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With Bendigo Bank home insurance you can choose from 4 levels of cover and get cover for almost any accidental loss or damage. You have the option to pay fortnightly or monthly.
Bendigo Bank offers four levels of combined home and contents insurance: Gold, Silver and Bronze. Here are the benefits of each level of cover.
Gold level offers the most cover and highest level of protection. It includes:
Silver offers a mid-level insurance for both your home and contents. It includes:
This is the most basic level of cover offered by Bendigo Bank. It includes:
Here are the inclusions in Bendigo Bank’s Gold home insurance package:
All Bendigo Bank home insurance products have a range of general exclusions. In addition, building and contents policies have specific exclusions, so make sure you read the product disclosure statement before purchasing this insurance. Here are some of the general exclusions:
Your excess will be calculated based on your building and contents and the level of insurance you purchase. You can reduce your premium by increasing the amount of excess you are willing to pay.
Depending on the nature of your claim you may need to pay the excess upfront. Otherwise, the excess will be subtracted from the settlement amount.
You must pay an additional $250 if your claim is due to an earthquake.
Before you make a claim, ensure you have all your insurance information and documents ready. You will need:
You should make your claim as soon as possible as delays may reduce the amount you can be paid. To make a claim, you must call Bendigo Bank's insurer, CGU at 13 24 80. To process your claim, you will need to provide proof of ownership to the insurer. They may also need to inspect your building or contents.
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