Bank of Queensland Credit Cards
Compare BOQ credit cards with features to suit different spending styles.
Was this useful?
Why did you choose this rating?

By
Amy Bradney-GeorgeUpdated
We currently don't have that product, but here are others to consider: Looking for other options? Check out these similar products. Find a better credit card Take our easy quiz and find the right card for you. Choosing one of these BOQ credit cards will give you access to the following benefits: You can manage your BOQ credit card account on-the-go through the myBOQ app and myBOQ Internet Banking. This means you can make payments, check your balance, find BOQ branches or ATMs and gain access to unique banking tools at any time, from anywhere in the world. All BOQ credit cards offer Visa payWave technology. This means that you can tap-and-go when you make a purchase of less than $100 at a merchant that supports this technology. You can also link your card to Samsung Pay, Google Pay and Apple Pay and use your eligible smartphone or wearable device to make contactless payments at the terminal. If you get the BOQ Blue Visa or Platinum Visa, you can enjoy purchase protection insurance to cover eligible items bought with your card against theft or damage. If you have the BOQ Platinum Visa, you'll also gain access to complimentary international travel insurance and extended warranty cover. Terms, conditions and exclusions, as well as some limits and excess costs may apply, so please refer to the complimentary insurance conditions available on the BOQ website. All BOQ credit cards come with Fraudshield security and offer emergency card replacement within 24 hours in Australia to help keep your account safe. Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card. Want to know more about BOQ credit cards? Read our answers to frequently asked questions or leave a message for us below. After BOQ receives your credit card application, it sends you an email confirming your application details. You can then check the status of your application at any time through the BOQ website. Yes, you can get an additional card linked to your BOQ credit card. If you have the Low Rate or Blue card, you have to pay an additional card fee of $15 per year for each additional cardholder you add to your account. With the Platinum card, you can get up to 4 additional cards for free. Please note that only the primary cardholder will be responsible for managing the balance and making the required repayments on the card. You can request a credit limit for your BOQ credit card at any time via Internet banking. Please note requests for credit limit increases are subject to BOQ's lending criteria and approval. BOQ offers you the following credit card payment options: Keep in mind that some payment options may take a few days to be processed. This means you may need to make the payment before the due date on your statement to ensure that BOQ receives it in time. You should report a lost or stolen card immediately by calling 1300 55 72 72 and speaking to a BOQ representative. Bank of Queensland (BOQ) began operations in 1874, and is now among the leading regional banks in Australia. It has over 250 branches across the country and offers an array of personal and business banking products and services. Its personal banking offerings include everyday accounts, savings accounts, personal loans, home loans, insurance solutions and credit cards. Images: ShutterstockKey takeaways
Comparison of Bank of Queensland credit cards
Compare other products
Benefits of using a Bank of Queensland credit card
Online and mobile banking
Digital wallets and contactless payments
Complimentary insurance
Account security
How to apply for a Bank of Queensland credit card
Frequently asked questions
Compare other products from Bank of Queensland
Sources
Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio
Find a better deal, save on your bills and get a free gift card. Sign up to be the first to hear about new Finder Rewards.
A platinum credit card offering 100,000 bonus points, a discounted first-year annual fee and complimentary insurance for travel and shopping.
If you don’t want to pay for travel insurance, here’s what you’ll get with an BOQ credit card offering complimentary insurance.
This low rate credit card offers a competitive ongoing interest rate and simple features. Check out its other features here.
Get a competitive annual fee and reward your spending with Q Rewards points per $1 spent.
Earn Q Rewards points per $1 spent with a Bank of Queensland credit card and redeem them for travel rewards, cashback, gift cards and more.
Finder is a comparison service. We do not compare every product or every provider in the market.
We make money through commercial arrangements with some of the providers on this site. Products marked 'Sponsored', 'Promoted', 'Featured' or 'Advertisement' appear as a result of a commercial arrangement.
Our editorial content, product reviews and any 'Top Pick' designations are prepared independently of these commercial arrangements.
The default order of products in our tables can be influenced by commercial arrangements. You can re-sort or filter using the controls above each table.
Some content on this site may be generated or supported by AI tools. You should verify details directly with the provider.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
Our comparison service does not include every product or every provider in the market. Some product issuers offer their products under multiple brands or through associated companies. Where we can, we identify the underlying issuer so you can compare like with like, but you should always check with the provider directly to confirm which brand you are dealing with.
Finder is a comparison website and an intermediary. We are not a product issuer and we do not provide personal financial or credit advice. When you click a link to a product, or apply for a product through our site, you deal directly with the product issuer. We may receive a referral fee, commission or other payment from the issuer if you click through, apply or take out a product. We describe these arrangements in more detail under 'How we make money' below.
