Frequent flyer credit cards

Earn points on your everyday spending and enjoy flights, upgrades and other rewards faster with a frequent flyer credit card.

Frequent flyer credit cards offer you points for every dollar spent on eligible purchases. You can also get thousands of bonus frequent flyer points through introductory offers and enjoy other travel perks, including complimentary insurance, airline lounge access and flight vouchers, depending on the frequent flyer card you choose.

Use this guide to compare frequent flyer credit cards and learn more about them, including how to earn points. You can also learn about the key features to compare so that you can find the right frequent flyer card for you.

Frequent Flyer Credit Card Offer

NAB Qantas Rewards Signature Card

Receive 100,000 bonus
Qantas Points

Offer ends 25 February 2018

Eligibility criteria, terms and conditions, fees and charges apply

Frequent Flyer Credit Card Offer

With a new NAB Qantas Rewards Signature Card, get 100,000 bonus points when you meet the spend requirement. Plus, seven complimentary insurances including overseas travel.

  • Receive 100,000 bonus Qantas points when you spend $3,000 on everyday purchases within the first 60 days of account opening.
  • Earn 1 Qantas Point per $1 spent (≤$5k) and 0.5 points per $1 spent on everyday purchases ($5,001 - $20k), per statement period.
  • Receive seven complimentary insurances when you make an eligible purchase, plus, access to the 24/7 NAB Concierge Service.
  • Receive a complimentary Qantas Frequent Flyer membership if you aren't yet a member, saving you $89.50.
Go to site
Promoted

Compare Frequent Flyer Credit Cards

Rates last updated February 23rd, 2018
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
NAB Qantas Rewards Signature Card
100,000 bonus points
Qantas Frequent Flyer


1
19.99% p.a.
$395 p.a.
Earn Qantas Points on your everyday spending, take advantage of complimentary overseas travel insurance and a 24/7 concierge service.
Qantas American Express Ultimate Card
100,000 bonus points
Qantas Frequent Flyer


1.5
20.74% p.a.
$450 p.a.
Take advantage of 100,000 bonus Qantas Points, a $450 Qantas Travel Credit each year and 2 yearly complimentary Qantas Club lounge invitations.
American Express Velocity Escape Card
12,500 bonus points
Velocity Frequent Flyer


1
20.74% p.a.
$0 p.a.
Receive a bonus 12,500 Velocity Points, pay a $0 annual fee for life and take advantage of a 0% p.a. for 12 months balance transfer offer.
Virgin Australia Velocity Flyer Card - Bonus Points Offer
60,000 bonus points
Velocity Frequent Flyer


0.66
20.74% p.a.
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Earn up to 60,000 bonus Velocity Points in the first 3 months and enjoy a discounted annual fee of $64 for the first year. Ends 28 February 2018.
HSBC Platinum Qantas Credit Card
60,000 bonus points
Qantas Frequent Flyer


1
19.99% p.a.
$199 p.a.
Receive a complimentary Qantas Frequent Flyer membership and take advantage of complimentary international travel insurance.
Qantas American Express Discovery Card
Qantas Frequent Flyer


1
20.74% p.a.
$0 p.a.
Earn uncapped Qantas Points on purchases, pay $0 annual fee for life and take advantage of a 0% p.a. for 12 months balance transfer offer.
ANZ Frequent Flyer Black
75,000 bonus points
Qantas Frequent Flyer


1
19.99% p.a.
$0 p.a. annual fee for the first year ($425 p.a. thereafter)
Get 75,000 bonus Qantas Points when you meet the spend requirement, a $0 first year annual fee & 2 yearly complimentary Qantas Club invitations.
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Velocity Frequent Flyer


0.66
0% p.a. for 14 months (reverts to 20.74% p.a.)
$129 p.a.
Receive an exclusive Virgin Australia Gift Voucher each year and benefit from an interest-free offer for the first 14 months.
Citi Platinum Credit Card - 100k Bonus Points
100,000 bonus points
Citi Rewards Program


