Bankwest Credit Cards

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Compare Bankwest credit cards to find one of the cheapest MasterCard purchase interest rates in Australia*. Bankwest offers low rate, no annual fee and rewards credit cards with gold and platinum benefits available.

From humble beginnings as the agricultural bank of Western Australia, Bankwest is now a leader in Australian banking. In 2008, Bankwest joined one of the largest financial services issuers in the country, the Commonwealth Bank — meaning you can make free ATM withdrawals at any Commonwealth Bank ATM with your Bankwest credit card. Whether you’re looking for a credit card to use at home or overseas, Bankwest credit cards offer something for big spenders and the cost-conscious alike, and their platinum credit cards are sure to tickle the fancy of international travellers, too.

Use the comparison table for a list of available Bankwest offers and arrange the cards by their fees and features to find the right product for you.

Bankwest Breeze MasterCard

Bankwest Credit Card Offer

No annual fee for the first year and a low interest rate on purchases.

  • $0 p.a. annual fee for the first year ($89 p.a. thereafter) annual fee
  • 8.99% p.a. on purchases
  • 2.99% p.a. for 9 months on balance transfers
  • Cash Advance Rate of 21.99% p.a.
  • Up to 55 days interest free

Comparison of Bankwest Credit Cards

Rates last updated December 4th, 2016.

Bankwest More MasterCard

Interest-free days from 55 days to 44 days

June 21st, 2016

Bankwest Qantas MasterCard

Interest-free period changed from 55 to 44 days.

June 21st, 2016

Bankwest Breeze Platinum MasterCard

New offer of $0 annual fee in the first year + a low ongoing purchase rate of 8.99% p.a.

August 1st, 2016

View latest updates

Jonathan Choi Jonathan
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Bankwest Breeze MasterCard
Enjoy a low ongoing rate on purchases, a low introductory interest rate on balance transfers and $0 annual fee for the first year. Limited time only.
8.99% p.a. 2.99% p.a. for 9 months $0 p.a. annual fee for the first year ($89 p.a. thereafter) Go to site More info
Bankwest Zero Platinum MasterCard
A platinum credit card with a $0 annual fee and a low interest rate on balance transfers. Complimentary travel insurance, 24/7 concierge service and $0 foreign transaction fees.
17.99% p.a. 2.99% p.a. for 9 months $0 p.a. Go to site More info
Bankwest Breeze Platinum MasterCard
A Platinum card offer with a $0 foreign transaction fees, low ongoing purchase rate and $0 annual fee for the first year. Limited time only.
8.99% p.a. 2.99% p.a. for 9 months $0 p.a. annual fee for the first year ($99 p.a. thereafter) Go to site More info
Bankwest Zero MasterCard
A low interest rate offer on balance transfers with a $0 annual fee. Up to 3 cardholders complimentary.
17.99% p.a. 2.99% p.a. for 9 months $0 p.a. Go to site More info
Bankwest More Platinum MasterCard
Earn 2 reward points for every $1 spent, complimentary credit card travel insurance and no foreign transaction fees.
19.99% p.a. 2.99% p.a. for 9 months $130 p.a. Go to site More info
Bankwest Qantas MasterCard
Earn 0.5 Qantas Points for every dollar you spend.
20.49% p.a. 2.99% p.a. for 9 months $100 p.a. Go to site More info
Bankwest More MasterCard
Earn 1.5 points for every dollar you spend on eligible purchases and enjoy up to 44 days interest-free on purchases.
19.99% p.a. 2.99% p.a. for 9 months $70 p.a. Go to site More info
Bankwest Qantas Platinum MasterCard
Enjoy a high credit limit with complimentary travel insurances and up to 0.50 Qantas Point per $1 spent on eligible purchases.
20.49% p.a. 2.99% p.a. for 9 months $160 p.a. More info
Bankwest Corporate MasterCard
Earn reward points from business expenses combined with competitive interest rates and a low annual fee.
17.99% p.a. $39 p.a. More info
Bankwest Corporate (Executive) MasterCard
Manage the finances of your company and protect its assets from overspending.
17.99% p.a. $69 p.a. More info
Bankwest Business MasterCard Large Rewards
Get rewarded for every business purchases combined with a low rate on purchases and balance transfers.
18.50% p.a. $99 p.a. More info
Bankwest Business Low Rate MasterCard
A low rate MasterCard for all your business expenses combined with up to 55 interest-free days.
11.99% p.a. $59 p.a. More info

Types of Bankwest Credit Cards

With low rate, no annual fee, rewards, frequent flyer and business credit cards to choose from, Bankwest are likely to have a credit card to suit your needs. Each different type of credit card has a classic, gold and platinum product with fees and features to match their status. When you apply for a Bankwest credit card, like the Breeze MasterCard or the Zero MasterCard, Bankwest look at your financial details to see which credit card level you’re eligible for: standard, gold or platinum.

  • Balance transfer credit cards

Bankwest regularly provides low-interest balance transfer credit card offers to help Australians save when repaying their credit card debt. When you transfer your existing credit card balance to a new Bankwest credit card you will pay lower interest charges for a promotional period, meaning you can pay down your debt without the burden of extra interest before the offer ends. See our step-by-step guide on how to conduct a balance transfer with Bankwest for further information.

Rates last updated December 4th, 2016
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Balance transfer rate (p.a.) Purchase rate (p.a.) Annual fee Interest Saved
Bankwest Zero Platinum MasterCard
This card comes with a low 2.99% p.a. for 9 months on balance transfers, $0 foreign transaction fee, plus a $0 annual fee and complimentary travel insurance.
2.99% p.a. for 9 months 17.99% p.a. $0 p.a. Go to site More info
Rates last updated December 4th, 2016
$
% p.a.

