Frequent flyer credit cards

Earn frequent flyer points for your everyday credit card spending and enjoy flights, upgrades and other rewards faster.

Use this guide to compare frequent flyer credit cards based on the bonus point offers, rewards programs, points per $1 spent and the rates and fees that apply. You can also learn about the different frequent flyer and credit card options in Australia and get answers to FAQs so you can make the most of your credit card and rewards.

Compare Frequent Flyer Credit Cards

Rates last updated April 20th, 2018
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
Virgin Australia Velocity Flyer Card - Exclusive Offer
Velocity Frequent Flyer


0.66
20.74% p.a.
$50 p.a.
finder Exclusive: Save with a $50 annual fee for life and 3 bonus Velocity Points per $1 spent for the first 3 months. Limited to 500 applications.
HSBC Platinum Qantas Credit Card
60,000 bonus points
Qantas Frequent Flyer


1
19.99% p.a.
$199 p.a.
Receive 60,000 bonus Qantas Points when you spend $3,000 within 3 months of card approval, plus enjoy complimentary travel insurance.
Virgin Australia Velocity Flyer Card - Bonus Points Offer
60,000 bonus points
Velocity Frequent Flyer


0.66
20.74% p.a.
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Earn up to 60,000 bonus Velocity Points in the first 3 months and enjoy a discounted annual fee of $64 for the first year. Ends 30 April 2018.
ANZ Frequent Flyer Black
75,000 bonus points
Qantas Frequent Flyer


1
19.99% p.a.
$0 p.a. annual fee for the first year ($425 p.a. thereafter)
Get 75,000 bonus Qantas Points when you meet the spend requirement, a $0 first year annual fee & 2 yearly complimentary Qantas Club invitations.
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Velocity Frequent Flyer


0.66
0% p.a. for 14 months (reverts to 20.74% p.a.)
$129 p.a.
Save with 0% p.a. on purchases for 14 months and 0% p.a. on balance transfers for 6 months. Offer ends on 30 April 2018.
Citi Platinum Credit Card - 100k Bonus Points
100,000 bonus points
Citi Rewards Program


1
20.99% p.a.
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
Earn 100,000 reward Points, enjoy a long-term balance transfer offer, a discounted first year annual fee and complimentary travel insurance.
ANZ Frequent Flyer Platinum
65,000 bonus points
Qantas Frequent Flyer


0.75
19.99% p.a.
$0 p.a. annual fee for the first year ($295 p.a. thereafter)
Receive 65,000 bonus Qantas Points when you spend $2,500 on eligible purchases within the first 3 months. Plus, a $0 annual fee for the first year.
Citi Rewards Platinum Credit Card
Citi Rewards Program


1
20.99% p.a.
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
Earn reward Points per $1 spent, take advantage of a 0% p.a. for 26 month balance transfer offer, plus complimentary international travel insurance.
Qantas American Express Discovery Card
Qantas Frequent Flyer


1
20.74% p.a.
$0 p.a.
Earn uncapped Qantas Points on purchases, pay $0 annual fee for life and take advantage of a 0% p.a. for 12 months balance transfer offer.
Qantas American Express Ultimate Card
55,000 bonus points
Qantas Frequent Flyer


1.5
20.74% p.a.
$450 p.a.
Receive 55,000 bonus Qantas Points, a $450 Qantas Travel Credit each year and 2 yearly complimentary Qantas Club lounge invitations.
NAB Qantas Rewards Signature Card
100,000 bonus points
Qantas Frequent Flyer


1
19.99% p.a.
$395 p.a.
Earn Qantas Points on your everyday spending, take advantage of complimentary overseas travel insurance and a 24/7 concierge service.
St.George Amplify Signature - Qantas
90,000 bonus points
Qantas Frequent Flyer


0.75
19.49% p.a.
$279 p.a.
Receive 90,000 bonus Qantas Points when you spend $4,000 within 90 days and receive two complimentary Qantas Club lounge invitations per year.
Westpac Altitude Black - Qantas
80,000 bonus points
Qantas Frequent Flyer


0.75
20.24% p.a.
$250 p.a.
Earn 80,000 bonus Qantas Points when you spend $5,000 on eligible purchases. Plus, 2 yearly Qantas Club lounge invitations.
Bank of Melbourne Amplify Platinum
50,000 bonus points
Amplify Rewards / Qantas Frequent Flyer


