Everyday car insurance gives members 10% off their Woolworths shop once per month. With the average Australian household grocery bill soaring, these are worthwhile savings.
Its comprehensive policy offers up to $500 worth of cover for child safety seats and prams, in addition to coverage for personal effects. Most insurers only offer personal effects coverage.
Everyday car insurance was one of the top rated car insurers in our 2023 Customer Satisfaction Awards. It scored 4.36/5 stars.
Cons
It has mid-range to higher pricing but an average to low level coverage in comparison to other comprehensive policies. You may be able to get a similar policy for cheaper elsewhere.
For third party property and third party fire & theft policies, the uninsured motorist benefit covers up to $3,000 - this is lower than others who cover up to $5,000 as standard.
Excess free windscreen cover is only an optional extra. Other insurers like Australia Post include excess free windscreen repairs as part of its standard comprehensive policy.
How does Everyday compare with other insurers?
As part of our 2023 car insurance awards, our experts analysed 30+ comprehensive car insurance policies, comparing over 640 features and 1,000+ quotes. Here's how Everyday stacked up next to other insurers.
Features
Everyday's comprehensive car insurance policy offers reasonable coverage for a mid-range cost. In terms of perks, it's great for those who shop at Woolworths as you can get 10% off your grocery shop once per month. Otherwise it offers a similar level of coverage to other insurers who may be cheaper. It includes damage to your own car, damage to other people's property, a new car replacement if yours is written off within 2 years of its first registration, a hire car after theft and personal effects coverage up to $500.
According to our research, Everyday's comprehensive policy sits around the middle in terms of pricing. We looked at 32 insurers; Everyday was cheaper than 10 other policies and more expensive than 21 others. See below how it compares to other popular car insurers.
Each year, our experts and insights team asks Australians to score their car insurance provider. As part of the Car Insurance Customer Satisfaction Awards for 2023, we asked over 5,700 Australians to rate their car insurer on value for money, features and benefits, ease of application and customer service. Of the 15+ insurers scored, these were the top 5. See our methodology for how each provider was scored.
Excess free windscreen cover: This option means that if you need to claim for windscreen damage only, you won't be charged an excess. This option is available on comprehensive and third party fire and theft policies.
Hire car cover: This means you'll have access to a hire car in the event your car is off the road. This is an optional add on for comprehensive and fire & theft policies.
Roadside assistance: This is an optional add on for all Everyday policies.
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FAQs
Everyday car insurance is underwritten by Hollard.
Peta Taylor is an associate publisher at Finder, specialising in car insurance. She's been analysing product disclosure statements and publishing articles for car insurance for over a year. Peta has a Bachelor of Communications and Media Studies with a Major in Marketing from the University of Wollongong and a Cert IV in Media Journalism. Peta is part of Finder's car insurance awards team and works alongside editorial and insights experts to bring drivers the best in car insurance products every year. See full bio
My car was damaged by the hail storm, it’s just been fixed and ready for me to pick up, however I was told I needed to pay the excess.
Hail is a natural disaster and not my fault so excess should not be liable by me.
Could you clarify this please.
Vanessa
NikkiMarch 6, 2019
Hi Vanessa,
Thanks for reaching out! According to our page and Woolworths’ their comprehensive car insurance covers natural events. I suggest to review your policy on natural events and contact Woolworths to clarify this. Hope this was helpful. Don’t hesitate to message us back if you have more questions.
Best,
Nikki
SangeJune 13, 2018
My car is now useless so I want to cancel my Woolworth insurance monthly 37.39 premiums so how to cancel my insurance policy?
NikkiJune 13, 2018
Hi Sange,
Thanks for getting in touch!
You may cancel your cover any time you want.
If you’re paying premiums monthly there will be no refund.
If you’re paying premiums annually, you can get a refund for any unused portion of the premiums, minus statutory charges and the cancellation fee.
Hope this helps.
Cheers,
Nikki
dasherFebruary 24, 2018
do you have caravan insurance?????
Finder
JonathanFebruary 26, 2018Finder
Hi Dasher,
Thanks for your inquiry.
Woolworths doesn’t currently offer caravan insurance. If you are trying to get a quote for caravan insurance, you may head to our comparison table to find a list of insurers. To get a quote, just click the “Get Quote” icon. You may also click the “Load More” icon to view more insurers.
Before you buy any insurance policy, I encourage you to review their Product Disclosure Statements and Terms & Conditions to make sure you’re covered for what you need.
Best,
Jonathan
CarlosJune 20, 2017
Does Woolies comprehensive cover at driver’s fault?
JonathanJune 20, 2017
Hi Carlos!
Woolworths Third Party Property Damage Cover has the coverage for your at-fault accident as well as legal liability. Check them on this page.
Should you need to clarify further, you may contact them directly or click “Get Quote” to be redirected to their page and access Product Disclosure Statement.
Hope this helps.
Cheers,
Jonathan
michaelApril 23, 2017
is due I want to add an item do not automatically renew.
Finder
ZubairApril 26, 2017Finder
Hi Michael,
Thank you for your question.
You have contacted finder.com.au, a comparison and information service and not actually Woolworths Car Insurance. You will need to contacted Woolworths Car Insurance directly about this matter.
Cheers,
Zubair
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You pay nothing. Finder is free to use. And you pay the same as going direct. No markups, no hidden fees.
You save time. We spend 100s of hours researching car insurance so you can sort the gold from the junk faster.
You can trust us. We say it like it is. We aren't owned by an insurer and our opinions are our own.
My car was damaged by the hail storm, it’s just been fixed and ready for me to pick up, however I was told I needed to pay the excess.
Hail is a natural disaster and not my fault so excess should not be liable by me.
Could you clarify this please.
Vanessa
Hi Vanessa,
Thanks for reaching out! According to our page and Woolworths’ their comprehensive car insurance covers natural events. I suggest to review your policy on natural events and contact Woolworths to clarify this. Hope this was helpful. Don’t hesitate to message us back if you have more questions.
Best,
Nikki
My car is now useless so I want to cancel my Woolworth insurance monthly 37.39 premiums so how to cancel my insurance policy?
Hi Sange,
Thanks for getting in touch!
You may cancel your cover any time you want.
If you’re paying premiums monthly there will be no refund.
If you’re paying premiums annually, you can get a refund for any unused portion of the premiums, minus statutory charges and the cancellation fee.
Hope this helps.
Cheers,
Nikki
do you have caravan insurance?????
Hi Dasher,
Thanks for your inquiry.
Woolworths doesn’t currently offer caravan insurance. If you are trying to get a quote for caravan insurance, you may head to our comparison table to find a list of insurers. To get a quote, just click the “Get Quote” icon. You may also click the “Load More” icon to view more insurers.
Before you buy any insurance policy, I encourage you to review their Product Disclosure Statements and Terms & Conditions to make sure you’re covered for what you need.
Best,
Jonathan
Does Woolies comprehensive cover at driver’s fault?
Hi Carlos!
Woolworths Third Party Property Damage Cover has the coverage for your at-fault accident as well as legal liability. Check them on this page.
Should you need to clarify further, you may contact them directly or click “Get Quote” to be redirected to their page and access Product Disclosure Statement.
Hope this helps.
Cheers,
Jonathan
is due I want to add an item do not automatically renew.
Hi Michael,
Thank you for your question.
You have contacted finder.com.au, a comparison and information service and not actually Woolworths Car Insurance. You will need to contacted Woolworths Car Insurance directly about this matter.
Cheers,
Zubair