Health insurance in QLD is slightly more expensive that the national average. Compare extras cover from just $4 per week and hospital cover from just $20 per week.
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What you need to know
The largest health funds in QLD are Medibank (31.8%), Bupa (30.9%) and HCF (8.2%).
QLD residents are somewhatless likely to have hospital cover than the average Aussie.
The cost of singles health cover in Queensland is higher than most other states, cheaper than only Victoria.
Compare QLD health insurance
If you're ready to compare health insurance, this tool compares 30+ providers for free. Make sure you use a Queensland post code for local prices.
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What does health insurance cover in Queensland?
Hospital only
Hospital cover helps pay for treatment in a QLD private hospital.
Health insurance in Australia is regulated heavily, so policies have standard prices across the country. That said, policy prices do vary somewhat by state, thanks to differing costs of private healthcare, as well as varying levels of taxes and duties.
In Queensland, you're going to pay more for health insurance than you would in other states, but not by a huge amount. We compared over 12,000 different price points for singles cover, and Queensland had an average monthly premium of $139.52 (before rebates). That than the national average of $128.08, and higher than every state other than Victoria. If finding a really cheap policy your main priority, read our guide to cheap health insurance.
State
Average premium
QLD
$139.52
SA
$131.19
VIC
$142.31
TAS
$134.78
NSW
$134.15
NT
$96.69
WA
$117.62
Australia
$128.08
*Prices are an average of over 12,000 price points in each state for singles hospital insurance and combined policies, with no rebates or discounts applied. Not all policies on the market were compared.
QLD health insurance statistics
The table below features some of the most interesting statistics about health insurance in QLD. The numbers come from APRA's 2020 health insurance data.
QLD
Australia
People with hospital cover (#)
2,113,000
11,336,000
People with hospital cover (%)
40.70%
44.1%
Annual change in coverage (%)
1.00%
0.9%
The largest health funds in QLD
The table below lists the 10 largest health funds in Queensland by market share. These numbers come from the Commonwealth Ombudsman 2020 State of the Health Funds Report. A high market share doesn't directly equate to quality, but it may be something to consider if you appreciate the support of a popular fund.
Health fund
Market share in QLD
Medibank
31.80%
BUPA
30.90%
HCF
8.20%
NIB
6.90%
Defence Health*
3.50%
TUH*
2.90%
Queensland Country Health
2.30%
Australian Unity
1.90%
CUA Health
1.70%
Westfund
1.70%
*Restricted fund
Frequently asked questions
There's no single 'best' health insurance policy in Queensland, because everyone's needs are different. The best thing you can do is to comparing multiple health policies and make up your own mind.
Australian health insurance policies do vary marginally by state. Unfortunately, we found that singles hospital cover was more expensive in Queensland than every other state other than Victoria.
Tim Bennett is Finder's health insurance publisher. With broad media experience as a radio journalist and breakfast presenter, Tim has reported on news, politics, finance and other topics for over 10 years. He has a keen interest in cryptocurrency, NFTs and the evolution of web3, and co-hosts Finder's Block Climbing podcast. Tim's previous jobs include breakfast presenter and news reader at the ABC, and news producer for SBS and Fairfax Media.
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how do I find the medicare office nearest to my new address postcode 4207 qld
Hi Stan,
Thank you for your question.
Through our Medicare office locations page, you can find the medicare office by entering your postcode into the search bar.
Cheers,
Zubair