Top 3 features
- Good for mixing and matching, tailoring your policy to meet your needs.
- No waiting periods for switchers
- Fast and easy claiming with the mobile app
Australian Unity is a national healthcare, financial services and retirement living organisation that provides its services to more than half a million Australians. Australian Unity have been in the industry for over 175 years and offer a variety of health insurance services.
Australian Unity Health Insurance was established in 1840 in response to growing community needs that were not being met. Their aims today are to continue to find and help support the health and financial needs of the community, including both regional and urban areas.
Generally, you will have to wait 12 months before you can get access to the services included in your hospital cover policy (or 2 months if not pre existing). Most extras policies have between 2 and 12 month waiting periods.
With Australian Unity, there are five different hospital and extras policies available for you to choose from. You'll be able to get cover for the services included in these policies when you sign up, subject to any waiting periods you might need to serve.
Australian Unity offers five different hospital policies:
Australian Unity's standalone extras covers include Basic Extras, Standard Extras, Intermediate Extras, Classic Extras and Advanced 80%.
Australian Health Unity offers a range of combined policies that include both hospital and extras cover packaged together. Some of these are simply two of the standalone policies brought together. Others include bespoke hospital and extras cover that differs slightly from the standalone policies mentioned above.
Policies that combine standalone hospital and extras policies:
Policies that combine hospital cover and extras cover that you can't buy individually:
The new classification system - Gold, Silver, Bronze and Basic - introduced by the Australian government on April 1 2019 means that Australian Unity have created a range of new policy options. Their Standard Hospital (Bronze Plus), Intermediate Hospital (Silver Plus) and Advanced Hospital (Silver Plus) all exceed the minimum standards set out by the government. That's why they are all classed as 'plus' categories.
There are a range of offers and perks available for Australian Unity members including:
The claims process for Australian Unity varies depending on the type of service you need to claim.
If you need to make an extras claim you can do so in the following ways:
If you're planning on visiting or working in Australia, Australian Unity have options available to make sure you get the right level of health insurance as part of your visa requirements.
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