Reduce Home Loans comparison

Logo for Reduce Home LoansCompare a range of flexible fixed rate and variable rate home loans.

Reduce Home Loans is an Australian owned and operated online company that holds their own credit licence and operates solely online with no bricks and mortar branches. They are a brokering company that have funding lines from more than 25 accredited funders including a pool of funds that comes partially from the big four banks.

With fixed and variable rate loans for home buyers, investors and those looking to refinance, Reduce Home Loans offers mortgages with a range of flexible features.

Reduce Investor Rate Buster High Lend Variable Home Loan Cashback Offer

The Reduce Investor Rate Buster High Lend Variable Home Loan is currently offering $1,500 cashback on loans of more than $500,000. Terms and conditions may apply. Check the lender's website for details.

Compare today's rates from Reduce Home Loans

Rates last updated July 16th, 2018
$
Loan purpose
Offset account
Loan type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
3.49%
3.49%
$0
$0 p.a.
90%
Get a competitive variable rate with low fees. Add a 100% offset account for $10 a month. Available with a 10% deposit.
3.44%
3.44%
$440
$0 p.a.
90%
This low variable rate loan comes with a free redraw account and no ongoing fees, as well as flexible repayments.
3.78%
3.78%
$0
$0 p.a.
80%
Get a low rate loan with free redraw and a 100% offset account.
3.89%
3.89%
$0
$0 p.a.
80%
Pay $0 application fees if you borrow over $500,000. Get a 100% offset account for just $10 a month.

4.24%
3.99%
$0
$0 p.a.
80%
A flexible three year fixed rate home loan with an optional 100% offset account. Act now for an exclusive discount.


Compare up to 4 providers

Who is Reduce Home Loans?

Reduce Home Loans is a licensed and regulated finance brokerage that sources home loans from a variety of Australian lenders. Because Reduce Home Loans is an online-only business, it has low overheads and can offer lower rates. And because it can source funding from a variety of Australian lenders, it can offer competitive products to borrowers.

How to apply for Reduce Home Loans products

Check out the comparison table provided on this page if you would like to apply or find out more information about Reduce Home Loans. You can then fill out an enquiry form on the Reduce Home Loans website with your name, contact details, postcode and any questions you have about borrowing.

Reduce Home Loans will contact you within 1-2 business days to discuss your requirements and see whether you qualify for a loan.

Documents needed to apply with Reduce Home Loans

Personal information

You’ll need to provide certain details as part of the loan application process, including:

  • Your name and address
  • Your date of birth
  • Your contact information
  • Proof of identity, which may include your passport and/or driver’s licence
Property information

Next, Reduce Home Loans will require information concerning the property you are planning to buy. This includes:

  • The contract of sale, which includes the details of the property and the price you will be paying for it.
  • The certificate of title, which is needed to prove that the person selling the property actually owns it.
  • The transfer of land, which is a document that details the transfer of the land you are buying into your name.
Financial information

Finally, you’ll need to provide financial information to demonstrate your ability to repay a loan.

Reduce Home Loans will need you to supply:

  • Employment information and evidence of your income
  • Proof of genuine savings
  • Information regarding your assets, such as shares
  • Details of any liabilities you may have, such as credit card debt

Reduce Home Loans offers an extensive range of mortgage products that may offer the borrowing solution for you.

Was this content helpful to you? No  Yes

Related Posts

Home Loan Offers

Important Information*
loans.com.au Essentials - Variable (Owner Occupier, P&I)

A competitive interest rate home loan with interest only options. Interest rate 3.64%p.a.
comp rate of 3.66%p.a.

UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupied Variable P&I Rate — borrowing $700,000 or more

Pay no application or ongoing fees and get access to a redraw facility and flexible repayment schedule. Get $1,000 cash into a USaver account when you take out a loan of $200,000 or more (new or refinance). Terms and conditions apply.

Greater Bank Ultimate Home Loan - Discounted 1 Year Fixed LVR ≤90% ($150K+ Owner Occupier)

Loans over $150k get a discount off an already low fixed rate. Available for NSW, Qld and ACT residents only.

IMB Budget Home Loan - LVR <= 90% (Owner Occupier, P&I)

Buy a home with just a 10% deposit with this variable rate loan. Face-to-face consultations available for NSW and ACT customers.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.
Ask a question
Go to site