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Gateway Bank home loans

Compare home loan rates from Gateway Bank.

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On this page you can find information about Gateway Bank home loans. Skip ahead to the full table of products or read more about the lender.

Compare Gateway Bank home loans

Compare Gateway Bank home loan products below and hit "load more" to see a fuller selection of loans. You can also find more information on each individual product by clicking "more info".

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Name Interest Rate p.a. Comparison Rate p.a. Fees Monthly Payment
Gateway Bank Ltd logo
Principal & Interest20% min. depositOwner-occupier
Gateway Bank Ltd logo
Principal & Interest20% min. depositOwner-occupier
Product NameGateway Bank Low Rate Essentials Variable Rate Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.6.59%
Comp. Rate p.a.6.61%
Minimum Loan Amount$50,000
Maximum Loan Amount $2,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableYes
Extra Repayments Yes
Interest Rate
6.59%
Comparison Rate
6.61%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$958
Gateway Bank Ltd logo
Principal & Interest20% min. depositOwner-occupierOffset account
Gateway Bank Ltd logo
Principal & Interest20% min. depositOwner-occupierOffset account
Product NameGateway Bank Premium Package Variable Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.6.69%
Comp. Rate p.a.6.97%
Minimum Loan Amount$150,000
Maximum Loan Amount $1,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionNo
Loan PortableYes
Extra Repayments Yes
Interest Rate
6.69%
Comparison Rate
6.97%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$968
Gateway Bank Ltd logo
Principal & Interest15% min. depositOwner-occupierOffset account
Gateway Bank Ltd logo
Principal & Interest15% min. depositOwner-occupierOffset account
Product NameGateway Bank Premium Package Variable Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.7.50%
Comp. Rate p.a.7.77%
Minimum Loan Amount$150,000
Maximum Loan Amount $1,000,000
Maximum Loan Term30 years
Maximum LVR 85%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionNo
Loan PortableYes
Extra Repayments Yes
Interest Rate
7.50%
Comparison Rate
7.77%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$1,050
Gateway Bank Ltd logo
Principal & Interest 1Y Fixed5% min. depositOwner-occupier
Gateway Bank Ltd logo
Principal & Interest 1Y Fixed5% min. depositOwner-occupier
Product NameGateway Bank Premium Package Fixed Home Loan
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate p.a.6.74%
Comp. Rate p.a.6.49%
Minimum Loan Amount$150,000
Maximum Loan Amount N/A
Maximum Loan Term30 years
Maximum LVR 95%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionNo
Loan PortableYes
Extra Repayments Yes
Interest Rate
6.74%
Comparison Rate
6.49%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$973
Gateway Bank Ltd logo
Principal & Interest5% min. depositOwner-occupierOffset account
Gateway Bank Ltd logo
Principal & Interest5% min. depositOwner-occupierOffset account
Product NameGateway Bank Premium Package Variable Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.7.90%
Comp. Rate p.a.8.16%
Minimum Loan Amount$150,000
Maximum Loan Amount $1,000,000
Maximum Loan Term30 years
Maximum LVR 95%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionNo
Loan PortableYes
Extra Repayments Yes
Interest Rate
7.90%
Comparison Rate
8.16%
Fees
Application: $0
Ongoing: $299 p.a.
Monthly Payment
$1,091
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Gateway Bank lender profile

  • Gateway Bank, founded in 1955, aims to be the financial institution of choice of its members by offering personalised service, low cost loans and competitive savings. The credit union offers a range of home loans for many different borrowers.
  • Gateway Bank has a membership of more than 30,000 and has over $1 billion in assets.
  • Gateway Bank also offers banking services (including online banking) and personal loans.

How do I apply for a Gateway Bank mortgage?

If you'd like to apply for a home loan from Gateway Bank, please contact the lender directly.

Eligibility

Each Gateway Bank product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Gateway Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Written by

Richard Whitten

Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification. See full profile

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