Reduce Home Loans comparison
Compare Reduce home loan rates for October 2020.
Updated . What changed?
We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder.
Reduce's lowest rate for...
- Home buyers. The Reduce Home Loans Home Owners Dream Fixed - 3 Year Fixed LVR 80% (Owner Occupier) has a 2.29% p.a. interest rate and lets you borrow up to 80%.
- Investors. The Reduce Rate Lovers Variable Home Loan - LVR up to 80% (Investor) has a 2.69% p.a. interest rate and lets you borrow up to 80%.
Compare Reduce Home Loans
Compare Reduce home loans below. Hit "load more" to see a fuller selection of home loans.
Reduce lender profile
- Reduce Home Loans is a licensed and regulated finance brokerage that sources home loans from a variety of Australian lenders.
- Reduce is a brokering company that has funding lines from more than 25 accredited funders including a pool of funds that comes partially from the big four banks.
How do I apply for an Reduce mortgage?
You can learn more about a specific Reduce mortgage by clicking through to that product's review page.
Each Reduce product have specific eligibility criteria but some will apply to all products. These include:
- Age. You must be over 18 years of age.
- Residency. You should be a resident of Australia.
- Employment. You should have a regular source of income.
When you apply for a mortgage with Reduce you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
- Identification documents. You will need identification such as a driver's license, passport or birth certificate.
- Proof of income documents. Recent payslips can establish your income.
- Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Looking for more mortgage options?
More guides on Finder
Reduce Rate Slasher Variable Home Loan
A review of the Reduce Rate Slasher Variable Home Loan. This loan has a 100% offset account.
Reduce Rate Buster High Lend Home Loan
Finder's detailed breakdown of the Reduce Rate Buster High Lend Home Loan. Compare rates and apply.
Reduce Wealth Maximiser Fixed Rate
Investors can lock in a competitive fixed rate with flexible features.
Reduce Rate Lovers Special Variable Home Loan
A low-rate variable home loan that doesn't skimp on features.
Reduce Investor Rate Buster High Lend Variable Home Loan
Investors can get a rock-bottom rate and handy features.
Reduce Home Loans Investor Rate Buster Variable
Read about how the Reduce Home Loans Investor Rate Buster Variable can be used to help you build a property portfolio.
Reduce Home Loans Home Owners Dream Fixed Review
The Reduce Home Loans Home Owners Dream Home Loan offers a competitive fixed rate and no ongoing fees.
Home Loan OffersImportant Information*
Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.
Up to $4,000 refinance cashback. A competitive variable rate loan from St.George. Refinancers borrowing $250,000 or more can get $4,000 cashback (Other terms, conditions and exclusions apply).
A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.
Take advantage of a low-fee mortgage with a special interest rate of just 2.49% p.a. and a 2.49% p.a. comparison rate.
Ask an Expert