ahm was voted winner of the Finder Customer Satisfaction Awards in 2023, scoring 4.17/5. It also took home the gold for Best Tech Innovation in the 2023 Finder Innovation Awards and placed as a finalist in the Digital Disruptor of the Year category.
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ahm is owned by Medibank, Australia's biggest health insurer. It's an uncomplicated, digital-first service that consistently offers some of the cheapest health insurance policies in Australia.
ahm is good if:
ahm is not great if:
ahm is one of the cheapest insurers on the market for basic and mid-level hospital options. These cover treatments such as ear, nose and throat, joint reconstructions, chemotherapy and diabetes management. If you're older and have some health issues, such as cataracts or need a joint replacement, there are cheaper top-tier gold policies though. The same is true if you're looking for pregnancy cover (ahm's owners, Medibank offer a much more comprehensive option). As for its extras cover, its no waiting period option has literally saved me hundreds of dollars several times on dental, physio and optical.
Gary Ross Hunter
Insurance and innovations editor
ahm's choosable extras option lets you (you guessed it) choose up to 3 add-on extras bundles. You can remove services you aren't going to use and save money in the process. ahm was a finalist at the latest Finder Innovation Awards because it was one of the first funds to offer this type of product.
ahm has lots of policies so our health insurance experts have selected 3 they feel represent good value, which you can see at the top of this page. We selected them based for the following reasons:
As part of Finder's customer satisfaction awards, we asked 290 Australians for their honest opinion about their health insurer and if they would recommend them to a friend. ahm received an overall score of 4.3/5.
We looked at the 2022 Ombudsman health insurance complaints. Because ahm is owned by Medibank, they're grouped together. Here's how they stacked up:
Finder is giving away a $200 Mastercard gift card to one Finder member who writes a review that is verified and published on productreview.com.au between 27 November 2023 and 01 January 2024.
Finder is giving away a $200 Mastercard gift card to one Finder member who writes a review on reviews.io during the month of November.
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If you’re looking for private health insurance in Victoria, compare the most popular health funds in your state and how much it costs to take out cover.
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