In this guide

  • Review
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
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People’s Choice Credit Union Term Investment

People's Choice Credit Union Term Investment
Interest rate 6 months interest rate
Up to 4.9% p.a.
Minimum opening deposit
Maximum deposit
Maximum balance


With a $5,000 investment you can build your savings with the help of a fixed competitive interest rate and terms of your choice.

With People’s Choice Credit Union you can open a Personal Term Investment on your own terms. Choose how long you want to lock your money down, how often you receive your interest payments and how much you want to invest. Once started, sit back and watch your money increase every month.


  • Choose to receive interest annually, half yearly, quarterly, monthly or every 28 days
  • Term length from 2 months to 5 years.
  • Tiered fixed interest rates
  • Can withdraw money annually if needed
  • Minimum age 13 years


  • Minimum investment of $5,000

In this guide

  • Review
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Your reviews
  • Ask a question


Key details

Product Name People's Choice Credit Union Term Investment
3 month interest rate 3.95%
4 month interest rate 3.60%
6 month interest rate 4.90%
7 month interest rate 3.95%
9 month interest rate 4.80%
12 month interest rate 4.75%
24 month interest rate 4.20%
36 month interest rate 4.00%
48 month interest rate 4.00%
60 month interest rate 4.00%
Minimum Opening Deposit $5,000
Minimum age requirement 13
Government guarantee Yes


Minimum Age Requirement 13
Joint account availability Yes
Min Deposit $5,000
Available to children Not available for children under 13 years of age

Key features

$5000 minimum deposit

In order to activate a Personal Term Investment with People's Choice you will need to be able to invest at least $5,000.

Zero account keeping fees

You will not be charged any account keeping fees with this high interest earning savings account.

Launch term deposit calculator

How to apply


  • Minimum age. You must be at least 13 years of age in order to be a Personal Term Investment account holder.
  • Residency requirements. Australian residents may apply for this account, but temporary residents will need to provide their work visa along with their foreign passport.

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