365 Days Flex
PrepaidNo lock-in contract
$120 for the first recharge, then $180/recharge. Eligibility criteria, T&Cs apply. Ends 9.6.24
Kogan Medium 365 Days Flex
Prepaid
$120 for the first recharge, then $180/recharge. Eligibility criteria, T&Cs apply. Ends 9.6.24
  • Unlimited national calls & texts
  • Vodafone 4G network
200GB
$120
per 365 day recharge
Go to site
View details
  • $120 for the first recharge, then $180/recharge. Eligibility criteria, T&Cs apply. Ends 9.6.24
  • Unlimited standard national calls & texts
200 GB
Data
$120
per 365 days expiry
Catch Connect 90 Day Plan 20GB
PrepaidNo lock-in contract
$20 for the first 12 recharges, then $40/recharge. Eligibility criteria, T&Cs apply. Ends 11.6.24
Catch Connect 90 Day Plan 20GB
Prepaid
$20 for the first 12 recharges, then $40/recharge. Eligibility criteria, T&Cs apply. Ends 11.6.24
  • Unlimited national calls & texts
  • Optus 4G/3G network
20GB
$20
per 90 day recharge
Go to site
View details
  • $20 for the first 12 recharges, then $40/recharge. Eligibility criteria, T&Cs apply. Ends 11.6.24
  • Unlimited standard national calls & texts
20 GB
Data
$20
per 90 days expiry
Optus Flex Plus $320 365 days
PrepaidNo lock-in contract
260GB/recharge for first 3 recharges, then 180GB/$320. Eligibility criteria, T&Cs apply.
Optus Flex Plus $320 365 days
Prepaid
260GB/recharge for first 3 recharges, then 180GB/$320. Eligibility criteria, T&Cs apply.
  • Unlimited national calls & texts
  • Optus 5G/4G network
260GB
$320
per 365 day recharge
Go to site
View details
  • 260GB/recharge for first 3 recharges, then 180GB/$320. Eligibility criteria, T&Cs apply.
  • Unlimited standard national calls & texts
260 GB
Data
$320
per 365 days expiry
Kogan Large 365 Days Flex
PrepaidNo lock-in contract
Kogan Large 365 Days Flex
Prepaid
  • Unlimited national calls & texts
  • Vodafone 4G network
300GB
$270
per 365 day recharge
Go to site
View details
  • Unlimited standard national calls & texts
300GB
Data
$270
per 365 days expiry
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Aaron McAllister

I used to be lazy and just top up my phone each month. I then realised that the monthly cost for a 365 day plan worked out to be far cheaper and I wouldn't exceed the data limit. The savings was $16 per month less than what I was paying, which meant I was able to reduce my phone bill by $192 a year.
— Aaron McAllister, Utilities publisher

How we researched the best 365-day prepaid mobile plans

  • We looked at prepaid plans in our database designed for personal use, with a plan length of 12 months and 360-365 days.
  • Other selection criteria to narrow down our shortlist included looking at active Finder partners across the categories which allowed for this.
  • Promotional discounts were also taken into account during scoring.

Best 365-day plan categories

Each month, we select the best 365-day prepaid mobile plans across 9 categories.

  1. Best 365-day prepaid mobile plan under $100: Based on our internal value scoring system, limiting results to plans equal to or under $100.
  2. Best 365-day prepaid mobile plan under $150: Based on our internal value scoring system limiting results to plans equal to or under $150.
  3. Best 365-day prepaid mobile plan under $200: Based on our internal value scoring system limiting results to plans equal to or under $200.
  4. Best 365-day prepaid mobile plan with international calls: Based on our internal value scoring system limiting results to plans equal to or under $250 and include international calls.
  5. Best 365-day prepaid mobile plan on the Telstra network: Based on our internal value scoring system limiting results to plans equal to or under $250 on the Telstra network.
  6. Best Telstra 365-day prepaid mobile plan: Based on Telstra's current lineup of 365-day prepaid mobile plans, its single offering defaults as the winner.
  7. Best Optus 365-day prepaid mobile plan: Based on Optus' current lineup of 365-day prepaid mobile plans, its single offering defaults as the winner.
  8. Best Vodafone 365-day prepaid mobile plan: Based on Vodafone's current lineup of 365-day prepaid mobile plans, we limited results to those that offer data. Its single offering defaults as the winner.
  9. Best data only 365-day prepaid plan: Based on the cheapest cost per gigabyte for data-only SIMs that offer a minimum of 120GB over 365-days or 12 months.

How does Finder's value scoring system work?

For certain categories, we use a value scoring system to choose the best 365-day plan by scoring the following factors:

  • Cost per gigabyte. This is calculated by taking the price of the plan over 12 months divided by the amount of data (GB). The price includes any promotional offers that are valid for 2 or more weeks from when we selected the plan.
  • Network coverage. We awarded scores depending on how wide the network coverage is across Australia.
  • Data rollover. We weight providers that offer data rollover higher than those that don't have this feature.
  • International calls. We weight providers that offer data rollover higher than those that don't have this feature. This includes those that offer unlimited calls or credit/minutes for international purposes.
  • Wi-Fi calling. We weight providers that offer Wi-Fi calling higher than those that don't have this feature.

We then assign a weight to each of the factors in order to calculate a value score. Price and data are given the highest weighting.

Is a 365-day prepaid mobile plan right for me?

Among other factors, it'll largely depend on if you're comfortable paying a large cost upfront and whether the features on the plan will suit you for whatever expiry period you sign up for.

