American Express Explorer Credit Card

• Residency. You must be an Australian citizen, permanent resident or hold a current long term visa (12 months or more). Student visas are not eligible.
• Age. You must be at least 18 years of age.

Required documents

• Personal details. You'll need to provide personal details such as your full name, date of birth, contact information and address.
• Identification. You might need to provide proof of identity such as your driver's licence or birth certificate.
• Employment. This includes your current place of employment and your employer's contact information.

• Complimentary airport lounge passes. This card offers two complimentary passes to The Centurion Lounges at Sydney International (Kingsford Smith) Airport (T1) or Melbourne International Airport (T2) each year. To use the passes, just present your card at the reception desk, then relax before your flight with free wi-fi, food and drink, barista-made coffee and comfortable seats.
• Membership Rewards points. Earn 2 points per $1 spent on eligible purchases and 1 point per $1 spent with government bodies. You can exchange your Membership Rewards for points with eight partnered frequent flyer programs. This includes Velocity Frequent Flyer, Singapore Airlines KrisFlyer, Emirates Skywards and hotel partner Hilton Honors. You can also transfer points to the Hilton Honors hotel loyalty program.
• Complimentary travel insurances. Pay for your return overseas travel with this card and you can save on insurance costs with complimentary medical emergency expenses cover, trip cancellation and amendment cover, baggage, money and documentation cover and travel inconvenience insurance cover. Cover is also effective when you pay for the full return fare using Membership Rewards points or the $400 Travel Credit.
• The Hotel Collection benefits. Get a hotel credit of up to USD$100 and a complimentary room upgrade, where available, when you book at least 2 consecutive nights at selected hotels using your American Express Explorer Credit Card. Depending on the booking, you may also be able to use Membership Rewards points (Pay with Points) or part of your Travel Credit to pay for bookings.
• Smartphone screen cover. You'll receive up to $500 for screen repairs if you accidentally break your smartphone screen. A 10% excess applies per claim with a maximum of 2 claims every 12 months.
• Mobile contactless payments. Whether you have an Android, Apple or Samsung device, you can tap and pay with the convenience of your smartphone when you link your account to Google Pay, Apple Pay or Samsung Pay.
• Card purchase cover. You can shop with peace of mind with card purchase cover, card refund cover, an online fraud protection guarantee and a buyer's advantage cover that can extend the manufacturer's warranty by up to 12 months on eligible items purchased with this card.

• Interest-free days. If you pay your balance in full by the statement due date, you'll get up to 55 interest-free days on purchases during each statement period which can help you reduce your interest costs.
• Foreign transaction fee. If you use this card to make a foreign transaction overseas or when shopping online, you'll be charged 3% of the transaction value.
• Additional cardholder. You can earn points faster when you request up to 4 additional cards for $0. Please note that the additional card member must be at least 18 years of age and you'll be liable for all spending and charges added to the account.