What is the difference between Samsung Wallet and Samsung Pay?

Samsung Pay is a feature of Samsung Wallet. Samsung Wallet is a broader suite of features that lets you store credit cards, passwords, tickets, boarding passes, memberships, gift cards and other secure bits of digital information.

Which bank cards work with Samsung Pay?

While we don't have a definitive list, Samsung says that Samsung Pay "eligible Visa, Mastercard, EFTPOS and American Express credit and debit cards from the majority of Australia's favourite banks." This includes all of the Big Four banks.

Does Samsung Pay work in Australia?

Yes. Samsung Pay is available in Australia on Samsung phones and smart watches via Samsung Wallet.

Credit cards with Samsung Pay: Tap & pay with ease

16 of 159 results

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Westpac Altitude Velocity Platinum		Intro purchase rate 20.99%	100,000	$250		Receive up to 100,000 bonus Velocity Points (70,000 points in year 1 when you spend $4,000 on eligible purchases in the first 90 days and additional 30,000 points when you meet the same spend requirement in year 2).	Go to site More info Compare product selection Compare	loading
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American Express Velocity Escape Plus Card Most Loved		Intro purchase rate 23.99%	30,000	$95		Get 30,000 bonus Velocity Points when you spend $3,000 on eligible purchases in the first 3 months, plus a $50 Virgin Australia Statement Credit. New American Express card members only. T&Cs apply.	Go to site More info Compare product selectionCompare	loading
Qantas American Express Ultimate Card Finder AwardMost Loved		Intro purchase rate 23.99%	90,000	$450		Limited time offer: Get up to 90,000 bonus Qantas Points. Plus, a yearly $450 Travel Credit. New American Express card members only. T&Cs apply.	Go to site More info Compare product selectionCompare	loading
ANZ Rewards Platinum	21.99%	Intro purchase rate 20.99%	125,000	$149		Earn up to 125,000 bonus ANZ Reward Points: 85,000 points + $50 back when you spend $3,500 in the first 3 months from approval and 40,000 points when you keep your card open for 15 months from activation.	Go to site More info Compare product selectionCompare	loading
ANZ Rewards Platinum - Velocity Points	21.99%	Intro purchase rate 20.99%	80,000	$149		Earn up to 80,000 bonus Velocity Points: 60,000 points + $50 back when you spend $3,500 in the first 3 months from approval and 20,000 points when you keep your card open for 15 months from activation.	Go to site More info Compare product selectionCompare	loading
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ANZ Qantas Business Rewards		Intro purchase rate 20.24%	150,000	$375		ABN holders w/ $75k revenue. Get up to 150,000 bonus Qantas Points when you meet the spend requirements, uncapped Qantas Points and complimentary travel insurance. Plus, a fast-track to Qantas Business Rewards Level 2.	Go to site More info Compare product selectionCompare	loading
NAB Low Rate - Cashback Offer Most Loved	0% for 12 months with 3% balance transfer fee, then 21.74%	Intro purchase rate 13.49%	N/A	$59	$718.32 over 12 months	Offers $400 cashback when you spend $5,000 on everyday purchases within the first 150 days.	Go to site More info Compare product selectionCompare	loading
Latitude Low Rate Mastercard - Purchase Offer	6.99% for 12 months with 3% balance transfer fee, then 29.99%	Intro purchase rate 0% for 9 months, then 13.99%	N/A	$69	$388.61 over 12 months	Enjoy 0% p.a. on purchases for the first 9 months and 3% back in Latitude Rewards. T&Cs, annual card fee and other charges apply. Applies to general purchases only. Excludes any other offers. New customers only approved by 12 January 2026.	Go to site More info Compare product selectionCompare	loading
Latitude 28° Global Platinum Mastercard	6.99% for 12 months with 3% balance transfer fee, then 29.99%	Intro purchase rate 27.99%	N/A	$0 first year ($96 after)	$359.96 over 12 months	$260 bonus Latitude Rewards if you spend $2,000+ in the first 3 months & reward of up to $240 each year on eligible international transactions. $0 first-year annual fee. T&Cs apply. New customers only, must be approved by 26 February 2026.	Go to site More info Compare product selectionCompare	loading
ANZ Rewards Black Credit Card Finder Award	21.99%	Intro purchase rate 20.99%	180,000	$375		Earn up to 180,000 extra ANZ Reward Points: 130,000 extra points + $100 back when you spend $5,000 on eligible purchases in the first 3 months from approval, and additional 50,000 points when you keep your card for over 15 months from activation.	Go to site More info Compare product selectionCompare	loading

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Showing 15 of 24 results

Samsung Pay is an app that allows you to make tap-and-go payments from your Samsung phone or compatible device. It is supported by many Australian banks and credit card providers – including American Express, ANZ, CommBank, MyCard, NAB and Westpac.

