Virgin car insurance review

Virgin’s comprehensive car insurance is budget-friendly for younger drivers, and offers some strong benefits for its price point.

No reviews yet. Write a review

Must read

Virgin Money is no longer offering new insurance policies to new customers. This page is maintained for the benefit of existing policyholders.

Our verdict

Pros

  • Virgin's policies are particularly cheap for young drivers
  • Save on your first year's premium when you buy online
  • Includes benefit limits that compare with higher-priced providers

Cons

  • Policies for over 40s were more expensive than average
  • You might have to pay extra for your own choice of repairer
  • With two very similar comprehensive policies on offer, it's easy to get confused

How does Virgin car insurance compare with other car insurers?

Virgin Money comprehensive car insurance offers some strong benefits for its price point, including for emergency transport and accommodation. Many other car insurance providers cap this at $500.

Price

Our cost research for the 2024 Finder Car Insurance Awards found Virgin's car insurance cost an average of $1,057 a year - less than the average of $1,362. Additionally, people under 40 get the best value, offering much cheaper car insurance than many other providers. These quotes are based on a fictional profile and your own quote will differ.

Keep in mind, the best car insurance for you may depend on more than just price.

InsurerNSWQLDSATASVICWAAustralia averageApply
Virgin logo$1,214$1,013$1,046$880$1,254$934$1,057
$1,148$941$978$829$1,180$880$992Get quote
youi$1,640$1,307$1,087$1,155$1,599$1,363$1,359Get quote
AAMI$1,884$1,106$1,015$985$1,318$1,002$1,218More info
NRMA logo$2,027$1,154$1,038$1,004N/A$1,034$1,043More info

About our car insurance methodology

What additional cover options are available?

Virgin offers some customisation options, including:

  • Roadside assistance - Get 24/7 roadside recovery for flat batteries, flat tyres, and more

FAQs

Sources

Nicola Middlemiss's headshot
Journalist

Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

Nicola's expertise
Nicola has written 257 Finder guides across topics including:
  • Personal finance
  • Personal insurance, including car, health, home, life, pet and travel insurance
  • Commercial business insurance

Get rewarded $$ for switching with Finder Rewards

Find a better deal, save on your bills and get a free gift card. Sign up to be the first to hear about new Finder Rewards.

Ask a question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

More guides on Finder

Go to site