Coles Credit Card Offer

Coles Low Rate Mastercard
0% p.a. for 36 months on balance transfers
Offer ends 31 July 2022
Eligibility criteria, terms and conditions, fees and charges apply
Coles Credit Card Offer
Save with 0% p.a. on balance transfers for 36 months (with no BT fee). Plus, earn Flybuys points for your spending at Coles.
- Balance transfer rate of 0% p.a. for 36 months, with no balance transfer fee
- A low ongoing purchase rate of 12.99% p.a.
- $58 annual fee
- Earn Flybuys point per $1 spent on eligible purchases
I want to activate my MasterCard and to obtain a PIN. Where to find the coles credit card online service centre?
Hello William,
Thank you for your comment.
You can activate your card in the Online Service Centre in three ways:
– When you register for the Online Service Centre, you will be prompted to activate your card
– On the homepage, click “Activate” next to the card you wish to activate
– Click the card you wish to manage, click “Manage My Card”, and click “Activate” next to activation status
To activate your card you will need to enter the CVV (three digit number on the back of the card).
To obtain or update the PIN:
– Login using your username or password
– Select the card for which you’d like to set an ATM PIN
– Click “Manage My Card”
– Click “Change PIN” and choose your new PIN
– Alternatively, you can call them to have a new PIN mailed to you
Regards,
Jhezelyn
Where is a remote area classified from, for the coles free delivery for purchases over $100.00 ? Is postcode 4890 remote ?
Hi Les,
Thank you for your query.
You may go to the Shop Coles website, signup, and checkout with your postal code to determine if your area is covered by the free delivery promotion. Hope that helps!
Cheers,
Ian
I’m heading to America and want to know If I load my card up with $6000 will I be charged a fee to use my card via eftpos and ATM? And will I be charged a conversion rate to change from $AUS to $USA? Thank you
I have over paid a coles mastercard will I be charged to withdraw the cash
Hi Bev,
Thank you for your question and for contacting finder.com.au – we are a financial comparison website and general information service designed to help consumers make better decisions. Please note that we are not affiliated with any company we feature on our site.
With Coles Mastercard, when you withdraw cash from your account, even when it is on credit balance, it will be treated as a cash advance. So this means that when you access funds from your account that transaction will incur cash advance fee. You may like to contact Coles directly if you wish to confirm the fees.
Cheers,
May
Hi Renay,
Thanks for your question.
Each time you use your Coles credit card to withdraw at an ATM overseas, you’ll incur overseas ATM withdrawal fee of $4. When used for purchases, you’ll be charged currency conversion fee, the rate of which depends on which Coles credit card you have.
Cheers,
Anndy
If I pay the total balance owning each month – will I avoid interest charges?
Hi Teri,
Thanks for your question.
As long as you pay your total balance in full every month and not just the required monthly repayment, you’ll not incur interest charges on purchases.
Cheers,
Anndy
The primary cardholder can link a Fly Buys card to that card. Can you please advise if the additional cardholder can also link a Fly Buys membership to the additional card?
Thank you!
Hi Jo,
Thanks for your question.
Yes, you can link more than one card to a flybuys account, which means you can earn more points with multiple cardholders. Please contact the flybuys Service Centre to find out more information on how to do this.
Cheers,
May