Some generous limits, including Up to $1,000 for personal items.
A portion of all premiums are invested for good, through the Premiums4Good program.
Customers get $10 off Kogan.com every month.
Cons
Of 30 car insurance brands compared, Kogan was the second most expensive.
Some benefit limits aren't disclosed in the PDS, this can be confusing.
Cover was exorbitantly expensive for young drivers - triple the average.
How does Kogan compare with other car insurers?
Kogan offers a good level of cover but its policies were consistently among the most expensive when compared to other car insurers, across multiple demographics.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
After comparing multiple quotes from 30 national car insurance brands, Kogan's comprehensive car insurance was found to be the second most expensive. Young people faced particularly high premiums, three times higher than the national average and almost double the average for their age group. If price is a priority, you'll likely find cheaper car insurance elsewhere.
Keep in mind, the best car insurance for you may be based on more than price.
Kogan has good customer service and features. I feel secure with them and protected in a possible emergency.
Maddy, NSW
They have been very easy to deal with and have an easy claims process.
Anon, QLD
They were 5-star now, starting to be just as expensive as the rest!
Anon, NSW
I have been using it for years without a single issue.
Melanie, ACT
Compare Kogan's policies
1 - 2 of 2
What additional cover options are available?
Kogan offers three optional extras to strengthen your policy, if you wish -
Hire car. Get a hire car if yours is out of action due to any insured incident.
No excess windscreen. Don't pay an excess if your windscreen, rear window, sun roof, or windows, are damaged and need to be replaced.
Choice of repairer. Choose which licensed repairer will repair your car.
Why you can trust Finder's car insurance experts
We're free
You pay the same as buying directly from the car insurer. Better still, we regularly run exclusive deals that you won't find on any other site – plus, our tables make it easy to compare policies.
We're experts
Our team of car insurance experts have researched and rated dozens of policies as part of our Finder Awards and published 330+ guides to make it easier for you to compare.
We're independent
Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of car insurance brands, making it easier for you to find a good deal.
We're here to help
Since 2014, we've helped 300,000+ people find car insurance by explaining your cover options, simply and clearly. We'll never ask for your number or email. We're here to help you make a decision.
FAQs
Kogan car insurance is underwritten by QBE Insurance (Australia) Limited.
Nicola Middlemiss is a contributing writer at Finder, with a special interest in personal finance and insurance. Formerly a business and finance journalist, Nicola has written thousands of articles helping Australians better understand insurance and grow their personal wealth. She has contributed to a wide range of publications, including Domain, the Educator, Financy, Fundraising and Philanthropy, Insurance Business, MoneyMag, Mortgage Professional, Yahoo Finance, Your Investment Property, and Wealth Professional. Nicola has a Tier 1 General Insurance (General Advice) certification and a Bachelor's degree from the University of Leeds.
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The Kia EV6 GT is a vehicle that marks a significant point in the evolution of the modern performance car, a nod to the future where speed and power coexist with sustainability and practicality.
Kogan can offer cover if your car is used for both private and business use. They don’t insure cars used only for business. There are some exclusions to be aware of. For example, they will not provide cover if the business use is:
-Carrying or moving goods for reward (such as couriers or food deliveries)
-Hiring out the vehicle as a rental car
-Professional driving instruction
-Vehicle racing (professional or amateur)
-Taxis
You can call Kogan on 1300 034 888 to ask whether they can offer you the insurance you need.
You can make changes to your car insurance policy by calling Kogan on 1300 034 888. Please note that the cost of your car insurance premium could change depending on the upgrade you’ll make.
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Can i use my vehicle for curier job
Hi,
Kogan can offer cover if your car is used for both private and business use. They don’t insure cars used only for business. There are some exclusions to be aware of. For example, they will not provide cover if the business use is:
-Carrying or moving goods for reward (such as couriers or food deliveries)
-Hiring out the vehicle as a rental car
-Professional driving instruction
-Vehicle racing (professional or amateur)
-Taxis
You can call Kogan on 1300 034 888 to ask whether they can offer you the insurance you need.
Regards,
James
How can I do upgrade for my car in my Kogan insurance policy?
Hi Adel,
You can make changes to your car insurance policy by calling Kogan on 1300 034 888. Please note that the cost of your car insurance premium could change depending on the upgrade you’ll make.
Regards,
James