Bupa Health Insurance

Compare Bupa Health Insurance and find the right cover for you.

Bupa Australia is part of Bupa Group, which provides services to over 32 million members in 190 countries. They also offer pet insurance, travel insurance, life insurance, car insurance and home insurance.

Keep reading to find out more about the health insurance benefits and policies available from Bupa.

This provider is not available via finder. You can visit www.bupa.com.au for more information or compare alternative options below.

What Bupa Health Insurance options are available?


  • Budget Hospital. Full cover for vital treatments, while more complex or elective procedures are only partially covered.
  • Standard Hospital. Allows you to claim full cover for some services that are restricted under the Budget Hospital policy.
  • Top Hospital. Complete private hospital cover for a wide range of treatments and services including pregnancy.


  • Bronze Extras. Affordable cover for essential out of hospital services including general dental, optical and physiotherapy.
  • Your Choice Extras. Build your own custom extras policy and choose up to any four services to be covered. Emergency ambulance transport is also included as standard.
  • Silver Extras. Mid-range cover that includes major dental, orthodontics, psychology consultations and more.
  • Gold Extras. Includes the same services as Silver Extras but covers a larger percentage of fees and has higher annual benefit limits.
  • Platinum Extras. Covers the highest percentage of fees and has the highest annual benefit limits.


  • Simple Start
  • Active Saver
  • Young Singles Saver
  • Young Couples Saver
  • Young Singles Choice
  • Young Couples Choice
  • Growing Family
  • Budget Family
  • Established Family
  • Prime Plus
  • Ultimate Health Cover


  • Emergency Only Ambulance Cover. Insures you for the cost of emergency road and air ambulance transport Australia wide.
  • Premium Ambulance Cover. Provides an additional $5,000 benefit for non-emergency road and air ambulance trips.

Where is my closest Bupa Centre?

Just type in your address to find the closest Bupa location to you.

Bupa broader health programs

  • Online tools and calculators, such as an online health assessment and pregnancy planning tool.
  • Self-management programs for conditions like back pain, osteoarthritis and asthma.
  • Member Support programs help members manage conditions such as heart disease, heart attack recovery and more.
  • Living Well programs, which are included on selected extras policies and provide benefits for gym memberships, kids’ swimming lessons, pilates and yoga classes and weight management programs.

Make lodging claims easier with the Bupa app


Further information about Bupa

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18 Responses

  1. Default Gravatar
    JahneMay 9, 2017

    I am a teacher of yoga teachers (Director The Australasian Yoga institute Established 1976) and an accredited Senior Teacher with Yoga Australia. I believe my clients are able to claim rebates from your fund by quoting my membership number etc. How can my Institute become an Accredited Institute with you so that my graduated/registered students can provide rebates for their clients through you, as we do at the moment through registering through Yoga Australia?

    • Staff
      ZubairMay 10, 2017Staff

      Hi Jahne,

      Thank you for your inquiry.

      You have contacted finder.com.au, a comparison and information service and not actually Bupa Health Insurance. You will need to contact Bupa Health Insurance directly about this matter.


  2. Default Gravatar
    LorraineMarch 29, 2017

    I am. Carer for my grandchildren I am looking for an affordable extras cover for myself I did not expect to be a single parent at my age

    • Staff
      ZubairMarch 30, 2017Staff

      Hi Lorraine,

      Thank you for your question.

      You have contacted finder.com.au, a comparison and information service and not Bupa.

      If you would like to compare policies from Australian health funds including Bupa Health Fund, please enter your details into quote comparison tool.


  3. Default Gravatar
    JohnFebruary 8, 2017

    will BUPA pay for standard of care items for patients who are receiving innovative therapies in a clinical trial environment

    • Staff
      RichardFebruary 9, 2017Staff

      Hi John,

      Thanks for getting in touch. You will need to contact Bupa directly about this matter as the exact cover would depend on the treatment and your policy.


  4. Default Gravatar
    VesnaJanuary 19, 2017

    Does Bupa hospital cover, cover the cost or help with the cost of aged care ie nursing home or in home care for the elderly
    Thank you

    • Staff
      RichardJanuary 24, 2017Staff

      Hi Vesna,

      Thanks for getting in touch. Depending on your policy, Bupa may provide limited cover for services such as in-home physiotherapy, respite care and nursing care. Restrictions apply, mostly only for orthopedic. You should contact Bupa directly about the specifics of your policy.

      All the best,

  5. Default Gravatar
    MaryNovember 21, 2016

    Does BUPA offer extra government rebates for seniors as some health funds do?

  6. Default Gravatar
    SunflowerMay 23, 2016

    Is the 12 months suspension (for financial hardship) for the lifetime of the membership?

    • Staff
      RichardMay 23, 2016Staff

      Hi Sunflower,

      Thanks for your question. finder.com.au is a comparison service and Bupa is not currently part of the panel of insurers we have access to. If you would like to find out more about suspending your membership, you can find out more by reading the Bupa fund rules.

      I hope this was helpful,

  7. Default Gravatar
    nicoleApril 3, 2016

    Hi ,i was inquiring about the extra cost happening this April.Why is the cost so expensive ? and as any changes been made to what you could claim up to April this year. .I am paying for my parents who are on the ultimate cover and they are elderly 87 years old . Is there any changes to be aware off for myself .Iam a single mum and i have two son on my ultimate cover 19 year old and 23 year old ..I there any changes i need to be aware of.Can you also advice me about travel insurance for myself and son who will be travelling with me mid may this year, and returning to Australia about the 6 Th of June.I have ms so i need to be well covered and also my son who is coming also to help me .regards Nicole

    • Staff
      RichardApril 4, 2016Staff

      Hi Nicole,

      Thanks for your question. finder.com.au is a comparison service and we are not permitted to provide our users with personalised financial advice. Health insurance premiums reflect the rising cost of health care, so there are myriad factors that go into the rising premiums. You may find the following articles useful:
      Why do premiums increase?
      Health insurance premiums for 2016
      As for the travel insurance. Getting travel insurance with a pre-existing conditions such as MS may be more difficult but not impossible. You may find the following article useful:
      Travel insurance for MS

      I hope this was helpful,

  8. Default Gravatar
    JBMarch 28, 2016

    I have product name budget hospital with $500 excess and silver extras.my question is that is massage is covered,and if covered how much I will get ( $50 are the charges for massage) from bupa.


    • Staff
      RichardMarch 29, 2016Staff

      Hi JB,

      Thanks for your question. finder.com.au is a comparison service and Bupa is not currently one of the funds in the panel of health insurers that we have access to. If you would like to know more about Bupa services, you should contact them directly.

      All the best,

  9. Default Gravatar
    TerryMarch 1, 2016

    What providers does bupa have for alcohol and drug rehabilitation centres

    • Staff
      RichardMarch 1, 2016Staff

      Hi Terry,

      Thanks for your question. finder.com.au is a comparison service and not an insurer. If you would like to speak with Bupa about its offerings, you can do so by calling 134 135. You may also find the Bupa provider finder useful.

      I hope this was helpful,

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