We crunch eligible home insurance products in Australia to see how they stack up. We rank over 50 products on 16 different features, including price. We end up with a single score out of 10 that helps you compare home insurance a bit faster. We assess home and contents, building only and contents only products individually.
Bendigo Bank home insurance offers 3 policy types: combined home and contents, contents and building insurance. On top of that, you can choose between Standard and Plus cover for policies bought on or after 23 June 2025. The gold, silver and bronze levels described below apply to Bendigo Bank policies bought before 23 June 2025.
Some main events covered by Bendigo Bank home insurance include:
Bendigo Bank home insurance is backed by Insurance Australia Limited, one of the biggest insurance companies in Australia. It comes with a cooling-off period, which allows you to cancel your policy and receive a refund as long as you haven't made any claims. Check the PDS for how long the cooling-off period lasts.
Gold level offers the most cover and highest level of protection. It includes:
Contents both at home and anywhere in Australia or New Zealand (for up to 90 days if in New Zealand)
Silver offers a mid-level insurance for both your home and contents. It includes:
Bronze is the most basic level of cover offered by Bendigo Bank. It includes:
Your Bendigo Bank home insurance claim will not be paid if:
Make sure you go over Bendigo Bank's PDS for a full list of exclusions. Find out more about general exclusions here.
In the 2024-2025 financial year, AFCA received a total of 1,172 complaints about home and contents insurance products issued by Insurance Australia Limited, the insurer behind Bendigo Bank home insurance. 535 of those were resolved at the registration and referral stage, giving Insurance Australia Limited a referral resolution rate of 45.64%.
Bendigo Bank home insurance could be ideal if you want a choice between a more comprehensive policy (Plus) and a more basic option (Standard). It's issued by Insurance Australia Limited, which is a fairly popular insurer. However, you might want to look elsewhere if you want a bigger sign-up discount.
To do that, you can compare other home insurance brands side-by-side here.
If you've held or currently hold a Bendigo Bank home insurance policy, we'd love to hear from you. Your reviews help other Australians decide if Bendigo Bank is right for them. Some reviews are from a survey commissioned by Finder.
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