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Balance transfer rate (p.a.) Purchase rate (p.a.) Annual fee Interest Saved
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Offers 0% p.a. interest rate on balance transfers for 18 months to help you manage your existing credit card balance with a reduced annual fee in the first year.
0% p.a. for 18 months 20.74% p.a. $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
0% p.a. for 15 months 19.99% p.a. $149 p.a. Go to site More info
ANZ Platinum Credit Card - Exclusive Offer
Receive a low introductory offer of 0% p.a. on purchases for 3 months and 0% p.a. on balance transfers for 12 months. Also, enjoy an annual fee waiver in the first year.
0% p.a. for 12 months 0% p.a. for 3 months (reverts to 19.74% p.a.) $0 p.a. annual fee for the first year ($87 p.a. thereafter) Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months with a one off 3% balance transfer fee 0% p.a. for 15 months (reverts to 13.99% p.a.) $59 p.a. Go to site More info
NAB Low Fee Card
Enjoy a low introductory rate of 0% p.a. on balance transfers and purchases for 15 months.
0% p.a. for 15 months with a one off 3% balance transfer fee 0% p.a. for 15 months (reverts to 19.74% p.a.) $30 p.a. Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
0% p.a. for 18 months 1% p.a. for 12 months (reverts to 13.24% p.a.) $55 p.a. Go to site More info
St.George Vertigo Platinum
A platinum card with a balance transfer offer of 0% p.a. for 18 months and an introductory purchase offer of 1% p.a. for 12 months with an annual fee waiver for the first year.
0% p.a. for 18 months 1% p.a. for 12 months (reverts to 12.74% p.a.) $99 p.a. Go to site More info
Virgin No Annual Fee Credit Card
Enjoy a long term balance transfer plus a $100 cashback offer (spend criteria applies) and never pay an annual fee for this card.
0% p.a. for 18 months with 2% balance transfer fee 18.99% p.a. $0 p.a. Go to site More info
Westpac Low Rate Card
A no frills credit card with an introductory rate of 0% p.a. for 16 months on balance transfers and 1% p.a. for 12 months on purchases.
0% p.a. for 16 months 1% p.a. for 12 months (reverts to 13.49% p.a.) $59 p.a. Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card. Also enjoy a 0% p.a. balance transfer rate for 12 months.
0% p.a. for 12 months with 1% balance transfer fee 14.99% p.a. $0 p.a. Go to site More info
Bank of Melbourne Vertigo Visa Credit Card
Enjoy a low annual fee combined with 0% p.a. balance transfer offer for 18 months and 1% p.a. for up to 12 months on purchases.
0% p.a. for 18 months 1% p.a. for 12 months (reverts to 13.24% p.a.) $55 p.a. Go to site More info
Bank of Melbourne Vertigo Platinum
A platinum card with a low balance transfer offer of 0% p.a. interest for 18 months and 1% p.a. for 12 months on purchases combined with complimentary insurance covers.
0% p.a. for 18 months 1% p.a. for 12 months (reverts to 12.74% p.a.) $99 p.a. Go to site More info
BankSA Vertigo Visa
A low interest rate card with a low annual fee, a long term balance transfer offer of 0% p.a. for 18 months and an introductory offer of 1% p.a. for 12 months on purchases.
0% p.a. for 18 months 1% p.a. for 12 months (reverts to 13.24% p.a.) $55 p.a. Go to site More info
Citi Simplicity Card
Take advantage of the 0% p.a. for 9 months offer on balance transfers, a low interest rate on purchases, an annual fee waiver for life, plus 5% cashback on retail purchases.
0% p.a. for 9 months 19.99% p.a. $0 p.a. Go to site More info
  • Low rate credit cards

You can save on standard interest costs with a low rate Bankwest credit card. Even if you carry a balance from month to month, you'll save with an ongoing interest rate that is much more competitive than most other credit cards. However, if you do manage to pay your balance in full before the end of the statement period, you can save further with up to 55 interest-free days on purchases.

Rates last updated December 4th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period
Bankwest Breeze MasterCard
Enjoy a low ongoing rate on purchases, a low introductory interest rate on balance transfers and $0 annual fee for the first year. Limited time only.
8.99% p.a. 2.99% p.a. for 9 months $0 p.a. annual fee for the first year ($89 p.a. thereafter) Up to 55 days on purchases Go to site More info
Bankwest Breeze Platinum MasterCard
Enjoy no foreign transaction fees on online and overseas purchases, complimentary travel insurance, a low ongoing purchase rate and $0 annual fee for the first year. Limited time only.
8.99% p.a. 2.99% p.a. for 9 months $0 p.a. annual fee for the first year ($99 p.a. thereafter) Up to 55 days on purchases Go to site More info
Rates last updated December 4th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period
ANZ Low Rate Platinum Credit Card
$250 Back plus 0% p.a. for the first 6 months on purchases from approval.
0% p.a. for 6 months (reverts to 13.49% p.a.) $99 p.a. Up to 55 days on purchases Go to site More info
NAB Low Fee Card
Enjoy a low introductory rate of 0% p.a. on balance transfers and purchases for 15 months.
0% p.a. for 15 months (reverts to 19.74% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $30 p.a. Up to 44 days on purchases Go to site More info
ME Bank frank Credit Card
A low interest rate on purchases and cash advances with no annual fee charge.
11.99% p.a. $0 p.a. Up to 55 days on purchases Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card. Also enjoy a 0% p.a. balance transfer rate for 12 months.
14.99% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Up to 55 days on purchases Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $59 p.a. Up to 55 days on purchases Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Up to 55 days on purchases Go to site More info
Westpac Low Rate Card
A simple low interest rate card featuring a low ongoing rate on purchases, up to 55 days interest-free on purchases and a low annual fee.
1% p.a. for 12 months (reverts to 13.49% p.a.) 0% p.a. for 16 months $59 p.a. Up to 55 days on purchases Go to site More info
St.George Vertigo Platinum
A platinum card with a balance transfer offer of 0% p.a. for 18 months and an introductory purchase offer of 1% p.a. for 12 months with an annual fee waiver for the first year.
1% p.a. for 12 months (reverts to 12.74% p.a.) 0% p.a. for 18 months $99 p.a. Up to 55 days on purchases Go to site More info
Coles Low Rate MasterCard
A low rate MasterCard with a competitive rate on purchases and a low annual fee.
9.99% p.a. 0% p.a. for 6 months $49 p.a. Up to 62 days on purchases Go to site More info
Bank of Melbourne Vertigo Visa Credit Card
Enjoy a low annual fee combined with 0% p.a. balance transfer offer for 18 months and 1% p.a. for up to 12 months on purchases.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Up to 55 days on purchases Go to site More info
Bank of Melbourne Vertigo Platinum
A platinum card with a low balance transfer offer of 0% p.a. interest for 18 months and 1% p.a. for 12 months on purchases combined with complimentary insurance covers.
1% p.a. for 12 months (reverts to 12.74% p.a.) 0% p.a. for 18 months $99 p.a. Up to 55 days on purchases Go to site More info
Australian Military Bank Low Rate Visa Credit Card
Enjoy a low interest rate of 10.99% p.a. on purchases, combined with a balance transfer offer of 0% p.a. for 12 months and a low annual fee.
10.99% p.a. 0% p.a. for 12 months $49 p.a. Up to 55 days on purchases Go to site More info
ANZ Low Rate
$100 Back plus 0% p.a. for the first 6 months on purchases from approval.
0% p.a. for 6 months (reverts to 13.49% p.a.) $58 p.a. Up to 55 days on purchases Go to site More info
BankSA Vertigo Visa
Enjoy a low balance transfer offer of 0% p.a. for 18 months and a low ongoing purchase rate from BankSA.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Up to 55 days on purchases Go to site More info
Citi Clear Platinum Card
Enjoy 0% p.a. for 9 months interest-free purchasing and 0% p.a. for 9 months on balance transfers.
0% p.a. for 9 months (reverts to 14.99% p.a.) 0% p.a. for 9 months $99 p.a. Up to 55 days on purchases Go to site More info
BankSA Vertigo Platinum
Experience Platinum card benefits with complimentary insurance policies and 24/7 Visa Platinum Concierge Service. Get 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months if you apply by 4 January 2017.
1% p.a. for 12 months (reverts to 12.74% p.a.) 0% p.a. for 18 months $99 p.a. Up to 55 days on purchases Go to site More info
Learn more about Low Rate Cards 
  • No annual fee credit cards