1
20.99% p.a.
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
Earn 100,000 reward Points, enjoy a long-term balance transfer offer, a discounted first year annual fee and complimentary travel insurance.
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Velocity Frequent Flyer


0.66
20.74% p.a.
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Save with 0% p.a. for 18 months on balance transfers and earn 3 bonus Velocity Points per $1 for the first 3 months. Offer ends on 28 February 2018.
ANZ Frequent Flyer Platinum
65,000 bonus points
Qantas Frequent Flyer


0.75
19.99% p.a.
$0 p.a. annual fee for the first year ($295 p.a. thereafter)
Earn Qantas Points and take advantage of complimentary international travel insurance and a 24/7 concierge service.
American Express Platinum Edge Credit Card
50,000 bonus points
Membership Rewards


1
20.74% p.a.
$195 p.a.
Receive a bonus 50,000 Membership Rewards points, a yearly $200 Travel Credit and complimentary domestic and international travel insurance.
St.George Amplify Signature
90,000 bonus points
Qantas Frequent Flyer


0.75
19.49% p.a.
$279 p.a.
Receive 90,000 bonus Qantas or Amplify Points when you spend $5,000 within 90 days and receive 2 complimentary airport lounge passes per year.
American Express Explorer Credit Card
100,000 bonus points
Membership Rewards Gateway


2
20.74% p.a.
$395 p.a.
Receive a yearly $400 Travel Credit, 100,000 bonus points and 2 entries per year to the American Express Lounge at Sydney International Airport.
St.George Amplify Platinum
60,000 bonus points
Amplify Rewards


1
19.49% p.a.
$99 p.a.
Receive 60,000 bonus Amplify or Qantas Points when you spend $3,000 within 90 days and earn up to 1 Amplify point per $1 spent.
American Express Essential Credit Card
Membership Rewards Gateway


1
14.99% p.a.
$0 p.a.
Get Smartphone Screen Insurance of up to $500 when you pay for your phone or contract with this card. Plus, a $0 annual fee for life.
Bank of Melbourne Amplify Platinum
60,000 bonus points
Amplify Rewards


1
19.49% p.a.
$99 p.a.
Receive 60,000 bonus Amplify or Qantas Points when you spend $3,000 within 90 days and earn up to 1 Amplify point per $1 spent.
Citi Rewards Platinum Credit Card
Citi Rewards Program


1
20.99% p.a.
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
Earn reward Points per $1 spent, take advantage of a 0% p.a. for 26 month balance transfer offer, plus complimentary international travel insurance.
ANZ Frequent Flyer
25,000 bonus points
Qantas Frequent Flyer


0.5
19.99% p.a.
$0 p.a. annual fee for the first year ($95 p.a. thereafter)
Get 25,000 bonus Qantas Points when you meet the offer criteria and save with a $0 first year annual fee. Plus, uncapped Qantas Points potential.
St.George Amplify Card
Amplify Rewards


1
19.49% p.a.
$0 p.a. annual fee for the first year ($79 p.a. thereafter)
Take advantage of a 3% p.a. interest rate on balance transfers for 36 months. Plus, a $0 first year annual fee and 1 Amplify Point per $1 spent.
Bank of Melbourne Amplify Platinum - Qantas Rewards
60,000 bonus points
Qantas Frequent Flyer


0.5
19.49% p.a.
$99 p.a.
Receive 60,000 bonus Qantas or Amplify Points when you spend $3,000 within 90 days and earn up to 0.5 Qantas points per $1 spent.
Virgin Australia Velocity High Flyer Card - 80k Bonus Points offer
80,000 bonus points
Velocity Frequent Flyer


1
20.74% p.a.
$289 p.a.
Receive a $129 Virgin Australia gift voucher when you meet the spend requirements plus 2 Virgin Australia domestic lounge passes per year.
BankSA Amplify Signature - Amplify Qantas
90,000 bonus points
Qantas Frequent Flyer