0.5
19.49% p.a.
$99 p.a.
Earn 50,000 bonus Amplify or Qantas Points when you spend $2,000 within 90 days and earn 0.5 Qantas Points or 1 Amplify Point per $1 spent.
American Express Velocity Escape Card
Velocity Frequent Flyer


1
20.74% p.a.
$0 p.a.
Earn uncapped Velocity Points on purchases, pay $0 annual fee for life and take advantage of a 0% p.a. for 12 months balance transfer offer.
St.George Amplify Card
Amplify Rewards / Qantas Frequent Flyer


0.5
19.49% p.a.
$0 p.a. annual fee for the first year ($79 p.a. thereafter)
Take advantage of 3% p.a. interest on balance transfers for 36 months. Plus, a $0 first year annual fee and Amplify or Qantas Points per $1 spent.
BankSA Amplify Signature
90,000 bonus points
Amplify Rewards / Qantas Frequent Flyer


0.75
19.49% p.a.
$279 p.a.
Receive 90,000 bonus Amplify or Qantas Points when you spend $4,000 within 90 days and earn up to 1.5 Amplify or 0.75 Qantas points per $1 spent.
American Express Explorer Credit Card
50,000 bonus points
Membership Rewards Gateway


2
20.74% p.a.
$395 p.a.
Receive 50,000 bonus Membership Rewards points, a yearly $400 Travel Credit and 2 entries per year to the American Express Lounge.
St.George Amplify Platinum
50,000 bonus points
Amplify Rewards / Qantas Frequent Flyer


0.5
19.49% p.a.
$99 p.a.
Receive 50,000 bonus Amplify or Qantas Points when you spend $2,000 within 90 days and earn 0.5 Qantas Points or 1 Amplify Point per $1 spent.
Virgin Australia Velocity High Flyer Card - 80k Bonus Points offer
80,000 bonus points
Velocity Frequent Flyer


1
20.74% p.a.
$289 p.a.
Take off sooner with up to 80,000 bonus Velocity Points and earn up to 1 Velocity Point per $1 spent. Offer ends on 30 April 2018.
ANZ Frequent Flyer
25,000 bonus points
Qantas Frequent Flyer


0.5
19.99% p.a.
$0 p.a. annual fee for the first year ($95 p.a. thereafter)
Get 25,000 bonus Qantas Points when you meet the offer criteria and save with a $0 first year annual fee. Plus, uncapped Qantas Points potential.

Compare up to 4 providers

Best frequent flyer credit cards* – trending now

Compare the details of these frequent flyer credit cards in Australia to decide if one is right for you:

How to get bonus points with a frequent flyer credit card

 

How do frequent flyer credit cards work?

Frequent flyer credit cards give you a way to earn points on your everyday spending by offering a set number of points for every dollar spent (such as 1 point per $1 spent) on eligible purchases. This means the more you spend, the more frequent flyer points you can get. There are different ways to earn and redeem reward points depending on the type of credit card you choose.

Some frequent flyer credit cards send points directly to your frequent flyer account and other rewards credit cards allow you to transfer points to a variety of eligible frequent flyer accounts. Your card may also have tiered earn rates (different earn rates depending on the type of purchase) and points caps (reduced or limited points earning after you spend a certain amount each statement period). As your points are debited to your frequent flyer account, you can redeem them for a variety of rewards including flights, upgrades, accommodation and more.

Is a frequent flyer credit card worth it?

If you're interested in getting a frequent flyer credit card, weigh up these pros and cons to decide if it will be worth it for you:

Benefits you can get with a frequent flyer credit card

  • Redeem flights and travel upgrades faster. If you're earning points every time you spend with your credit card, you can maximise the number of points you're earning and reach your reward goals faster.
  • Sign-up bonus points. Some credit cards offer introductory bonus points as an incentive for new customers. Depending on the card, you could earn up to 100,000 bonus points (or more) when you meet the spend requirement. Not only will this give your points balance a boost, but it's also another way you can redeem rewards sooner.
  • Large range of rewards. You can use the frequent flyer points you earn to redeem rewards including flights with your preferred airline and its partners, hotels, online shopping and more.
  • Travel perks. Designed to suit frequent flyers and travellers, these cards often come with extra features such as flight vouchers, airport lounge passes and 24/7 concierge services.
  • Complimentary insurance. Many frequent flyer credit cards come with complimentary travel insurance, which can help you save on stand-alone insurance costs when you're travelling.

