Knose Pet Insurance Review

Knose pet insurance has the highest annual benefit limit out of the 17 policies on Finder.

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Knose Pet Cover

Finder exclusive: 10% off your first year

  • Illness, accidental injury, lifetime cover.
  • Claim up to 90% of your vet bill back.
  • $25,000 paralysis tick benefit.
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Terms and conditions apply.
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Knose pet insurance offers two comprehensive policies: cover for your dog and cover for your cat. These policies include cover for accidents, illnesses, euthanasia and more.

Our Verdict

  1. At $25,000, Knose has the highest annual benefit limit out of the 17 pet insurers compared on Finder, around $10,000-$13,000 more a year than others. Plus, unlike most, paralysis tick doesn't come with a sub-limit.
  2. Its 14 day waiting time for illnesses is about half that of other brands (30 days).
  3. You can choose how much of your vet bills you want covered — 70%, 80% or 90%. The lower the percentage, the cheaper your premiums. Out of 17 policies, only 2 others let you do this.

Review by our insurance writer Gary Hunter

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Compare pet insurance from Knose

Name Product Maximum yearly benefit Paralysis Tick Benefit Reimbursement rate Accidental Injury Illness
Knose Dog Cover
$25,000
$25,000
70%, 80% or 90%
⭐Finder Exclusive: Get 10% off of the first year's premium. Lower prices for lower risk pets. T&C's apply.
Knose Cat Cover
$25,000
$25,000
70%, 80% or 90%
⭐Finder Exclusive: Get 10% off of the first year's premium. Lower prices for lower risk pets. T&C's apply.
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What pet insurance policies does Knose offer?

Keeping things simple and straightforward, Knose offers two pet insurance policies: Cover for dogs and Cover for cats.

If your pet is injured or suffers an illness and you incur vet costs for any necessary treatment, Knose will reimburse you up to the benefit percentage you have selected. You can choose the benefit percentage yourself - 70%, 80% or 90%. Both policies cover your pet while you are travelling in New Zealand or Norfolk islands on a trip for less than sixty days. You will also be eligible for up to thirty days of emergency boarding for your cat or dog if you are unexpectedly hospitalised for four or more consecutive days.

PolicyFeatures
Cover for dogs
  • Covers accidents and illnesses
  • Choice of 70, 80 or 90% cover
  • $25,000 annual benefit limit
  • No sub-limits
  • All eligible vet bills including cruciate ligament and tick paralysis treatment covered up to $25,000
  • No additional excesses
  • Same day cover for accidents
  • 14 day waiting period for illnesses
  • 6 months waiting period for orthopaedics and hereditary conditions
Cover for cats
  • Covers accidents and illnesses
  • Choice of 70, 80 or 90% cover
  • $25,000 annual benefit limit
  • No sub-limits
  • All eligible vet bills including cruciate ligament and tick paralysis treatment covered up to $25,000
  • No additional excesses
  • Same day cover for accidents
  • 14 day waiting period for illnesses
  • 6 months waiting period for orthopaedics and hereditary conditions

What benefits does Knose Pet Insurance offer?

Knose has a number of perks included in its pet insurance policies that could be right for you. These include:

  • Emergency boarding. With Knose, you get a $25,000 emergency boarding benefit, which is much more than other pet insurance providers.
  • Paralysis tick benefit. You will also receive a paralysis tick benefit limit of $25,000 with your cover. Similarly, this is higher than most policies.
  • Taking your pet overseas. Knose pays for vet expenses while you are travelling in certain areas such as New Zealand and Norfolk islands.
  • Choice of benefit percentage. You can choose to have 70, 80 or 90% of eligible vet bills covered, depending on how much you want to spend on premiums and treatment.

See some prices for Knose

To help give you an idea about costs for Knose pet insurance, we gathered annual quotes for a few of Australia's favourite dog breeds. Just remember, prices are going to change based on things like you're own dogs breed, age and your address, so it's always worth comparing policies and getting a few quotes.

Dog Breed1yr old5yr old
Maltese Cross$862.44$1225.68
Cavoodle$914.52$1239.96
Labrador$1354.20$1841.28
Staffordshire Bull Terrier$1245.96$1766.16
Border Collie$989.04$1341.84

What isn't covered by a Knose policy?

To ensure you know exactly what is and isn't covered, always read the product disclosure statement. The following list reflects some of the general exclusions you will find with a Knose pet insurance policy:

  • Pre-existing conditions
  • Behavioural problems
  • Intentional harm or neglect
  • Not following your vet's advice
  • Additional vet costs such as house calls when they are not an emergency
  • Medications not registered or approved in Australia
  • Boarding and transportation costs
  • Costs after your pet's death
  • Epidemics, pandemics or new influenza

Knose does not offer an additional routine care benefit like many other pet insurance policies. This includes preventative treatments like vaccinations and parasite prevention.

How much does Knose Pet Insurance cost?

The cost of a pet insurance policy with Knose, like all providers, will differ depending on a number of factors. You also are likely to pay more or less depending on the breed and age of your pet. For instance, if you own a breed with common genetic ailments, you are likely to pay higher premiums.

To find out exactly how much a Knose Pet Insurance policy will cost for your pet, you can get a quote. This will take factors such as breed, age and type of pet into account.

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