If you don't use your card regularly or want to cut your standard card costs, a Bankwest credit card with no annual fee could come in handy. With no annual fee for the life of the card, you won't ever have to worry about paying this yearly fee. However, as these cards come with higher interest rates than other Bankwest products, you might want to consider a low rate card if you're partial to carrying your balance from month to month.

Rates last updated December 4th, 2016
Annual fee Purchase rate (p.a.) Balance transfer rate (p.a.)
Bankwest Zero MasterCard
This is a no annual fee, no joining fee credit card that also offers 2.99% p.a. interest rate on balance transfers for 9 months.
$0 p.a. 17.99% p.a. 2.99% p.a. for 9 months Go to site More info
Bankwest Zero Platinum MasterCard
This card comes with a low 2.99% p.a. for 9 months on balance transfers, $0 foreign transaction fee, plus a $0 annual fee and complimentary travel insurance.
$0 p.a. 17.99% p.a. 2.99% p.a. for 9 months Go to site More info
Rates last updated December 4th, 2016
Annual fee Purchase rate (p.a.) Balance transfer rate (p.a.)
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card. Also enjoy a 0% p.a. balance transfer rate for 12 months.
$0 p.a. 14.99% p.a. 0% p.a. for 12 months with 1% balance transfer fee Go to site More info
ME Bank frank Credit Card
A low interest rate on purchases and cash advances with $0 annual fee for the life of the card.
$0 p.a. 11.99% p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
$149 p.a. 19.99% p.a. 0% p.a. for 15 months Go to site More info
ANZ Frequent Flyer Black
Earn 75,000 bonus Qantas Points when you spend $2,500 on eligible purchases within the first 3 months plus enjoy $0 annual fee for the first year. Also, receive complimentary airport lounge access and 24/7 concierge service.
$0 p.a. annual fee for the first year ($425 p.a. thereafter) 19.99% p.a. Go to site More info
ANZ Platinum Credit Card - Exclusive Offer
Receive a low introductory offer of 0% p.a. on purchases for 3 months and 0% p.a. on balance transfers for 12 months. Also, enjoy an annual fee waiver in the first year.
$0 p.a. annual fee for the first year ($87 p.a. thereafter) 0% p.a. for 3 months (reverts to 19.74% p.a.) 0% p.a. for 12 months Go to site More info
Virgin No Annual Fee Credit Card
No annual fee credit card with $100 cashback and a long term low rate balance transfer offer of 0% p.a. for 18 months with 2% balance transfer fee. Spend criteria applies for cashback offer.
$0 p.a. 18.99% p.a. 0% p.a. for 18 months with 2% balance transfer fee Go to site More info
American Express Qantas Discovery Card
Earn up to 7,500 bonus Qantas Frequent Flyer points, plus take advantage of no annual fee for the life of the card. Earn 1 Qantas Frequent Flyer point per $1 spend.
$0 p.a. 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee Go to site More info
ANZ Platinum Credit Card
Enjoy platinum card benefits with $0 annual fee in the first year and complimentary overseas travel and medical insurance.
$0 p.a. annual fee for the first year ($87 p.a. thereafter) 19.74% p.a. 0% p.a. for 18 months with 3% balance transfer fee Go to site More info
28 Degrees Platinum MasterCard
No annual fee for life, up to 55 days interest-free on purchases and no foreign transaction fees.
$0 p.a. 21.99% p.a. 4.99% p.a. for 6 months Go to site More info
American Express Velocity Escape Card
Enjoy 7,500 bonus Velocity Points when you meet the minimum spend requirement and earn up to 2 points for every $1 you spend, together with a $0 annual fee.
$0 p.a. 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee Go to site More info
ANZ First Student Card
An ideal credit card for students with 44 days interest-free on purchases with $0 annual fee in the first year. Access your account on the go with the goMoney™ app.
$0 p.a. annual fee for the first year ($30 p.a. thereafter) 19.74% p.a. Go to site More info
Citi Simplicity Card
Pay no annual fee to ever, plus receive access to complimentary purchase insurance and the Citibank Dining Program.
$0 p.a. 19.99% p.a. 0% p.a. for 9 months Go to site More info
ANZ Frequent Flyer
Receive 25,000 bonus Qantas Points when you apply online, are approved and spend $2,500 on eligible purchases within the first 3 months. Plus enjoy a waived annual fee for the first year.
$0 p.a. annual fee for the first year ($95 p.a. thereafter) 19.99% p.a. Go to site More info
Commonwealth Bank Business Interest-Free Days Credit Card
Take advantage of $0 annual fee for the first year and receive $250 cash back (spend $500 by 31 March 2017).
$0 p.a. annual fee for the first year ($60 p.a. thereafter) 17.57% p.a. Go to site More info
ANZ Frequent Flyer Platinum
Get 50,000 bonus Qantas Points when you apply online, are approved and spend $2,500 on eligible purchases within the first 3 months. Enjoy a waived annual fee for the first year and earn up to 1.5 Qantas Points per dollar spent.
$0 p.a. annual fee for the first year ($295 p.a. thereafter) 19.99% p.a. Go to site More info
Learn more about No Annual Fee Cards
  • Rewards credit cards