Disadvantages of a frequent flyer credit card

  • High interest rates. Frequent flyer credit cards often come with less competitive interest rates than other cards. This means they are suited to cardholders who pay their balance off each month and can avoid high interest charges that may outweigh the value of the rewards.
  • Expensive annual fees. As well as high interest rates, frequent flyer credit cards usually come with higher annual fees than no-frills options. So you should make sure that the value of the points you can earn and the extra features of the card can outweigh these fees before you apply.
  • Temptation to spend. If you struggle to repay your credit card on time or need to consolidate a debt, a rewards card might tempt you to spend for the sake of points when you should be reining in your purchases. If you are struggling to pay off an existing debt, you might want to consider a card with 0% on balance transfers instead.
  • Airline and flight restrictions. If you want to use frequent flyer points for flights or upgrades, you will be limited to a specific airline or alliance of airlines. There may also be blackout dates or limited availability for reward flights and upgrades. While you may find a better or cheaper flight with another airline, you could be incentivised to fly with your loyalty airline to accumulate the additional points that often come with this.
  • Offer requirements. Frequent flyer credit cards that come with introductory offers or complimentary insurance may have specific spending requirements you need to meet to enjoy these benefits. For example, you may need to spend $1,500 in the first 3 months that you have the card to get bonus points, or you may have to pay for travel with your credit card to get travel insurance. Make sure that the spend requirement aligns with your budget before you're enticed by the promise of points.

Types of frequent flyer credit cards on the market

If you're looking for a credit card that's partnered with a your frequent flyer program or if you're interested in getting other credit card features as well, check out these guides to help you find what you're looking for:

How can I compare and find the best* frequent flyer credit card for me?

The mix of frequent flyer credit cards in Australia gives you a chance to find one that suits your goals and circumstances. You can get started by comparing different frequent flyer credit cards based on the following key factors.

  • The frequent flyer program. Choosing a credit card that earns points for a frequent flyer program (or programs) you already use will help you maximise your rewards. For example, if you exclusively fly with Qantas, you wouldn't get as much value from a card that offered Virgin Australia Velocity Points. If you don't belong to a program yet, think about which airline/s you travel with the most and look at their loyalty program options.
  • Points earning rate. Check the standard rate of points you'll earn for each dollar spent on the card. Be aware that a different earn rate could apply for certain types of spending (such as overseas purchases) or for a dual credit card that comes with an Amex and either a Mastercard or a Visa account. There are usually some transactions that won't earn points (such as cash advances and gambling transactions) and may be a limit to the points you can earn each month or year, so make sure you check restrictions for the cards you're comparing.
  • Reward values. Consider the types of rewards you want to claim, the number of points you'll need and how much you'd have to spend to redeem your preferred reward. Check how these values measure up between programs, so you can apply for the card that offers the greatest value based on your spending and reward goals. For example, at the time of writing, you'd need 16,530 Qantas Points or 18,000 Velocity Points to redeem a $100 David Jones gift card.
  • Annual fee. Ideally, the card's annual fee should cost less than the rewards and any complimentary extras that you intend to use.
  • Promotional rates and features. Frequent flyer credit cards sometimes have promotions for new customers, such as bonus points, 0% purchase rates or no annual fee for the first year. These benefits can add value to the card that you choose, but make sure you read the terms and conditions and confirm the length of the introductory period so that these offers work for you.
  • Complimentary extras. Reward and frequent flyer credit cards often come with a selection of complimentary extras such as international travel insurance, extended warranties, concierge services and airline lounge access. The value of these perks can be used to offset the cost of the annual fee, as long as you know you will actually use them.

How to earn and redeem frequent flyer points with a credit card

Earning points

When you're comparing a frequent flyer credit card, there are two different options to consider:

1. Direct earn cards. These credit cards partner with a single airline rewards program and earn points that are credited directly to your linked frequent flyer account. For example, the American Express Qantas Premium card earns 1.25 Qantas Points per $1 spent, and the Virgin Australia Velocity Flyer card earns 0.66 Velocity Points per $1 spent. Direct earn cards generally have a better earn rate than other options, so you could potentially get more rewards for your spending if you’re loyal to one frequent flyer program.
2. Indirect earn cards. These reward credit cards earn points that can be transferred to a wide range of frequent flyer programs. For instance, the ANZ Rewards Black credit card earns 2 ANZ Reward Points per $1 spent, which can then be exchanged for Air New Zealand Airpoints, Singapore Airlines KrisFlyer miles or Velocity Frequent Flyer points. Unlike direct earn frequent flyer credit cards, the value of the points you earn on these cards may differ when transferred to a frequent flyer account.

