Everyday
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Everyday Car Insurance review

Everyday car insurance is good for perks and it offers adequate coverage with mid-range to higher pricing.

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Our verdict

Pros

  • Everyday car insurance gives members 10% off their Woolworths shop once per month. With the average Australian household grocery bill soaring, these are worthwhile savings.
  • Its comprehensive policy offers up to $500 worth of cover for child safety seats and prams, in addition to coverage for personal effects. Most insurers only offer personal effects coverage.
  • Everyday car insurance was one of the top rated car insurers in our 2023 Customer Satisfaction Awards. It scored 4.36/5 stars.

Cons

  • It has mid-range to higher pricing but an average to low level coverage in comparison to other comprehensive policies. You may be able to get a similar policy for cheaper elsewhere.
  • For third party property and third party fire & theft policies, the uninsured motorist benefit covers up to $3,000 - this is lower than others who cover up to $5,000 as standard.
  • Excess free windscreen cover is only an optional extra. Other insurers like Australia Post include excess free windscreen repairs as part of its standard comprehensive policy.

How does Everyday compare with other insurers?

As part of our 2023 car insurance awards, our experts analysed 30+ comprehensive car insurance policies, comparing over 640 features and 1,000+ quotes. Here's how Everyday stacked up next to other insurers.

Features

Everyday's comprehensive car insurance policy offers reasonable coverage for a mid-range cost. In terms of perks, it's great for those who shop at Woolworths as you can get 10% off your grocery shop once per month. Otherwise it offers a similar level of coverage to other insurers who may be cheaper. It includes damage to your own car, damage to other people's property, a new car replacement if yours is written off within 2 years of its first registration, a hire car after theft and personal effects coverage up to $500.

Name Product Choice of repairer New Car Replacement Roadside assistance Hail, storm and flood damage
Everyday Comprehensive
  • If your car is written off within 2 years of the original registration
  • Optional
    Finder’s summary: It offers up to $500 worth of cover for child safety seats and prams, in addition to $500 in cover for personal belongings – not all insurers offer this. Plus, enjoy 10% off your Woolies shop each month. T&Cs apply.

    Who it might be good for: Families and those who like to make savings as they shop at Woolies.
    Budget Direct Comprehensive
    Optional
  • If your car is written off in the first 2 years or 40,000 km
  • Optional
    Finder's summary: The 2024 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions.

    ⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply.

    Who it might be good for: Anyone who wants a good value policy.
    Youi Comprehensive
    Optional
  • If your car is written off or stolen in the first 2 years
  • Finder's summary: The 2023 winner of our Best Features Car Insurance award. Plus, it's one of the only insurers to automatically include roadside assistance.

    Who it might be good for: Those who want good customer service with lots of inclusions.
    NRMA Comprehensive
    Optional
  • If your car is written off in the first 2 years
  • Optional
    AAMI Comprehensive Car Insurance
  • If your car is written off or stolen in the first 2 years
  • Optional
    Finder's summary: AAMI's comprehensive policy includes cover for legal modifications and accessories and up to $20 million cover for damage to other people's property. Optional extras like windscreen and window glass cover is also available.

    ⭐ Current offers: Save $50 when you buy a new comprehensive car insurance policy online. T&Cs apply.

    Who it might be good for: Safe drivers can benefit from the AAMI Safe Driver Rewards® program.
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    Price

    According to our research, Everyday's comprehensive policy sits around the middle in terms of pricing. We looked at 32 insurers; Everyday was cheaper than 10 other policies and more expensive than 21 others. See below how it compares to other popular car insurers.

    InsurerNSWQLDSATASVICWAAustralia averageApply
    Everyday logo$1,737$1,281$1,307$1,105$1,913$1,303$1,441Get quote
    Budget Direct Logo$1,280$921$940$861$1,164$857$1,004Get quote
    youi$1,418$1,147$946$877$1,467$1,068$1,154Get quote
    NRMA logo$1,972$1,108$1,009$878N/A$1,052$1,204More info
    AAMI$1,533$912$874$811$1,054$816$1,000More info

    About our car insurance methodology

    2023 Customer Satisfaction rating

    Each year, our experts and insights team asks Australians to score their car insurance provider. As part of the Car Insurance Customer Satisfaction Awards for 2023, we asked over 5,700 Australians to rate their car insurer on value for money, features and benefits, ease of application and customer service. Of the 15+ insurers scored, these were the top 5. See our methodology for how each provider was scored.
    Brand Overall satisfaction rating
    Youi car insurance ★★★★★ 4.38/5
    Everyday car insurance ★★★★★ 4.36/5
    AAMI car insurance ★★★★★ 4.32/5
    Budget Direct car insurance ★★★★★ 4.32/5
    QBE car insurance ★★★★★ 4.22/5

    Compare Everyday car insurance policies

    Name Product Accidental damage Roadside assistance Fire and theft New Car Replacement Hire car after theft
    Everyday Comprehensive
    Optional
  • If your car is written off within 2 years of the original registration
  • Up to $50 per day - Up to 14 days
  • Finder’s summary: It offers up to $500 worth of cover for child safety seats and prams, in addition to $500 in cover for personal belongings – not all insurers offer this. Plus, enjoy 10% off your Woolies shop each month. T&Cs apply.

