Cheap travel insurance that doesn’t flop

Get first-class level travel insurance from $3.75 a day.

Travel Insurance

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How to find cheap travel insurance

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Decide what you actually want cover for

Bigger isn’t always better and paying more for a policy with heaps of inclusions you don’t care about is a waste of money. Take the time to read the differences between a basic policy and a more comprehensive one so you can make an informed decision.

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Take advantage of deals

Insurers will often have deals and discounts available where you can score up to 15% off your travel insurance policy. Depending on your trip, this can save you quite a bit of cash.

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Increase your excess

This is the amount you need to pay when you make a claim and increasing it will make your premium cheaper. Choosing a higher excess means that it probably won't be worth making a claim for smaller expenses, but it ensures you're still covered if something more serious and expensive happens.

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"I recently booked a trip to Noosa where we were hiring a rental car. To hire it with an adequate level of insurance protection, we were going to have to pay $150 extra. I knew that a travel insurance policy could cover rental car excesses in the event of an accident, so I looked at how much a policy would cost. It came in at just $120 for both me and my husband. Given this included way more coverage than just the rental car and was ultimately cheaper too, we went with this option and were able to drive the rental car carefree. It was great knowing we’d also be covered for any flight cancellations (I’ve been burned before) and luggage woes too."

Publisher of Insurance

Travel insurance deals and discounts

Store Discount

Save 10% on InsureandGo policies with Finder

Use this coupon code to save 10%. Ts&Cs apply.

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Use code SUMMER10 to get 10% off

Use code SUMMER10 to get 10% off when you buy a new policy before 28 February 2025. Limits, T&Cs apply.

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Get 20% off Freely Travel Insurance

Get 20% off a new Freely Travel Insurance policy when you purchase it before 16 April 2025. Limits, T&CS apply.

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Save 15% for two adults or 20% for three or more

Get 15% off when two adults purchase a policy together, or save 20% for three or more adults. The offer ends on 31 December 2024. T&Cs apply.

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Qantas Travel Insurance’s BIGGEST Qantas Points offer is back

Earn up to 15,000 points for every policy. Offer ends 6 March. T&Cs apply.

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Get 25% off your travel insurance policies with Kogan

Use promo code: SALESTIME. T&Cs apply.

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Get 5% off on Tick travel insurance policies

Use this code to get a 5% discount. T&Cs apply.

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Exclusive

ahm and Medibank members get 10% off travel insurance

Get this discount if you're an ahm or Medibank Private member and save.

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Earn Velocity Points with Cover-More

Get 3 Virgin Velocity Points for every $1 spent on travel insurance with Cover-More.

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Get 8% off your Wise and Silent policy

Use the promocode to get 8% off travel insurance. T&Cs apply.

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Exclusive

15% off travel insurance for Medibank Private members

Get this discount if you're a Medibank Private member and save.

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FAQs

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Editor, Insurance

Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

Gary Ross's expertise
Gary Ross has written 644 Finder guides across topics including:
  • Health, home, life, car, pet and travel insurance
  • Managing the cost of living
Peta Taylor's headshot
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Publisher of Insurance

Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

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