Finder's best no annual fee credit card offers for November 2023
Updated 3 November 2023 by Finder's senior credit card writer, Amy Bradney-George.
The cost of living has gone up in lots of different areas of our lives – including for financial services and insurance. This category saw a yearly increase of 8.6% in costs, according to the latest data from the Australian Bureau of Statistics (ABS). With some credit card annual fees worth hundreds of dollars, switching to a $0 annual fee card could help you save on your financial costs and get other perks such as rewards or interest-free offers.
Here's our pick of cards available through Finder:
- $0 annual fee rewards card:
The Coles No Annual Fee Mastercard has an ongoing $0 annual fee and offers 20,000 bonus Flybuys points (worth $100 Flybuys Dollars) when you apply by 31 January 2024. It also offers 0% interest on purchases for the first 6 months. One of the few cards on the market offering rewards and no annual fee.
- No annual fee and 0% balance transfer exclusive offer:
The Kogan Money Credit Card has an ongoing $0 annual fee and offers 0% p.a. interest on balance transfers for 18 months with a 1% balance transfer fee. Unlike some cards, you can transfer debt from personal loans and lines of credit from other financial institutions.
- No annual fee and frequent flyer points:
The Qantas American Express Discovery Credit Card offers no annual fee for life and earns between 0.5 and 1.75 Qantas Points per $1 on eligible spending. Suited for people looking to earn points on their everyday spending without the downsides of an annual fee.
Keep in mind: There's no one best credit card for everyone, so check details that matter to you.