Bankwest rewards credit cards let you earn Bankwest More Rewards points on all eligible purchases when you spend. With the option to earn up to 2 points per $1 spent, this is an easy way to get extra value from your credit card. You can then redeem these points for products and perks from the Bankwest More Rewards store ranging from beauty and fashion, food and wine to gift cards and vouchers, tech and gadgets or travel packages. These cards often come with additional perks including complimentary travel insurance, no foreign transaction fees and interest-free days. These cards usually come with a higher annual fee, though, so make sure you're taking advantage of the perks of the card to offset the cost of the card.

Rates last updated December 4th, 2016
Rewards Points per $ spent (AMEX) Rewards Points per $ spent (VISA/MC) Bonus Points Annual fee
Bankwest More MasterCard
Earn 1.5 points for every dollar you spend on eligible purchases and enjoy up to 44 days interest-free on purchases.
0 1.5 $70 p.a. Go to site More info
Bankwest More Gold MasterCard
Earn 1.5 reward points for every $1 spent and receive complimentary credit card international travel insurance.
0 1.5 $120 p.a. More info
Bankwest More Platinum MasterCard
Earn 2 reward points for every $1 spent, complimentary credit card travel insurance and no foreign transaction fees.
0 2 $130 p.a. Go to site More info
Rates last updated December 4th, 2016
Rewards Points per $ spent (AMEX) Rewards Points per $ spent (VISA/MC) Bonus Points Annual fee
American Express Explorer Credit Card
Receive 100,000 Membership Rewards Bonus Points on eligible spend within the first 2 months of Card Membership. Also enjoy a $400 travel voucher and two complimentary airline passes per year.
2 100,000 bonus points $395 p.a. Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card. Also enjoy a 0% p.a. balance transfer rate for 12 months.
1 $0 p.a. Go to site More info
HSBC Platinum Credit Card
Enjoy an annual fee refund every year if you meet the spend requirement with a balance transfer offer, high credit limits and prestige services including a personal concierge service and VISA Platinum rewards program.
0 1 $149 p.a. Go to site More info
HSBC Platinum Qantas Credit Card
Receive 60,000 bonus Qantas Points on eligible spend within 3 months. Enjoy access to premium benefits and complimentary insurance.
0 1 60,000 bonus points $199 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Earn bonus Velocity Points in the first 3 months plus a low balance transfer offer of 0% p.a. for 18 months
0 0.66 $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
NAB Qantas Rewards Premium Card - Exclusive Offer
Get 75,000 bonus Qantas Points plus enjoy a low promotional offer of 4.99% p.a. for 6 months on balance transfers.
1.5 0.5 75,000 bonus points $250 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Earn Velocity Points plus enjoy an introductory interest-free offer of 0% p.a. on purchases for 12 months, and 0% p.a. for 6 months on balance transfers.
0 0.66 $129 p.a. Go to site More info
American Express Velocity Platinum Card
Enjoy up to 50,000 bonus Velocity Points when you meet the minimum required spend and earn up to 3 rewards points per dollar spent. Also receive a complimentary return flight every year.
1 0 50,000 bonus points $349 p.a. Go to site More info
American Express Platinum Edge Credit Card
Receive 10,000 Membership Rewards Bonus Points when you meet the minimum spend requirement. Enjoy a $200 travel credit every year and get 0% p.a. for 12 months on balance transfers.
1 0 10,000 bonus points $195 p.a. Go to site More info
ANZ Rewards Travel Adventures card
Pay no overseas transaction fee on purchases and receive complimentary domestic return flight and lounge passes each year you hold the card when you spend $500 on eligible purchases within the first three months.
2 1 $225 p.a. Go to site More info
Virgin Australia Velocity High Flyer Card - 30k Bonus Points offer
Receive 30,000 bonus Velocity Points and earn 1 Velocity Points per $1 spent. Receive an exclusive $129 Virgin Australia Gift Voucher and two complimentary Single Entry Virgin Australia domestic Lounge passes each year.
0 1 30,000 bonus points $144 p.a. annual fee for the first year ($289 p.a. thereafter) Go to site More info
American Express Qantas Discovery Card
A no annual fee frequent flyer credit card with Earn 7,500 bonus points and enjoy 0% p.a. on balance transfers for 12 months when you apply and are approved. Earn 1 Qantas Point per $1 spend.
1 0 7,500 bonus points $0 p.a. Go to site More info
American Express Velocity Escape Card
Enjoy 7,500 bonus Velocity Points when you meet the minimum spend requirement and earn up to 2 points for every $1 you spend, together with a $0 annual fee.
1 0 7,500 bonus points $0 p.a. Go to site More info
Westpac Altitude Black - Exclusive Offer
Earn 100,000 bonus points when you spend $5,000 on eligible purchases, choose between two reward programs offering Altitude or Qantas Rewards and receive premium cardholder benefits.
3 1.25 100,000 bonus points $395 p.a. Go to site More info
American Express Qantas Premium Card
Earn as much as 30,000 bonus Qantas Points when you meet the minimum spend requirement. Enjoy frequent flyer benefits including uncapped Qantas Points per $1 spent, complimentary travel insurance and Qantas Club lounge invitations.
1 0 30,000 bonus points $249 p.a. Go to site More info
David Jones American Express Platinum Card
Receive 40,000 Membership Rewards points or 30,000 Qantas Points. Plus earn up to 4 rewards point per $1 spend.
1 40,000 bonus points $295 p.a. Go to site More info
Citi Qantas Signature Credit Card
Earn up to 50,000 bonus Qantas Points when you spend $2,000 or more on eligible purchases in the first 90 days. Plus, enjoy introductory interest rates on balance transfers and purchases with a discounted annual fee of $199 in the first year.
0 1 50,000 bonus points $199 p.a. annual fee for the first year ($395 p.a. thereafter) Go to site More info
American Express Platinum Business Card
Receive 100,000 bonus points when you meet the minimum spend requirement and earn up to 2 Membership Rewards points for every dollar spent.
1 0 100,000 bonus points $1,500 p.a. Go to site More info
Commonwealth Bank Business Platinum Awards Credit Card
Earn up to 3 Awards points per dollar spent and enjoy a range complimentary insurances.
3 1 $300 p.a. Go to site More info
Learn more about Rewards Credit Cards
  • Frequent flyer credit cards

