AMP offers a range of different account which you can see in the tables above. Here's a few of the popular account options offered by the bank.
This is AMP's main day-to-day transaction account product. It has no monthly account keeping fee and no minimum balance requirement to meet. It comes with a Visa debit card which you can use anywhere Visa is accepted around the world, including for online transactions.
Read our full review of the AMP Access Account.
This savings account offers an ongoing total bonus variable rate of 5.4%p.a. if you deposit $1,000 (to be increased to $1000 effective 1 Feb 2023) into an AMP Saver Account in the previous month, with no monthly spend requirements to meet.
Read our full review of the AMP Saver Account.
You can open an AMP Term deposit with a minimum deposit of $5,000. You can choose a term length between 30 days and 5 years, and you'll earn a fixed interest rate for the length of your term.
Read our full review of the AMP Term Deposit.
AMP offers many different ways to do your banking.
AMP has around 35 bank branches in Australia, most of which are in Sydney and the other major cities.
AMP doesn't have it's own ATM network. It used to be part of the rediATM network, however it no longer is. While there are no AMP ATMs, you can use your Australian debit card at roughly 10,000 ATMs in Australia owned by Westpac, CommBank, ANZ and NAB for free.
If you need to deposit cash into your AMP account, you can do this at a participating Australia Post shop using Bank@Post. It's free to deposit cash into your account this way.
AMP's Internet Banking platform is called My AMP. You can log in 24/7 to review transactions and balances, pay bills, transfer money between accounts and make BPAY payments. You can also view and download your statements and open new AMP deposit accounts.
The AMP app is free to download, and has a 2.5 star rating in the App Store and a 2.6 star rating in the Google Play store. You can do your day-to-day digital banking using the app, and set up alerts for when money goes into or out of your account.
AMP offers Apple Pay, Google Pay and Samsung Pay to customers with an AMP debit or credit card.
You can apply for a new AMP account online in less than 10 minutes. Just make sure you meet the eligibility criteria and have the necessary documents handy before you start your application.
If you haven't found what you're looking for yet, you can compare a wide range of additional savings accounts and bank accounts from other providers with Finder.
Let your excess SMSF savings work hard for you in a high interest savings account that still allows you to access your money whenever you need it.
Give your SMSF an edge with a flexible account that keeps your money secure and earning interest while you are waiting for the next investment opportunity.
Own your home outright sooner than you hoped by cutting interest payments every month with an Offset Deposit Account.
Spend and save from one convenient account that provides you with Visa power to make all of your daily purchases.
With AMP, you get an inexpensive and easy way to manage your spending as well as a safe hub to transfer money to your other interest earning accounts.
The flexibility of terms with the AMP term deposit will make it easy to meet savings goals that are coming up in the next few years or in the near future.
The AMP Saver Account offers a bonus rate when you meet the account conditions, encouraging you to grow your savings.
The rate of home loan how the rate of home loan
Hi, you can see ANZ home loan rates here: https://www.finder.com.au/home-loans/anz
Deposit to earn bonus to increase to $1000, is this to increase the balance every month or this amount can be withdrawn!
Hi Hong,
According to AMP’s site, you just need to deposit this amount per month. There are no conditions stated about having to keep the money in the account.
Thanks,
Alison