BOQ (Bank of Queensland) offers credit cards with features ranging from low rates to rewards and platinum options that come with complimentary extras. Compare BOQ credit cards here and learn more about banking with BOQ so you can decide if it fits with your goals.
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How we picked theseBOQ credit cards are designed to suit different needs, with the range including low rate, rewards and platinum cards. Check out the key features and benefits for each type of BOQ credit card below.
The BOQ Low Rate Visa card offers low ongoing variable interest rate on purchases. It also comes with an introductory 0% p.a. balance transfer rate for the first 18 months. By paying your account’s outstanding balance in full each month, you could also enjoy up to 55 interest-free days on purchases.
The BOQ Blue Visa and BOQ Platinum Visa are rewards cards that are both linked to the bank's Q Rewards program so that you can earn points per $1 spent on eligible purchases. When you've collected enough points, you can redeem them for a variety of rewards including travel packages, flights, hotels, merchandise and gift cards.
The BOQ Platinum Visa credit card comes linked to the Q Rewards Program and earns 2 reward points for every $1 spent on eligible purchases. This card also features platinum card benefits, including complimentary international travel insurance and extended warranty insurance.
Bank of Queensland also offers a couple of credit cards specifically for medical professionals. That's the BOQ Specialist Signature and Platinum cards.
Choosing one of these BOQ credit cards will give you access to the following benefits:
You can manage your BOQ credit card account on-the-go with the BOQ online and mobile banking platforms. This means you can make payments, check your balance, find BOQ branches or ATMs and gain access to unique banking tools at any time, from anywhere in the world.
All BOQ credit cards offer Visa payWave technology. This means that you can tap-and-go when you make a purchase of less than $100 at a merchant that supports this technology. You can also link your card to Samsung Pay, Google Pay and Apple Pay and use your eligible smartphone or wearable device to make contactless payments at the terminal.
If you get the BOQ Blue Visa or Platinum Visa, you can enjoy purchase protection insurance to cover eligible items bought with your card against theft or damage. If you have the BOQ Platinum Visa, you'll also gain access to complimentary international travel insurance and extended warranty cover. Terms, conditions and exclusions, as well as some limits and excess costs may apply, so please refer to the complimentary insurance conditions available on the BOQ website.
All BOQ credit cards come with Fraudshield security and offer emergency card replacement within 24 hours in Australia to help keep your account safe.
You can apply for a BOQ credit card online in 20 minutes. You can also apply in a BOQ brand or over the phone. Before you apply, make sure that you meet the following eligibility criteria:
Keep these documents and details handy to help speed up your BOQ credit card application:
BOQ offers a selection of credit cards to suit different spending habits and needs. Compare these cards to other options on the Australian market so that you can find one that's right for you.
Want to know more about BOQ credit cards? Read our answers to frequently asked questions or leave a message for us below.
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A platinum credit card offering 100,000 bonus points, a 0% balance transfer offer and complimentary insurance for travel and shopping.
If you don’t want to pay for travel insurance, here’s what you’ll get with an BOQ credit card offering complimentary insurance.
This low rate credit card offers 0% interest balance transfers for the first 18 months. Check out its other features here.
Get a competitive annual fee and pay down debt with 0% balance transfer offers or reward your spending with Q Rewards points per $1 spent.
Earn Q Rewards points per $1 spent with a Bank of Queensland credit card and redeem them for travel rewards, cashback, gift cards and more.
Does BOQ have a Qantas rewards card ?
Hi Jason,
They do, but it’s only available to Medical, Dental, Veterinary & Accounting specialists. They have a BOQ Specialist Signature Card and a BOQ Specialist Platinum Card, which both earn Qantas points. Hope this helps!
Can you use one credit card to pay off another credit card
Hi Nicola, Technically, yes you can do this, but you will pay interest immediately on the card use you to pay the other card. This is because you’ll need to withdraw the money as a “cash advance” and use this to make a payment on your other card, and interest of 20-25% is charged from the day you withdraw the card. So, this is a very expensive exercise.
Hope this helps!
are the 150000 rewards points Qantas Frequent Flyer points?
Hi Allan,
Bank of Queensland credit cards offer Q Rewards points through the bank’s rewards program. If you want to earn Qantas Points with a credit card, you can compare Qantas Frequent Flyer credit cards on Finder. I hope that helps.
How do I redeem my credit card points to purchase hotel accommodation?
Hi John,
Thanks for getting in touch with Finder. I hope all is well with you. :)
You can redeem your Bank of Queensland (BOQ) credit card points through their Internet Banking system. All you need to do is go to their official website, log on to your online account, select the credit card from your accounts list, and then go to “Q Rewards® / Other Card Functions” to view your points, redeem and see the latest offers. You can then check there if there are available hotel accommodations you can redeem.
Alternatively, you can contact Q Rewards® customer support.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
I am self-employed and need to know if ATO issued Notice of Assessment for years ended 30th June 2016 & 30th June 2017 would meet your iverification requirements for either a personal loan or credit card (Maximum facility or limit $15000 – $17000).
Thank you.
Hi Kerry,
Thank you for getting in touch with Finder.
As per this page, the financial requirements are your employment details and information about any other assets such as savings and existing debts like personal loans, other cards, or mortgages. You also need to provide a summary or estimate of your regular household expenses. I suggest that you contact the Bank of Queensland directly regarding your credit/personal loan application to know whether your documents on hand are valid and to know your chances of being approved.
If you’re currently looking around for personal loan for self-employed, you can use our comparison table to help you find the lender that suits you. Press the “Go to site” button to apply. Please make sure that you check the eligibility criteria and read the relevant T&Cs or PDS of the loan products before making a decision and consider whether the loan product is right for you.
I hope this helps.
Please feel free to reach out to us if you have any other enquiries.
Thank you and have a wonderful day!
Cheers,
Jeni