Third party property damage insurance covers the cost of compensating other people if you cause damage to their cars or property. Be aware that third party insurance doesn't cover any damage to your own car.
| Provider | Price | Apply |
|---|---|---|
| CGU | $246.20 | More info |
| Youi | $345.12 | Get quote |
| AAMI | $351.82 | More info |
| GIO | $368.85 | More info |
| Bingle | $443.52 | Get quote |
Quotes are accurate as of January 2023
Compare more third party property damage insurance providers in Australia.
This type of car insurance typically costs more than third party cover. It covers your vehicle if it's damaged due to fire or theft – 2 very common vehicle hazards. Third party, fire and theft won't cover the costs of damage to your own car in an accident.
| Provider | Price | Apply |
|---|---|---|
| AAMI | $354.70 | More info |
| GIO | $379.33 | More info |
| Youi | $418.77 | Get quote |
| Coles | $473.31 | More info |
| Suncorp | $506.68 | More info |
Quotes are accurate as of January 2023
Compare more third party fire and theft insurance providers in Australia.
CTP insurance is the only mandatory form of car insurance in NSW and is legally required to register a car. It protects you from legal costs that result from injuries and deaths suffered on the road. It won't cover any kind of damage to vehicles or to any other type of property.
There are currently six insurers that offer CTP insurance in NSW, you can use this CTP calculator to easily compare costs.
CTP Calculator
Compare 6 CTP insurers in NSW with this simple online calculator. For every policy purchased, a tree will be planted.
Compare CTP insuranceWhen it comes to finding the best car insurance for your needs, price isn't everything. So we reached out to everyday Australians to get a feel for how satisfied they are with their current insurer. As part of the research, we surveyed 1,199 people in NSW about 15 different car insurance providers. Respondents were asked to rate their provider on the following; customer service, features & benefits, ease of application and value for money. The below 3 insurers were the winners and finalists.
| Brand | Score (out of 5)? |
|---|---|
 | 4.4 |
 | 4.4 |
 | 4.3 |
Find out more about the Finder customer satisfaction awards and how we worked out the overall scores here.
If, after shopping around, you're still finding the cost of premiums too high, you've got a few other options to help lower the price:
While money’s front of mind for everyone right now, it’s generally a good idea to see if your budget can stretch to comprehensive insurance. Why? It can save you money in the long run. It's the only type of car insurance that’ll cover damage to your vehicle if you’re at-fault in an accident. Plus it’ll cover you for things such as hail and storm damage. Third-party plans don’t cover any of these events. Finder research has found there’s a difference of more than $2,500 between the cheapest and most expensive comprehensive policy – so it really does pay to compare your options.
James Martin
Editor of insurance at Finder
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Hi there! Would you mind if I share your blog with my twitter group?
There’s a lot of people that I think would really appreciate your content.
Please let me know. Thank you
Hi,
Thank you for your feedback. We’re glad you appreciate our content and feel free to share this with your networks. Our goal is help people make better decisions every day.
Regards,
James