Pros

  • Total yearly costs usually work out cheaper compared to a month-to-month plan.
  • No need to worry about paying for recharges to top up your plan or paying monthly phone bills.
  • Most plans let you use your data freely throughout the year so you can use less one month and more on another, and it'll even out.

Cons

  • You'll usually need to pay a decent amount of money upfront ($100+).
  • There's no option of a refund in case you're not happy with your service.
  • You'll need to recharge early if you aren't careful about your data usage.

Which mobile providers offer long expiry plans?

Not all mobile providers in Australia offer long expiry prepaid mobile plans. Here's a breakdown of some popular ones and what they offer:

ALDImobile

ALDImobile runs on the Telstra wholesale network and offers a PAYG long expiry plan that lasts the full year. It's just $5 to sign up and that's also how much credit you'll have in the first instance. After that you can buy blocks of credit to top up.

Coles Mobile

Coles Mobile runs on the Optus network and offers good bang for buck on its 365-day plans with a range of low, medium and high data limits to choose from. You also get unlimited international calls and texts to selected destinations and data rollover up to 50GB.

Optus

Optus has a couple of 365-day plans suited to moderate data users. You get up to 200GB of data rollover and the option to add on 300 minutes for $5 per 28 days for 50 destinations.

Kogan Mobile

Kogan Mobile runs on the Vodafone network and has a good range of 365-day plans to meet your data needs. These vary from small to extra large plans that are generally good value for money. You also get Wi-Fi calling and the option for an instant eSIM setup if you have a compatible smartphone.

Telstra

Telstra has the largest 4G and 5G network coverage in Australia and it's available to access on both its 6-month and 12-month long expiry plans. This can come in handy if you live in rural or regional Australia. You also get a limited amount of free international minutes.

Everyday Mobile (formerly Woolworths Mobile)

Everyday Mobile runs on the Telstra wholesale network and offers both 180- and 365-day prepaid mobile plans for light to moderate data users. You also get 10% off your monthly Woolworths grocery shop (up to $50), the option to get an eSIM and data rollover when you recharge the same plan before it expires.

Boost Mobile

Boost Mobile is the only smaller provider to offer access to the full Telstra 4G and 5G network. Boost offers 12-month long expiry plans for moderate data users. In return you also get unlimited international minutes to 20 selected countries and 1,200 minutes to 30 other countries.

Vodafone

Vodafone's long expiry prepaid plans last 180–365 days with a decent amount of data allocation for light to moderate users. You can also bank up to 200GB of data for future use and make 50 standard international texts for free. Vodafone also offers PAYG long expiry plans. These come with no set data allocation, but with credit to use for calls, texts and data as you need it.

amaysim

amaysim runs on the Optus 4G network and it also won the 2022 Finder Retail Award for Best Rated Mobile Plan Provider. You have the option to sign up to a 6- or 12-month long expiry plan that is well suited to both light to moderate data users. You can also conveniently add on any of its 4 international roaming packs when you travel to one of 90+ countries on its list.

Frequently asked questions


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10 Responses

    Default Gravatar
    RoslynJune 13, 2023

    I am an older lady with not a lot of understanding re my mobile phone. I am with Optus pre paid. But it keeps running out of money. I usually pay $30 at a time. It doesn’t seem to last out the month. I rarely use my phone. It’s more for an emergency, when I’m away from home, as I can’t get coverage at home. Which plan would suit me best?

    Default Gravatar
    DeanJune 10, 2019

    I’m looking for a long term data only plan, preferably 5 years if possible. Data usage is low, just monitoring power at a site with no internet access.

      AvatarFinder
      JeniJune 11, 2019Finder

      Hi Dean,

      Thank you for getting in touch with Finder.

      Currently, long expiry prepaid plans are up to 365 days which is for a year. Kindly contact your chosen provider if they may provide a modified mobile plan for your needs.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

    Default Gravatar
    JohnApril 9, 2019

    I intend to buy a prepaid mobile plan for 365 days. My present plan will end on 25/04/2019. Can I buy now and activate the SIM card nearer to the end date of my present plan?

      AvatarFinder
      MaiApril 10, 2019Finder

      Hi John,

      Thank you for reaching out to Finder.

      There are SIM providers that may allow you to buy a SIM now and then activate on a later time. You may need to check this with the specific SIM provider whom you are considering to buy a prepaid SIM so you can be advised accordingly. This is normally applicable if you are to get a new mobile number. If you intend to port your number, you need to let the incoming provider know that you are planning to move your number and check their porting time frame so you can consider and check your options.

      Hope this helps.

      Kind Regards,
      Mai

    Default Gravatar
    MattApril 12, 2017

    Hello, great article, but it seems as though none of the pre-paid plans listed allow calls to be received when roaming internationally? What prepaid long expiry plans allow you to receive calls internationally?

      AvatarFinder
      HaroldApril 13, 2017Finder

      Hi Matt,

      Thank you for your inquiry.

      Our company finder.com.au is a financial comparison website and general information service designed to help consumers to make a better decision. Please note we do not represent any company we feature on our pages.

      On this article, you may need to contact the providers to inquiry if they have an offer to receive a call from overseas.

      Cheers,
      Harold

    Default Gravatar
    AldimobileNovember 15, 2016

    Can these SIM cards be used in a Telstra mobile phone?

      AvatarFinder
      JasonNovember 15, 2016Finder

      Hi Aldimobile,

      Thank you for your enquiry.

      You can use any of the SIM cards featured on this page if you have an unlocked mobile phone, however, you can only use a Telstra SIM card on a Telstra locked phone. You can get in touch with Telstra for assistance in unlocking your Telstra locked phone.

      Cheers,
      Jason

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