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Health Insurance Queensland

Health insurance in QLD is slightly more expensive that the national average. Compare extras cover from just $4 per week and hospital cover from just $20 per week.

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What you need to know

  • The largest health funds in QLD are Medibank (31.8%), Bupa (30.9%) and HCF (8.2%).
  • QLD residents are somewhatless likely to have hospital cover than the average Aussie.
  • The cost of singles health cover in Queensland is higher than most other states, cheaper than only Victoria.

Compare QLD health insurance

If you're ready to compare health insurance, this tool compares 30+ providers for free. Make sure you use a Queensland post code for local prices.

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Compare prices from 30+ Aussie funds in under 30 seconds.

What does health insurance cover in Queensland?

Heart

Hospital only

Hospital cover helps pay for treatment in a QLD private hospital.

Learn more

Ambulance

Extras only

Extras helps pay for treatment outside of hospitals, such as optical, dental and physio.

Learn more

Combined

Combined

Combined hospital and extras cover helps pay for both hospital treatment and the cost of extras.

Learn more

The price of health insurance in Queensland

Health insurance in Australia is regulated heavily, so policies have standard prices across the country. That said, policy prices do vary somewhat by state, thanks to differing costs of private healthcare, as well as varying levels of taxes and duties.

In Queensland, you're going to pay more for health insurance than you would in other states, but not by a huge amount. We compared over 12,000 different price points for singles cover, and Queensland had an average monthly premium of $139.52 (before rebates). That than the national average of $128.08, and higher than every state other than Victoria. If finding a really cheap policy your main priority, read our guide to cheap health insurance.

StateAverage premium
QLD$139.52
SA$131.19
VIC$142.31
TAS$134.78
NSW$134.15
NT$96.69
WA$117.62
Australia$128.08

*Prices are an average of over 12,000 price points in each state for singles hospital insurance and combined policies, with no rebates or discounts applied. Not all policies on the market were compared.

QLD health insurance statistics

The table below features some of the most interesting statistics about health insurance in QLD. The numbers come from APRA's 2020 health insurance data.

QLDAustralia
People with hospital cover (#)2,113,00011,336,000
People with hospital cover (%)40.70%44.1%
Annual change in coverage (%)1.00%0.9%

The largest health funds in QLD

The table below lists the 10 largest health funds in Queensland by market share. These numbers come from the Commonwealth Ombudsman 2020 State of the Health Funds Report. A high market share doesn't directly equate to quality, but it may be something to consider if you appreciate the support of a popular fund.

Health fundMarket share in QLD
Medibank31.80%
BUPA30.90%
HCF8.20%
NIB6.90%
Defence Health*3.50%
TUH*2.90%
Queensland Country Health2.30%
Australian Unity1.90%
CUA Health1.70%
Westfund1.70%

*Restricted fund

Frequently asked questions

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2 Responses

  1. Default Gravatar
    stanMarch 26, 2017

    how do I find the medicare office nearest to my new address postcode 4207 qld

    • Avatarfinder Customer Care
      ZubairMarch 27, 2017Staff

      Hi Stan,

      Thank you for your question.

      Through our Medicare office locations page, you can find the medicare office by entering your postcode into the search bar.

      Cheers,
      Zubair

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