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Car insurance WA

We sourced quotes from 32 car insurance providers in Western Australia to help you compare costs and find the best car insurance for your needs.

Compare car insurance WA

1 - 8 of 57
Name Product Roadside assistance Accidental damage Storm Choice of repairer Agreed or Market Value
Youi Comprehensive
Optional
Agreed or Market
Finder's summary: The 2023 winner of our Best Features Car Insurance award. Plus, it's one of the only insurers to automatically include roadside assistance.

Who it might be good for: Those who want good customer service with lots of inclusions.
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: The 2024 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions.

⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Anyone who wants a good value policy.
ROLLiN' Comprehensive
Agreed
Finder's summary: One of the most cost-effective insurers for under 25s, according to Finder research, with no aged-based excess.

Who it might be good for: Young drivers looking to keep costs down and anyone who’d like to get more flexibility from their car insurance.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: Our best-rated Car Insurer for Customer Satisfaction in 2021/2022 and Green Insurer for the last 3 years.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those who want a trustworthy insurer and more cover than other brands, such as 3-year new car replacement (e.g. they'll give you money for a new car for up to 3 years if yours is written off).
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct).

⭐ Current offer: Earn up to 30,000 Qantas Points with every car insured by 30 September. Plus save 15% on your 1st year’s premium when you purchase online. T&Cs apply.

Who it might be good for: People who want more bang for their buck with Qantas Points.
RAC Comprehensive
Optional
Agreed
Budget Direct Third Party Property, Fire and Theft
Optional
Market
Save 15% on your first year's premium when you purchase a new policy online. T&Cs apply.
Youi Third Party Fire and Theft
Optional
Agreed or Market
Up to $20 million legal liability cover and 24/7 claims team.
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CTP insurance WA

Your car is covered by Motor Injury Insurance in WA, which comes as part of your vehicle registration AKA your rego.

This insurance package is made up of two main parts: Compulsory Third Party (CTP) and Catastrophic Injuries Support (CIS).

CTP kicks in if you accidentally cause harm to someone else while driving anywhere in Australia. Then there's CIS, which steps up if someone ends up with a really serious injury from a car crash.

This insurance package doesn't handle any damage your car might cause to other vehicles or property. You’ll need third party and comprehensive cover if you want to protect your vehicle as well.

Best car insurance Western Autralia

The best car insurance for you will depend on your personal circumstances and the level of coverage needed. For many people, the best policy for them is one that offers adequate coverage at a price they can afford.
As part of the 2024 car insurance awards, Finder's car insurance experts researched 32 popular car insurance providers in Western Australia to find which policies offer the best value for money.

According to this research, Hume Bank car insurance offers the best value policy for drivers in WA.

Best value car insurance in Western Australia: Hume Bank

Hume Bank car insurance
Best value car insurance 2024

What we like about Hume Bank:

Hume Bank comprehensive car insurance is cheap but covers a lot – damage to your own car, emergency repairs, new car replacement, towing and more.

  • It's cheaper than the majority of insurers. The average policy costs $830 a year, according to our research – $244 less than average.
  • Solid cover similar to major insurers like NRMA, Allianz and Budget Direct.
  • Bingle and ROLLiN’ were typically cheaper in our research but cover you for less.
More info

Our car insurance methodology

Cheap car insurance Western Australia

The cheapest car insurance for you will depend on your personal circumstances and what level of cover you need.

As part of our 2024 car insurance awards, we researched 32 car insurers in WA to find who offers the lowest-cost comprehensive policy. This research determined RoLLiN' car insurance to be the most budget-friendly, closely followed by Bingle car insurance.

Cheap car insurer in WA: RoLLiN’

RoLLiN' car insurance
low cost car insurance award winner 2024

What we like about RoLLin':

ROLLiN' comprehensive car insurance is cheap and good for younger drivers. Unlike other insurers, there’s no age based excess.

  • It's cheaper than the majority of insurers. The average policy costs $674 a year, according to our research – $400 less than average.
  • Good level of cover. Temporary cover for a replacement car, towing, new car replacement and more.
  • Major downside. Your premiums are calculated on a monthly basis so could change from month to month.
Get a quote

Our car insurance methodology

Cheap car insurance quotes in WA

ProviderAnnual costApply
Rollin' car insurance$674Get quote
Picture not described$761More info
Hume Bank Logo$831More info
St. George Logo$872More info
Westpac Logo$872More info
PD Logo$876More info
Budget Direct Logo$880Get quote
NAB Logo$932More info
Virgin Money$935More info
AAMI$1,003More info

Third party car insurance in WA

Third party property car insurance. This covers you for costs if you damage someone else's car or property. It won't cover repair costs for your car. It could be good if you have a cheap car you’d be happy to replace if it was damaged.

Third party, fire and theft car insurance. This covers costs if you damage someone else's vehicle or property. It can also cover your car if it's damaged by fire or stolen. It doesn't cover you for damage to your own car due to an accident, storm or flood. It could be good if you live in a bushfire prone area but don’t want comprehensive cover.

Third party car insurance costs

We sourced over 100 quotes from 18 popular car insurance providers in Western Australia. Below is a breakdown of the pricing. Keep in mind, these quotes are based on a fictional driver and your own costs will differ.

ProviderAnnual cost for third party property onlyAnnual cost for third party fire & theftApply
AAMI
AAMI
$521$527More info
ahmahm$676$716More info

Allianz
$289N/AMore info
Australia Post
Australia Post
$369$547More info
Picture not described$457N/AMore info
Budget Direct Logo$294$385Get quote
Everyday Insurance$602$638More info
GIO Logo$433$448More info
Kogan insurance logo$414$619Get quote
NRMA logo$426$490More info
Qantas $323$424Get quote
QBE Car insurance$575$788Get quote
RAC Car insurance$309$403More info
Suncorp car insurance logo$460$471More info
Virgin Money$300$393More info
youi$644$871Get quote

Our car insurance quotes methodology

Why you can trust Finder's car insurance experts

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FAQs

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To make sure you get accurate and helpful information, this guide has been edited by Jason Loewenthal as part of our fact-checking process.
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Editor, Insurance & Innovations

Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

Gary Ross's expertise
Gary Ross has written 730 Finder guides across topics including:
  • Health, home, life, car, pet and travel insurance
  • Managing the cost of living
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Cristal Dyer is a travel writer at Finder. She has been writing about travel for over five years and has visited over 40 countries around the world. Cristal currently travels full-time, writing about her favourite cities and food finds, and she is always on the lookout for amazing flight deals to share. See full bio

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