Gateway Bank savings accounts

Compare all the banking and savings products Gateway Bank Ltd have to offer so you can save money.

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Gateway Bank Ltd

Gateway Bank savings accounts, bank accounts and term deposits

Gateway Bank savings accounts

5 of 5 results
Finder Score Maximum interest rate Base interest rate Max rate type & duration Monthly conditions
Gateway Bank Ltd logo
Finder score
Gateway Bank Goal Saver
Finder score
Maximum Variable Rate p.a.
4.00%
Standard Variable Rate p.a.
0.10%
Intro/Ongoing
Ongoing rate
(conditions apply)
Monthly Max Rate Conditions
  • Grow balance by $250 each month
  • Balances up to $100,000
More info
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Gateway Bank Ltd logo
Finder score
Finder score
Maximum Variable Rate p.a.
3.20%
Standard Variable Rate p.a.
3.20%
Intro/Ongoing
Ongoing rate
(conditions apply)
Monthly Max Rate Conditions
  • Balance $1000 and over
More info
Compare product selection
Gateway Bank Ltd logo
Finder score
Gateway Bank Edge Account
Finder score
Maximum Variable Rate p.a.
4.00%
Standard Variable Rate p.a.
0.10%
Intro/Ongoing
Ongoing rate
(conditions apply)
Monthly Max Rate Conditions
  • Balance $1000 and over
More info
Compare product selection
Gateway Bank Ltd logo
Finder score
Gateway Bank Ltd Dollaroo Kids Account
Finder score
Maximum Variable Rate p.a.
3.00%
Standard Variable Rate p.a.
3.00%
Intro/Ongoing
Ongoing rate
(conditions apply)
Monthly Max Rate Conditions
  • N/A
More info
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Gateway Bank Ltd logo
Finder score
Gateway Bank Christmas Club
Finder score
Maximum Variable Rate p.a.
2.25%
Standard Variable Rate p.a.
2.25%
Intro/Ongoing
Ongoing rate
(conditions apply)
Monthly Max Rate Conditions
  • N/A
More info
Compare product selection
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How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full Finder Score breakdown

Want more interest on your savings?

Compare now and find a better rate.

Gateway Bank bank accounts

2 of 2 results
Finder Score Monthly fee Govt. Guarantee Own network ATM fee Card type
Gateway Bank Ltd logo
Finder score
Gateway Bank Edge Transaction Account
Finder score
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
More info
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Gateway Bank Ltd logo
Finder score
Gateway Bank 100% Offset Account
Finder score
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
More info
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Finder Score for bank accounts

We assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.

Read the full Finder Score methodology

Looking for a better bank account?

Compare everyday accounts and find one that works harder for you.

Gateway Bank term deposits

1 of 1 result
Finder Score 3 Mths p.a. 6 Mths p.a. 10 Mths p.a. 12 Mths p.a. 24 Mths p.a.
Gateway Bank Ltd logo
Finder Score
Gateway Bank Term Deposit
$1,000 min. deposit
$999,999 max. deposit
Finder Score
3 Mths p.a.
4.20%
6 Mths p.a.
4.25%
10 Mths p.a.
-
12 Mths p.a.
4.00%
24 Mths p.a.
1.60%
More info
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Finder Score for term deposits

Finder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.

Read the full Finder Score methodology

Lock in a great rate

Compare term deposits to grow your savings with confidence.

What are the pros and cons of Gateway Bank?

Pros

  • No account keeping fees. Gateway Bank Ltd everyday and savings accounts don’t attract any ongoing account keeping fees, which can lead to noticeable long-term savings.
  • Unlimited transactions. No matter which everyday or savings accounts you choose, you don’t have to worry about any restrictions on the number of transactions you can make.
  • Optional overdraft facility. If you think you may need extra money from time to time, you can consider applying for the overdraft facility that comes with the Edge Overdraft Account. With this facility, you pay interest only on the money you use.

Cons

  • Limited physical presence. This credit union’s limited physical presence can work as a drawback for people who prefer banking in person.

How to apply for a Gateway Bank savings account

Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.

Compare other products from Gateway Bank

Shirley Liu's headshot
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Publisher

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs. See full bio

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10 Responses

    Default Gravatar
    GrahamJanuary 13, 2024

    I have 20700 to invest want best rate over 12 months int paid at end of term can you advise on where to invest have been looking at military bank at 5.15 is this good THANKS. GRAHAM

      Jason Loewenthal's headshotFinder
      JasonJanuary 16, 2024Finder

      Hi Graham,

      We have a page on term deposits that you might find useful to find the best 12-month rates.

      I hope that helps.

    Default Gravatar
    GayeMay 3, 2023

    Can a term deposit be in joint names and is there a limit $ on the government bank guarantee

      Alison Banney's headshotFinder
      AlisonMay 10, 2023Finder

      Hi, yes term deposits can be held in joint names. The government guarantee covers $250k per person, per ADI. So If you had a joint account with 2 account holders, both account holders would be covered for up to $250k each.

    Default Gravatar
    LyndallApril 12, 2023

    Is your deposit of 250k into a fixed term deposit covered by the government bank guarantee?

      Raj Lal's headshotFinder
      RajApril 12, 2023Finder

      Hi Lyndall,
      Thanks for contacting Finder.

      Yes it is covered under the bank guarantee.

      Thanks
      Raj

    Default Gravatar
    JennyFebruary 9, 2023

    Are funds secured by Govt

      Alison Banney's headshotFinder
      AlisonFebruary 22, 2023Finder

      Hi Jenny,
      Yes, your deposit up to $250k is covered by the government bank guarantee.
      Thanks,
      Alison

    Default Gravatar
    royFebruary 2, 2023

    A Will I be covered under the government guarantee?

      Alison Banney's headshotFinder
      AlisonFebruary 22, 2023Finder

      Hi Roy,

      Yes, your deposit up to $250k is protected under this scheme.

      Thanks,
      Alison

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