Using your frequent flyer points

Once you have earned enough points, you can redeem them for a variety of rewards. Here are some examples of popular rewards you could redeem with your frequent flyer program. Please note these are just examples and were correct at the time of writing:

    Flights (Return)

    • Flight from Sydney to Melbourne: Qantas 16,000 points or Velocity 15,600 points
    • Flight from Sydney to Tokyo: Qantas 70,000 points or Velocity 89,600 points
    • Flight from Sydney to London: Qantas 120,000 points or Velocity 119,600 points
    • Flight from Sydney to New York: Qantas 120,000 points or Velocity 119,600 points

    Gift Vouchers

    • $100 Myer gift card: 16,810 Qantas Points or 18,000 Velocity Points.

    Hotels

    • Qantas $250 credit (Sofitel, Ibis Hotel, Novotel, Pullman, Accor, Mercure): 41,000 Qantas Points
    • Velocity $250 credit (Crown Hotels, Hilton): 36,000-41,000 Velocity Points

    The number of points you need for a reward varies depending on the frequent flyer program and the type of reward you choose. There are two main categories for rewards:

    • Airport and flight benefits. Points can be used for rewards flights, flight upgrades, lounge benefits and other frequent flyer membership benefits. Flight rewards with the frequent flyer program's associated airline usually provide a higher point value when compared to other rewards. For example, a one-way economy flight from Sydney to Melbourne with Qantas costs 8,000 Qantas Points, while a $50 Myer gift card costs 8,430 points.
    • Retail and lifestyle rewards. These rewards can benefit you at home or abroad. You can use points to book hotels, car rentals or other travel experiences as well as more general retail and lifestyle benefits such as gift cards, food, wine, jewellery and other merchandise. As mentioned above though, flight rewards usually offer bang for your buck than retail rewards.

    How to choose a frequent flyer program

    There are many frequent flyer programs to choose from, with Australia's two key airline loyalty programs being Qantas Frequent Flyer and Virgin Australia's Velocity Frequent Flyer. You can compare some of the frequent flyer programs that are linked to Australian credit cards below:

    • Qantas Frequent Flyer. Qantas Frequent Flyer credit cards typically earn between 0.25 and 1.5 Qantas Frequent Flyer points per $1 spent. These points can be redeemed for flights with Qantas and its airline partners as well as everything from hotels and car rental to products from the Qantas Store.
    • Jetstar rewards. Jetstar is directly linked to Qantas, so you can redeem Qantas Frequent Flyer points for Jetstar flights. There are also two Jetstar credit cards that earn Jetstar Dollars, which you can use for flights with the airline. You can also use these credit cards to avoid the credit card booking fee when you use them to purchase Jetstar airfares.
    • Velocity Frequent Flyer. Velocity Frequent Flyer credit cards typically earn between 0.5 and 1.5 points per $1 spent, with membership perks including express boarding, complimentary baggage, flight upgrades and lounge access. You can redeem rewards for flights with Virgin Australia and its partners plus redeem rewards from the Velocity store.
    • Tigerair. As it’s partnered with Virgin Airways, you can use your Velocity Frequent Flyer credit card to earn points that can be redeemed for rewards with either Virgin or Tigerair. Just log in to your Velocity Frequent Flyer account, select the “Redeem” option and choose “Tigerair Australian Redemption” in the flights section.
    • Emirates Skywards rewards. You can earn 1 mile per $1 spent up to 10,000 Skywards Miles with the Emirates Citi World Mastercard. Otherwise, you can earn Membership Rewards with an American Express credit card and redeem these for Emirates Skywards Miles, with four Membership Rewards equalling three Skywards Miles. You can redeem your miles for flight rewards and upgrades with Emirates and its partners.
    • Singapore Airlines KrisFlyer program. There aren’t any KrisFlyer direct earn credit cards on the Australian market, but you can trade American Express Membership Rewards, Citi Rewards and Westpac Altitude Rewards for KrisFlyer miles. You can redeem these for flights with Singapore Airlines, SilkAir or any members of the Star Alliance airline network.
    • Frequent flyer alliances. Many frequent flyer programs belong to airline alliances which allow members to enjoy benefits with more than one airline. For example, Qantas belongs to the oneworld alliance which means Qantas Frequent Flyers can earn points when flying with 15 partners such as Cathay Pacific and British Airways. Another popular airline network is the Star Alliance, which boasts 27 partners including Thai Airways, Singapore Airlines and Air Canada. If you fly with more than one airline, you might want to consider a frequent flyer program (and credit card) based on your favourite airline and any partnered carriers that you could also earn points with.

