Best 365 day prepaid mobile plans: October 2020

If you find you don't use a tonne of data, you might save with a 365 day or long expiry prepaid plan.

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Long expiry plans give you more time between recharges - just pay once for up to 365 days of usage. They can be a great money-saving option if you're not a heavy mobile user. They're essentially the same as a prepaid plan, but don't expire as often - lasting from a few months up to a year before you need to recharge.
  • Long expiry prepaid plans are generally suited for light phone users.
  • They aren't usually a good match for heavy data users.


Looking for the best long expiry plans? 👀

While there's no singular long expiry mobile plan that's considered the best, we've come up with a couple of options in different categories to help narrow down your decision. Since all our needs are different, what's best for you might not be considered the best for someone else. Keep in mind that we don't compare every mobile plan available in the market, and we encourage you to compare your options and find one that works for you.

The Best 365 Day Prepaid Mobile Plans for October 2020

  1. Best 365 day expiry prepaid mobile plan: Catch $120 365 Day Prepaid Plan
  2. Best 180 day prepaid mobile plan: Lebara Medium $120 180 Day Prepaid Plan
  3. Best long expiry prepaid mobile plan on the Telstra network: Boost Mobile 240GB Prepaid Plan
  4. Best long expiry prepaid mobile plan on the Optus network: Optus $30 Prepaid Plan
  5. Best long expiry prepaid mobile plan on the Vodafone network: Vodafone PAYG $40 Plan
  6. Best PAYG long expiry prepaid mobile plan: amaysim $10 PAYG plan

How did we choose the best long expiry mobile plans?

At the start of each month, we look at all the mobile phone plans available in our Mobile Plan Finder™ with a plan length between 90 and 365 days. We then choose a couple of top picks across a range of categories to help you find the best long expiry plan. None of our picks are sponsored placements - we also take into account mobile providers and plans that we aren't partnered with - so that our winners for each category are chosen without bias.

We take these factors into account when choosing our winners:

  • Price per month (and whether promotional pricing is involved)
  • Data allowance
  • Plan length
  • Other notable features such as data banking, network coverage and international inclusions

Best 365 day prepaid mobile plan:

Catch 120GB 365 Days

SIM-only - Prepaid

Catch is widely known for its frequent deals, and its 120GB for $120 wins out as the best year-long expiry plan at $1 per 1GB. You'll get your whole data allowance up front, so you can use it whenever.

The plan will auto renew at $150 by default every year, so make sure to opt out of this if you aren't keen on the long term commitment.

  • 120GB per 365 days
  • Unlimited calls & texts
    Optus network
  • $120 per 365 days
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Next best 365 day prepaid plan:

Catch 60GB 365 Days

SIM-only - Prepaid

Catch also takes out the second top spot too, appealing to users who want a year-long 'set and forget' plan but don't need huge amounts of data. You'll get 60GB to spend throughout the year however you please.

The plan costs $99 for a full year's worth of inclusions.

  • 60GB per 365 days
  • Unlimited calls & texts
    Optus network
  • $99 per 365 days
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Best 180 day prepaid mobile plan:

Lebara Medium Plan 180 Days

SIM-only - Prepaid

This Lebara 180 day plan comes with 120GB to use, which is essentially 20GB to use each month for 6 months. 20GB is quite a chunk of data, just make sure you're keeping an eye on your usage since you get all your data in one hit - you don't want to run out before the expiry period!

Until October 31, this plan is $120 when you sign up. Subsequent recharges are $160.

  • 120GB per 180 days
  • Unlimited calls & texts
    Vodafone network
  • $120 per 180 days
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Also a good 180 day plan:

Lebara Small Plan 180 Days

SIM-only - Prepaid

If you don't need a huge amount of data each month, Lebara's Small plan is a better match for you. All Lebara plans come with a data bank of up to 200GB, so you can store any unused data at the end of your plan for the next recharge.

This plan is currently $85 until October 31, with future recharges reverting back to the plan's original price of $135.

  • 70GB per 180 days
  • Unlimited calls & texts
    Telstra network
  • $85 per 180 days
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Best long expiry plan on the Telstra network:

Boost Prepaid 240GB 12 Month

SIM-only - Prepaid

Although the Telstra network doesn't have many long expiry plans, Boost Mobile's 365 day plan stands out. You'll get data at a rate of $1.25 per 1GB that lasts all year long.

On top of that, Boost has great bonus features like free Apple Music streaming and data rollover.

  • 240GB per 365 days
  • Unlimited calls & texts
    Telstra network
  • $300 per 365 days
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Best long expiry plan on the Optus network:

Optus My Prepaid Daily Plus 186 Days

SIM-only - Prepaid

Optus' Daily Plus plan works differently to most - you'll only get charged for days where you make a call or use data, with credit lasting up to 186 days. For an extra $2 a day, you can get 500MB of data and unlimited domestic calls.

This is a great plan for those who aren't looking for a lot of data, and just want unlimited calls and texts for half the year.

  • 0.5GB per 186 days
  • Unlimited calls & texts
    Optus network
  • $30 per 186 days
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Best long expiry plan on the Vodafone network:

Vodafone Pay and Go Starter Pack $40 365 days

SIM-only - Prepaid

This long-lasting Vodafone plan gives you $40 of credit that goes for a full year. It's a pay as you go plan ideal for users who don't need much data, and only have to make the occasional telephone call or text.

If you don't need the full year expiry, you can also get a PAYG plan from Vodafone with less starting credit.