How does Samsung Pay work?

Samsung Pay uses NFC (Near Field Communication) and MST (Magnetic Secure Transaction) technology, which is embedded in Samsung devices. The bottom line: this tech allows you to make payments at the checkout.

Instead of tapping your credit card against the payment machine, you just swipe up on your smartphone screen, authenticate the transaction using your preferred method (iris, fingerprint or PIN), and tap your phone against the contactless terminal.

The phone must be within 3cm of the terminal to complete the payment.

Which devices are compatible with Samsung Pay?

The app is available from the Samsung Galaxy S6 onwards, which all have the integrated NFC chip and a magnetic coil built into them. This includes the Galaxy S6, S6 Edge+, Note 5, Galaxy S7 and Galaxy S7 Edge.

Samsung Pay is also compatible with some non-Samsung phones and smartwatches that have Android 6.0 or higher.

Check Samsung's full device eligibility list.

How to install Samsung Pay

On the Home screen, select Apps.
Touch Samsung Pay.
Select INSTALL to download the file.
If there are updates to the built-in application, touch INSTALL.
Touch OPEN to start using Samsung Pay.

How to add your card to your Samsung Pay app

Install and then open the Samsung Pay app (you may have to sign in to your Samsung Account) and tap start.
Choose a verification method (iris, fingerprint or PIN).
Tap "Add card".
You can scan your card via your phone's camera or enter the card details (card number, expiry date) manually.
Enter your billing address.
Verify your card with a code sent to you via SMS or email. You may be prompted to add a signature as well.
Then you're good to go.

Full list of Australian banks that support Samsung Pay

Is Samsung Pay safe to use?

Samsung Pay was designed to be just as safe, if not safer, than regular contactless card payments. Samsung Pay uses Tokenisation, a Secure Environment and Samsung KNOX to keep your payment information safe. What does this mean?

Tokenisation. None of your personal bank information is stored on your Samsung device or the Samsung service. Instead, Samsung Pay uses Tokenisation to replace your sensitive payment information (such as the card number, expiration date, security code etc) with a device-specific token which acts as a stand-in value.
Secure Environment. A Secure Environment, sometimes referred to as a Trusted Execution Environment, refers to the physically segregated chip in the card that only allows access to highly sensitive operations such as fingerprint and payment information. Normal applications can't access the information in a Secure Environment.
Samsung KNOX. Samsung KNOX runs scans to determine whether or not your device is secure. Samsung KNOX can permanently disable Samsung Pay on a threatened device to protect your payment information.

In addition to these features, you can use Samsung's "Find My Mobile" service to remotely lock or wipe your device if it is lost or stolen. This ensures that no one else can use your Samsung phone for contactless payments.

If you're not with one of the banks listed but you're looking forward to using Samsung's contactless payment technology, keep checking this guide for the latest information on which banks join the Samsung Pay ranks. If you don't use a Samsung device, you can use our Google Pay and Apple Pay guides to compare your options.

Sources

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Written by

Richard Whitten

Senior Money Editor

Richard Whitten is Finder’s Senior Money Editor, with over eight years of experience in home loans, property, credit cards and personal finance. His insights appear in top media outlets like Yahoo Finance, Money Magazine, and the Herald Sun, and he frequently offers expert commentary on television and radio, helping Australians navigate mortgages and property ownership. Richard started his career in education and textbook publishing in South Korea. He holds multiple industry certifications, including a Certificate IV in Mortgage Broking (RG 206) and Tier 1 and Tier 2 certifications (RG 146), as well as a Bachelor of Education from the University of Sydney and a Graduate Certificate in Communications from Deakin University. See full bio

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2 Responses

ZJuly 11, 2016

Hi I’m rental arrears elec in foxtel in phone bills overdue from now ex-husband on Centrelink need loan

Finder

MayJuly 15, 2016Finder

Hi Z Mary,

Thanks for your inquiry.

If you want to find a lender that might consider you for a loan, you may like to check Centrelink loans page. It contains a guide on how a borrower who receives Centrelink payment can access a loan.

I hope this is helpful.

Cheers,
May

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Credit cards that work with Samsung Pay