Pet insurance discount codes and promotions

Coupon codes and deals to save money on dog, cat and other pet insurance.

Tim Bennett's headshot

By

Tim Bennett

Updated

Fact checked
4.6 based on 833 reviews

Key takeaways

  • Discount codes can score you cheaper insurance through free months or percentage-off discount (10% is pretty typical).
  • We constantly update this list to show all the latest available deals.
  • According to Finder's Consumer Sentiment Tracker, only 18% of Australians have pet insurance - be one of the smart ones and protect your beloved pet for less.
FINDER REWARDS EXCLUSIVE
Pet Insurance
ENDS SOON
Get a $200 digital Visa gift card from Finder
Join Finder or sign in, then use the unique promotion link to purchase a new RSPCA Pet Insurance PetFlex policy or switch or convert an eligible existing policy via the Finder Comparison Service between 19 October–18 December 2026. Get a $200 digital Visa gift card per eligible customer, provided you meet the promotion requirements and maintain your policy until reward fulfilment. Eligible rewards will be available to claim on or before 19 April 2027, and must be claimed within six months of becoming available. T&Cs, eligibility criteria and limits apply.
GET DEAL

Pet insurance discounts and deals for October 2026

11 of 11 results
Updated regularly
Name
Exclusive

Get 10% off your pet insurance premiums

Get 10% off of the first year. Lower prices for lower risk pets. T&Cs apply. Promo code: FINDER10

Get deal
Get deal

Get your first 2 months free

Ends 31 January 2027

Get your first 2 months free when you sign up. T&Cs apply.

Get deal
Get deal

Get 10% off new dog and cat policies

Ends 31 October 2026

Use promo code FLASH10. Offer ends 31 Oct 2026. T&Cs apply.

Get deal
Get deal

Save 15% when you buy Budget Direct Pet Insurance online

Get 15% off on your first year’s premium when you buy online. T&Cs apply.

Get deal
Get deal

Get 2 months free

Ends 06 February 2028

Get 2 months free when you purchase Kogan Pet Insurance. Sign up using promo code 2MFREE. Offer ends 06 Feb 2028. T&Cs apply.

Get deal
Get deal

Get two months pet insurance free

Ends 16 December 2026

Sign up to Medibank Pet Insurance using promo code RVG2FREE and get two months pet insurance free. Offer ends 16 December 2026. T&Cs apply.

Get deal
Get deal

10% discount for Medibank members

Get 10% off your first year of pet insurance if you have health insurance through Medibank. T&Cs apply.

Get deal
Get deal

Get your first 2 months free

Ends 31 December 2026

Enjoy GapOnly® claiming and access to 24/7 live vet. Use promo code 2MFREE. T&Cs apply.

Get deal
Get deal

Get two months free

Get 2 months free for the first year of new policies. T&Cs apply. Promo code: KNOSE2MFREE

Get deal
Get deal

Get 2 months free (for pets under 1 year old)

OR 1 month free (for pets over 1 year old) with promo code FINDER2MF. T&Cs apply.

Get deal
Get deal

10% off if you're over 50

If you're over 50 years old, get 10% off your policy.

Get deal
Get deal
loading
Showing 11 of 11 results

Why compare pet insurance with Finder?

  • You pay the same price as buying directly from the pet insurer.

  • We're not owned by an insurer (unlike other comparison sites).

  • We don't ask for your phone or email.

  • We've reviewed over 35 policies on the market, so you don't have to.

What other pet insurance discounts can I get?

Knowing how pet insurance costs are determined can help you find new ways to save, while costs can be further reduced by looking for more discounts. These include:

  • Online discounts. Buying pet insurance isn’t like buying a pet. In fact, unlike searching for a pet puppy on the world wide web, online pet insurance is often a preferable option that can deliver significant discounts.
  • Multi-pet discounts. If you own more than one pet, you can often get discounts for insuring a few, or all, of them. Look for insurers that offer discounts in line with the number of pets you need cover for.
  • Multi-policy discounts. You can often save by taking out cover with a current insurer. This can also be combined with multi-pet discounts for further savings.
  • Ongoing loyalty discounts. Insurers are often happy to reward customer loyalty with discounts that grow alongside your new pet. This might be through reduced prices, additional benefits or with gifts and other free bonuses.
  • Using existing cover. Some insurance policies may come with pet cover included. Check whether you have any existing cover, and consider whether you want to replace it, merely fill in the gaps or if it’s already right for you.
  • Variable excess. As with other types of insurance, you can choose a lower excess with pet insurance policies to get reduced premiums.

