Health insurance deals and offers for March 2025

Key takeaways

1 - 12 of 12
Name Product AUFHI-DLZ

Get up to 12 weeks free

Ends 01 April 2025

When you join before 1 Apr and maintain eligible combined hospital & extras cover. T&Cs apply. Learn more.


Get up to $1000 cashback

Ends 01 May 2025

For new members who join by 1st May and maintain hospital and extras cover. T&Cs apply.


Get up to 12 weeks free and $500 in gift cards (couples/families) or $250 in gift cards (singles/single parents) when you join and maintain eligible Bronze Hospital+Extras cover or above

Ends 09 April 2025

Offer ends 9 April 2025. New members only. T&Cs apply. Excludes Basic covers.


Get 6 weeks free & 2-month waived waiting period

Ends 17 April 2025

When you join HCF by 17 April 2025 on eligible combined hospital and extras cover and stay for 3 months. The offer excludes hospital premium gold, hospital optimal gold, corporate hospital premium gold, and overseas visitors health cover. T&Cs apply.


Switch or join and earn up to 150,000 Qantas Points

Ends 31 March 2025

Plus, skip the 2 and 6 month waiting periods on Extras with combined Hospital and Extras cover. Points will be awarded based on your level of cover over 6 months. Eligibility criteria and T&Cs apply.


Want 6 weeks free + a $50 gift card when you join & maintain eligible Extras?

Plus, get 2&6 month waits waived. New members only. T&Cs apply. Excludes Healthy Living Extras.


Want 6 weeks free and $400 in gift cards (couples/families) or $200 in gift cards (singles/single parents) when you join and maintain eligible Bronze Hospital cover or above?

New members only. T&Cs apply. Excludes Basic covers.


Join direct and get up to 10 weeks free, plus even more

Ends 02 April 2025

T&Cs apply. New members only. Ends 2 Apr 2025. 10 weeks free applied over 2 years (3 years for annual payers).


Get 6 weeks free hospital cover

Ends 01 April 2025

When you join before 1 Apr and maintain eligible hospital cover. T&Cs apply. Learn more.


Get up to 8 weeks free

Ends 01 April 2025

When you join before 1 Apr and maintain eligible extras cover. T&Cs apply. Learn more.


Get 8 weeks free

Ends 31 March 2025

Plus skip the 2 & 6 month wait on Extras when you choose a combined Hospital + Extras policy online by 31 March. T&Cs apply.


Get 8 weeks free

Ends 31 March 2025

Get 8 weeks free & instant access to Extras when you join Hospital & Extras By March 31. T&Cs Apply. Learn more.

loading

Things to remember when comparing health insurance offers

While it's great to get a deal when signing up to a new health insurance policy, the most important thing is that you get the right cover for your needs. Don't be tempted to sign up with a provider or policy that isn't right for you just because it has a great discount. Here are a few key things to keep in mind when comparing health insurance offers.

Do's:

  • Make sure the policy you've picked is right for you and your needs.
  • Be sure that you can pay your premiums after any free period.
  • Remember to consider the ongoing member benefits of any health insurance brand that you're considering.

Do not's:

  • Don't buy a policy that doesn't suit your needs just because there's a great sign-up offer.
  • Make sure you check out the terms and conditions. For example, most sign-up offers require you to be a new customer to that provider.

Common types of health insurance sign-up deals

Health insurance sign-up deals change each month, but there are a few common types of offers you're likely to see.

Free tag

Free cover period

One of the most common sign-up offers you'll see in health insurance is a number of weeks of free coverage. The amount of time is normally between 2 and 6 weeks. You'll sometimes need to be signed up for a minimum period of time (3 months, for example) before entering your free coverage period.

Calendar

Waived waiting periods

Many providers will offer to waive some waiting periods on new policies, so that you can claim right away. This is especially common on extras policies. Most offers will waive 2 and 6 month waiting periods.

Aeroplane

Bonus frequent flyer points

Health insurance providers associated with airline brands will offer bonus frequent flyer points for new sign-ups. To claim the full bonus you'll generally need to be on a high level of cover for a minimum number of months. Lower levels of cover will often give you a smaller number of points.

Health insurance member benefits

Sign-up deals are all well and good, but many health insurance brands all offer a range of ongoing member benefits and rewards, which you should be aware of. Here are some of the current health insurance offers available from Finder partners:

Health FundMember OfferApply
Key offers:
  • 10% off ahm life insurance premiums.
  • Up to 25% off a single pair of glasses Specsavers.
  • Get 20% off lenses and lens extras, and 10% off contact lenses at OPSM.
Get quote
Medibank helath insuranceKey offers:
  • 15% off selected sunnies at Sunglass Hut.
  • 15% off Medibank travel insurance.
  • 15% off laser eye surgery at Vision Eye Institute.
Get quote
Picture not describedKey offers:
  • Up to 20,000 Qantas Points with the Qantas Wellbeing App.
Get quote
Key offers:
  • HCF Thank you membership program.
  • Up to 25% off travel insurance.
  • Up to 15% off pet insurance.
  • Discount on GP2U's standard rates.
Get quote
HIF Health InsuranceKey offers:
  • $70 EFTPOS card every time you successfully refer a friend.
More info
Key offers:
  • 10% off nib travel insurance.
  • Access to nib Health Management Programs.
  • 100% back on dental check-ups at nib Dental Care Centres.
Get quote
Bupa logoKey offers:
  • Redeem savings on everyday essentials.
  • Discounted e-gift cards from 100+ well known brands.
  • Enjoy great savings at 300 restaurants across Australia.
  • Access discounted cinema e-vouchers.
  • When you shop through Life Rewards.
  • Discounts on Bupa car, home, travel and pet insurance.
Get quote
Key offers:
  • Free AIA Vitality Health Check.
  • Quit smoking programs.
  • Nutrition consultations.
Suncorp Health Insurance
  • Reduced premiums. Pay with direct debit and save 4% on your monthly premiums.
More info

Table last updated March 2025.

Potential benefits of switching health insurance provider

Sign-up deals aren't just for people who are brand new to health insurance. Any of the current offers on this page are also available to people switching from one provider to another, so long as you're a new customer to the brand you're switching to. It's one of the three big benefits to switching health insurance providers regularly:

Deal

Sign-up deals

Health insurance sign-up deals are available to people switching providers, as long as you're a new customer to the fresh provider.

Quick

Quick and easy

Switching health insurance providers is easy - just sign up with the new provider. The new provider will sort it all out for you.

Calendar

No extra waiting periods

Any waiting periods you've already served will transfer to your new provider, as long as the coverage level is the same.

How much does health insurance cost?

We ask hundreds of Australians what they're paying for health insurance every month. Here's what their bill looked like in February 2025.
  • Extras only: $45
  • Basic: $101
  • Bronze: $141
  • Silver: $188
  • Gold: $242
Price based on 500+ responses for single hospital or extras insurance.

Health insurance deals: Frequently asked questions

Angus Kidman's headshot
To make sure you get accurate and helpful information, this guide has been edited by Angus Kidman as part of our fact-checking process.
Tim Bennett's headshot
Written by

Insurance expert

A seasoned journalist with over 10 years of experience in news, politics and finance reporting, Tim has previously held roles at the ABC, SBS and Fairfax Media. Tim’s expert insights have been quoted in The Australian, The Daily Telegraph, The Courier Mail and more. He regularly appears on TV and radio, and has been interviewed on 7 News, Sunrise, SBS News, ABC Local, 3AW and 5AA. Tim is passionate about simplifying complex insurance topics for Australian consumers. He holds a Bachelor of Arts (Politics) from Macquarie University and a Tier 1 General Insurance (General Advice) certification, which meets the requirements of ASIC Regulatory Guide 146 (RG146). If you’re interested in a media interview with Tim, please reach out to our PR team at aupr@finder.com. See full bio

Tim's expertise
Tim has written 146 Finder guides across topics including:
  • Personal finance
  • Financial comparison
  • Health insurance
  • General insurance
  • Life insurance
Gary Ross Hunter's headshot
Co-written by

Journalist

Gary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards. See full bio

Gary Ross's expertise
Gary Ross has written 626 Finder guides across topics including:
  • Health, home, life, car, pet and travel insurance
  • Managing the cost of living

More guides on Finder

  • Alcohol calculator: What is the cost of alcohol?

    Work out your savings and see the financial case for going sober.

  • Health insurance for overseas workers

    Health insurance is mandatory for most overseas workers. Compare 10+ OVHC policies for working in Australia.

  • Expat Health Insurance

    If you’re working or studying overseas, taking out expat health insurance before you leave will ensure you can access a high level of medical care globally and get more than what's offered by travel insurance.

  • Private health insurance premium increase 2025

    Health insurance premiums will go up by an average of 3.73% in 2025 - find out how much your fund is jacking prices up by.

  • Health insurance for gastroscopy

    Need health cover for gastroscopy? Find out how private health insurance and Medicare cover treatment and compare the costs for the most affordable option.

  • Mildura Health Fund review

    The regional health fund has limited choice, with only two levels of hospital cover. But, it does offer some impressive perks too.

  • Ambulance cover in Australia

    Get affordable cover for ambulance transport if you are not already covered under Medicare. Compare quotes from Australian funds to decide which level of protection is best for you.

  • Frequent flyer health insurance

    Health insurance points offers can give you frequent flyer miles and other benefits for taking out cover, but these points shouldn’t be the only factor you consider when choosing an insurer.

  • Health insurance and mental health

    Mental health issues are serious and can be costly, which is why Australian health funds are legally obligated to offer cover for treatment.

  • Health insurance: What does it mean to be in arrears?

    Guide for what to do when your health insurance premiums are in arrears and how to avoid this situation.

Go to site