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Health Partners health insurance review

Our verdict: Based in South Australia, Health Partners health insurance is good for Aussies in search of a reliable not-for-profit health fund.

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Pros

  • Health Partners has one of the cheapest Basic Plus policies on Finder, covering things like joint reconstruction and dental surgery from around $88 a month*.
  • There's no excess for kids on selected covers, making this fund a good choice for families.

Cons

  • It's one of the smaller health funds around, with a market share of just 0.7%.
  • Health Partners only has physical locations in South Australia.

Health Partners health insurance: Our verdict

Health Partners is a not-for-profit fund based in South Australia, but it does offer all Australians health insurance coverage. It has some great value hospital policies and doesn't charge an excess for children on selected covers.

Health Partners is good if:

  • You want good value policies with lots of additional treatments.
  • You have a family — kids don't pay an excess on selected covers.

Health Partners is not great if:

  • You prefer bigger health funds with a larger network of providers, such as those offered by funds like Bupa and Medibank.
  • You want to discuss your cover in person but don't live in Adelaide. Health Partners only has physical locations in South Australia.

Review by our insurance and innovations editor Gary Ross Hunter

What types of health insurance does Health Partners offer?

Name Product Treatments Price Apply Hide Compare
Basic Hospital Plus $750 Excess
Basic Plus$750 excess
Health Partners logo
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
  • Eye excluding cataracts
  • Pain management
  • Gynaecology
  • Lung and chest
  • +4 other treatments covered
$88.60
per month
All treatments
Bronze Hospital Plus $750 Excess
Bronze Plus$750 excess
Health Partners logo
  • Joint reconstructions
  • Ear nose and throat
  • Blood
  • Back neck and spine
  • Dental surgery
  • Eye excluding cataracts
  • Cancer
  • Lung and chest
  • +15 other treatments covered
$103.14
per month
All treatments
Health Partners logo
  • Lung and chest
  • Back neck and spine
  • Cataracts
  • Joint replacements
  • Blood
  • Dental surgery
  • Palliative care
  • Pregnancy and birth
  • +25 other treatments covered
$130.97
per month
All treatments
Health Partners logo
  • Lung and chest
  • Back neck and spine
  • Cataracts
  • Joint replacements
  • Blood
  • Dental surgery
  • Palliative care
  • Pregnancy and birth
  • +27 other treatments covered
$180.90
per month
All treatments
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Name Product Treatments Price Apply Hide Compare
Base Extras
Extras cover
Health Partners logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +2 other treatments covered
$21.27
per month
All treatments
Good Extras
Extras cover
Health Partners logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +7 other treatments covered
$53.42
per month
All treatments
Better Extras
Extras cover
Health Partners logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +9 other treatments covered
$73.87
per month
All treatments
Best Extras
Extras cover
Health Partners logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +9 other treatments covered
$103.72
per month
All treatments
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Congratulations, Health Partners!

Health Partners received the highly commended award for 'Health Insurance - Gold Hospital' in the 2024 Product Awards.

Full list of 2024 winners

Why compare health insurance with Finder?

  • We don't ask for your phone or email to see prices.

  • With 1 click, you can open your results to nearly every fund in Australia.

  • You pay the same price as going direct – we charge no fees.

Health Partners health insurance complaints

We looked at the 2023 Ombudsman health insurance complaints. Here's how Health Partners stacked up:

  • It ranked 13th, which is lower than funds including GMHBA and Bupa.

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Health Partners frequently asked questions

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Editor, Insurance & Innovations

Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

Gary Ross's expertise
Gary Ross has written 730 Finder guides across topics including:
  • Health, home, life, car, pet and travel insurance
  • Managing the cost of living

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