
- Winner in Finder's 2024 customer satisfaction awards
- Automatically includes roadside assistance
- Cover for collisions, weather damage and more
All the car insurance policies below will cover you for legal liability and damage to your own car. Every policy has a maximum payout in the event of a write-off (this is based on whether you choose agreed or market value) and a set of sub-limits for other policy benefits (e.g up to $500 for personal effects).
To select our top picks, we used our Finder Awards data and research over 30 car insurance policies (that's nearly all popular policies available in Australia), looking at features including personal effects, hire car after an accident cover, choice of repairer, emergency transport and accommodation, fire & theft, new car replacement and more. Remember, there's no single best car insurance policy that suits each person, since we all have different vehicles, budgets and priorities.
30+ car insurance policies analysed
1,800+ car insurance quotes collected
300+ hours of research
Keep these 3 tips top of mind and it'll be much easier for you to find a good car insurance policy:
Many people don't know that your car insurance provider is usually willing to negotiate on price. If you call up and ask if there's any flexibility on your premium, they'll often come back with a discounted amount. This is because they're more interested in keeping you as a customer than seeing you go. I did this recently and saved myself $200.
I've seen sign up discounts of up to 30% off - that could mean hundreds of dollars in savings! If you're already looking to switch, you may as well grab a quote from a provider with a generous sign up discount - you could find yourself saving a few hundred dollars.
Contrary to popular belief, loyalty does not pay. You can't know what better deals are out there if you don't look (and this is exactly what your current insurer is banking on!). Do your research, compare a few options and be prepared to save some serious money when you switch to a different car insurance provider.
16% of Aussies have cancelled or lowered their car insurance due to cost of living pressures, according to a new survey by Finder. While this could save you in the short-term, it can cost an eye watering amount if you find yourself in an accident.
Brand | Overall satisfaction rating |
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★★★★★ 4.44/5 |
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★★★★★ 4.30/5 |
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★★★★★ 4.19/5 |
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