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AMP offers a range of different account which you can see in the tables above. Here's a few of the popular account options offered by the bank.
This is AMP's main day-to-day transaction account product. It has no monthly account keeping fee and no minimum balance requirement to meet. It comes with a Visa debit card which you can use anywhere Visa is accepted around the world, including for online transactions.
Read our full review of the AMP Access Account.
This account goes one step further than a typical transaction or savings account. The AMP Bett3r Account comes with linked Pay, Spend and Save sub accounts. the Save account is where you keep your savings and earn interest, the Pay account is used to pay bills and regular payments and the Spend account is for your day-to-day transactions. The account is designed to help you budget effectively.
Read our full review of The AMP Bett3r Account.
This savings account offers an ongoing total bonus variable rate of 1.16% p.a. each month you deposit at least $250 into your AMP Saver Account, with no monthly spend requirements to meet.
Read our full review of the AMP Saver Account.
You can open an AMP Term deposit with a minimum deposit of $5,000. You can choose a term length between 30 days and 5 years, and you'll earn a fixed interest rate for the length of your term.
Read our full review of the AMP Term Deposit.
AMP offers many different ways to do your banking.
AMP has around 35 bank branches in Australia, most of which are in Sydney and the other major cities.
AMP doesn't have it's own ATM network. It used to be part of the rediATM network, however it no longer is. While there are no AMP ATMs, you can use your Australian debit card at roughly 10,000 ATMs in Australia owned by Westpac, CommBank, ANZ and NAB for free.
If you need to deposit cash into your AMP account, you can do this at a participating Australia Post shop using Bank@Post. It's free to deposit cash into your account this way.
AMP's Internet Banking platform is called My AMP. You can log in 24/7 to review transactions and balances, pay bills, transfer money between accounts and make BPAY payments. You can also view and download your statements and open new AMP deposit accounts.
The AMP app is free to download, and has a 2.5 star rating in the App Store and a 2.6 star rating in the Google Play store. You can do your day-to-day digital banking using the app, and set up alerts for when money goes into or out of your account. Id you have the AMP Bett3r Account, you'll see your linked Pay, Spend and Save accounts in the app.
AMP offers Apple Pay, Google Pay and Samsung Pay to customers with an AMP debit or credit card.
You can apply for a new AMP account online in less than 10 minutes. Just make sure you meet the eligibility criteria and have the necessary documents handy before you start your application.
If you haven't found what you're looking for yet, you can compare a wide range of additional savings accounts and bank accounts from other providers with Finder.
Earn a competitive interest rate on deposits over $100,000 and enjoy flexible term lengths with the AMP Bank term deposit.
With high interest rates offered in a variety of different terms, the AMP term deposit could be ideal for both short and long term saving goals.
Let your excess SMSF savings work hard for you in a high interest savings account that still allows you to access your money whenever you need it.
Give your SMSF an edge with a flexible account that keeps your money secure and earning interest while you are waiting for the next investment opportunity.
Use your SMSF pension money wisely through an account that gives you unlimited free transactions to spend it along with interest to help keep it growing.
The combination of a competitive interest rate and flexible terms make a Notice Account a high interest savings account worth looking into.
Own your home outright sooner than you hoped by cutting interest payments every month with an Offset Deposit Account.
Spend and save from one convenient account that provides you with Visa power to make all of your daily purchases.
With AMP, you get an inexpensive and easy way to manage your spending as well as a safe hub to transfer money to your other interest earning accounts.
