Youi Building Insurance
Budget Direct Home & Contents Insurance
Qantas Home and Contents Insurance
Our home insurance experts sourced a heap of quotes to help you find the cheapest home insurance. It's important to keep in mind though, what's cheapest will vary from person to person. The cost of home insurance depends on many factors including your location, the value of your home and the value of its contents. The below should be used as a guide only.
| Brand | Annual price | |
|---|---|---|
 | $1,126 | More info |
| $1,242 | Get a quote |
 | $1,277 | More info |
 | $1,304 | Get a quote |
 | $1,410 | Get a quote |
 | $1,734 | More info |
 | $1,734 | More info |
 | $1,734 | More info |
| $1,741 | Get a quote |
 | $1,858 | Get a quote |
 | $2,516 | More info |
 | $1,953 | Get a quote |
 | $1,705 | More info |
 | $1,614 | Get a quote |
 | $1,863 | More info |
 | $1,899 | More info |
 | $2,138 | More info |
 | $2,550 | More info |
 | $1,635 | More info |
"Last September, I received my home insurance renewal and I was shocked – my premium shot up from $280/month to $435! I called my insurer, and they said perhaps my risk rating had changed, as I hadn't made any claims or made other changes. The best they could do was to reduce my cover – no thanks?! – to wipe $40 a month off. I compared on Finder and found the same level of cover elsewhere for $240 a month. After the cyclones earlier this year, I suspect I'll be comparing and switching again this year!"
We currently don't have that product, but here are others to consider:
How we picked these
Decide what kind of policy you want: building, contents or both. In most cases, you'll also be asked to calculate your sum insured. This is how much it would cost to rebuild your home from scratch if it was destroyed. Home insurance calculators can help you work this out.
Don't simply accept the first home and contents insurance quote you get. Compare quotes from at least 3 or 4 different insurers – this is quick and easy to do online.
If you can afford to pay your home insurance for the entire year in one go, it's often cheaper.
Plenty of insurers have discounts available. Our tip is to go for insurers who offer a percentage discount over a dollar figure. This is because 15% off your $2,000 bill ($300 discount) is going to be better than just $50 off.
It's very common for insurers to significantly increase prices once you've been with them for a year. Shop around every year and you could save a lot.
Most home insurers automatically cover floods but make sure you take out cover at least 72 hours before an event.
Protect your home from the costs of malicious damage with home insurance. Compare policies in just minutes and get peace of mind.
If you're a tenant with a fragile home aquarium, here's how renters insurance can help protect it.
You can get swimming pool insurance included with most home and contents insurance policies. Find out who provides cover and what insurance you need.
Find out how home insurers cover temporary accommodation.
Your guide to seniors home insurance.
It’s possible to get home insurance for an unoccupied home, you just have to let your insurer know.
Looking for home and contents insurance in Tasmania? Find the right policy here.
Compare home insurance providers in Queensland. Protect your home from cyclones, floods, fire and more.
What you need to know about finding the best home insurance for you. Compare policies and learn what questions to ask when researching insurance policies.