Bankwest's frequent flyer credit cards let cardholders earn Qantas Points on all eligible purchases. Directly debited into your linked Qantas frequent flyer account, you can earn up to 0.5 Qantas Points per $1 spent on both cards. You can also earn up to 50,000 bonus points with the Platinum card. While earning Qantas Points on everyday purchases is a convenient way for loyal Qantas flyers to clock up extra points, the cards do come with higher annual fees and interest rates, so make sure the value of the rewards outweigh these costs.

Rates last updated December 4th, 2016
Bonus Points Rewards Points per $ spent (VISA/MC) Rewards Points per $ spent (AMEX) Annual fee
Bankwest Qantas Platinum MasterCard
Bankwest Qantas Platinum MasterCard
0.5 0 $160 p.a. More info
Bankwest Qantas MasterCard
Bankwest Qantas MasterCard
0.5 0 $100 p.a. Go to site More info
Rates last updated December 4th, 2016
Bonus Points Rewards Points per $ spent (VISA/MC) Rewards Points per $ spent (AMEX) Annual fee
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
60,000 bonus points 1 0 $199 p.a. Go to site More info
ANZ Frequent Flyer Black
ANZ Frequent Flyer Black
75,000 bonus points 0.75 1.5 $0 p.a. annual fee for the first year ($425 p.a. thereafter) Go to site More info
American Express Essential Credit Card
American Express Essential Credit Card
1 $0 p.a. Go to site More info
American Express Explorer Credit Card
American Express Explorer Credit Card
100,000 bonus points 2 $395 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0.66 0 $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
NAB Qantas Rewards Premium Card - Exclusive Offer
NAB Qantas Rewards Premium Card - Exclusive Offer
75,000 bonus points 0.5 1.5 $250 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Virgin Australia Velocity Flyer Card - 0% Interest Offer
0.66 0 $129 p.a. Go to site More info
American Express Platinum Edge Credit Card
American Express Platinum Edge Credit Card
10,000 bonus points 0 1 $195 p.a. Go to site More info
American Express Velocity Platinum Card
American Express Velocity Platinum Card
50,000 bonus points 0 1 $349 p.a. Go to site More info
American Express Qantas Ultimate Card
American Express Qantas Ultimate Card
100,000 bonus points 0 1 $450 p.a. Go to site More info
American Express Velocity Escape Card
American Express Velocity Escape Card
7,500 bonus points 0 1 $0 p.a. Go to site More info
ANZ Frequent Flyer Platinum
ANZ Frequent Flyer Platinum
50,000 bonus points 0.5 1.5 $0 p.a. annual fee for the first year ($295 p.a. thereafter) Go to site More info
ANZ Frequent Flyer
ANZ Frequent Flyer
25,000 bonus points 0.5 1 $0 p.a. annual fee for the first year ($95 p.a. thereafter) Go to site More info
Virgin Australia Velocity High Flyer Card - 30k Bonus Points offer
Virgin Australia Velocity High Flyer Card - 30k Bonus Points offer
30,000 bonus points 1 0 $144 p.a. annual fee for the first year ($289 p.a. thereafter) Go to site More info
American Express Qantas Premium Card
American Express Qantas Premium Card
30,000 bonus points 0 1 $249 p.a. Go to site More info
American Express Qantas Discovery Card
American Express Qantas Discovery Card
7,500 bonus points 0 1 $0 p.a. Go to site More info
NAB Qantas Rewards Premium Card
NAB Qantas Rewards Premium Card
25,000 bonus points 0.5 1.5 $250 p.a. Go to site More info
Emirates Citi World MasterCard
Emirates Citi World MasterCard
40,000 bonus points 1 0 $149 p.a. annual fee for the first year ($299 p.a. thereafter) Go to site More info
Learn more about Frequent Flyer Credit Cards
  • Business credit cards

A Bankwest business credit card could be useful if you're looking to manage your corporate and employee spending under one account. Depending on the card you choose, Bankwest business credit cards can come with interest-free days, low rates and low annual fees, rewards programs and options to add additional cardholders. Compare your options below to find a credit card that offers the features and fees to suit your business spending. Learn more about the benefits of using a Bankwest business credit card in this guide.