    Full guides to frequent flyer programs and benefits

    FAQs about frequent flyer credit cards

    If you want to know more about frequent flyer credit cards, check out these answers the most popular questions we're asked about them – including how to earn and redeem points. If you still have a question, get in touch using the "Ask a Question" box below and we will respond to your query.

    Questions about earning frequent flyer points

    Questions about redeeming frequent flyer points

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    Credit Card Offers

    Important Information*
    NAB Low Fee Platinum Card - Exclusive Offer
    NAB Low Fee Platinum Card - Exclusive Offer

    Interest rate

    19.74

    Annual fee

    90
    HSBC Platinum Credit Card
    HSBC Platinum Credit Card

    Interest rate

    19.99

    Annual fee

    129
    Virgin Money Low Rate Credit Card
    Virgin Money Low Rate Credit Card

    Interest rate

    11.99

    Annual fee

    49

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    135 Responses

    1. Default Gravatar
      kateApril 8, 2018

      Can you please advise when the 100,000 bonus points awarded to those who open a Qantas American Express Ultimate Card are awarded? Are they applied as soon as the $3000 spend limit applies – perhaps after two months? – or only after the three months limit has passed?

      • Staff
        JeniApril 8, 2018Staff

        Hi Kate,

        Thank you for getting in touch with finder.

        Points are typically credited in 2 weeks, but can take up to 8 after the spend criteria is met.

        I hope this helps.

        Have a great day!

        Cheers,
        Jeni

    2. Default Gravatar
      BethJanuary 24, 2018

      You forgot to mention the Qantas Cash Mastercard. The best!

      • Staff
        RenchJanuary 24, 2018Staff

        Hi Beth,

        Thanks for this info.

        Yes, Qantas Prepaid Frequent Flyer Card with Qantas Cash is also featured on our finder site. You may go to this page for more information.

        Best regards,
        Rench

    3. Default Gravatar
      June 30, 2017

      Can you please direct me towards cards that do not have a low cap. Already have an Amex but looking for a Visa card to gain maximum qantas points spending over $30000 a month.

      • Staff
        MayJune 30, 2017Staff

        Hi Jo,

        Thanks for reaching out.

        The credit cards with uncapped frequent flyer points are listed here. Please note though some of the cards do not directly earn frequent flyer points as you spend, their rewards points can be transferred to the frequent flyer program they are a partner with.

        Cheers,
        May

    4. Default Gravatar
      MyViaCeNovember 28, 2016

      Hi, i heard westpac offers 100.000 bonus points for balance transfer than can be used towards qantas frequent flyer. Is that right?

      • Staff
        LouNovember 28, 2016Staff

        Hi MyViaCe,

        Thanks for your question.

        Unfortunately, you can’t transfer your Westpac Altitude Rewards to Qantas frequent flyer program, but you can to Air New Zealand Airpoints, Cathay Pacific Asia Miles, Malaysia Airlines Enrich, Singapore Airlines KrisFlyer and Virgin Australia Velocity.

        You can check the points conversion rate here.

        Cheers,
        Anndy

    5. Default Gravatar
      AndreaJuly 19, 2016

      HI
      I want to get a credit card to pay all bills and outgoings but want one with all the benefits.
      Can you tell me if you earn points when paying utility, rates etc bills? or is just on purchases of products that qualify?

      • Staff
        LouJuly 19, 2016Staff

        Hi Andrea,

        Thanks for your question.

        If you are looking for a credit card that lets you earn Frequent Flyer rewards or points when you pay bills, you can check this page for credit card providers that allow that. Once you have selected a provider, you can then proceed to choosing a credit card they offer that has the features or benefits you are looking for.

        You may also want to check our guide on how to earn frequent flyer points on utilities.

        Cheers,
        Anndy

    6. Default Gravatar
      RoyMay 24, 2016

      Hi,

      For ANZ Frequent Flyer Credit Card – car insurance included local as well or only for use in overseas?

      Thanks.

