Its 14-day waiting time for illnesses is about half that of other brands (30 days).
You can choose how much of your vet bills you want covered — 90%. The lower the percentage, the cheaper your premiums. Out of 15 policies we looked at, only 2 others let you do this.
Cons
It's not good if you just want a basic policy that only covers accidents. Knose only offers comprehensive cover.
We got quotes from other brands such as Everyday, and Knose tends to be more expensive.
We currently don't have that product, but here are others to consider:
How we picked these
Why compare pet insurance with Finder?
You pay the same price as buying directly from the pet insurer.
We're not owned by an insurer (unlike other comparison sites).
We don't ask for your phone or email.
We've reviewed over 35 policies on the market, so you don't have to.
🔎 Why choose Knose pet insurance?
Knose has a number of perks included in its pet insurance policies that could be right for you. These include:
Emergency boarding. With Knose, you get a $25,000 emergency boarding benefit, which is much more than other pet insurance providers.
Paralysis tick benefit. You will also receive a paralysis tick benefit limit of $25,000 with your cover. Similarly, this is higher than most policies.
Taking your pet overseas. Knose pays for vet expenses while you are travelling in certain areas such as New Zealand and Norfolk Island.
Choice of benefit percentage. You can choose to have 90% of eligible vet bills covered, depending on how much you want to spend on premiums and treatment.
What pet insurance policies does Knose offer?
Keeping things simple and straightforward, Knose offers 2 pet insurance policies: cover for dogs and cover for cats.
Policy
Features
🐶 Cover for dogs
Covers accidents and illnesses
Choice of 90% cover
$25,000 annual benefit limit
All eligible vet bills including cruciate ligament and tick paralysis treatment covered up to $25,000
No additional excesses
Same-day cover for accidents
14-day waiting period for illnesses
6 months waiting period for orthopaedics and hereditary conditions
🐱 Cover for cats
Covers accidents and illnesses
Choice of 90% cover
$25,000 annual benefit limit
All eligible vet bills including cruciate ligament and tick paralysis treatment covered up to $25,000
No additional excesses
Same-day cover for accidents
14-day waiting period for illnesses
6 months waiting period for orthopaedics and hereditary conditions
"We insured both our Lab X Kelpies with Knose as soon as we could. The policies cover a fair amount and if the claim is accepted it's paid out pretty quickly. Unfortunately, they don't automatically work with some vet hospitals, so check your local area before heading in. "
Matt Corke
Finder crew member
🏥 What does Knose pet insurance cover?
Here's a breakdown of what you'll be covered for with Knose pet insurance.
Injury cover can pay you a percentage of vet bills resulting from an accidental injury. You can choose the benefit percentage yourself – 90%. Injuries covered can include:
A burn or electrocution
A motor vehicle accident
An allergic reaction to a bite
A bone fracture
The waiting period is 1 day for accidental injuries, but your pet needs to be at least 6 weeks old to be eligible for cover.
Illnesses
If your pet suffers an illness and you incur vet costs for any necessary treatment, Knose will reimburse you up to the benefit percentage you have selected. Both policies cover:
Your pet while you are travelling in New Zealand or Norfolk Island on a trip for less than 60 days.
30 days of emergency boarding for your cat or dog if you are unexpectedly hospitalised for 4 or more consecutive days.
Prices will differ based on a few criteria, including:
The gender, breed and age of your pet
The level of cover you choose
Your excess
Your locations
If your pet is desexed.
👥 Knose pet insurance reviews
In addition to user reviews on Finder below, we looked through Knose pet insurance customer reviews on productreview.com which go back 2 years from August 2021. Here's a summary of how Knose performed:
90 of the 100 reviews were given 5 stars.
Most claims are accepted within 2 weeks.
While they're overwhelmingly positive, it only has 100 reviews – other pet insurers including PIA and Bow Wow have more.
If you're a previous or existing customer of Knose pet insurance, we'd love to hear from you! Leave a quick review here.
What isn't covered by a Knose policy?
To ensure you know exactly what is and isn't covered, always read the product disclosure statement. The following list reflects some of the general exclusions you will find with a Knose pet insurance policy:
Additional vet costs such as house calls when they are not an emergency
Medications not registered or approved in Australia
Boarding and transportation costs
Costs after your pet's death
Epidemics, pandemics or new influenza
Knose does not offer routine care benefits as part of their insurance cover. However, Knose offers stand-alone comprehensive pet care plans that include home-delivered parasite presentations and a $100 allowance for health checks and vaccinations.
Winner for Best Pet Insurance - Comprehensive 2023
Your reviews
3.6
★★★★★(0)
5
4
3
2
1
All user-submitted reviews must meet our review guidelines. These set out our standards and expectations, including that the review is from by a genuine user of the relevant product or service and that it is honest, authentic and respectful. We explicitly prohibit fake or otherwise misleading reviews and we check all submissions, but we make no guarantee as to the authenticity of any published review or reviewer. Some reviews may be submitted (regardless of sentiment) in exchange for entry into any competition(s) for which we are the promoter.
Gary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards. See full bio
Gary Ross's expertise
Gary Ross has written 620 Finder guides across topics including:
This review of Guardian Pet Insurance includes descriptions of the 3 levels of cover it offers, additional benefits available, exclusions, how to claim and any other information that readers might find useful.
We all know who RSPCA is, but how do their pet insurance policies stack up? Learn if their policies are right for you with our latest review.
Important information about this website
Finder makes money from featured partners, but editorial opinions are our own.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.