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Car insurance QLD

We sourced quotes from 32 car insurance providers in QLD to help you compare costs and find the best car insurance for your needs.

1 - 8 of 72
Name Product Roadside assistance Accidental damage Storm Choice of repairer Agreed or Market Value
Youi Comprehensive
Agreed or Market
Finder's summary: The 2023 winner of our Best Features Car Insurance award. Plus, it's one of the only insurers to automatically include roadside assistance.

Who it might be good for: Those who want good customer service with lots of inclusions.
Budget Direct Comprehensive
Agreed or Market
Finder's summary: The 2024 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions.

⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Anyone who wants a good value policy.
Australia Post Comprehensive
Agreed or Market
Finder's summary: Covers a little more than other insurers. You don’t need to pay an excess for windscreen repairs and cover applies to anyone who uses your car.

⭐ Current offer: Get $75 off your first year's comprehensive car insurance premium when you buy online. T&Cs apply.

Who it might be good for: Multiple people using one car.
ROLLiN' Comprehensive
Finder's summary: One of the most cost-effective insurers for under 25s, according to Finder research, with no aged-based excess.

Who it might be good for: Young drivers looking to keep costs down and anyone who’d like to get more flexibility from their car insurance.
QBE Comprehensive
Green Company
QBE Comprehensive
Agreed or Market
Finder's summary: Our best-rated Car Insurer for Customer Satisfaction in 2021/2022 and Green Insurer for the last 3 years.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those who want a trustworthy insurer and more cover than other brands, such as 3-year new car replacement (e.g. they'll give you money for a new car for up to 3 years if yours is written off).
Qantas Comprehensive
Agreed or Market
Finder's summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct).

⭐ Current offer: Earn up to 30,000 Qantas Points with every car insured by 30 September. Plus save 15% on your 1st year’s premium when you purchase online. T&Cs apply.

Who it might be good for: People who want more bang for their buck with Qantas Points.
Budget Direct Third Party Property, Fire and Theft
Save 15% on your first year's premium when you purchase a new policy online. T&Cs apply.
Youi Third Party Fire and Theft
Agreed or Market
Up to $20 million legal liability cover and 24/7 claims team.

CTP insurance QLD

Compulsory third party (CTP) insurance provides cover for personal injuries that were caused by motor accidents and is mandatory in Queensland. It's governed by the Motor Accident Insurance (MAI) scheme and can be purchased via private insurers including Suncorp, Allianz and QBE. In Queensland, CTP is included in your registration — if your car is registered then you already have CTP. If your car is unregistered, then you'll likely need to purchase CTP before you can register it.

Cost of CTP insurance in QLD

The cost of CTP insurance in QLD is set by the Motor Accident Insurance Commission (MAIC) and distributed through private insurers. We attmepted to source online quotes from Suncorp, Allianz & QBE. Only Suncorp returned a quote online; $369.60 for 12 months of CTP cover. This is accurate as of July 2024.
Your own cost will differ based on the type of vehicle you drive and your eligibility for certain taxes.

Best car insurance Queensland

The best car insurance for you will depend on your personal circumstances and the level of coverage needed. For many people, the best policy for them is one that offers adequate coverage at a price they can afford.
As part of the 2024 car insurance awards, Finder's car insurance experts have researched 32 popular car insurance providers in Queensland to find which policies offer the best value for money. According to this research, Budget Direct's car insurance offers the best value policy for drivers in Queensland.

Best value car insurance in Queensland: Budget Direct

Budget Direct car insurance
Best value car insurance 2023

What we like about Budget Direct:

  • Budget Direct offers comparatively low pricing for Queenslanders; we researched 32 providers and it was cheaper than 28 of them. On average, a comprehensive policy from Budget Direct costs $941 — that's over $300 cheaper than the Queensland average of $1,274.
  • Its comprehensive insurance offers a lot of the same features as more expensive policies. As well as covering damages to your vehicle, it covers $500 for your personal items if they're stolen from your vehicle – it pays a further $500 in cover for baby seats. It also offers new car replacement if yours is written off within the first 2 years.
  • While it's a cheap option, it's not the cheapest of our research. RoLLiN' and Bingle car insurance both came in cheaper.
Get a quote

Cheap car insurance Queensland

The cheapest car insurance for you will depend on your personal circumstances and what level of cover you need.

As part of our 2024 car insurance awards, we researched 32 car insurers in Queensland to find who offers the lowest-cost comprehensive policy. This research determined RoLLiN' car insurance to be the most budget-friendly, closely followed by Bingle car insurance.