0.75
19.49% p.a.
$279 p.a.
Enjoy two yearly complimentary Qantas Club lounge visits, save with overseas travel insurance and become a Visa Luxury Hotel Collection member.
BankSA Amplify Card - Amplify Qantas
Qantas Frequent Flyer


0.5
19.49% p.a.
$79 p.a.
Fly faster with 0.5 Qantas Points per $1 spent and save with up to 55 days interest-free. Plus, 0% p.a. interest on balance transfers for 18 months.
American Express Qantas Business Rewards Card
100,000 bonus points
Qantas Business Rewards


1.25
$450 p.a.
Earn up to 100,000 bonus points, 2 Qantas Points per $1 spent on eligible purchases and enjoy up to 51 days interest-free on purchases.

Compare up to 4 providers

Best frequent flyer credit cards* - trending now

Compare the features, rates and fees of these frequent flyer credit cards to decide if one is right for you:

How to get bonus points with a frequent flyer credit card

 

*The best credit card for you will depend on a variety of factors. The use of the terms "Best" and "Top" are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your personal financial circumstances when comparing products. Products are displayed in no particular order or ranking.

How do frequent flyer credit cards work?

Frequent flyer credit cards give you a way to earn points on your everyday spending by offering a set number of points for every dollar spent (eg, 1 point per $1 spent) on eligible purchases. This means the more you spend, the more frequent flyer rewards you can get. There are different ways to earn and redeem frequent points depending on the type of credit card you choose. Some frequent flyer credit cards send points directly to your frequent flyer account and other rewards credit cards allow you to transfer points to a variety of eligible frequent flyer accounts.

Is a frequent flyer credit card right for me?

If you're interested in getting a frequent flyer credit card, weigh up these pros and cons. Please keep in mind that these factors may vary depending on the card.

Benefits you can get with a frequent flyer credit card
  • Redeem flights and travel upgrades faster
    By earning points on your everyday spend, you can reach your rewards goals in less time.
  • Sign-up bonus points
    Some credit cards offer introductory bonus points as an incentive for new customers. These offers boost your points balance, so you can redeem rewards such as flights and holidays faster.
  • Large range of rewards
    Use your points to redeem rewards including flights, hotels, online shopping and other lifestyle benefits.
  • Travel perks
    Travel comfortably with flight vouchers, access to airline lounges and 24/7 concierge services.
  • Complimentary insurance
    Save on stand-alone insurance costs and get peace of mind when travelling with complimentary insurance cover, including travel insurance, interstate-flight-inconvenience insurance and purchase-security insurance.
Risks when choosing a frequent flyer credit card
      • High interest rates
        Frequent flyer credit cards often come with less competitive interest rates than other cards. As such, they are suited to cardholders who pay their balance off each month so that the accumulated interest doesn't outweigh the value of the rewards.
      • Higher annual fees
        As well as high interest rates, these cards often come with higher annual fees than no-frills options.
      • Temptation to spend
        If you struggle to repay your credit card on time or need to consolidate a debt, a rewards card might tempt you to spend for the sake of points when you should be reining in your purchases.
      • Airline restriction
        Tied to the temptation to spend, you can only use frequent flyer rewards points with a specific airline or alliance of airlines. While you may find a better or cheaper flight with another airline, you could be incentivised to fly with your loyalty airline to accumulate the additional points that often come with this.
      • Offer requirements
        Frequent flyer credit cards that come with introductory offers or complimentary insurance may have specific spending requirements you need to meet to enjoy these benefits. For example, you may need to spend $1,500 in the first three months that you have the card to get bonus points or you may have to pay for your travel with your credit card to get travel insurance.

Types of Frequent Flyer Credit Cards on the market

How can I compare and find the best* frequent flyer credit card for me?

The mix of frequent flyer credit cards on the market gives you a chance to compare options and find one that suits your individual goals and circumstances. Go through the checklist below to find out what factors you should consider when looking at credit cards that earn frequent flyer points.