Combine these discounts with other ways of saving on pet insurance, and you can find a lot more room to maneuver between effective cover and affordable prices.

What types of pet insurance policies can I get discounted?

There are many different insurers, and a number of different pet insurance policies to consider. Discounts are often particular to insurers or policy types, but you can get them with almost any form of pet insurance, including:

  • Accidental injury pet insurance: Cover your furry friend against the unexpected (but not the expected) with a cost-effective accidental-injury-only policy. Discounts mean you can find exceptionally affordable accidental injury cover, but you may want to use them to find a higher level of protection instead.
  • Injury and illness pet insurance policies: A more thorough level of cover that can protect you from many of the more significant pet ownership costs, these policies mean you don’t have to choose between value and effectiveness.
  • Premium, comprehensive pet cover: By getting discounts on comprehensive pet insurance policies you can save even more all up, while still knowing that you’re doing everything to can to make sure your pet can spend as much time on this earth as possible.
  • Lifetime pet insurance: Many people make sure to get an effective lifetime pet insurance policy as soon as they can after their new family member arrives home. Discounts for lifetime pet insurance policies can deliver long-term savings and make a real difference.
  • Renewable pet cover: If you’re opting for 12-month pet insurance policies, or other renewable temporary cover types, it may be worth considering discounts as part of finding the most cost-effective policy.
  • Equine cover: Horse owners may appreciate the importance of effective cover, as well as the long term value of discounts. Many insurers, both specialist and general, are able to offer deals.
  • Dog and cat pet insurance: Some insurers may offer cover specific to cats or dogs, while the discounts can be more general, or equally specific. Compare the discounts along with the policy options to make sure you’re getting the savings you’re entitled to.

Need better pet insurance?

Take our easy quiz and find a better deal.

Sources

Tim Bennett's headshot
Written by

Insurance expert
Add to Preferred Sources

A seasoned journalist with over 10 years of experience in news, politics and finance reporting, Tim has previously held roles at the ABC, SBS and Fairfax Media. Tim’s expert insights have been quoted in The Australian, The Daily Telegraph, The Courier Mail and more. He regularly appears on TV and radio, and has been interviewed on 7 News, Sunrise, SBS News, ABC Local, 3AW and 5AA. Tim is passionate about simplifying complex insurance topics for Australian consumers. He holds a Bachelor of Arts (Politics) from Macquarie University and a Tier 1 General Insurance (General Advice) certification, which meets the requirements of ASIC Regulatory Guide 146 (RG146). If you’re interested in a media interview with Tim, please reach out to our PR team at aupr@finder.com. See full bio

Tim's expertise
Tim has written 138 Finder guides across topics including:
  • Personal finance
  • Financial comparison
  • Health insurance
  • General insurance
  • Life insurance
More resources on Finder

Get rewarded $$ for switching with Finder Rewards

Find a better deal, save on your bills and get a free gift card. Sign up to be the first to hear about new Finder Rewards.

Ask a question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

2 Responses

    Nick's avatar
    NickSeptember 4, 2021

    I would like insurance for my pet parrot he is a blue and gold macaw

      James Martin's headshotFinder
      JamesSeptember 10, 2021Finder

      Hi Nick,

      You can find bird insurance within some pet insurance plans. But since bird insurance is relatively new in Australia, your options could be restricted.

      It’s advisable that you do some research to check for covers available, and review the Product Disclosure Statement (PDS) before deciding if it’s right for you.

      Regards,
      James

More guides on Finder

Go to site