| Overseas medical and hospital expenses | Unlimited |
|---|---|
| Cancellation and amendment Fees | Cover chosen |
| Luggage and personal effects | $15,000 |
| Maximum age limit | 84 |
Table updated October 2023
Easy has an extensive list of COVID-19 benefits that should suit many travellers looking for some extra peace of mind before setting off. Here are some of the key benefits:
There are also some general exclusions for COVID-19 that apply to all Easy policies. These include:
If you're concerned about COVID-19 ruining your travel plans, we've compared all the providers that offer some cover for pandemic-related expenses.
Easy Travel Insurance has 5 different policies on offer: Inbound, Essentials Care, Comprehensive Care, Domestic and Domestic Cancellation. Here are some of the main insured events a policy can cover you for:
Inbound
Essentials Care
Comprehensive Care
Domestic
Domestic Cancellation
Easy Travel Insurance is Australian-owned and operated. It is administered by Cover-More Insurance Services Pty Ltd on behalf of the product issuer, Zurich Australian Insurance Limited.
The cooling-off period is 21 days, which means you'll be given a full refund of your premium provided you haven't started your trip or made a claim.
If you're travelling internationally, you can choose your own excess. This is the amount you're required to pay when you make a claim.
These are some of the features that Easy will cover you for if something does go wrong on your trip. Some of these inclusions are only available for certain levels of cover (e.g. a Comprehensive Care plan vs a domestic policy).
Along with its standard features, Easy Travel Insurance offers add-ons to certain policies so you can tailor your trip to your needs.
All insurers have a list of situations you won't be covered for under a travel insurance policy. Here are some of Easy Travel Insurance's exclusions you should be aware of:
Make sure you review Easy's product disclosure statement (PDS) for a detailed breakdown of what is and isn't covered.
The fastest and most convenient way to make a claim is with Easy's online claim tool. You can follow these steps:
You should receive a response within 10 business days.
Compared to other insurers, Easy Travel Insurance has competitive limits and flexible options so you can tailor your policy based on your holiday and needs. Plus, Easy offers policies to suit most budgets from a cost-effective Essentials Care plan to the more Comprehensive Care plan.
However, some might find Easy's policies lacking, especially if you're planning a cruise. Its COVID-19 cover doesn't extend to medical expenses if you're diagnosed on or after the cruise.
If you have any pre-existing conditions, you should read the PDS carefully and make sure to disclose them fully at the time of application.
Still not sure about Easy? You can compare other travel insurance companies here.
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Can you tell me if my husband has a guitar which is worth approx $4,000.00 is it covered in his travel insurance or does he have to list it separably
Hi Diane,
Thank you for your question.
You have contacted finider.com.au, a comparison and information service and not actually Easy Travel Insurance.
Easy Travel Insurance has $6,000 limit for individual item. To learn more, we have prepared an article that discusses how to protect expensive items when travelling.
Please make sure though to read the eligibility criteria, features and details of the policy, as well as the relevant Product Disclosure Statement PDS/T&C’s of the policy before making a decision and consider whether the product is right for you. If necessary, speak to the insurance brand to verify any details.
Cheers,
Zubair
I’m looking to purchase an Annual multi trip travel insurance which will cover me overseas and in Australia.
Which policy covers that ?
Hi Tony,
Thanks for the question.
Various providers offer this type of cover. To review how the providers in our panel treat annual travel insurance and domestic travel, Please have a look at our annual multi-trip travel insurance comparison.
Please make sure to read the eligibility criteria, features, and details of the policy, as well as the relevant Product Disclosure Statement of the policy before making a decision and consider whether the product is right for you. If necessary, speak to the insurance brand to verify any details.
I hope this was helpful,
Richard