Compare Bankwest credit cards with low rates, balance transfer offers, rewards, no annual fee and premium benefits.
Bankwest credit cards offer something for both big spenders and the cost-conscious, with competitive rates and fees, as well as reward and frequent flyer cards. Its premium credit cards also feature complimentary extras that will appeal to shoppers and travellers alike.
Use this guide to compare Bankwest credit cards and offers based on the features and fees. We also look at some of the benefits of getting a credit card with Bankwest and how to apply so that it's easy for you to get your next credit card when you want it.
Compare Bankwest Credit Cards
Types of Bankwest Credit Cards
The range of Bankwest credit cards include low rate, no annual fee, rewards, frequent flyer and business options. There are also premium platinum and World Mastercard options that provide additional perks for eligible cardholders, such as complimentary insurance and no international transaction fees.
Balance transfer credit cards
When you transfer your existing credit card balance to a new Bankwest credit card with a balance transfer offer, you can get an introductory low or 0% p.a. interest rate on the debt. This allows you to save money on interest charges and pay down your debt faster during the introductory period. After that, a standard variable interest rate will apply to any debt remaining from the transfer. See our step-by-step guide on how to conduct a balance transfer with Bankwest for further information.
Low rate credit cards
Bankwest low rate credit cards offer a low, ongoing variable interest rate on purchases. If you carry a balance from month-to-month, this low rate can help you save money on interest charges when compared to regular credit cards.
No annual fee credit cards
If you don't use your card regularly or want to cut down on card costs, you may want to consider a Bankwest credit card with no annual fee. This type of card is designed to offer affordable access to credit by not charging a yearly account fee. However, as these cards come with higher interest rates than other Bankwest products, you might want to consider a low rate card if you're partial to carrying your balance.
Rewards credit cards
Bankwest rewards credit cards let you earn Bankwest More Rewards points on all eligible purchases. You can then redeem these points for rewards such as travel, gift cards and merchandise from the Bankwest More Rewards store. Rewards credit cards usually come with higher annual fees, so make sure you're taking advantage of the perks to help offset the cost of the card.
Frequent flyer credit cards
Bankwest frequent flyer credit cards earn you Qantas Points on all your eligible purchases, with Classic, Platinum and World Mastercard accounts available. Depending on the card you choose, you could also enjoy additional benefits such as free worldwide emergency card replacement, complimentary travel insurance and no foreign transaction fees on overseas purchases.
Business credit cards
Bankwest offers a range of business credit cards designed to suit different needs, with features ranging from interest-free days, low rates and low annual fees to rewards programs. There are also options to get additional cards for your employees. Learn more about the benefits of using a Bankwest business credit card in this guide.
The benefits of banking with Bankwest
Some of the benefits of getting a credit card from Bankwest include:
As well as using Bankwest ATMs for free, you can also withdraw cash at any Commonwealth Bank Group ATM without attracting an ATM fee. There’s also an ATM in every 7/11 in Australia, meaning you should never have too much trouble accessing your cash. Note that using an ATM to get money with a credit card will attract cash advance fees and charges.
Bankwest Platinum and World credit cards — travel insurance
If you have a Bankwest Platinum or World Mastercard, you can get complimentary international travel insurance when you use your card to pay for at least $500 of your overseas travel booking before you leave. Your spouse and/or children can also get cover if they meet the eligibility requirements. Refer to the Bankwest credit card complimentary insurance booklet on the Bankwest website for more information, or check out our guide for a summary of this cover.
Bankwest Platinum and World credit cards — no overseas transaction fee
If you're a frequent traveller or often shop online, you could take advantage of the 0% international transaction fees available with a Bankwest Platinum or World credit card.
Worldwide emergency card replacement
Whether you're shopping in Australia or overseas, you'll have the peace of mind of Bankwest's emergency worldwide card replacement. If your card is lost or stolen, call Bankwest and they will block your card and arrange for a new one to be sent out to you.
Flexibility of rewards
Bankwest credit cards give you the choice of earning Bankwest More Rewards or Qantas Points on every dollar you spend on eligible purchases. You can then use these reward points to redeem flights or other travel, as well as products and experiences across categories including fashion, technology, homewares, food and wine and entertainment.
How to apply for a Bankwest credit card
If you're interested in getting a Bankwest credit card, you can compare your options here to find one that suits your needs. Then, just click the "Go to Site" link and you'll be taken to a secure online application.
The application should only take around 15 minutes to complete and you should get a response from Bankwest moments after submitting your application. Before you apply, make sure you meet the eligibility requirements and have the necessary documents on hand.
There are some basic eligibility requirements you need to meet to apply for a Bankwest credit card. We’ve listed the application criteria on each card’s review page, with requirements including:
- Age. You must be at least 18 years old.
- Income and credit history. You'll need to earn a regular income, meet a minimum annual income requirement and have a good credit rating.
- Personal information. You need to provide some basic information about yourself, including your residential address, date of birth and contact details.
- Identification. If you're new to Bankwest, you'll need to provide at least two of the following forms of identification: Driver’s licence, Medicare card, passport or birth certificate.
- Financial details. If you work for an employer, you may have to provide your two most recent payslips, and if you’re a new Bankwest customer, you have to show bank statements for the last three months. If you’re self-employed you have to show your two most recent Notice of Assessments from the tax office. You’re also required to provide information about your other income, assets, ongoing expenses and liabilities.
What happens next?
Once the online application has been completed, you will receive a reference number which can be quoted for any application inquiries with Bankwest. Bankwest may contact your employer or accountant to verify your current employment status. You may be required to provide some more details including income verification and original ID. Bankwest will get in touch to advise you within 10 working days. For any further inquiries please contact Bankwest via the "Contact Us" tab on their website and quote your reference number.
Frequently asked questions
If you want to know more about Bankwest credit cards, check out these answers to frequently asked questions. You can also ask us a question by using the form at the bottom of the page.