  • No data included
  • $40 std. national calls & texts
    Vodafone network
  • $40 per 365 days
Learn more

Best PAYG long expiry plan:

amaysim As You Go $10 365 Days

SIM-only - Prepaid

The amaysim pay as you go plan really stands out from the competition since you only need to load up $10 of credit to get a full year of expiry. The big 3 providers require a much larger investment to match that.

As with any PAYG plan, it's perfect for users with low data requirements and can last a long time if you only need a few calls and texts.

  • No data included
  • $10 std. national calls & texts
    Optus network
  • $10 per 365 days
Learn more

Need to save money on your mobile plan? Download the Finder app now.

How do long expiry prepaid mobile plans work?

Long expiry plans are prepaid plans where credit lasts longer than your usual month-to-month grind, up to a full 365 days. You pay upfront in return for a 3-, 6- or 12-month expiry period, meaning you won't need to recharge for ages so long as your credit holds out.

Long expiry plans typically suit infrequent mobile users, people with minimal data needs, or even people who just want to park a rarely-used number on a cheap, long-lasting plan, though that's less prevalent these days.

These plans come in two types:

  • Pay as you go (PAYG). Under the PAYG model, you plonk down some credit upfront and then are charged a flat rate for minutes of talk, texts and MB of data use. Usage charges are deducted from your credit until it's exhausted. Some versions of this plan deduct a flat fee for each day you use your phone, rather than how much you use it.
  • Set inclusion. Pay upfront and get an allotment of data that you can use as you wish during the expiry period, just like regular prepaid plans. Set inclusions plans tend to come with unlimited talk and text in Australia. Be aware that some plans may come with a monthly allocation for data amounts. For example, a six-month plan might come with a total of 60GB of data but only give you access to 10GB each month.

If you're unsure whether a long expiry mobile plan is right for you, we've broken down the pros and cons for you below:

Pros

  • Credit lasts a long time. You can simply pay once, and you don't have to think about it again until your expiry period comes up.
  • Good for receiving calls. If you just want a phone so that family and friends can stay in touch by calling you, a long expiry plan is a great way to save money.
  • Good option for the elderly. Long expiry plans are usually simple and suit light mobile users.
  • Use it to reserve your number. For as little as $5, you can secure your number on your SIM card for up to a year, whether you're travelling or just want a back-up number.

Cons

  • Lower value. Compared to a monthly prepaid or postpaid plan, you trade value for a long expiry period.
  • Not great for heavy data users. Even for the plans with bundled data inclusions, you're looking at less data than if you paid monthly.
  • You've got to pay upfront. Long expiry plans are all prepaid, so you've got to stump up the cash before you've even made your first call.
  • Locks you into a provider. The beauty of a prepaid plan is that typically you can change providers on a whim. That's a less attractive prospect if you've already sunk a lot of money into a 365-day expiry plan.
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Compare more long expiry prepaid mobile plans below

If you'd prefer to compare long expiry plans for yourself, check out the table below. You can click the 'filter results' button if you're looking for a specific data amount, price or provider.

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8 Responses

  1. Default Gravatar
    DeanJune 10, 2019

    I’m looking for a long term data only plan, preferably 5 years if possible. Data usage is low, just monitoring power at a site with no internet access.

    • Avatarfinder Customer Care
      JeniJune 11, 2019Staff

      Hi Dean,

      Thank you for getting in touch with Finder.

      Currently, long expiry prepaid plans are up to 365 days which is for a year. Kindly contact your chosen provider if they may provide a modified mobile plan for your needs.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  2. Default Gravatar
    JohnApril 9, 2019

    I intend to buy a prepaid mobile plan for 365 days. My present plan will end on 25/04/2019. Can I buy now and activate the SIM card nearer to the end date of my present plan?

    • Avatarfinder Customer Care
      MaiApril 10, 2019Staff

      Hi John,

      Thank you for reaching out to Finder.

      There are SIM providers that may allow you to buy a SIM now and then activate on a later time. You may need to check this with the specific SIM provider whom you are considering to buy a prepaid SIM so you can be advised accordingly. This is normally applicable if you are to get a new mobile number. If you intend to port your number, you need to let the incoming provider know that you are planning to move your number and check their porting time frame so you can consider and check your options.

      Hope this helps.

      Kind Regards,
      Mai

  3. Default Gravatar
    MattApril 12, 2017

    Hello, great article, but it seems as though none of the pre-paid plans listed allow calls to be received when roaming internationally? What prepaid long expiry plans allow you to receive calls internationally?

    • Avatarfinder Customer Care
      HaroldApril 13, 2017Staff

      Hi Matt,

      Thank you for your inquiry.

      Our company finder.com.au is a financial comparison website and general information service designed to help consumers to make a better decision. Please note we do not represent any company we feature on our pages.

      On this article, you may need to contact the providers to inquiry if they have an offer to receive a call from overseas.

      Cheers,
      Harold

  4. Default Gravatar
    AldimobileNovember 15, 2016

    Can these SIM cards be used in a Telstra mobile phone?

    • Avatarfinder Customer Care
      JasonNovember 15, 2016Staff

      Hi Aldimobile,

      Thank you for your enquiry.

      You can use any of the SIM cards featured on this page if you have an unlocked mobile phone, however, you can only use a Telstra SIM card on a Telstra locked phone. You can get in touch with Telstra for assistance in unlocking your Telstra locked phone.

      Cheers,
      Jason

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