Cheap car insurer in QLD: RoLLiN'

RoLLiN' car insurance
low cost car insurance award winner 2024

What we like about RoLLin':

  • RoLLiN' offers comparatively low pricing for Queenslanders; we researched 32 providers and it was the cheapest of them all. On average, a comprehensive policy from RoLLiN' costs $843. For context, the average policy in Queensland costs around $1,274.
  • RoLLiN' is backed by NRMA meaning drivers have access to the whole NRMA repair network.
  • RoLLiN's policy is paid for monthly and each month the premium recalculates. This means it can be more or less expensive than the month prior and can be hard to budget for the longer term.
Get a quote

Cheap car insurance quotes QLD

We sourced over 100 comprehensive car insurance quotes from 32 popular car insurers in Queensland to help find the cheapest car insurance policies available. Keep in mind, these quotes are based off a fictional profile and your own quote will differ based on your personal circumstances.

ProviderAnnual costApply
Rollin' car insurance$843Get quote
Picture not described$872More info
PD Logo$934More info
Budget Direct Logo$941Get quote
Virgin Money$1,013More info
Hume Bank Logo$1,036More info
Qantas $1,080Get quote
Australian seniors$1,090More info
Ozicare Logo$1,093More info
AAMI$1,106More info
Zoe Sharry

After 7 years with my QLD car insurance provider, I checked out quotes on Finder and found a cheaper price. Despite my years of loyalty, my current provider wouldn't offer any discounts. I switched to Budget Direct and am now saving $180/year. Loyalty may not pay, but switching sure does!
— Zoe Sharry, Finder SEO Lead & QLD Resident

Third party car insurance in QLD

If you don't need comprehensive cover then third party property damage and third party fire & theft cover are both excellent budget-friendly options.

What's included in third party car insurance?

third party, fire and theft

Third party, fire and theft car insurance

This level of car insurance covers costs if you damage someone else's vehicle or property and can pay to repair or replace your car if it's damaged by fire or stolen. However, it doesn't cover you for damage to your own car due to an accident, storm or flood.

Third party

Third party property car insurance

This level of car insurance only covers you for costs if you damage someone else's vehicle or property. It won't cover repair costs for your car.

Third party car insurance costs

We sourced over 80 quotes from 16 popular car insurers in Queensland. Below is a breakdown of the pricing. Keep in mind, these quotes are based on a fictional driver and your own quote will differ. To see how we got these quotes, read our car insurance methodology.

ProviderAnnual cost for third party property onlyAnnual cost for third party fire & theftApply
$406$412More info
ahmahm$771$810More info

$557N/AMore info
Australia Post
Australia Post
$363$489Get quote
Picture not described$279N/AMore info
Budget Direct Logo$300$381Get quote
Everyday Insurance$680$716More info
Kogan insurance logo$408$553Get quote
NRMA logo$592$690More info
Qantas $349$441Get quote
Picture not described$567$717Get quote
RACQ logo$366$382More info
Suncorp car insurance logo$466$481More info
Virgin Money$306$388More info
youi$619$805Get quote

Why you can trust Finder's car insurance experts

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Jason Loewenthal's headshot
To make sure you get accurate and helpful information, this guide has been edited by Jason Loewenthal as part of our fact-checking process.
Peta Taylor's headshot
Written by

Associate publisher

Peta Taylor is an associate publisher at Finder, specialising in car insurance. She's been analysing product disclosure statements and publishing articles for car insurance for over a year. Peta has a Bachelor of Communications and Media Studies with a Major in Marketing from the University of Wollongong and a Cert IV in Media Journalism. Peta is part of Finder's car insurance awards team and works alongside editorial and insights experts to bring drivers the best in car insurance products every year. See full bio

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2 Responses

    Default Gravatar
    AlanOctober 18, 2019

    I have just received invoice for renewal of insurance for our two family cars. (Also have house and contents insurance with same company,)
    I note premium has increased 20.5% over last year`s premium. Is this reasonable? Should I seek quotes from eleswhere?

      Default Gravatar
      NikkiOctober 19, 2019

      Hi Alan,

      Thanks for getting in touch!

      While we review car insurance options on our pages, it’s helpful to know that the best people to reach out to about your premiums increasing is an insurance broker. Aside from them acting as a middleman between the provider and consumer, they use their knowledge to shop around for car insurance deals and negotiate with insurers on your behalf.

      As a friendly reminder, carefully review the Product Disclosure Statement of the product before applying. You may also contact the insurance provider should you have any questions about their policy.

      Hope this helps and feel free to reach out to us again for further assistance.


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