The Finder app is here! 🥳

Get your savings sorted.

Reduce Home Loans comparison

Compare Reduce home loan rates for April 2020.

Last updated:

Reduce Loans

Find everything you need to know about Reduce home loans on this page. Skip ahead to the full table of products or read more about Reduce home loans below.

Compare Reduce Home Loans

Compare Reduce home loans below. Hit "load more" to see a fuller selection of home loans.

Rates last updated April 4th, 2020
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
Reduce Home Loans Low Rider Variable
$0 p.a.
One of the market's most competitive variable home loan rates.
Reduce Rate Lovers Variable Home Loan - LVR up to 80% (Investor)
$0 p.a.
This low variable rate loan comes with a free redraw account and no ongoing fees, as well as flexible repayments.
Reduce Rate Buster High Lend Home Loan - LVR 80%
$0 p.a.
A very competitive variable rate mortgage for home buyers with a 20% deposit saved. Add an optional 100% offset account for a $10 monthly fee.

Compare up to 4 providers

Reduce lender profile

  • Reduce Home Loans is a licensed and regulated finance brokerage that sources home loans from a variety of Australian lenders.
  • Reduce is a brokering company that has funding lines from more than 25 accredited funders including a pool of funds that comes partially from the big four banks.

How do I apply for an Reduce mortgage?

You can learn more about a specific Reduce mortgage by clicking through to that product's review page.


Each Reduce product have specific eligibility criteria but some will apply to all products. These include:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Reduce you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 2.59% p.a. and a 2.59% p.a. comparison rate.

Logo for HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)
HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)

Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.

Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)

Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.

Logo for Essentials - Variable (Owner Occupier, P&I) Essentials - Variable (Owner Occupier, P&I)

A competitive interest rate home loan with interest only options. Interest rate 2.79% p.a.
comp rate of 2.81% p.a.

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

2 Responses

  1. Default Gravatar
    stevenMarch 28, 2019

    I am a pensioner my wife and I own our home and we now want too sell this one and buy another home within 2 hours of Sydney. Would you be able to lend money to help buy?

    • Avatarfinder Customer Care
      JeniMarch 30, 2019Staff

      Hi Steven,

      Thank you for getting in touch with Finder.

      If you consider getting a loan with Reduce Home Loans please visit their official page for more info on their offered financial products and compare which would suit your needs.

      You may use this page as guide or this page on getting a home loan for pensioners like you. I also suggest that you seek help from a mortgage broker as they can help you pick the right home loan for you.

      I hope this helps.

      Thank you and have a wonderful day!


Ask a question
Go to site