Reduce Home Loans comparison

Compare Reduce home loan rates for August 2021.

No reviews yet. Write a review
Reduce Loans

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Find everything you need to know about Reduce home loans on this page. Skip ahead to the full table of products or read more about Reduce home loans below.

Compare Reduce Home Loans

Compare Reduce home loans below. Hit "load more" to see a fuller selection of home loans.

Name Product Interest Rate (p.a.) Comp. Rate (p.a.) Fees Monthly Payment

Reduce Home Loans Home Owners Dream Fixed P&IHome 3Y Fixed≥ 20% Deposit

Reduce Home Loans Home Owners Dream Fixed
  • App: $0
  • Ongoing: $0 p.a.

Reduce Rate Lovers Variable Home Loan P&IInvestment≥ 20% Deposit

Reduce Rate Lovers Variable Home Loan
  • App: $0
  • Ongoing: $0 p.a.
This low variable rate loan comes with a free redraw account and no ongoing fees, as well as flexible repayments.

Reduce Rate Slasher Variable Home Loan P&IHome≥ 20% Deposit

Reduce Rate Slasher Variable Home Loan
  • App: $0
  • Ongoing: $0 p.a.
Get a low variable rate home loan and pay less interest. Optional offset account (with a $10 monthly fee.

Compare up to 4 providers

Reduce lender profile

  • Reduce Home Loans is a licensed and regulated finance brokerage that sources home loans from a variety of Australian lenders.
  • Reduce is a brokering company that has funding lines from more than 25 accredited funders including a pool of funds that comes partially from the big four banks.

How do I apply for an Reduce mortgage?

You can learn more about a specific Reduce mortgage by clicking through to that product's review page.


Each Reduce product have specific eligibility criteria but some will apply to all products. These include:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Reduce you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

Home Loan Offers

Important Information*

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

2 Responses

    Default Gravatar
    stevenMarch 28, 2019

    I am a pensioner my wife and I own our home and we now want too sell this one and buy another home within 2 hours of Sydney. Would you be able to lend money to help buy?

      Avatarfinder Customer Care
      JeniMarch 30, 2019Staff

      Hi Steven,

      Thank you for getting in touch with Finder.

      If you consider getting a loan with Reduce Home Loans please visit their official page for more info on their offered financial products and compare which would suit your needs.

      You may refer to our pensioner home loans and mortgages for over 55s guide to know how to get mortgage on pension. I also suggest that you seek help from a mortgage broker as they can help you pick the right home loan for you.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.

      I hope this helps.

      Thank you and have a wonderful day!


Go to site