  • The frequent flyer program. Choosing a credit card that earns points for a frequent flyer program (or programs) you already use will help you maximise your rewards. If you don't belong to a program yet, think about which program you're more likely to travel with.
  • Points earning rate. Check the standard rate of points you'll earn for each dollar spent on the card. Be aware that a different earn rate could apply for certain types of spending (ie, overseas purchases) or for a dual credit card that comes with an Amex and either a Mastercard or a Visa account. There are usually some transactions that won't earn points, such as cash advances, so make sure you check restrictions for the cards you're comparing.
  • Reward values. Consider the types of rewards you want to claim, the amount of points you'll need and how much spending that requires. Check how these values measure up between programs, so you can apply for the card that offers the greatest value based on your spending and reward goals.
  • Annual fee. Ideally, the annual fee should cost less than the rewards and any complimentary extras on the card that you intend to use.
  • Promotional rates and features. Frequent flyer credit cards sometimes have promotions for new customers, such as bonus points, 0% purchase rates, balance transfer offers or even no annual fee for the first year. These benefits can add value to the card that you choose, but make sure you read the terms and conditions for details regarding the requirements and honeymoon period so that they work for you (and not the other way around).
  • Complimentary extras. Reward and frequent flyer credit cards often come with a selection of complimentary extras such as international travel insurance, extended warranties, concierge services and airline lounge access. The value of these perks can be used to offset the cost of the annual fee – as long as you know you will actually use them. They can also be handy to have available just in case you ever need them.

How to earn and redeem frequent flyer points with a credit card

Earning points

Points are a key factor when choosing and using a frequent flyer credit card, and there are two main options to consider:

1. Direct earn cards. These credit cards are partnered with specific airline rewards programs, earning points that are credited directly to your associated frequent flyer account. For example, the American Express Qantas Premium card earns 1.25 Qantas Points per $1 spent, and the Virgin Australia Velocity Flyer card earns 0.66 Velocity Points per $1 spent. Direct earn cards generally have a better earn rate than other options, so you could potentially get more rewards for your spending if you’re loyal to one frequent flyer program.
2. Indirect earn cards. These reward credit cards earn points that can be transferred to a wide range of frequent flyer programs. For instance, the ANZ Rewards Black credit card earns 2 ANZ Reward Points per $1 spent, which can then be exchanged for Air New Zealand Airpoints, Singapore Airlines KrisFlyer miles or Velocity Frequent Flyer reward points. Unlike direct earn frequent flyer credit cards, the point values of these cards may differ when transferred to a frequent flyer account.

Using your points

Once you have earned enough points, you can redeem them for a variety of rewards. Here are some of the great redemptions you could make through your frequent flyer program.

The amount of points you need for a reward varies depending on the frequent flyer program and the type of reward you choose. There are two main categories for rewards: airport/flight benefits and retail/lifestyle rewards.

      • Airport/flight benefits. Points can be used for rewards flights, flight upgrades, lounge benefits and other frequent flyer membership benefits. Flight rewards with the frequent flyer program's associated airline usually provide a higher point value when compared to other rewards. For example, a one-way flight from Sydney to Melbourne with Qantas costs 8,000 Qantas Points, while a $50 Myer gift card costs 8,810 points.
      • Retail/lifestyle rewards. These rewards can benefit you at home or abroad. You can use points to book hotels, car rentals or other travel experiences as well as more general retail and lifestyle benefits such as gift cards, food, wine, jewellery and other merchandise.

How to choose a frequent flyer program

There are many frequent flyer programs based all around the world. You have a handful of these programs to choose from if you're interested in getting an Australian credit card that earns frequent flyer points, including the Qantas Frequent Flyer and Velocity Frequent Flyer programs. Here, you can compare frequent flyer programs based on the points you can earn with a credit card to help you choose a program that will suit your needs.

