AMP Home Loans
AMP is a wealth management and financial services company offering package loans for home buyers and investors.
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AMP's lowest rate for...
- Home buyers. The AMP Bank Professional Package Fixed Loan - 2 Year LVR ≤80% (Owner Occupier, P&I) has a 1.99% p.a. interest rate and lets you borrow up to 80%.
- Investors. The A AMP Bank Professional Package Variable Rate Home Loan - $500,000 and above LVR ≤ 80% (Investor, P&I) has a 2.79% p.a. interest rate and lets you borrow up to 80%.
Compare AMP home loan rates
Compare AMP home loans below. Hit "load more" to see a fuller selection of home loans and hit "Enquire now" to start your application process.
AMP lender profile
- The Australian Mutual Provident Society (AMP) was founded in 1849.
- AMP offers home loans, superannuation, insurance products and other financial products.
- AMP offers multiple package loans with options for home buyers and investors.
AMP mortgage features
AMP has a range of mortgages that are aimed towards different segments of the market. The lender has package home loans and also offers land loans.
|Deposit size||You can borrow up to 90% with most AMP mortgages.|
|Offset account||Some AMP mortgages come with a 100% offset account, depending on the product and your borrowing situation.|
|Redraw facility||The AMP Essential home loan comes with a redraw facility but most other loans do not.|
|Package offer||The AMP Professional Package loan comes with fee waivers and lets you combine your loan with an AMP transaction account.|
How do I apply for an AMP mortgage?
You can learn more about a specific AMP mortgage by clicking through to that product's review page. Clicking the "Enquire Now" button will let you enter your details and start the process of talking to an AMP lending specialist.
Each AMP product has specific eligibility criteria but some will apply to all products. For example:
- Age. You must be over 18 years of age.
- Residency. You should be a resident of Australia.
- Employment. You should have a regular source of income.
When you apply for a mortgage with AMP you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
- Identification documents. You will need identification such as a driver's license, passport or birth certificate.
- Proof of income documents. Recent payslips can establish your income.
- Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Looking for more mortgage options?
More guides on Finder
AMP Bank Professional Package Line of Credit
Need a line of credit package loan that's available for owner-occupiers and investors? AMP might have the loan for you.
AMP Bank Basic Package Fixed Loan
Looking for a no-frills home loan that you can package with other financial products? Consider the AMP Bank Basic Package Fixed Loan.
AMP Bank Professional Package Fixed Home Loan
Choose features from a range of AMP home loans to package with your fixed rate.
AMP Bank Land Loan
Purchase that perfect piece of land to build your future home on with AMP's Land Loan. The loan offers a competitive rate and access to financing of up to 90% of the property value.
AMP Bank Construction Loan
The AMP Construction Loan helps you buy land to build your home on, access financing to build on your existing piece of land or renovate your current home.
AMP Bank Basic Package Variable Rate Loan
AMP's Basic Package Variable Rate Home Loan is a straightforward home loan that could help you own your home sooner. You can add extra features, giving you the flexibility that suits your financial situation best.
AMP Bank Professional Package Variable Rate Home Loan
The AMP Bank Professional Package Variable Rate Loan offers you additional features and interest rate discounts to help you save money.
AMP Bank Essential Home Loan
The AMP Essential Home Loan is a simple and easy-to-manage home loan without the long list of features you may not need.
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