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Our verdict
Pros
Everyday car insurance gives members 10% off their Woolworths shop once per month. With the average Australian household grocery bill soaring, these are worthwhile savings.
Its comprehensive policy offers up to $500 worth of cover for child safety seats and prams, in addition to coverage for personal effects. Most insurers only offer personal effects coverage.
Everyday car insurance was one of the top rated car insurers in our 2023 Customer Satisfaction Awards. It scored 4.36/5 stars.
Cons
It has mid-range to higher pricing but an average to low level coverage in comparison to other comprehensive policies. You may be able to get a similar policy for cheaper elsewhere.
For third party property and third party fire & theft policies, the uninsured motorist benefit covers up to $3,000 - this is lower than others who cover up to $5,000 as standard.
Excess free windscreen cover is only an optional extra. Other insurers like Australia Post include excess free windscreen repairs as part of its standard comprehensive policy.
Everyday's comprehensive car insurance policy offers reasonable coverage for a mid-range cost. In terms of perks, it's great for those who shop at Woolworths as you can get 10% off your grocery shop once per month. Otherwise it offers a similar level of coverage to other insurers who may be cheaper. It includes damage to your own car, damage to other people's property, a new car replacement if yours is written off within 2 years of its first registration, a hire car after theft and personal effects coverage up to $500.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
According to our research, Everyday's comprehensive policy sits around the middle in terms of pricing. We looked at 32 insurers; Everyday was cheaper than 10 other policies and more expensive than 21 others. See below how it compares to other popular car insurers.
Each year, our experts and insights team asks Australians to score their car insurance provider. As part of the Car Insurance Customer Satisfaction Awards for 2023, we asked over 5,700 Australians to rate their car insurer on value for money, features and benefits, ease of application and customer service. Of the 15+ insurers scored, these were the top 5. See our methodology for how each provider was scored.
Everyday comprehensive car insurance & drive less pay less includes:
Damage caused by:
Accidents and collisions
Theft or attempted theft
Malicious damage
Fire
Natural events
It also includes:
Legal liability up to $20 million
New car replacement if yours is written off within 2 years of its first registration
Hire car after after theft - up to $50 per day for 14 days
Trailer cover up to $1000
Essential repairs up to $500
Transit cover
Personal effects up to $500
Child safety seats and prams up to $500
Emergency travel and accommodation costs up to $500
Locks and keys up to $1000
Towing costs
Substitute car legal liability cover
Third party fire & theft
Everyday's third party fire & theft policy includes:
Cover for damage caused by:
Theft or attempted theft
Fire
It also includes:
Damage to other people's property
Hire car after theft - up to $50 per day for 14 days
Trailer cover - up to $1000
Essential repairs up to $500
Transit cover
Personal effects up to $500
Child safety seats and prams up to $500
Emergency travel and accommodation costs up to $500
Locks and keys up to $1000
Towing costs
Substitute car legal liability cover
Uninsured motorist extension benefit for up to $3,000
Third party property damage
Third party property damage cover includes:
Damage to other people's property
Substitute car legal liability cover
Uninsured motorist extension benefit for up to $3,000
Well done, Everyday
A great effort from Everyday Car Insurance, placing as a finalist across 3 categories in the 2023 Customer Satisfaction Awards.
It came in second place for the national award and was commended in Queensland and South Australia.
Excess free windscreen cover: This option means that if you need to claim for windscreen damage only, you won't be charged an excess. This option is available on comprehensive and third party fire and theft policies.
Hire car cover: This means you'll have access to a hire car in the event your car is off the road. This is an optional add on for comprehensive and fire & theft policies.
Roadside assistance: This is an optional add on for all Everyday policies.
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FAQs
Everyday car insurance is underwritten by Hollard.
Yes.
Finder survey of 1,060 respondents, July 2023
Finder car insurance customer satisfaction awards 2023
Peta Taylor is an associate publisher at Finder, specialising in car insurance. She's been analysing product disclosure statements and publishing articles for car insurance for over a year. Peta has a Bachelor of Communications and Media Studies with a Major in Marketing from the University of Wollongong and a Cert IV in Media Journalism. Peta is part of Finder's car insurance awards team and works alongside editorial and insights experts to bring drivers the best in car insurance products every year.
My car was damaged by the hail storm, it’s just been fixed and ready for me to pick up, however I was told I needed to pay the excess.
Hail is a natural disaster and not my fault so excess should not be liable by me.
Could you clarify this please.
Vanessa
Thanks for reaching out! According to our page and Woolworths’ their comprehensive car insurance covers natural events. I suggest to review your policy on natural events and contact Woolworths to clarify this. Hope this was helpful. Don’t hesitate to message us back if you have more questions.
You may cancel your cover any time you want.
If you’re paying premiums monthly there will be no refund.
If you’re paying premiums annually, you can get a refund for any unused portion of the premiums, minus statutory charges and the cancellation fee.
Woolworths doesn’t currently offer caravan insurance. If you are trying to get a quote for caravan insurance, you may head to our comparison table to find a list of insurers. To get a quote, just click the “Get Quote” icon. You may also click the “Load More” icon to view more insurers.
Before you buy any insurance policy, I encourage you to review their Product Disclosure Statements and Terms & Conditions to make sure you’re covered for what you need.
Woolworths Third Party Property Damage Cover has the coverage for your at-fault accident as well as legal liability. Check them on this page.
Should you need to clarify further, you may contact them directly or click “Get Quote” to be redirected to their page and access Product Disclosure Statement.
You have contacted finder.com.au, a comparison and information service and not actually Woolworths Car Insurance. You will need to contacted Woolworths Car Insurance directly about this matter.
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My car was damaged by the hail storm, it’s just been fixed and ready for me to pick up, however I was told I needed to pay the excess.
Hail is a natural disaster and not my fault so excess should not be liable by me.
Could you clarify this please.
Vanessa
Hi Vanessa,
Thanks for reaching out! According to our page and Woolworths’ their comprehensive car insurance covers natural events. I suggest to review your policy on natural events and contact Woolworths to clarify this. Hope this was helpful. Don’t hesitate to message us back if you have more questions.
Best,
Nikki
My car is now useless so I want to cancel my Woolworth insurance monthly 37.39 premiums so how to cancel my insurance policy?
Hi Sange,
Thanks for getting in touch!
You may cancel your cover any time you want.
If you’re paying premiums monthly there will be no refund.
If you’re paying premiums annually, you can get a refund for any unused portion of the premiums, minus statutory charges and the cancellation fee.
Hope this helps.
Cheers,
Nikki
do you have caravan insurance?????
Hi Dasher,
Thanks for your inquiry.
Woolworths doesn’t currently offer caravan insurance. If you are trying to get a quote for caravan insurance, you may head to our comparison table to find a list of insurers. To get a quote, just click the “Get Quote” icon. You may also click the “Load More” icon to view more insurers.
Before you buy any insurance policy, I encourage you to review their Product Disclosure Statements and Terms & Conditions to make sure you’re covered for what you need.
Best,
Jonathan
Does Woolies comprehensive cover at driver’s fault?
Hi Carlos!
Woolworths Third Party Property Damage Cover has the coverage for your at-fault accident as well as legal liability. Check them on this page.
Should you need to clarify further, you may contact them directly or click “Get Quote” to be redirected to their page and access Product Disclosure Statement.
Hope this helps.
Cheers,
Jonathan
is due I want to add an item do not automatically renew.
Hi Michael,
Thank you for your question.
You have contacted finder.com.au, a comparison and information service and not actually Woolworths Car Insurance. You will need to contacted Woolworths Car Insurance directly about this matter.
Cheers,
Zubair