Full guides to frequent flyer programs and benefits

      • Qantas Frequent Flyer. Qantas Frequent Flyer credit cards can earn between 0.25 and 1.5 Qantas Frequent Flyer points per $1 spent. These points can be redeemed for flights with over 400 program partners and products from the Qantas Store.
      • Jetstar rewards. Jetstar is directly linked to Qantas, so you can redeem Qantas Frequent Flyer points for Jetstar flights. There are also two Jetstar credit cards that earn Jetstar Dollars, which you can use for flights with the airline. These cards also let you avoid the credit card booking fee when you use them to purchase Jetstar airfares.
      • Velocity Frequent Flyer. Velocity Frequent Flyer credit cards typically earn between 0.5 and 1.5 points per $1 spent, with membership perks including express boarding, complimentary baggage, flight upgrades and lounge access. You can redeem rewards for flights with Virgin Australia and its partners plus redeem rewards from the Velocity store.
      • Tigerair. As it’s partnered with Virgin Airways, you can use your Velocity Frequent Flyer credit card to earn points that can be redeemed for rewards with either Virgin or Tigerair. Just log in to your Velocity Frequent Flyer account, select the “Redeem” option and choose “Tigerair Australian Redemption” in the flights section.
      • Emirates Skywards rewards. You can earn 1 mile per $1 spent up to 10,000 Skywards Miles with the Emirates Citi World Mastercard. Otherwise, you can earn Membership Rewards with an American Express credit card and redeem these for Emirates Skywards Miles, with four Membership Rewards equalling three Skywards Miles. You can redeem your miles for flight rewards and upgrades with Emirates and its partners.
      • Singapore Airlines KrisFlyer program. There aren’t any KrisFlyer direct earn credit cards on the Australian market, but you can trade American Express Membership Rewards, Citi Rewards and Westpac Altitude Rewards for KrisFlyer miles. You can redeem these for flights with Singapore Airlines, SilkAir or any members of the Star Alliance airline network.

Qantas Frequent Flyer credit cards - How to choose the best credit card* for Qantas Frequent Flyer Points

Choosing a credit card to maximise earning Qantas Frequent Flyer Points will depend on your spending habits, your income and the credit card features you are looking for. Frequent flyer credit cards often include additional perks, such as airport lounge passes, complimentary travel insurance and bonus points offers. As a result, these cards can come with a much higher annual fee compared to other types of credit cards, so it’s important to compare and read the terms and conditions – especially if there is a $0 annual fee offer included. The following are some of the benefits you can expect from a Qantas Frequent Flyer credit card:

      • Bonus points. Get a boost to your Qantas Points balance with a bonus points offer. Varying from 10,000 to 75,000 Qantas Points, these offers usually require you to spend a specific amount of money during the first few months you have the card in order to receive the points.
      • Qantas Points per $1 spent. Use your card to earn more Qantas Points for your everyday purchases. You can earn 0.5, 0.75, 1 or 1.5 Qantas Points per $1 spent depending on which bank and credit card you apply for. Higher-tier cards, including gold, platinum and black accounts, offer more points per dollar spent.
      • Additional perks. Qantas Frequent Flyer credit cards often provide additional benefits, such as airport lounge passes, complimentary travel insurance and 24/7 concierge services to make your travels easier.


Velocity Frequent Flyer Credit Cards – How to choose the best credit card* for Velocity Frequent Flyer Points

Choosing a credit card to earn Velocity Frequent Flyer points varies depending on factors including your spending habits, income and the other features you want on a credit card. It’s also important to consider the costs of the card, such as annual fees and interest rates, and any specific requirements associated with complimentary extras. Reading the credit card terms and conditions will help you understand the ongoing responsibilities and charges so that you can choose a card that is convenient and affordable for you. The following are some of the benefits you can get with a Velocity Frequent Flyer credit card:

      • Introductory bonus points. Some Velocity Frequent Flyer credit cards offer bonus points for new customers that can boost your account balance. Usually these promotions require you to spend a certain amount in the first few months you have the credit card. Providing you meet the conditions of the offer, you could get anywhere from 5,000 to 50,000 Velocity Frequent Flyer points in one go.
      • Velocity points for everyday spending. A Velocity Frequent Flyer credit card will offer you a set number of points for every $1 spent on eligible purchases. You could get between 0.5 and 1.5 points per $1 spent depending on the card, with premium cards offering greater earn rates.
      • Complimentary extras. The perks you can get with a Velocity credit card include travel insurance, flight gift vouchers and airport lounge passes. These benefits can add value to the card, but only if you use them.