Rates last updated December 4th, 2016
Bonus Points Points per $ spent Complimentary Travel Insurance Cover Annual fee Minimum Income
Bankwest Business Low Rate MasterCard
A low rate MasterCard for all your business expenses combined with up to 55 interest-free days.
0 $59 p.a. More info
Bankwest Business MasterCard Large Rewards
Get rewarded for every business purchases combined with a low rate on purchases and balance transfers.
28,000 bonus points VISA/MC: 1 AMEX: 0 $99 p.a. More info
Bankwest Corporate MasterCard
Earn reward points from business expenses combined with competitive interest rates and a low annual fee.
VISA/MC: 1 AMEX: 0 $39 p.a. More info
Bankwest Corporate (Executive) MasterCard
Manage the finances of your company and protect its assets from overspending.
VISA/MC: 1.5 AMEX: 0 $69 p.a. More info
Rates last updated December 4th, 2016
Bonus Points Points per $ spent Complimentary Travel Insurance Cover Annual fee Minimum Income
Commonwealth Bank Business Interest-Free Days Credit Card
Take advantage of $0 annual fee for the first year and receive $250 cash back (spend $500 by 31 March 2017).
$0 p.a. annual fee for the first year ($60 p.a. thereafter) Go to site More info
Commonwealth Bank Business Platinum Awards Credit Card
Earn up to 3 Awards points per dollar spent and enjoy a range complimentary insurances.
VISA/MC: 1 AMEX: 3 6 months $300 p.a. Go to site More info
American Express Platinum Business Card
Receive 100,000 bonus points, earn up to 2 Membership Rewards points for every dollar spent, complimentary insurances and access to 800 VIP Lounges in 100 countries.
100,000 bonus points VISA/MC: 0 AMEX: 1 6 months $1,500 p.a. $75,000 Go to site More info
American Express Business Card
One of the original charge cards from American Express that offers complimentary insurances including purchase protection and accident cover.
VISA/MC: 0 AMEX: 1 0 months $109 p.a. $24,000 Go to site More info
American Express Gold Business Card
Receive 10,000 bonus points on signup and earn 1 Membership Rewards points per $1 spent with uncapped earnings.
10,000 bonus points VISA/MC: 0 AMEX: 1 0 months $169 p.a. $24,000 Go to site More info
American Express Velocity Business Card
A truly dedicated business rewards credit card. Download all your card expenses in a format readable by Quicken, MYOB, Microsoft Excel and more.
VISA/MC: 0 AMEX: 1 0 months $249 p.a. $24,000 Go to site More info
Learn more about Business Credit Cards

The benefits of banking with Bankwest

Bankwest credit cards offer a little more than a way to make payments. Some of the benefits of a Bankwest credit card include:

  • ATM access

As well as using Bankwest ATMs for free, you can also withdraw cash for free at any Commonwealth Bank Group ATM. There’s an ATM in every 7/11 in Australia, meaning you should never have too much trouble accessing your cash.

  • Bankwest platinum credit cards — no overseas transaction fee

If you're a frequent traveller or often shop online, you could take advantage of the $0 international transaction and ATM withdrawal fees available with Bankwest Platinum credit cards.

  • Free worldwide emergency card replacement

Whether you're shopping in Australia or overseas, you'll have the peace of mind of Bankwest's emergency worldwide card replacement. If your card is lost or stolen, call Bankwest and they will block your card and arrange for a new one to be sent out free of charge.

  • Flexibility of rewards

Depending on which rewards Bankwest credit card you choose, you have the choice of earning Bankwest More Rewards or Qantas Points on every dollar you spend on eligible purchases. You can then use these reward points to redeem flights with Qantas as well as products and experiences across categories including fashion, technology, homewares, food and wine and entertainment.

How to apply for a Bankwest credit card

To apply for a Bankwest credit card, follow the 'Go to Site' link on this page to go to the Bankwest website and a secure online application. The application should only take up to fifteen minutes to complete and you should hear a response from Bankwest moments after submitting your application.

Before you apply, though, make sure you meet the eligibility requirements and have the necessary documents on hand.

Application criteria

There are some basic eligibility requirements you need to meet to apply for a Bankwest credit card, we’ve listed the application criteria on each card’s review page:

  • Age. Applicants must be at least 18 years old.
  • Residency. Bankwest only approves applicants with permanent Australian residency.
  • Income and credit history. You'll need to earn a regular income, meet a minimum annual income requirement and have a good credit rating.

Required documents

  • Basic personal information. You need to provide some basic information about yourself, like your residential address, date of birth and contact details.
  • Identification. New Bankwest accounts holders will need to provide at least two of the following forms of identification: Driver’s licence, Medicare card, passport or birth certificate.
  • Financial details. If you work for an employer, you may have to provide your two most recent payslips, and if you’re a new Bankwest customer, you have to show bank statements for the last three months. If you’re self-employed you have to show your two most recent Notice of Assessments from the tax office. You’re also required to provide information about your other income, assets, ongoing expenses and liabilities.

What happens next?

Once the online application has been completed you will receive a reference number which can be quoted for any application inquiries with Bankwest. Bankwest may contact your employer or accountant to verify your current employment status. You may be required to provide some more details including income verification and original ID. Bankwest will get in touch to advise you within 10 working days. For any further inquiries please contact Bankwest via the 'Contact Us' tab on their website and quote your reference number.

Frequently asked questions

Do you have a question about a Bankwest credit card? See if your question has already been answered in the frequently asked questions section below or ask us a question using the form at the bottom of the page.

What’s the right Bankwest credit card?

There isn't one best* Bankwest credit card. Instead, the right card will depend on your financial situation, eligibility and financial goals. Consider the eligibility requirements of the card as well as the features and fees to determine which type of card is suitable for your situation. 

Do you need the perks?

Whether or not you will carry a balance forward is a good way to help you find the ideal credit card. There’s no point paying a high annual fee for credit card extras and perks when you’re going to incur high-interest charges for carrying a balance.

Can you pay off your card every month?

Conversely, big spenders may want to look past Bankwest’s low rate products to a card with points. If you can pay back your balance in full each month, the interest-free days feature allows you to use the card for interest-free purchases.

Can I conduct a balance transfer with Bankwest?