    Who it might be good for: Families and those who like to make savings as they shop at Woolies.
    Everyday Third Party Fire and Theft
    Optional
  • Up to $50 per day - Up to 14 days
  • Everyday Rewards Members can save 10% once a month on their Woolies shop. T&Cs apply.
    Everyday Third Party Property Damage
    Optional
  • Everyday Rewards Members can save 10% once a month on their Woolies shop. T&Cs apply.
    Everyday Drive Less Pay Less
    Optional
  • If your car is written off within 2 years of the original registration
  • Up to $50 per day - Up to 14 days
  • Everyday Rewards Members can save 10% once a month on their Woolies shop. T&Cs apply.
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    Everyday car insurance policy options

    Comprehensive

    Everyday comprehensive car insurance & drive less pay less includes:

    Damage caused by:

    • Accidents and collisions
    • Theft or attempted theft
    • Malicious damage
    • Fire
    • Natural events

    It also includes:

    • Legal liability up to $20 million
    • New car replacement if yours is written off within 2 years of its first registration
    • Hire car after after theft - up to $50 per day for 14 days
    • Trailer cover up to $1000
    • Essential repairs up to $500
    • Transit cover
    • Personal effects up to $500
    • Child safety seats and prams up to $500
    • Emergency travel and accommodation costs up to $500
    • Locks and keys up to $1000
    • Towing costs
    • Substitute car legal liability cover

    Third party fire & theft

    Everyday's third party fire & theft policy includes:

    Cover for damage caused by:

    • Theft or attempted theft
    • Fire

    It also includes:

    • Damage to other people's property
    • Hire car after theft - up to $50 per day for 14 days
    • Trailer cover - up to $1000
    • Essential repairs up to $500
    • Transit cover
    • Personal effects up to $500
    • Child safety seats and prams up to $500
    • Emergency travel and accommodation costs up to $500
    • Locks and keys up to $1000
    • Towing costs
    • Substitute car legal liability cover
    • Uninsured motorist extension benefit for up to $3,000

    Third party property damage

    Third party property damage cover includes:

    • Damage to other people's property
    • Substitute car legal liability cover
    • Uninsured motorist extension benefit for up to $3,000

    Congratulations, Everyday!

    Everyday received the following highly commended awards in the 2023 Customer Satisfaction Awards:

    • 'Car Insurance - National'
    • 'Car Insurance - QLD'
    • 'Car Insurance - VIC'
    Full list of 2023 winners

    What additional cover options are available?

    • Excess free windscreen cover: This option means that if you need to claim for windscreen damage only, you won't be charged an excess. This option is available on comprehensive and third party fire and theft policies.
    • Hire car cover: This means you'll have access to a hire car in the event your car is off the road. This is an optional add on for comprehensive and fire & theft policies.
    • Roadside assistance: This is an optional add on for all Everyday policies.

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    FAQs

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    12 Responses

      Default Gravatar
      VanessaMarch 5, 2019

      My car was damaged by the hail storm, it’s just been fixed and ready for me to pick up, however I was told I needed to pay the excess.
      Hail is a natural disaster and not my fault so excess should not be liable by me.
      Could you clarify this please.
      Vanessa

        Default Gravatar
        NikkiMarch 6, 2019

        Hi Vanessa,

        Thanks for reaching out! According to our page and Woolworths’ their comprehensive car insurance covers natural events. I suggest to review your policy on natural events and contact Woolworths to clarify this. Hope this was helpful. Don’t hesitate to message us back if you have more questions.

        Best,
        Nikki

      Default Gravatar
      SangeJune 13, 2018

      My car is now useless so I want to cancel my Woolworth insurance monthly 37.39 premiums so how to cancel my insurance policy?

        Default Gravatar
        NikkiJune 13, 2018

        Hi Sange,

        Thanks for getting in touch!

        You may cancel your cover any time you want.
        If you’re paying premiums monthly there will be no refund.
        If you’re paying premiums annually, you can get a refund for any unused portion of the premiums, minus statutory charges and the cancellation fee.

        Hope this helps.

        Cheers,
        Nikki

      Default Gravatar
      dasherFebruary 24, 2018

      do you have caravan insurance?????

        AvatarFinder
        JonathanFebruary 26, 2018Finder

        Hi Dasher,

        Thanks for your inquiry.

        Woolworths doesn’t currently offer caravan insurance. If you are trying to get a quote for caravan insurance, you may head to our comparison table to find a list of insurers. To get a quote, just click the “Get Quote” icon. You may also click the “Load More” icon to view more insurers.

        Before you buy any insurance policy, I encourage you to review their Product Disclosure Statements and Terms & Conditions to make sure you’re covered for what you need.

        Best,

        Jonathan

      Default Gravatar
      CarlosJune 20, 2017

      Does Woolies comprehensive cover at driver’s fault?

        Default Gravatar
        JonathanJune 20, 2017

        Hi Carlos!

        Woolworths Third Party Property Damage Cover has the coverage for your at-fault accident as well as legal liability. Check them on this page.

        Should you need to clarify further, you may contact them directly or click “Get Quote” to be redirected to their page and access Product Disclosure Statement.

        Hope this helps.

        Cheers,
        Jonathan

      Default Gravatar
      michaelApril 23, 2017

      is due I want to add an item do not automatically renew.

        AvatarFinder
        ZubairApril 26, 2017Finder

        Hi Michael,

        Thank you for your question.

        You have contacted finder.com.au, a comparison and information service and not actually Woolworths Car Insurance. You will need to contacted Woolworths Car Insurance directly about this matter.

        Cheers,
        Zubair

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