Jetstar – How to choose the best credit card* for Jetstar flights

As the low-cost carrier owned by Qantas Airways, Jetstar doesn’t really have its own frequent flyer program. But it does offer the following credit cards that earn Jetstar Dollars, which you can cash in for flights:

      • The Jetstar Mastercard. This credit card earns 1 Jetstar Dollar per $100 spent and automatically rewards you with a $100 Jetstar Travel Voucher when you have earned 100 Jetstar Dollars. It has a standard variable purchase rate of 14.99% p.a. and a standard annual fee of $69, making it a low-cost frequent flyer credit card option. You can also choose to earn Qantas Points on this card, at a rate of 1 point per $1 spent.
      • The Jetstar Platinum Mastercard. This credit card earns 1 Jetstar Dollar for every $50 spent on eligible purchases or 1 Qantas Point per $1 spent if you opt to earn rewards as part of the Qantas Frequent Flyer program. If you choose Jetstar Dollars, you will automatically get a $200 Jetstar Travel Voucher when you earn 200 Jetstar Dollars. The Jetstar Platinum Mastercard has a standard variable purchase rate of 19.99% p.a., an annual fee of $169 and complimentary extras such as overseas travel insurance.


Emirates Skywards – How to choose the best credit card* for Emirates Skywards Miles

If you want to find the best credit card* to earn Emirates Skywards Miles, you’ll need to consider your spending habits, income and the credit card features you’re interested in. It’s also important to consider the interest rates and annual fees of credit cards that offer Emirates Skywards Miles, so that you can make sure the benefits outweigh these charges. The Emirates Citi World Mastercard is the only credit card currently available that directly earns Skywards Miles per dollar spent. As well as this card, you can consider cards that allow you to transfer points to your Emirates Skywards account, such as those linked to the American Express Membership Rewards program. The following are some of the benefits you can get with an Emirates Skywards credit card:

      • Introductory offers. Rewards credit cards linked to the Emirates frequent flyer program may offer exclusive benefits to new customers, including thousands of bonus points or a discount on Emirates flights. To get these offers, you usually need to be a new customer and spend a certain amount of money on the card in the first few months you have it.
      • Points per $1 spent. You can earn between 0.5 and 1.5 Skywards Miles per $1 spent on a credit card linked to the Emirates frequent flyer program. Some of these cards limit or cap the number of points you can earn, so make sure you check these details and factor that into your decision when choosing a card.
      • Travel perks. The complimentary benefits you can get with an Emirates credit card include international travel insurance, hotel room upgrades, dining programs and 24/7 concierge services.


Frequent flyer alliances

Frequent flyer programs have networks of partner and alliance airlines that let you earn and redeem points all around the world. We've included three of the most popular alliances below.

These alliances and partnerships give you more options for redeeming flights and flight upgrades. So even if you choose a frequent flyer credit card that's linked to one airline program, you may be able to use your points for flights with another airline through these partnerships.

Credit cards have become one of the most popular ways to earn frequent flyer points, with both direct and indirect methods for boosting your point balance. Now that you know more about how they work, the potential benefits and pitfalls and what you should consider when comparing frequent flyer credit cards, you can make a more informed decision about the next credit card you apply for so that it really works for you.

Pictures: Shutterstock

Frequent flyer credit card questions from our users

If you want to know more about frequent flyer credit cards, check out these answers the most popular questions we're asked about them, including how to earn and redeem points. If you still have a question, please use the "Ask a Question" box below and one of our friendly staff will respond to your query.