If you're carrying an existing high-interest debt with a non-Bankwest credit card, you can move your balance to a Bankwest card with a low interest rate. See our how to conduct a balance transfer with Bankwest guide for further information.

How can I earn frequent flyer points with a Bankwest credit card

Bankwest currently offer two credit cards that let you earn Qantas Points on eligible purchases. You'll need to have an existing account with Qantas and link it with your Bankwest credit card to earn these points. Please note that you can only earn reward points on eligible purchases (excluding balance transfers, cash advances and gambling transactions).

How do I know I’m eligible for a Bankwest credit card?

Read our Bankwest credit card review pages to find out whether you’re eligible to apply for a Bankwest credit card. There are some common application requirements for all credit cards, these include:

Have a good credit rating. You can find out whether you have any default listings on your credit file by ordering a copy of your credit report.

  • Be over the age of 18.
  • Be a permanent Australian resident.

There is also a minimum income requirement. This is different for each card. You can find further information on our Bankwest credit card review pages.

What information will I need for a Bankwest credit card application?

Documentation requirements differ depending on your employment status.

  • Employed. If you’re a new Bankwest customer, you must provide two most recent payslips showing your account details and transaction history. If you’re an existing Bankwest customer, you must provide your Bankwest account statement showing your salary payments for the past three months.
  • Self-employed. If you’re self-employed, you must provide your last two Notices of Assessment from the Australian Tax Office (ATO).
  • Retired. If you get income from a Self Managed Super Fund (SMSF) or managed fund, you must provide tax returns from the last financial year and your most recent superannuation statement showing regular payments from the fund. If you get a pension, you must show your most recent pension statement.
  • Rental income. You must provide a rental tenancy agreement and a monthly rental income statement.

These documents can be faxed or emailed to Bankwest and in most cases, the documents must have been issued within 18 months of your Bankwest credit card application.

What happens after I apply for a Bankwest credit card?

Once you submit your online application for a Bankwest credit card, you will be contacted by email confirming the status of your credit card application.

You may be conditionally approved, approved in full or declined for a Bankwest credit card. If you’re conditionally approved for the card, you may need to provide Bankwest with additional information like financial statements.

The email with the application confirmation also has your application reference number. You can quote this number to a Bankwest representative if you need to check up on the status of your credit card application.

Can I do a balance transfer if I already have a Bankwest credit card?

Although there are balance transfer offers available to existing Bankwest credit cardholders, the balance transfer introductory rates you see advertised are for new customers only. If you’re an existing Bankwest customer and you’re eligible for a balance transfer, Bankwest will contact you directly with details of the offer.

How do I ask for a credit limit increase on my Bankwest credit card?

When you apply for a Bankwest credit card, you will be assigned a credit limit. This is how much money Bankwest is willing to give you on your credit card. You can change your credit limit at any time after you get your credit card from Bankwest.

  • Credit limit increase. If you would like to request a credit limit increase on your Bankwest credit card, for whatever reason, give Bankwest a call, download a credit limit increase application form or visit a Bankwest branch to apply. Bankwest looks at your income and your expenses when they assign your credit limit. If you accepted the maximum credit limit when you first applied for the credit card and your circumstances have not changed, it’s unlikely that you will be given more credit if you apply for a limit increase. When you apply for a credit limit increase, a credit enquiry mark is recorded on your credit file.
  • Credit limit decrease. The same way you can request a credit limit increase, you can also request a credit limit decrease. This will reduce the amount of available credit you have on your credit card.

See our guide on how to request a credit limit increase for further information.

How do I get a second card for a family member?

You can add up to three additional cardholders to your Bankwest credit card account. Each cardholder must be over the age of 16.

You can add an additional cardholder to your account when you apply for the credit card or you can complete and send in a Bankwest additional cardholder request form.

If the additional cardholder is not already a Bankwest customer, they will need to verify their identity before a supplementary card can be issued. Please note that, as the primary cardholder, you'll be responsible for all transactions made on your additional cards. 

How much do I need to pay off my card each month?

The minimum payment is $20 or 2% of the closing balance, whichever is greater. If you don't meet this minimum repayment, you'll be charged a late payment fee.

Please note that if you only pay the minimum repayment amount each month, your remaining balances will start collecting interest. If you want to avoid interest and take advantage of interest-free days on future purchases, you'll need to pay your balance in full.

How do I pay my Bankwest credit card?

You have a few options when making repayments with Bankwest:

  • BPAY: You can make payments to your Bankwest credit card from another financial institution’s internet banking facility using BPAY. Enter the Bankwest BPAY Biller Code: 9100 and use your credit card number as the reference number. It may take between three and five business days for the BPAY payment to be processed by the bank, so make sure you allow for the time it takes for the transaction to be processed when you’re making a payment to your Bankwest credit card.
  • Direct Debit. Set up a direct debit from a transaction or savings account to automatically transfer money to your Bankwest credit card. You can choose to pay just the minimum amount, the statement balance, account balance or a fixed amount. You can complete and send in a Bankwest direct debit request form. The form is available from on the Bankwest website.
  • At a branch. You can pay your Bankwest credit card in person at a Bankwest branch.

Can I go over my credit limit?

To avoid any potential embarrassment on your part if your transaction is refused, Bankwest will sometimes approve transactions over your agreed limit. The decision is based on how you manage your credit card account and any risks that Bankwest identifies. If you don't want to choice to go over your credit limit, which is a wise choice if you want to keep your finances in control, you have the option to opt out of exceeding your credit limit. You'll just need to contact Bankwest to notify them.

Can I use my Bankwest credit card overseas?

Bankwest credit cards can be used wherever Mastercard is accepted, including tens of millions of stores, online merchants and ATMs around the world. When you use your credit card overseas, there’s usually an international transaction fee. This fee is waived on all platinum Bankwest credit cards. You may also be charged a cash advance fee and local ATM operator fee if you make a cash withdrawal using your Bankwest credit card.

How do I close or cancel my Bankwest Credit Card?

