People's Choice premiums are generally higher than average, but some of its benefit limits are generous in comparison to other car insurers.
We analyse over 100 car insurance products and rate each one on price and features. What we get out the other end is a nice round number between 1 and 10 to help you start comparing.
To make sure we're comparing apples with apples, we collect quotes for 8 different personas, then work out the value of 19 different car insurance features. Our team then does some fancy maths to get the Finder Score, taking both price and features into account.
Read the full Finder Score methodology
Price comparison data from the 2024 Finder Insurance Awards identified the average price of a comprehensive car insurance policy to be $1,362. In comparison, People's Choice policies cost an average of $1,613.
| Insurer | NSW | QLD | SA | TAS | VIC | WA | Australia average | Apply |  | $1,820 | $1,343 | $1,334 | $1,335 | $2,154 | $1,689 | $1,613 | More info |
|---|---|---|---|---|---|---|---|---|
 | $1,148 | $941 | $978 | $829 | $1,180 | $880 | $992 | Get quote |
 | $1,640 | $1,307 | $1,087 | $1,155 | $1,599 | $1,363 | $1,359 | Get quote |
 | $2,027 | $1,154 | $1,038 | $1,004 | N/A | $1,034 | $1,043 | More info |
 | $1,884 | $1,106 | $1,015 | $985 | $1,318 | $1,002 | $1,218 | More info |
People's Choice offers a range of customisation options that can be added to comprehensive car insurance policies, including:
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