The most popular questions about earning frequent flyer points

The most popular questions about redeeming frequent flyer points

Back to top

Read more on this topic

Credit Card Offers

Important Information*
American Express Velocity Escape Card
American Express Velocity Escape Card

Interest rate

20.74

Annual fee

0
NAB Premium Card - Exclusive Offer
NAB Premium Card - Exclusive Offer

Interest rate

19.74

Annual fee

90
St.George Vertigo Platinum - Online Offer
St.George Vertigo Platinum - Online Offer

Interest rate

12.74

Annual fee

99
Westpac Low Rate - Online Offer
Westpac Low Rate - Online Offer

Interest rate

13.49

Annual fee

59

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.

133 Responses

  1. Default Gravatar
    BethJanuary 24, 2018

    You forgot to mention the Qantas Cash Mastercard. The best!

    • Staff
      RenchJanuary 24, 2018Staff

      Hi Beth,

      Thanks for this info.

      Yes, Qantas Prepaid Frequent Flyer Card with Qantas Cash is also featured on our finder site. You may go to this page for more information.

      Best regards,
      Rench

  2. Default Gravatar
    June 30, 2017

    Can you please direct me towards cards that do not have a low cap. Already have an Amex but looking for a Visa card to gain maximum qantas points spending over $30000 a month.

    • Staff
      MayJune 30, 2017Staff

      Hi Jo,

      Thanks for reaching out.

      The credit cards with uncapped frequent flyer points are listed here. Please note though some of the cards do not directly earn frequent flyer points as you spend, their rewards points can be transferred to the frequent flyer program they are a partner with.

      Cheers,
      May

  3. Default Gravatar
    MyViaCeNovember 28, 2016

    Hi, i heard westpac offers 100.000 bonus points for balance transfer than can be used towards qantas frequent flyer. Is that right?

    • Staff
      LouNovember 28, 2016Staff

      Hi MyViaCe,

      Thanks for your question.

      Unfortunately, you can’t transfer your Westpac Altitude Rewards to Qantas frequent flyer program, but you can to Air New Zealand Airpoints, Cathay Pacific Asia Miles, Malaysia Airlines Enrich, Singapore Airlines KrisFlyer and Virgin Australia Velocity.

      You can check the points conversion rate here.

      Cheers,
      Anndy

  4. Default Gravatar
    AndreaJuly 19, 2016

    HI
    I want to get a credit card to pay all bills and outgoings but want one with all the benefits.
    Can you tell me if you earn points when paying utility, rates etc bills? or is just on purchases of products that qualify?

    • Staff
      LouJuly 19, 2016Staff

      Hi Andrea,

      Thanks for your question.

      If you are looking for a credit card that lets you earn Frequent Flyer rewards or points when you pay bills, you can check this page for credit card providers that allow that. Once you have selected a provider, you can then proceed to choosing a credit card they offer that has the features or benefits you are looking for.

      You may also want to check our guide on how to earn frequent flyer points on utilities.

      Cheers,
      Anndy

  5. Default Gravatar
    RoyMay 24, 2016

    Hi,

    For ANZ Frequent Flyer Credit Card – car insurance included local as well or only for use in overseas?

    Thanks.

    • Staff
      MayMay 25, 2016Staff

      Hi Roy,

      Thanks for your question.

      Unfortunately, with ANZ Frequent Flyer Credit Card, the complimentary travel insurance is not one of its benefits. But ANZ premium cards do have complimentary travel insurance and it includes rental vehicle excess cover which is for overseas trips only. Please refer to this page that details the ANZ complimentary travel insurance.

      Hope this helps.

      Cheers,
      May

  6. Default Gravatar
    TomFebruary 1, 2016

    Hi Finder,

    I am looking for a credit card that gives me complimentary travel insurance. However the ones I have looked in to do not cover me for places where the govt has advised to ‘reconsider your need for travel’. I want to travel to places like Ethiopia but it falls under that category so I wouldn’t be covered. Do you know any credit cards that offer really good quality travel insurance that would cover me for places like that?

    Thanks so much for your help!
    Tom

    • Staff
      DebbieFebruary 2, 2016Staff

      Hi Tom,

      Thanks for your inquiry.
      Please note that you’ve come through finder.com.au, an online comparison service and is not in the position to recommend specific providers, products or services.