If you have paid your account in full you can cancel your Bankwest credit card at any time. Call a Bankwest customer service representative and they will be able to guide you through the process. See our guide on how to cancel a credit card for tips on closing your account successfully without hurting your credit score. 

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Read more on this topic

American Express Essential Credit Card
American Express Essential Credit Card

Interest rate

14.99

Annual fee

0
ME Bank frank Credit Card
ME Bank frank Credit Card

Interest rate

11.99

Annual fee

0
HSBC Platinum Credit Card
HSBC Platinum Credit Card

Interest rate

19.99

Annual fee

149

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44 Responses to Bankwest Credit Cards

  1. Default Gravatar
    Steve | October 22, 2016

    Hi There,

    I am currently looking at the Bankwest zero platinum Mastercard but before I change I’m a little cautious of the fees.I own a 28 degrees Mastercard for travel and online purchases but will dump it the moment I decide on another card which is possibly this one. I’m trying to do a proper comparison but finder doesn’t really cater for a side by side comparison between 2 popular, yet, similar cards. Why is that? Finder allows me to do comparisons with other cards but not these 2

    Thanks

    • Staff
      May | November 3, 2016

      Hi Steve,

      Thank you for your inquiry.

      Sorry for the delayed reply. You can actually compare the two cards on this page. They are categorised as credit cards with no foreign transaction and $0 annual fees.

      Hope this has answered your question.

      Cheers,
      May

  2. Default Gravatar
    Jordyn | August 5, 2015

    Hi,

    Do you have a credit card which could match or beat:
    50 months interest free
    $59/year admin fee

    Thank you

    • Staff
      Jonathan | August 6, 2015

      Hi Jordyn, thanks for your inquiry!

      Unfortunately there is no product on the market with 50 months interest free. You may like to view our best credit cards page for comparing and choosing a card.

      Cheers,

      Jonathan

  3. Default Gravatar
    Phyllis | June 11, 2015

    I have a Zero credit card that expires 07/15. I am surprised that I have not received a replacement card yet. Can you please explain?
    Thank you.

    • Staff
      sally.mcmullen@hiveempire.com | June 12, 2015

      Hi Phyllis,

      Thanks for your question.

      Just to confirm, you have actually come through to finder.com.au, not Bankwest.

      According to the Bankwest Credit Cards Conditions of Use document, the card is only valid until the expiry date. Bankwest may, at their discretion, issue a user with a replacement card.

      You may wish to contact the Bankwest Customer Service team directly to request a replacement card.

      I hope this has helped answer your question.

      Thanks,

      Sally

  4. Default Gravatar
    ozeeee | May 11, 2015

    I applied for a bankwest platinum credit card and received an email saying to send in payslips. I don’t have that, but have not heard anything back yet nor have I received anything in mail. I applied on 23rd April and it is 11th may now. Is it normal to take this long to receive card in mail ?

    • Staff
      Jonathan | May 12, 2015

      Hi Ozeeee, thanks for your inquiry!

      If a credit card application has received conditional approval, your approval depends upon you providing verification of your details, usually payslips or personal identification. Full approval is granted once you have provided this information to a bank staff member and you have signed the contract agreement. If you have verified your details, it would be best to contact Bankwest directly in regards to the status of your application.

      Cheers,

      Jonathan

  5. Default Gravatar
    carmel | May 6, 2015

    How do I cancel Bankwest credit card?

    • Staff
      Jonathan | May 6, 2015

      Hi Carmel, thanks for your inquiry!

      Please refer to the link I have sent to your email for Bankwest’s contact details to cancel your credit card service.

      Cheers,

      Jonathan

  6. Default Gravatar
    stuart | February 12, 2015

    how do i apply for the bankwest platinum breeze master card

    • Staff
      Jonathan | February 12, 2015

      Hi Stuart, thanks for your inquiry!

      We’d like to thank you for your patience, we are currently resolving some technical issues as the Bankwest website has been experiencing some difficulty within the past few days. We will send you a confirmation email when this has been fixed and you are able to apply for the card’s exclusive offer with finder.com.au.

      Kind Regards,

      Jonathan

  7. Default Gravatar
    winifred | December 2, 2014

    my new pin no. won’t work

    • Staff
      Elizabeth | December 3, 2014

      Hi Winifred,

      Thanks for your question.

      You might need to get in contact with Bankwest to assist you with your query as we don’t have access to your personal account.

      Thanks,

      Elizabeth

  8. Default Gravatar
    Grant | October 10, 2014

    Re Breeze Gold Mastercard and QANTAS Platinum Mastercard:

    1. What is the maximum credit limit?
    2. Is an additional card provided for a second card holder for no charge?

    • Staff
      Elizabeth | October 10, 2014

      Hi Grant,

      Thanks for your question.

      For both of these credit cards, there is no maximum credit limit and there is no fee for additional cardholders.

      I hope this has helped.

      Thanks,

      Elizabeth

  9. Default Gravatar
    Carolina | August 3, 2014

    Im looking for a credit card with a 500 dollar minimum and 1000 max, is there anything like that in bankwest or only nab has this? I have my debit card with bankwest atm.

    • Staff
      Shirley | August 4, 2014

      Hi Carolina,

      Most the cards provided by Bankwest have a $1,000 minimum credit limit. However, since you’re an existing customer you may be able to request a card with a $500 minimum.

      Cheers,
      Shirley

  10. Default Gravatar
    Colette | July 20, 2014

    I need to buy online item but it says I need visa . I have a debit MasterCard . Is the card going to be excepted as visa .

    • Staff
      Shirley | July 21, 2014

      Hi Colette,

      Thanks for your question.

      If the website only accepts Visa, it’s likely that your transaction would be declined, rather than being accepted as Visa.

      Cheers,
      Shirley

Credit Cards Comparison

Rates last updated December 4th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $59 p.a. Go to site More info
HSBC Platinum Qantas Credit Card
Receive 60,000 bonus Qantas Points on eligible spend within 3 months. Enjoy access to premium benefits and complimentary insurance.
19.99% p.a. $199 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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