St.George was highly commended in the 2024 Finder Car Insurance Awards for features. That's because it has an above-average offering yet remains comparatively affordable.
These products offer the best value and outcomes considering various product features and price.
7+
Great
Competitive products within their group.
5+
Standard
But these products still offer reasonable value and have the basics sorted.
0+
Basic
Offering basic cover with limited features or higher pricing.
Pros
Pay monthly at no extra cost – a benefit only offered by a third of the brands we compared.
Up to $1,000 each for personal effects, key replacement and emergency accommodation.
Cons
There's no option for third party fire and theft. Only comprehensive or third party property damage.
St.George does not offer roadside assistance.
Up to $500 is covered for emergency repairs. Some brands cover up to $1,000.
Compare policies from St.George car insurance
St.George only offers 2 types of car insurance policies – comprehensive and third party.
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How we picked these
Finder Score for car insurance
We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. While we are not allowed to display actual quotes, our Finder Score aims to serve as an indicative guide to how cost and feature competitive a product might be for you.
Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.
No excess for windscreen claims. Don't pay an excess for windscreen claims if it's the only damage to your vehicle.
Rental car following an accident. Get a rental car for Up to $100 per day - Up to 30 days if you're involved in an accident. Covers up to $3,000 for the rental car excess too.
Tools of trade. Cover for your tools of trade, stock and materials if they're stolen via forcible entry to your securely locked vehicle, including toolboxes that are permanently fitted.
FAQs
St.George is underwritten by Allianz Australia Insurance Limited.
St.George is underwritten by Allianz Australia Insurance Limited.
Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards.
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Nicola's expertise
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Finder guides across topics including:
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Personal insurance, including car, health, home, life, pet and travel insurance
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