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Mortgage Choice mortgage brokers

Choose the right home loan with free expert help from Mortgage Choice

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Mortgage Choice

Mortgage Choice provides a personalised service to help borrowers find the right loan for your individual circumstance. It's a service that they provide free of charge to customers, as they get paid via commission from the bank or lender.

Since their establishment in 1992, Mortgage Choice has helped almost half a million people achieve the great Australian dream.

The benefits of using Mortgage Choice

When you work with a broker such as Mortgage Choice you get expert advice and a way to narrow down your home loan choices.

You can also benefit from the Loan Qualifier Software, which Mortgage Choice uses to search available home loans and match your situation, your requirements and your goals to the right loan.

Mortgage Choice brokers guide their clients throughout the loan application process, from the paperwork and payslips through to understanding the specific requirements of your loan. They keep you informed right up to the settlement of the loan application with your lender, and you can come back to Mortgage Choice if you have any questions about your loan in the future.

Which lenders do Mortgage Choice work with?

How reliable is Mortgage Choice?

Mortgage Choice acts as the middle-man between you and the lender. They can help explain various product features and guide you through the process of what you need to do. Some of the things that Mortgage Choice have implemented to deliver strong customer service and ensure you're informed throughout the process includes:

  • A customer charter

    This document discloses the service standards that must be upheld by all Mortgage Choice staff, as well as detailing the commissions paid, how those commissions are calculated, and privacy and complaint procedures.

  • Finance broking agreement

    When you choose to work with Mortgage choice you are informed of important factors which could influence the advice your broker provides.

  • Disclosure

    Mortgage Choice ensures that its brokers provide a suitable home loan from its panel of lenders and ensures you don't pay excessive non-financial incentives.

  • Professional development program

    Lenders on the Mortgage Choice panel periodically make funds available to allow Mortgage Choice brokers to undergo professional development and further their knowledge and training. All records of these funds and programs are transparent and can be easily viewed in your decision making process.

About Mortgage Choice

Mortgage Choice Limited was established in 1992 with the aim of simplifying the home loan process, providing borrowers with fair and accessible offers. Since its establishment off the back of these principles, Mortgage Choice has grown to be one of Australia's largest independent mortgage brokers.

While its main focus is still to provide quality home loans and help all types of borrowers find their own tailored, unique loan offers, the broker is not just about residential mortgages. It also helps source personal and commercial loans, as well as providing general insurances and deposit bonds.

For its efforts, Mortgage Choice has received dozens of major awards, most recently the 2019 Major Brokerage of the Year Award (The Adviser) and 2019 Marketing Campaign of the Year Award (The Adviser).

Mortgage Choice also has a history of corporate sponsorship for Ronald McDonald House Charities (RMHC), one of the most renowned non-profit organisations in Australia.

Why choose Mortgage Choice?

While a Mortgage Choice broker recognises the responsibility in properly educating clients regarding the newest developments in the world of finance, and guiding them through the process of making the best decisions for the future, there are many other aspects that make Mortgage Choice one of the top brokers in the market:

  • The company has a unique policy that pays its franchises the same commissions regardless of the lender and home loan offer that clients may choose.
  • It provide more choices for its potential customers with a lender panel consisting of more than 20 of the best banks and lending firms on the market.
  • The company also uses some of the most advanced software applications in order to ensure that its customers receive the best possible offers, tailored specifically with their goals and needs in mind.
  • Mortgage Choice brokers also undergo professional development and training processes to enrich its knowledge and provide better customer care.

The comprehensive list of lenders presented here testifies the work that Mortgage Choice specialists have put into the selection of some of the finest, most professional banks and lenders on the Australian market. With the wide range of options at your disposal, with the help and support offered by Mortgage Choice, you will be hard pressed not to find the home loan that's right for you.

Mortgage Choice is not currently available via Finder, but you can visit for more information.

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4 Responses

    Default Gravatar
    rickJanuary 22, 2023

    I am on a permant DSP, blue card and I can pay rent but would like to live in my own home. I also have a son.

      RebeccaJanuary 27, 2023Finder

      Hi Rick,

      If you are seeking help from Mortgage Choice, you can call them on 13 77 62 to get matched up with a local mortgage broker near you. They will be able to talk more thoroughly through your circumstances to help you with your loan options.

      Kind regards,

    Default Gravatar
    G.July 22, 2021

    Hi, would like a telephone call to discuss my options

      SarahJuly 27, 2021Finder

      Hi G,

      You can call Mortgage Choice on 13 77 62 to get matched up with a local mortgage broker near you.


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