In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
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Qantas American Express Premium Credit Card

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Qantas American Express Premium Card
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Terms and conditions apply
Bonus points
20,000
Purchase rate
23.99% p.a.
Reward point per $ spent
1
Annual fee
$249 p.a.

Our verdict

Offers 20,000 bonus Qantas Points and a strong earn rate per $1 spent, with a $249 annual fee.

The Qantas American Express Premium earns 1 Qantas Point per $1 spent on most purchases (and 0.5 points per $1 with government bodies). Its 20,000 bonus Qantas Points offer can also help you get extra value from the card. For example, it's enough to get a one-way business class flight from Brisbane to Canberra (18,400 points) or $75 worth of Woolworths WISH gift cards through the Qantas Marketplace (16,450 points).

Pros

  • 20,000 bonus Qantas Points offer
  • Up to 2 Qantas Points per $1 on eligible spending
  • 2 complimentary Qantas Club lounge invitations per year
  • Complimentary domestic and international travel insurance
  • Up to 4 additional cardholders

Cons

  • Relatively high $249 annual fee
  • High 23.99% p.a. interest rate for purchases
  • Only offers up to 44 days days interest-free on purchases, as opposed to most cards with up to 55 days
  • 3% foreign currency conversion fee
  • $30 late payment fee

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews

It's not the biggest bonus points offer on the market. But the high earn rate, lounge passes, complimentary insurance covers and other Amex perks, mean the Qantas American Express Premium credit card could be what you're looking for if you don't want to shell out for a $300+ annual fee every year.

Details

Product details

Product Name Qantas American Express Premium Card
Purchase rate p.a.
Purchase rate p.a.
23.99%
Interest-free period
Up to 44 days on purchases
Min credit limit $2,000
Card type American Express

Eligibility

Available to temporary residents Yes - Conditions apply
Minimum income $40,000
Joint application No

Rewards

Rewards program Qantas Frequent Flyer
Bonus points 20,000
Rewards points per $ spent 1
Rewards points cap Uncapped

Fees

Annual fee
Annual fee
$249
Minimum monthly repayment 2.5% of the closing balance or $30, whichever is greater
Late payment fee $30
Foreign currency conversion fee
Foreign currency conversion fee
3%
Additional cardholder fee $0
Number of additional cardholders 4

How to apply

You can apply for the Qantas American Express Premium credit card online in 10 minutes and receive a response within 60 seconds. Before you apply, check that you meet the eligibility criteria and have the necessary information to complete the application.

Eligibility criteria

  • New card members. To be eligible for the bonus points offer, you cannot hold or have held an American Express account in the previous 18 months.
  • Credit history. You must have a good credit score and history with no evidence of bad debt or payment defaults. If you don't know your credit score or what's on your file, you can get a free copy of your credit report through Finder.

Card benefits

  • 20,000 bonus Qantas Points. Receive 20,000 bonus Qantas Points when you apply online as a new Amex card member, are approved and spend $3,000 on eligible purchases using your new card within the first 3 months of card membership. The bonus points will be credited to your account within 8 to 10 weeks of meeting the spend requirement.
  • Qantas Club Lounge invitations. You can travel in style and wait for your flight away from the crowds while enjoying complimentary food and beverages with two complimentary single entry invitations to the Qantas Club Lounge at select airports each year. You'll receive your lounge invitations after your first spend on selected Qantas products and services each membership year.

Rates & fees

  • Annual fee. This card charges a $249 p.a. annual fee.
  • Purchase interest rate. You'll be charged 23.99% p.a. interest on purchases.

Your reviews

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