      • Staff
        MayMay 25, 2016Staff

        Hi Roy,

        Thanks for your question.

        Unfortunately, with ANZ Frequent Flyer Credit Card, the complimentary travel insurance is not one of its benefits. But ANZ premium cards do have complimentary travel insurance and it includes rental vehicle excess cover which is for overseas trips only. Please refer to this page that details the ANZ complimentary travel insurance.

        Hope this helps.

        Cheers,
        May

    7. Default Gravatar
      TomFebruary 1, 2016

      Hi Finder,

      I am looking for a credit card that gives me complimentary travel insurance. However the ones I have looked in to do not cover me for places where the govt has advised to ‘reconsider your need for travel’. I want to travel to places like Ethiopia but it falls under that category so I wouldn’t be covered. Do you know any credit cards that offer really good quality travel insurance that would cover me for places like that?

      Thanks so much for your help!
      Tom

      • Staff
        DebbieFebruary 2, 2016Staff

        Hi Tom,

        Thanks for your inquiry.
        Please note that you’ve come through finder.com.au, an online comparison service and is not in the position to recommend specific providers, products or services.

        You may refer to our comparison page for credit cards that offer free travel insurance.

        If you are after for a more comprehensive travel insurance, you can review standalone policies from Australian Travel Insurance Companies from this page.

        I hope this helps.

        Cheers,
        Debbie

      • Default Gravatar
        TomFebruary 2, 2016

        Hi Debbie,

        Thanks for your help! I will check out those links now.

        Cheers
        Tom

      • Staff
        DebbieFebruary 2, 2016Staff

        No worries Tom. Just let us know we can assist you further. Thanks!

    8. Default Gravatar
      December 13, 2015

      hi guys
      just wanted to ask
      how i could get a Frequent flyer Velocity Promo Code
      thank you v much
      Cheers,

      • Staff
        DebbieDecember 15, 2015Staff

        Hi Chandy,
        Thank you for your inquiry.
        Please note that you’ve come through finder.com.au, an online comparison service and is not in the position to recommend specific providers, products or services.

        Please refer to link I’ve sent in your email for the list of special offers from Velocity. You can also check this page for a list of latest Velocity promo codes from Virgin Australia.
        I hope this helps.

        Cheers,
        Debbie

    9. Default Gravatar
      brianOctober 20, 2015

      how often do I pay ,is it annually or monthly
      if monthly I will cancel,please advice before I make my next payment on my a/e account

      • Staff
        JonathanOctober 21, 2015Staff

        Hi Brian, thanks for your inquiry!

        Generally credit card repayments are monthly. To allow us to assist you further could you specify which credit card you are using?

        Cheers,

        Jonathan

    10. Default Gravatar
      RobynAugust 27, 2015

      Is there a FF CC that can be used with any airline?
      thanks
      Robyn

      • Staff
        JonathanAugust 27, 2015Staff

        Hi Robyn, thanks for your inquiry!

        Most credit cards have a partnership with one or a few airlines/ frequent flyer programs. You may like to review the Oneworld Alliance program which combines the benefits of multiple airlines.

        Cheers,

        Jonathan

    Credit Cards Comparison

    Rates last updated April 20th, 2018
    Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
    NAB Low Fee Platinum Card - Exclusive Offer
    19.74% p.a.
    0% p.a. for 25 months
    $90 p.a.
    finder Exclusive: Take advantage of 0% p.a. interest for 25 months on balance transfers with no balance transfer fee. Ends 6 May 2018.
    Virgin Australia Velocity Flyer Card - Balance Transfer Offer
    20.74% p.a.
    0% p.a. for 18 months
    $64 p.a. annual fee for the first year ($129 p.a. thereafter)
    0% p.a. on balance transfers for up to 18 months. $64 in the first year ($129 p.a. thereafter), plus, bonus Velocity Points. Ends 30 April 2018.
    HSBC Platinum Credit Card
    19.99% p.a.
    0% p.a. for 22 months with 2% balance transfer fee
    $129 p.a.
    Offers a 0% p.a. for 22 months balance transfer and an annual fee refund each year when you spend $6,000. Plus, complimentary travel insurance.
    Virgin Money Low Rate Credit Card
    11.99% p.a.
    0% p.a. for 14 months
    $49 p.a.
    Offers a discounted annual fee, $100 cashback when you meet the spend requirement and up to 14 months on balance transfers. Ends 30 April 2018.

    Compare up to 4 providers

    * The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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