BankSA offers a range of bank accounts to suit a variety of customers, which you can see listed in the table above. Here's a brief snapshot of a few of the bank's most popular accounts.
The Complete Freedom Account comes with a linked Visa debit card, giving you easy access to your money, and no monthly account keeping fee. You can access all BankSA and Westpac ATMs for free, as well as all CommBank, NAB and ANZ ATMs in Australia.
Read our full review of the BankSA Complete Freedom Account.
This account encourages you to save by offering a bonus interest rate every month you don't make a withdrawal and make at least one deposit. It does not charge any ongoing account keeping fees, and does not have any minimum balance requirement.
Read our full review of the BankSA Incentive Saver Account.
You can open a BankSA Term Deposit and pick a length from 1 month to 5 years at a time. You'll earn a fixed interest rate for the length of the term, however you're unable to access your money until you reach the end of your term.
Read our full review of the BankSA Term Deposit.
BankSA offers many different ways to do your banking.
BankSA has more than 300 bank branches spread across Australia (including St.George branches). Customers can also go into one of more than 1000 Westpac branches for assistance with day-to-day banking, to deposit cash or cheques, to open or close accounts or to speak to a professional banker.
You can use all BankSA, St.Geroge and Bank of Melbourne ATMs for free, of which there are hundreds across the country. BankSA is also part of the Westpac Group which includes around 3,000 Westpac ATMs around Australia, and 50,000 internationally as part of Westpac's Global ATM Alliance. You can also use your Australian debit cards to withdraw cash for free at CommBank, NAB and ANZ ATMs throughout Australia.
Customers can also use select St.George, Westpac and BankSA ATMs to withdraw cash without their physical debit card, thanks to the bank's cardless cash feature.
If you need to deposit cash into your BankSA account, you can do this at a participating Australia Post shop using Bank@Post. It's free to deposit cash into your account this way.
Customers can access BankSA's Internet banking portal 24/7 to review transactions and balances, see more detailed transaction data, pay bills, transfer money between accounts and make BPAY payments. You can also view and download your statements and open new BankSA accounts.
The BankSA app is free to download, and has a 3.1 star rating in the App Store and a 3.8 star rating in the Google Play store. You can do your day-to-day digital banking using the app 24/7.
BankSA offers Apple Pay, Google Pay and Samsung Pay to customers with a BankSA debit or credit card. This means you can use your phone (or any compatible device) to make contactless payments for everyday items instead of using your physical debit card. You can also add your card to your Apple Watch and pay with your watch as well as your phone.
You can apply for a new BankSA account online in less than 10 minutes. Just make sure you meet the eligibility criteria and have the necessary documents handy before you start your application.
If you haven't found what you're looking for yet, you can compare a wide range of additional savings accounts and bank accounts from other providers with Finder.
The Investment Cash Account provides you with an easy way to take control over your excess investment funds, using them how and when you want to maximise your earning potential.
With the Incentive Saver you are given plenty of reason to make a monthly deposit and leave the balance sitting tight towards your saving goal.
When your business working capital is in a surplus, you can still put it to work earning interest with the Business Access Saver account.
If you are looking for a fast way to grow your savings while still having complete access to them, then the Maxi Saver is worth considering.
Read our review about the BankSA term deposit; it could be a product worth adding to your comparison today.
Do you still offer bank accounts with cheques?
Hi Gayle,
Looking at their website, it looks like BankSA no longer offer cheques – more information here.
Hope this helps!