St.George car insurance review

St.George was highly commended in the 2024 Finder Car Insurance Awards for features. That's because it has an above-average offering yet remains comparatively affordable.

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Nicola Middlemiss's headshot

By

Nicola Middlemiss

Edited by

Jason Loewenthal

Updated

Fact checked

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Our verdict

Pros

  • Pay monthly at no extra cost – a benefit only offered by a third of the brands we compared.
  • Up to $1,000 each for personal effects, key replacement and emergency accommodation.
  • Get a $150 Prezzee eGift card

Cons

  • There's no option for third party fire and theft. Only comprehensive or third party property damage.
  • St.George does not offer roadside assistance.
  • Up to $500 is covered for emergency repairs. Some brands cover up to $1,000.

How does St.George car insurance compare to other car insurers?

We obtained quotes across a range of providers for a 30 year old male based in NSW.

5 of 5 results
Updated regularly
Sample quote
Sample quote
$1,117.48
Get Quote More info
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St.George logo
St.George Comprehensive
Sample quote
$1,609.10
More info
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AAMI logo
AAMI Comprehensive Car Insurance
Sample quote
$2,075.50
More info
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NRMA logo
NRMA Comprehensive
Most Loved
Sample quote
$2,166.09
More info
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Allianz logo
Allianz Comprehensive
Sample quote
$1,917.48
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Showing 5 of 5 results

Compare policies from St.George car insurance

St.George only offers 2 types of car insurance policies – comprehensive and third party.

Finder Score Accidental damage Roadside assistance Fire and theft New Vehicle Replacement Hire car after theft
St.George logo
Finder Score
8.7 Great
St.George Comprehensive
Finder Score
8.7 Great
  • If your car is written off in the first 2 years
  • Up to $100 per day - Up to 30 days
    • Get a $150 Prezzee eGift card when you buy an eligible new car insurance policy with a minimum premium of $750. Offer ends 5 Dec 2025. T&Cs apply.
    Summary: The comprehensive policy from St. George is their highest level of cover that includes cover for your trailer and caravan as well as transportation costs up to $500 if your vehicle cannot be driven home after an accident.

    Who it might be good for: People looking to pay by the month.
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    St.George logo
    Finder Score
    8.6 Great
    St.George Third Party Property Damage
    Finder Score
    8.6 Great
    • Get a $150 Prezzee eGift card when you buy an eligible new car insurance policy with a minimum premium of $750. Offer ends 5 Dec 2025. T&Cs apply.
    Up to $5,000 cover for loss or damage to your car caused by an at fault uninsured driver.
    More info
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    What additional cover options are available?

    • No excess for windscreen claims. Don't pay an excess for windscreen claims if it's the only damage to your vehicle.
    • Rental car following an accident. Get a rental car for Up to $100 per day - Up to 30 days if you're involved in an accident. Covers up to $3,000 for the rental car excess too.
    • Tools of trade. Cover for your tools of trade, stock and materials if they're stolen via forcible entry to your securely locked vehicle, including toolboxes that are permanently fitted.

    FAQs

    Sources

    Jason Loewenthal's headshot
    To make sure you get accurate and helpful information, this guide has been edited by Jason Loewenthal as part of our fact-checking process.
    Nicola Middlemiss's headshot
    Journalist

    Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

    Nicola's expertise
    Nicola has written 257 Finder guides across topics including:
    • Personal finance
    • Personal insurance, including car, health, home, life, pet and travel insurance
    • Commercial business insurance
    More resources on Finder

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