We currently don't have that product, but here are others to consider:
How we picked theseWe analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. While we are not allowed to display actual quotes, our Finder Score aims to serve as an indicative guide to how cost and feature competitive a product might be for you.
Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.
To find our pick for the best car insurance for seniors, we looked at 30+ car insurance providers and got a range of quotes for various 60-year-old drivers. From there, we looked at the features & benefits of each provider and found one that was reasonably priced, had decent features and great customer service.
Budget Direct Comprehensive Car Insurance received a 2026 Finder Award for Best Value Car Insurance. The policy is jam-packed with coverage, features flexible excess options and an online sign-up discount.
Budget Direct Comprehensive Car Insurance received a 2026 Finder Award for Best Value Car Insurance. The policy is jam-packed with coverage, features flexible excess options and an online sign-up discount.
"I was recently able to help my nan get car insurance on her secondhand car. The car was still worth quite a bit so we decided comprehensive cover was necessary, but we were able to save a heap by reducing the kind of cover needed. For example, we didn't need to spend on adding a hire car to the policy because if anything happened, she'd borrow a car from within our family. We went with an entirely online insurer because we knew that if she ever needed to make a claim, it'd be one of us helping with the paperwork. She prefers to deal with someone face to face but that's a service only on offer from more expensive insurers."
Seniors car insurance isn't any different from regular car insurance. However, some brands do cater predominantly to older drivers, including APIA, Australian Seniors and National Seniors.
This doesn't guarantee those brands will be the best option for you though. Always compare as many car insurance options as you can, not just the ones marketed towards seniors.
"The best way to find the right car insurance is by comparing as many policies as you can. Make sure to request quotes first, so you have a clear picture of how much cover will cost. Then, start comparing specific benefits to find the best value for money."
Car insurance policies specifically designed for older drivers should be considered along with other car insurance brands. They are not guaranteed to be better than a general car insurer, but it's worth taking them into account when choosing your policy.
| Insurer | Benefits |
|---|---|
 APIA Car Insurance |
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 National Seniors |
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 Australian Seniors Car Insurance |
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ALDI car insurance offers comprehensive car insurance with really solid benefit limits.
ahm offers a decent level of coverage but might not suit drivers on a tighter budget.
RACQ offers strong benefits and service, but drivers can expect to pay higher premiums and a joining fee.
With 5% off for seniors, budget-friendly policies, and some uncommon benefits, Australian Seniors is worth considering.
ANZ car insurance is typically more expensive than average, but it does have some generous benefits.
Australian Unity car insurance, underwritten by Allianz, offers two levels of cover, the freedom to choose your own repairer and an easy 24-hour claims service.
APIA car insurance is issued by AAI Limited and offers 3 levels of cover, a range of discounts and a lifetime guarantee on repairs.
Coles car insurance is a budget-friendly option for young people, but older drivers may be able to find cheaper cover elsewhere.
With a higher-than-average price but no particularly impressive benefits, Allianz was outperformed by many other car insurers in the 2024 Finder Insurance Awards.
With strong cover and reasonably-priced policies, AAMI performed well in the 2024 Finder Awards. However, some popular benefits are missing and cheaper options are available.
