Easy travel insurance review

Easy travel insurance's nil standard excess is impressive, but you can find higher cover limits by shopping around ahead of your next Aussie trip.

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Easy Travel Insurance

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Important:

Travel insurance rules continue to change as a result of the pandemic. Some information may not be accurate at this time. It’s even more important to double-check all details that matter to you before taking out cover. Please note:
    • Some policies may not be available through Finder at this time
    • It’s unlikely that your policy will cover expenses from border closures

    Our Verdict:

    • This provider's standard excess of $0 for domestic trips isn't matched by any of the 10 brands we reviewed on our site. For context, Qantas will ask you for $100 as standard while some go as high as $250.
    • Easy Travel was one of only five travel insurance brands that offered some kind of cover for coronavirus-related expenses. Read more here and always read your insurer's PDS with care so you know what you will and won't be covered for.
    • Its luggage cover for domestic trips is up to $3,000. This might be okay if you're travelling quite light, but this sum isn't super competitive – World2cover offers $7,500.

    Review by our life insurance senior writer James Martin

    warningFinally, some good news! Travel is picking up, so some insurers have started offering cover again. Just remember, you won't be covered for any pandemic related claims if you do take out domestic travel insurance.

    Easy Travel Insurance is Australian owned and operated. Comprehensive policies are available for both domestic and international policies, offering you maximum peace of mind. Check out Easy Travel Insurance's options to see if there's a policy that works for you.

    Easy travel insurance is not currently available via finder. You can visit their website at www.1cover.com.au for more information or compare alternative options available below.

    Compare your travel insurance quotes

    warning Finally, some good news! Domestic travel is picking up, so some insurers have started offering cover again 🦘
    Just remember, you won't be covered for any pandemic related claims if you do take out domestic travel insurance.
    International travel insurance is limited and sometimes unavailable at this point.

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    Easy Travel Insurance policy options

    Check out the policies available with Easy Travel Insurance

    Annual Multi Trip

    International Premium

    International Medical Only

    Domestic

    Domestic Cancellation Only

    Inbound

    Easy Travel Insurance review of benefits

    BenefitsInternational Premium/Single or Multi-tripsInternational Medical OnlyDomesticDomestic Cancellation OnlyInbound
    Overseas medical and dental UnlimitedUnlimited
    $10,000,000
    Additional expensesUnlimitedUnlimited$10,000 Cover chosen$10,000,000
    Amendments or cancellation costsCover chosen
    $10,000 Cover chosenCover chosen
    Luggage and travel documents$15,000
    $3,000
    $3,000
    Personal liability$2,500,000$2,500,000$200,000
    $1,000,000
    Delayed Luggage Allowance$750
    $200
    Resumption of Journey$3,000
    Money$250
    Travel Delay$2,000
    $750
    Accidental Death$25,000
    $10,000
    $10,000
    Hijacking$5,000
    $2,000
    Rental Car insurance excess$6,000
    $4,000

    Table was last updated: April 2021

    What additional options are there?

    Easy Travel Insurance offers add-ons to certain policies so you can tailor your trip to your needs.

    • Motorcycle/moped riding: If you plan on renting a motorcycle or moped on your trip, you can purchase cover for motorcycles and moped riding.
    • Winter sports: If you're going skiing, snowboarding or snowmobiling, you can purchase the winter sports pack on top of your existing policy.
    • Cruise cover: The cruise cover add-on will help you out for claims directly or indirectly related to your cruise, including missed port connections and cancelled shore excursions.
    • Add or increase rental car insurance excess cover: If your policy does not automatically include rental car insurance excess, you can pay for it with an additional premium or if it does, you can increase your benefit limit.
    • Increase luggage cover: If you've got valuable items, you can increase your cover on a per item basis.

    Am I covered for pre-existing conditions with Easy Travel Insurance?

    Easy Travel Insurance categorise their Existing Medical Conditions into three types: conditions automatically included, conditions they need to assess and conditions which cannot be covered. As with any insurance policy, be sure to disclose any pre-existing medical conditions when applying for cover, even if you know they are automatically excluded. If you have to submit a medical assessment, this can easily be done online. You may be subject to increased premiums if you are aged 70 and over.

    What exclusions apply to Easy Travel Insurance?

    Easy Travel Insurance has general exclusions listed in the PDS that you should be aware of. These include but are not limited to:

    • claims for costs or expenses incurred outside the Period Of Insurance
    • claims involving consequential loss of any kind not specifically covered in the policy
    • claims arising from any unlawful act committed by you
    • claims directly or indirectly arising from loss, theft or damage to property, or death, illness or bodily injury if you fail to take reasonable care
    • claims involving air travel other than as a passenger on a fully licensed aircraft
    • claims arising as a result of war, hostilities, invasion, rebellion, revolution or usurped power
    • claims arising directly or indirectly from any nuclear reaction
    • loss or damage caused by detention or destruction by customs or other authorities
    • claims in respect of travel booked or undertaken after a terminal illness was diagnosed
    • claims arising from, or related to, any existing medical condition you or your travelling companion has not disclosed or that is not automatically covered
    • claims arising from or related to your existing medical condition of reduced immunity
    • claims directly or indirectly arising from pregnancy

    How to File a Claim With Easy Travel Insurance

    Filing a claim with Easy Travel Insurance is a simple and straightforward process. if something does go wrong and you need to file a claim, you will need to provide the claim assistant with the following information:

    • Policy number
    • Contact details
    • Travel details
    • The circumstances surrounding your claim
    • Any supporting evidence such as:
      • Medical certificates
      • Police reports
      • Airline reports
      • Contact details for the treating hospital and doctor
      • Pertinent receipts.

    As with any type of claim, it's important to be patient, as these things can take time. Having all of the documentation applicable to the claim will help to speed the process along. For claims enquiries, contact 1300 728 822.

    Claim and contact details for Easy Travel Insurance

    Making a claim online https://claims.covermore.com.au

    Claim enquiries1300 728 822


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    4 Responses

      Default Gravatar
      DianeMay 15, 2017

      Can you tell me if my husband has a guitar which is worth approx $4,000.00 is it covered in his travel insurance or does he have to list it separably

        Avatarfinder Customer Care
        ZubairMay 16, 2017Staff

        Hi Diane,

        Thank you for your question.

        You have contacted finider.com.au, a comparison and information service and not actually Easy Travel Insurance.

        Easy Travel Insurance has $6,000 limit for individual item. To learn more, we have prepared an article that discusses how to protect expensive items when travelling.

        Please make sure though to read the eligibility criteria, features and details of the policy, as well as the relevant Product Disclosure Statement PDS/T&C’s of the policy before making a decision and consider whether the product is right for you. If necessary, speak to the insurance brand to verify any details.

        Cheers,
        Zubair

      Default Gravatar
      TonyJune 3, 2015

      I’m looking to purchase an Annual multi trip travel insurance which will cover me overseas and in Australia.
      Which policy covers that ?

        Avatarfinder Customer Care
        RichardJune 3, 2015Staff

        Hi Tony,

        Thanks for the question.

        Various providers offer this type of cover. To review how the providers in our panel treat annual travel insurance and domestic travel, Please have a look at our annual multi-trip travel insurance comparison.

        Please make sure to read the eligibility criteria, features, and details of the policy, as well as the relevant Product Disclosure Statement of the policy before making a decision and consider whether the product is right for you. If necessary, speak to the insurance brand to verify any details.

        I hope this was helpful,
        Richard

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