We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. We use your responses to our quiz to pair you with the closest price profile and while we are not allowed to display actual quotes, our price score aims to serve as an indicative guide to how cost competitive a product might be for you.
Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.
Depending on your answers to our car insurance quiz, we upweight the relevant price score or feature score to generate a dynamic Finder Score (80% weighting on the primary selection between Price or Feature). Finder Score, Price Score and Feature Score are only to be used as indicative guides and are not product recommendations.
We currently don't have that product, but here are others to consider:
How we picked theseYour car is covered by Motor Injury Insurance in WA, which comes as part of your vehicle registration AKA your rego.
This insurance package is made up of two main parts: Compulsory Third Party (CTP) and Catastrophic Injuries Support (CIS).
CTP kicks in if you accidentally cause harm to someone else while driving anywhere in Australia. Then there's CIS, which steps up if someone ends up with a really serious injury from a car crash.
This insurance package doesn't handle any damage your car might cause to other vehicles or property. You’ll need third party and comprehensive cover if you want to protect your vehicle as well.
The best car insurance for you will depend on your personal circumstances and the level of coverage needed. For many people, the best policy for them is one that offers adequate coverage at a price they can afford.
As part of the 2024 car insurance awards, Finder's car insurance experts researched 32 popular car insurance providers in Western Australia to find which policies offer the best value for money.
According to this research, Hume Bank car insurance offers the best value policy for drivers in WA.
Hume Bank comprehensive car insurance is cheap but covers a lot – damage to your own car, emergency repairs, new car replacement, towing and more.
The cheapest car insurance for you will depend on your personal circumstances and what level of cover you need.
As part of our 2024 car insurance awards, we researched 32 car insurers in WA to find who offers the lowest-cost comprehensive policy. This research determined RoLLiN' car insurance to be the most budget-friendly, closely followed by Bingle car insurance.
ROLLiN' comprehensive car insurance is cheap and good for younger drivers. Unlike other insurers, there’s no age based excess.
| Provider | Annual cost | Apply |
|---|---|---|
 | $674 | Get quote |
 | $761 | Get quote |
| $831 | More info |
 | $872 | More info |
 | $872 | More info |
 | $876 | More info |
 | $880 | Get quote |
 | $932 | More info |
 | $935 | |
 | $1,003 | More info |
Third party property car insurance. This covers you for costs if you damage someone else's car or property. It won't cover repair costs for your car. It could be good if you have a cheap car you’d be happy to replace if it was damaged.
Third party, fire and theft car insurance. This covers costs if you damage someone else's vehicle or property. It can also cover your car if it's damaged by fire or stolen. It doesn't cover you for damage to your own car due to an accident, storm or flood. It could be good if you live in a bushfire prone area but don’t want comprehensive cover.
We sourced over 100 quotes from 15 popular car insurance providers in Western Australia. Below is a breakdown of the pricing. Keep in mind, these quotes are based on a fictional driver and your own costs will differ.
| Provider | Annual cost for third party property only | Annual cost for third party fire & theft | Apply |
|---|---|---|---|
| $521 | $527 | More info |
 | $676 | $716 | More info |
| $457 | N/A | Get quote |
| $294 | $385 | Get quote |
 | $602 | $638 | More info |
 | $433 | $448 | More info |
 | $414 | $619 | More info |
 | $426 | $490 | More info |
 | $323 | $424 | Get quote |
 | $575 | $788 | Get quote |
 | $309 | $403 | More info |
 | $460 | $471 | More info |
| $300 | $393 | |
 | $644 | $871 | Get quote |
Our car insurance quotes methodology
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