Virgin Money Savings Accounts

Compare Virgin Money's savings and transaction accounts.

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Virgin Money (Bank)

Virgin Money savings accounts and bank accounts

Virgin Money savings accounts

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Finder Score Maximum interest rate Base interest rate Max rate type & duration Monthly max rate conditions
Virgin Money (Bank) logo
Finder score
Finder score
Maximum Variable Rate p.a.
4.20%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing rate
(conditions apply)
Make 1 deposit each month
No more than 1 withdrawal
32 days notice for withdrawals
You can earn up to 4.2% p.a. by enabling the Lock Saver Feature.
More info
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Virgin Money (Bank) logo
Finder score
Finder score
Maximum Variable Rate p.a.
4.50%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance up to $250,000
Deposit $1,000
5 Go account purchases
Enable Lock Saver - 32 days notice for withdrawals
No Monthly Criteria requirements for under 18
More info
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How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full breakdown

Want more interest on your savings?

Compare now and find a better rate.

Virgin Money bank accounts

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Finder Score Monthly fee Govt. Guarantee Own network ATM fee Card type
Virgin Money logo
Finder score
Virgin Money Go Account
Apple Pay Google Pay Samsung Pay
Finder score
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
Earn Virgin Money Points as you spend with your debit card. T&Cs apply.
More info
Compare product selection
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Finder Score for bank accounts

We assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.

Read the full methodology

Looking for a better bank account?

Compare everyday accounts and find one that works harder for you.

Finder Awards badge

Congratulations, Virgin Money!

The Virgin Money Go Account was highly commended for Best Transaction Account in the 2025 Finder Awards.

Full list of 2025 winners

How to apply for a Virgin Money savings account

Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.

Sources

Alison Banney's headshot
Written by

Editorial Manager, Money

Alison is an editor at Finder and a personal finance journalist with over 10 years of experience, having contributed to major financial institutions and publications such as Westpac, Money Magazine, and Yahoo Finance. She is frequently quoted in media outlets like SmartCompany and SBS, offering expert insights on superannuation and money management. Alison holds a Bachelor of Communications in Public Relations and Journalism from the University of Newcastle, and has earned three ASIC RG146 certifications in superannuation, securities and managed investments and general financial advice, ensuring her expertise is fully aligned with ASIC standards. See full bio

Alison's expertise
Alison has written 660 Finder guides across topics including:
  • Superannuation
  • Savings accounts, bank accounts and term deposits
  • Budgeting and money-saving hacks
  • Managing the cost of living

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