St.George car insurance review

St.George was highly commended in the 2024 Finder Car Insurance Awards for features. That's because it has an above-average offering yet remains comparatively affordable.

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By

Nicola Middlemiss

Edited by

Jason Loewenthal

Updated

Fact checked

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Pros

  • Pay monthly at no extra cost – a benefit only offered by a third of the brands we compared.
  • Up to $1,000 each for personal effects, key replacement and emergency accommodation.

Cons

  • There's no option for third party fire and theft. Only comprehensive or third party property damage.
  • St.George does not offer roadside assistance.
  • Up to $500 is covered for emergency repairs. Some brands cover up to $1,000.

Compare policies from St.George car insurance

St.George only offers 2 types of car insurance policies – comprehensive and third party.

Finder Score Accidental damage Roadside assistance Fire and theft New Vehicle Replacement Hire car after theft
St.George logo
9.1 Excellent
St.George Comprehensive
9.1 Excellent
  • If your car is written off in the first 2 years
  • Up to $100 per day - Up to 30 days
    • Summary: The comprehensive policy from St. George is their highest level of cover that includes cover for your trailer and caravan as well as transportation costs up to $500 if your vehicle cannot be driven home after an accident.

    Who it might be good for: People looking to pay by the month.
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    St.George logo
    8.7 Great
    St.George Third Party Property Damage
    8.7 Great
    • Up to $5,000 cover for loss or damage to your car caused by an at fault uninsured driver.
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    Finder Score for car insurance

    We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. While we are not allowed to display actual quotes, our Finder Score aims to serve as an indicative guide to how cost and feature competitive a product might be for you.

    Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

    Read the full methodology

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    Why choose St.George car insurance?

    • No excess for windscreen claims. Don't pay an excess for windscreen claims if it's the only damage to your vehicle.
    • Rental car following an accident. Get a rental car for Up to $100 per day - Up to 30 days if you're involved in an accident. Covers up to $3,000 for the rental car excess too.
    • Tools of trade. Cover for your tools of trade, stock and materials if they're stolen via forcible entry to your securely locked vehicle, including toolboxes that are permanently fitted.

    FAQs

    Sources

    Jason Loewenthal's headshot
    To make sure you get accurate and helpful information, this guide has been edited by Jason Loewenthal as part of our fact-checking process.
    Nicola Middlemiss's headshot
    Journalist

    Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

    Nicola's expertise
    Nicola has written 247 Finder guides across topics including:
    • Personal finance
    • Personal insurance, including car, health, home, life, pet and travel insurance
    • Commercial business insurance
    More resources on Finder

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