Best* long expiry prepaid phone plans

Want a phone SIM plan with extremely long expiry? Here are your best options.

Most prepaid phone plans have traditionally run on a 30-day monthly cycle, although we have been seeing a surge in plans that only last 28 days, which has alarming consequences for overall value.

But what if you don’t want the hassle of making monthly payments, or only want to make a single, preferably small payment for continual phone service? That’s where a long expiry plan can make sense.

Long Expiry Prepaid Plans: Why You’d Want One

The appeal of a long expiry plan is somewhat inherent in the name, in that they’re plans where your credit lasts a longer time than a normal 28 or 30 day plan. Expanding beyond that limit offers you plans with 90 day, 180 day and 365 day expiry periods.

The key reason why a long expiry plan might make sense to you is if you want uninterrupted access to a phone number for others calling in, because all too often, long expiry plans don’t offer spectacular value or even inclusions that last a great deal of time. As such, if you want a number that others can call over a long span of time, which uses more of their credit but none of yours, they can be a good low-cost way to achieve that aim. This means they’re often seen as a good fit for giving to elderly relatives or children, because they provide a simple, low-cost long term way to maintain a channel of communication.

Long Expiry Prepaid Plans: The Downsides

As noted, what you get in terms of long expiry periods you give up in terms of inclusions or even particularly compelling plan pricing. Where unlimited texts and even calls are becoming commonplace in 28 and 30 day plans, most long expiry plans charge you for every outgoing text or call, or any incoming or outgoing data, often at higher prices than you’d pay on a comparable monthly prepaid plan.

Many long expiry plans also operate on a Pay As You Go basis, which means that you get the credit you’ve recharged with to use up until a specified date period has elapsed or you’ve used up all your credit, which means that while they might theoretically have long expiry dates, it could be quite easy to fly through all your quota in a short period of time.

In other words: if you’re a heavy phone user, these plans are not generally advised as a good choice.

There are a new class of long expiry plans that offer better value. Kogan Mobile's long expiry plans, for example, will refresh your data allowance every 30 days, so it acts more like a standard monthly plan than a pure prepaid plan.

Long Expiry Prepaid Plans: What Are My Choices?

Because of their position in terms of overall value and long recharge cycles, there’s not a lot of choice in the long expiry plan market, although we have seen a few more players join the market in the past 12 months.

Long Expiry Prepaid Plans: How Should I Compare?

Not all long expiry plans are made equal, but there’s a few key areas to consider:

  • How long is "long" expiry?: The shortest period we’d consider a "long" expiry plan to run would be 90 days, but you can opt for plans with either 180 days or 365 day expiry as well
  • Do I want to use it, or just be called on it? This is quite key, as you’ll generally have to spend quite a bit more for a long expiry plan if you make lots of calls, send texts or use a lot of mobile data. Conversely, you can pick up quite cheap plans if all you want is a phone you can get calls and texts on, or that you’ll use for data only when you absolutely can't use nearby Wi-Fi sources.
  • Do I just want to keep the same number? If you're travelling overseas for an extended period of time, it can make sense to buy the cheapest long expiry plan possible if only so that you can keep your mobile number, but be aware that the vast majority of plans don't support any kind of global roaming. As such, those would be SIMs that you'd be best served buying and associating with a number before securely storing somewhere until you return.

Long Expiry Prepaid Plans: Best choices

There are four long expiry plans that really stand out for overall value in the long expiry space, depending on your needs.

ALDImobile's PAYG plans can be recharged for as little as $5 with that full amount lasting 365 days, which makes them a good choice if you just want a contact number and not much else. ALDImobile has recently shifted over to using Telstra's 4G networks, but its data prices aren't spectacular at the PAYG level, so if you did need data, it might pay to look elsewhere.

If you're in an area where your Optus coverage is better than Telstra's, consider amaysim's As You Go plan. Like ALDImobile, amaysim offers a long expiry pay as you go solution with a minimum upfront payment of only $5 for 365 days expiry. amaysim has access to the full Optus 4G network where ALDImobile only gets parts of Telstra's 4G offering, but like ALDImobile, data prices on this plan are rather high.

That's where Kogan Mobile's Large 365 day option stands out. Kogan's approach to prepaid 365 day plans is subtly different to the rest of the market, because what you get is essentially a discount on the monthly plan price if you pre-purchase all 12 months at once. It's significantly more expensive than any other comparable "Long Expiry" plan, but if you just wanted to pay once for a year's service and not have to think about it again, it's worth consideration.

Vaya has also launched a range of 12 month prepaid plans, and like Kogan's plans the data allowance is renewed monthly. All of Vaya's 12 month plans include unlimited standard national calls and texts, plus unlimited voicemail, and runs on the full Optus 4G Plus network.

Latest mobile news

Image: Shutterstock

Alex Kidman

Alex is the Telco Editor at He's been writing about consumer technology topics for the best part of two decades, and enjoys breaking down complex topics into their component parts.

Was this content helpful to you? No  Yes

Related Posts

Latest mobile plan deals on finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.

4 Responses

  1. Default Gravatar
    MattApril 12, 2017

    Hello, great article, but it seems as though none of the pre-paid plans listed allow calls to be received when roaming internationally? What prepaid long expiry plans allow you to receive calls internationally?

    • Staff
      HaroldApril 13, 2017Staff

      Hi Matt,

      Thank you for your inquiry.

      Our company is a financial comparison website and general information service designed to help consumers to make a better decision. Please note we do not represent any company we feature on our pages.

      On this article, you may need to contact the providers to inquiry if they have an offer to receive a call from overseas.


  2. Default Gravatar
    AldimobileNovember 15, 2016

    Can these SIM cards be used in a Telstra mobile phone?

    • Staff
      JasonNovember 15, 2016Staff

      Hi Aldimobile,

      Thank you for your enquiry.

      You can use any of the SIM cards featured on this page if you have an unlocked mobile phone, however, you can only use a Telstra SIM card on a Telstra locked phone. You can get in touch with Telstra for assistance in unlocking your Telstra locked phone.


Ask a question