Product features, fees, terms and eligibility criteria are set by the product issuer and may change. We rely on information supplied by issuers when we present product details on our site. Before you apply for or take out any product, you should confirm the details directly with the issuer.
We earn revenue from Finder in four principal ways:
Referral fees and commissions. When you click a product link, complete an enquiry form or apply for a product through our site, we may receive a referral fee, commission or other payment from the product issuer. We may also receive payment based on the volume of leads or conversions we send to an issuer.
Sponsored placements. Products marked 'Sponsored', 'Promoted', 'Featured' or 'Advertisement' appear as a result of a commercial arrangement between Finder and the issuer. These labels always indicate a paid placement. We do not use them for editorial choices.
Display advertising. Banner advertising, newsletter advertising and similar display ads on our site are paid by advertisers.
Content sponsorship. Some articles, videos and social media posts are sponsored by an issuer and are clearly labelled as such.
Our editorial opinions, product reviews and any 'Top Pick' designations are prepared independently of these commercial arrangements. A 'Top Pick' is an editorial choice made by our writers and editors based on the criteria described on each comparison page. A 'Top Pick' is not a personal recommendation and does not mean the product is appropriate for your circumstances.
If you would like to know whether we have a commercial arrangement with a specific product issuer, please contact us.
When products are grouped in a table or list, the default order can be influenced by commercial arrangements we have with product issuers. In some categories, sponsored or featured products appear in the top positions of the table by default, and are always labelled as such.
Other factors that influence default order include price, fees and features, and (where relevant) our editorial view of the product.
You can re-sort every comparison table using the controls above the table. You can filter by product features that matter to you. The order you see after re-sorting or filtering is not influenced by commercial arrangements.
Some content on this site is generated or supported by artificial intelligence tools, including our AI-powered assistant FinderBot. AI-generated content may contain errors. Please verify important information directly with the product issuer before making a financial decision. For more information about FinderBot, see the FinderBot Terms of Use and FinderBot Privacy Collection Notice.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Thank you for your feedback
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Does BOQ have a Qantas rewards card ?
Hi Jason,
They do, but it’s only available to Medical, Dental, Veterinary & Accounting specialists. They have a BOQ Specialist Signature Card and a BOQ Specialist Platinum Card, which both earn Qantas points. Hope this helps!
Can you use one credit card to pay off another credit card
Hi Nicola, Technically, yes you can do this, but you will pay interest immediately on the card use you to pay the other card. This is because you’ll need to withdraw the money as a “cash advance” and use this to make a payment on your other card, and interest of 20-25% is charged from the day you withdraw the card. So, this is a very expensive exercise.
Hope this helps!
are the 150000 rewards points Qantas Frequent Flyer points?
Hi Allan,
Bank of Queensland credit cards offer Q Rewards points through the bank’s rewards program. If you want to earn Qantas Points with a credit card, you can compare Qantas Frequent Flyer credit cards on Finder. I hope that helps.
How do I redeem my credit card points to purchase hotel accommodation?
Hi John,
Thanks for getting in touch with Finder. I hope all is well with you. :)
You can redeem your Bank of Queensland (BOQ) credit card points through their Internet Banking system. All you need to do is go to their official website, log on to your online account, select the credit card from your accounts list, and then go to “Q Rewards® / Other Card Functions” to view your points, redeem and see the latest offers. You can then check there if there are available hotel accommodations you can redeem.
Alternatively, you can contact Q Rewards® customer support.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
I am self-employed and need to know if ATO issued Notice of Assessment for years ended 30th June 2016 & 30th June 2017 would meet your iverification requirements for either a personal loan or credit card (Maximum facility or limit $15000 – $17000).
Thank you.
Hi Kerry,
Thank you for getting in touch with Finder.
As per this page, the financial requirements are your employment details and information about any other assets such as savings and existing debts like personal loans, other cards, or mortgages. You also need to provide a summary or estimate of your regular household expenses. I suggest that you contact the Bank of Queensland directly regarding your credit/personal loan application to know whether your documents on hand are valid and to know your chances of being approved.
If you’re currently looking around for personal loan for self-employed, you can use our comparison table to help you find the lender that suits you. Press the “Go to site” button to apply. Please make sure that you check the eligibility criteria and read the relevant T&Cs or PDS of the loan products before making a decision and consider whether the loan product is right for you.
I hope this helps.
Please feel free to reach out to us if you have any other enquiries.
Thank you and have a wonderful day!
Cheers,
Jeni