Reduce Home Loans comparison
Compare Reduce home loan rates for July 2020.
Reduce's lowest rate for...
- Home buyers. The Reduce Home Loans Home Owners Dream Fixed - 3 Year Fixed LVR 80% (Owner Occupier) has a 2.29% p.a. interest rate and lets you borrow up to 80%.
- Investors. The Reduce Rate Lovers Variable Home Loan - LVR up to 80% (Investor) has a 2.79% p.a. interest rate and lets you borrow up to 80%.
Compare Reduce Home Loans
Compare Reduce home loans below. Hit "load more" to see a fuller selection of home loans.
Reduce lender profile
- Reduce Home Loans is a licensed and regulated finance brokerage that sources home loans from a variety of Australian lenders.
- Reduce is a brokering company that has funding lines from more than 25 accredited funders including a pool of funds that comes partially from the big four banks.
How do I apply for an Reduce mortgage?
You can learn more about a specific Reduce mortgage by clicking through to that product's review page.
Each Reduce product have specific eligibility criteria but some will apply to all products. These include:
- Age. You must be over 18 years of age.
- Residency. You should be a resident of Australia.
- Employment. You should have a regular source of income.
When you apply for a mortgage with Reduce you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
- Identification documents. You will need identification such as a driver's license, passport or birth certificate.
- Proof of income documents. Recent payslips can establish your income.
- Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Looking for more mortgage options?
Home Loan OffersImportant Information*
UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate(*now 2.59%, drops to 2.49% on 17 Jul)
Take advantage of a low-fee mortgage with a special interest rate of just 2.49% p.a. and a 2.49% p.a. comparison rate.
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.
ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR <= 80% (Owner Occupier, P&I)
Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000. Refinance to an eligible Suncorp loan and get a cashback of $2,000 or $3,000, depending on your loan amount. Other conditions apply.
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