Pet insurance discount codes and promotions

Coupon codes and deals to save money on dog, cat and other pet insurance.

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Tim Bennett

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Key takeaways

  • Discount codes can score you cheaper insurance through free months or percentage-off discount (10% is pretty typical).
  • We constantly update this list to show all the latest available deals.
  • According to Finder's Consumer Sentiment Tracker, only 18% of Australians have pet insurance - be one of the smart ones and protect your beloved pet for less.

Pet insurance discounts and deals for November 2025

11 of 11 results
Updated regularly
Name

Get free pet insurance for the first 3 months

Ends 30 June 2026

Get 3 months free. Sign up to Pet Insurance Australia using promo code PIA303 and get three month's premium free. T&Cs apply.

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Get deal

Save up to 15% when you buy Budget Direct Pet Insurance online

Get 15% off on your first year’s premium when you buy online. T&Cs apply.

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Get deal

Get a $100 PetO e-voucher

Ends 16 December 2025

Sign up to Medibank Pet Insurance using promo code PETO100 and get a $100 PetO e-voucher after 90 days of continuous cover. Offer ends 16 December 2025. T&Cs apply.

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10% discount for Medibank members

Save 10% off on pet insurance if you have health insurance through Medibank.

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Get your first 2 months free

Enjoy GapOnly® claiming and access to 24/7 live vet. Use promo code 2MFREE. T&Cs apply.

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Get deal

Get two months free

Get 2 months free for the first year of new policies. T&Cs apply. Promo code: KNOSE2MFREE

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Exclusive

Get 10% off your pet insurance premiums

Get 10% off of the first year. Lower prices for lower risk pets. T&Cs apply. Promo code: FINDER10

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Get deal

Get 1 month FREE

Get 1 month free pet insurance when you sign up for cover with Guide Dogs. Terms & Conditions Apply.

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Get deal

Get 2 months free (for pets under 1 year old)

OR 1 month free (for pets over 1 year old) with promo code FINDER2MF. T&Cs apply.

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Get deal

Get 10% of premiums back in the first 12 months

Receive 10% of premiums you’ve paid in the first 12 months with The Real Reward program.

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Get deal

10% off if you're over 50

If you're over 50 years old, get 10% off your policy.

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Showing 11 of 11 results

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What other pet insurance discounts can I get?

Knowing how pet insurance costs are determined can help you find new ways to save, while costs can be further reduced by looking for more discounts. These include:

  • Online discounts. Buying pet insurance isn’t like buying a pet. In fact, unlike searching for a pet puppy on the world wide web, online pet insurance is often a preferable option that can deliver significant discounts.
  • Multi-pet discounts. If you own more than one pet, you can often get discounts for insuring a few, or all, of them. Look for insurers that offer discounts in line with the number of pets you need cover for.
  • Multi-policy discounts. You can often save by taking out cover with a current insurer. This can also be combined with multi-pet discounts for further savings.
  • Ongoing loyalty discounts. Insurers are often happy to reward customer loyalty with discounts that grow alongside your new pet. This might be through reduced prices, additional benefits or with gifts and other free bonuses.
  • Using existing cover. Some insurance policies may come with pet cover included. Check whether you have any existing cover, and consider whether you want to replace it, merely fill in the gaps or if it’s already right for you.
  • Variable excess. As with other types of insurance, you can choose a lower excess with pet insurance policies to get reduced premiums.

Combine these discounts with other ways of saving on pet insurance, and you can find a lot more room to maneuver between effective cover and affordable prices.

What types of pet insurance policies can I get discounted?

There are many different insurers, and a number of different pet insurance policies to consider. Discounts are often particular to insurers or policy types, but you can get them with almost any form of pet insurance, including:

  • Accidental injury pet insurance: Cover your furry friend against the unexpected (but not the expected) with a cost-effective accidental-injury-only policy. Discounts mean you can find exceptionally affordable accidental injury cover, but you may want to use them to find a higher level of protection instead.
  • Injury and illness pet insurance policies: A more thorough level of cover that can protect you from many of the more significant pet ownership costs, these policies mean you don’t have to choose between value and effectiveness.
  • Premium, comprehensive pet cover: By getting discounts on comprehensive pet insurance policies you can save even more all up, while still knowing that you’re doing everything to can to make sure your pet can spend as much time on this earth as possible.
  • Lifetime pet insurance: Many people make sure to get an effective lifetime pet insurance policy as soon as they can after their new family member arrives home. Discounts for lifetime pet insurance policies can deliver long-term savings and make a real difference.
  • Renewable pet cover: If you’re opting for 12-month pet insurance policies, or other renewable temporary cover types, it may be worth considering discounts as part of finding the most cost-effective policy.
  • Equine cover: Horse owners may appreciate the importance of effective cover, as well as the long term value of discounts. Many insurers, both specialist and general, are able to offer deals.
  • Dog and cat pet insurance: Some insurers may offer cover specific to cats or dogs, while the discounts can be more general, or equally specific. Compare the discounts along with the policy options to make sure you’re getting the savings you’re entitled to.

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Sources

Tim Bennett's headshot
Written by

Insurance expert

A seasoned journalist with over 10 years of experience in news, politics and finance reporting, Tim has previously held roles at the ABC, SBS and Fairfax Media. Tim’s expert insights have been quoted in The Australian, The Daily Telegraph, The Courier Mail and more. He regularly appears on TV and radio, and has been interviewed on 7 News, Sunrise, SBS News, ABC Local, 3AW and 5AA. Tim is passionate about simplifying complex insurance topics for Australian consumers. He holds a Bachelor of Arts (Politics) from Macquarie University and a Tier 1 General Insurance (General Advice) certification, which meets the requirements of ASIC Regulatory Guide 146 (RG146). If you’re interested in a media interview with Tim, please reach out to our PR team at aupr@finder.com. See full bio

Tim's expertise
Tim has written 161 Finder guides across topics including:
  • Personal finance
  • Financial comparison
  • Health insurance
  • General insurance
  • Life insurance
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2 Responses

    Default Gravatar
    NickSeptember 4, 2021

    I would like insurance for my pet parrot he is a blue and gold macaw

      James Martin's headshotFinder
      JamesSeptember 10, 2021Finder

      Hi Nick,

      You can find bird insurance within some pet insurance plans. But since bird insurance is relatively new in Australia, your options could be restricted.

      It’s advisable that you do some research to check for covers available, and review the Product Disclosure Statement (PDS) before deciding if it’s right for you.

      Regards,
      James

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