      You may refer to our comparison page for credit cards that offer free travel insurance.

      If you are after for a more comprehensive travel insurance, you can review standalone policies from Australian Travel Insurance Companies from this page.

      I hope this helps.

      Cheers,
      Debbie

    • Default Gravatar
      TomFebruary 2, 2016

      Hi Debbie,

      Thanks for your help! I will check out those links now.

      Cheers
      Tom

    • Staff
      DebbieFebruary 2, 2016Staff

      No worries Tom. Just let us know we can assist you further. Thanks!

  7. Default Gravatar
    December 13, 2015

    hi guys
    just wanted to ask
    how i could get a Frequent flyer Velocity Promo Code
    thank you v much
    Cheers,

    • Staff
      DebbieDecember 15, 2015Staff

      Hi Chandy,
      Thank you for your inquiry.
      Please note that you’ve come through finder.com.au, an online comparison service and is not in the position to recommend specific providers, products or services.

      Please refer to link I’ve sent in your email for the list of special offers from Velocity. You can also check this page for a list of latest Velocity promo codes from Virgin Australia.
      I hope this helps.

      Cheers,
      Debbie

  8. Default Gravatar
    brianOctober 20, 2015

    how often do I pay ,is it annually or monthly
    if monthly I will cancel,please advice before I make my next payment on my a/e account

    • Staff
      JonathanOctober 21, 2015Staff

      Hi Brian, thanks for your inquiry!

      Generally credit card repayments are monthly. To allow us to assist you further could you specify which credit card you are using?

      Cheers,

      Jonathan

  9. Default Gravatar
    RobynAugust 27, 2015

    Is there a FF CC that can be used with any airline?
    thanks
    Robyn

    • Staff
      JonathanAugust 27, 2015Staff

      Hi Robyn, thanks for your inquiry!

      Most credit cards have a partnership with one or a few airlines/ frequent flyer programs. You may like to review the Oneworld Alliance program which combines the benefits of multiple airlines.

      Cheers,

      Jonathan

  10. Default Gravatar
    MickAugust 18, 2015

    Hello
    I have just received my Velocity Frequent Flyer Prepaid Card. I went to the Velocity Global Wallet to activate my card, but I’m lost as to the next step.
    Please advise.
    Thanks
    Mick.

    • Staff
      JonathanAugust 19, 2015Staff

      Hi Mick,

      Thanks for your inquiry.
      To activate your Velocity Global Wallet, you will need to log into the Global Wallet Account Centre online and enter your 16-digits Velocity membership number and account password.
      Please refer to the link I have sent to your email for the Velocity Account Centre activation page.
      You might also want to check this page for further information about the Velocity Global Wallet.

      I hope this has helped.

      Cheers,

      Jonathan

Credit Cards Comparison

Rates last updated February 23rd, 2018
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
American Express Velocity Escape Card
20.74% p.a.
0% p.a. for 12 months with 1% balance transfer fee
$0 p.a.
Receive a bonus 12,500 Velocity Points, pay a $0 annual fee for life and take advantage of a 0% p.a. for 12 months balance transfer offer.
NAB Premium Card - Exclusive Offer
19.74% p.a.
0% p.a. for 25 months
$90 p.a.
Exclusive to finder.com.au, enjoy a 0% BT fee, 0% balance transfer offer for 25 months and seven complimentary insurance covers.
St.George Vertigo Platinum - Online Offer
12.74% p.a.
0% p.a. for 24 months
$99 p.a.
Platinum card benefits including complimentary insurance, plus 0% p.a. for 24 months on balance transfers (with no BT fee). Ends 28 February 2018.
Westpac Low Rate - Online Offer
13.49% p.a.
0% p.a. for 30 months with 2% balance transfer fee
$0 p.a. annual fee for the first year ($59 p.a. thereafter)
Take advantage of 0% p.a. for 30 months on balance transfers with a 2% balance transfer fee when you apply online by 28 February 2018.

Compare up to 4 providers

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Ask a question
Go to site