People’s Choice car insurance review

With some benefit limits higher than average, drivers will also face higher premiums if opting for People’s Choice.

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People's Choice Credit Union

Our verdict

Pros

  • Pay fortnightly or monthly at no extra cost.
  • Up to $800 is covered for emergency repairs - often, brands only offer $500.
  • Up to $75 per day - Up to 21 days is a generous hire car limit.

Cons

  • Annually, People's Choice premiums were $250 higher than average.
  • At an average of $1,613, premiums were higher than average.

How does People's Choice car insurance compare with other car insurers?

We obtained quotes across a range of providers for a 30 year old male based in NSW.

5 of 5 results
Sample quote
Sample quote
$1,117.48
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People's Choice Credit Union logo
Sample quote
$2,196.02
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NRMA logo
Sample quote
$2,166.09
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AAMI logo
Sample quote
$2,075.50
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Allianz logo
Sample quote
$1,917.48
More info
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Compare People's Choice car insurance's policies

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Finder Score Accidental damage Roadside assistance Fire and theft New Vehicle Replacement Hire car after theft
People's Choice Credit Union logo
Finder Score
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  • If your car is written off in the first 2 years
  • Up to $75 per day - Up to 21 days
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    People's Choice Credit Union logo
    Finder Score
    Not scored yet
    Finder Score
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  • If your car is written off in the first 3 years
  • Up to $100 per day - Up to $3,000
  • Summary: With coverage against disasters, theft and damage, this policy has everything you need. You’ll also be automatically covered for hire vehicles and have the option to add-on your choice of repairer.

    Who it might be good for: The Comprehensive Plus policy would be ideal for drivers looking for extensive coverage who aren’t picky about cost.
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    People's Choice Credit Union logo
    Finder Score
    Finder Score
  • Up to $65 per day - Up to 21 days
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    People's Choice Credit Union logo
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    Finder Score
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    What additional cover options are available?

    People's Choice offers a range of customisation options that can be added to comprehensive car insurance policies, including:

    • Hire car after accident. Up to $75 per day - Up to 21 days is available for a hire car if yours is out of action due to an insured event.
    • Windscreen extension. Repair or replace your windscreen or window glass a maximum of once a year, without paying an excess or affecting your No Claim Bonus.

    FAQs

    Sources

    Nicola Middlemiss's headshot
    Journalist

    Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

    Nicola's expertise
    Nicola has written 257 Finder guides across topics including:
    • Personal finance
    • Personal insurance, including car, health, home, life, pet and travel insurance
    • Commercial business insurance

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