Compare Virgin Money Savings Accounts

Join

Savings & Transaction accounts
How do Virgin Money savings accounts compare?

Savings Accounts

3 of 3

Product	Finder Score	Maximum Variable Rate p.a.	Base interest rate	Intro/Ongoing	Government Guarantee	Monthly Max Rate Conditions
Finder score 9.5 Excellent Virgin Money Boost Saver	Finder score 9.5 Excellent	Maximum Variable Rate p.a. 5.00%	Standard Variable Rate p.a. 0.05%	Intro/Ongoing Ongoing	Government Guarantee	Monthly Max Rate Conditions Deposit $1,000 5 Go account purchases Balances up to $250,000	You can earn up to 5% p.a. by enabling the Lock Saver Feature.	More info Compare product selectionCompare	loading
Finder score 5.2 Standard Virgin Money Grow Saver	Finder score 5.2 Standard	Maximum Variable Rate p.a. 2.30%	Standard Variable Rate p.a. 0.05%	Intro/Ongoing Ongoing	Government Guarantee	Monthly Max Rate Conditions Make 1 deposit each month No more than 1 withdrawal 32 days notice for withdrawals	You can earn up to 2.3% p.a. by enabling the Lock Saver Feature.	More info Compare product selectionCompare	loading
Finder score 9 Excellent Virgin Money Boost Saver (14-17 year olds)	Finder score 9 Excellent	Maximum Variable Rate p.a. 4.45%	Standard Variable Rate p.a. 0.05%	Intro/Ongoing Ongoing	Government Guarantee	Monthly Max Rate Conditions Balances up to $250,000	Lock Saver Feature is not available to customers below 18.	More info Compare product selectionCompare	loading

Showing 3 of 3 results

How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full Finder Score breakdown

Transaction Accounts

1 of 1

Product	Finder Score	Monthly fee	Govt. Guarantee	Own network ATM fee	Card type
Finder score 9Excellent Virgin Money Go Account Apple Pay Google Pay Samsung Pay	Finder score 9Excellent	Monthly fee $0	Government Guarantee	Own network ATM fee $0	Card type Visa	Earn Virgin Money Points as you spend with your debit card	More info Compare product selectionCompare	loading

Showing 1 of 1 results

Finder Score for bank accounts

We assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.

Read the full Finder Score methodology

12 of 179

Product	Finder Score	Maximum Variable Rate p.a.	Base interest rate	Intro/Ongoing	Government Guarantee	Monthly Max Rate Conditions
Finder score 8.1 Great Rabobank High Interest Savings Account	Finder score 8.1 Great	Maximum Variable Rate p.a. 5.15%	Standard Variable Rate p.a. 3.70%	Intro/Ongoing 4 months	Government Guarantee	Monthly Max Rate Conditions Balances up to $250,000	Earn a high interest rate of 5.15% for the first 4 months and then 3.7% thereafter, with $0 account keeping fees and no monthly balance requirements.	Go to site More info Compare product selectionCompare	loading
Finder score 9.1 Excellent Macquarie Savings Account	Finder score 9.1 Excellent	Maximum Variable Rate p.a. 4.85%	Standard Variable Rate p.a. 4.50%	Intro/Ongoing 4 months	Government Guarantee	Monthly Max Rate Conditions Balances up to $250,000	Earn a welcome variable rate of 4.85% p.a. for the first 4 months on balances up to $250k, then 4.5% p.a. ongoing variable rate on balances up to $1m. There are no monthly requirements to earn interest.	Go to site More info Compare product selectionCompare	loading
Finder score 9.1 Excellent Suncorp Bank Growth Saver Account	Finder score 9.1 Excellent	Maximum Variable Rate p.a. 4.55%	Standard Variable Rate p.a. 0.15%	Intro/Ongoing Ongoing	Government Guarantee	Monthly Max Rate Conditions Grow balance by $200 each month (excl. interest) Only 1 withdrawal No balance limit on earning interest	Get a solid interest rate on your entire balance, with minimal conditions in order to get the max rate. This account doesn’t offer card access but you can make 1 withdrawal per month & grow your net balance by $200 (excl. interest) to earn the max rate.	Go to site More info Compare product selectionCompare	loading
Finder score 9.4 Excellent Ubank Save Account Finder AwardExclusive	Finder score 9.4 Excellent	Maximum Variable Rate p.a. 4.85%	Standard Variable Rate p.a. 0.00%	Intro/Ongoing Ongoing	Government Guarantee	Monthly Max Rate Conditions Deposit $500 Savings up to $100,000	Use code FINDER20 to score $20 after 5 card purchases in your first 30 days. See terms link on the app store. Earn an ongoing bonus rate of 4.85% p.a. by simply depositing $500 per month. You can make withdrawals and still earn bonus interest.	Go to site More info Compare product selectionCompare	loading
Finder score 8.7 Great ING Savings Accelerator ($150,000 - $500,000) Most Loved	Finder score 8.7 Great	Maximum Variable Rate p.a. 4.95%	Standard Variable Rate p.a. 4.20%	Intro/Ongoing 4 months	Government Guarantee	Monthly Max Rate Conditions Welcome rate applies up to $500K	Ideal for higher balances, savers can earn up to 4.95% for the first 4 months and up to 4.2% thereafter. There are no conditions and $0 account-keeping fees.	Go to site More info Compare product selectionCompare	loading
Finder score 8 Great Newcastle Permanent Smart Saver Account	Finder score 8 Great	Maximum Variable Rate p.a. 4.00%	Standard Variable Rate p.a. 0.05%	Intro/Ongoing Ongoing	Government Guarantee	Monthly Max Rate Conditions Grow balance No more than 2 withdrawals	Go to site More info Compare product selectionCompare	loading
Finder score 9.3 Excellent BCU Bank Boss Saver	Finder score 9.3 Excellent	Maximum Variable Rate p.a. 4.90%	Standard Variable Rate p.a. 0.45%	Intro/Ongoing Ongoing	Government Guarantee	Monthly Max Rate Conditions Deposit $500 5 Access Account debit card purchases Balance under $100,000	Earn an ongoing 4.9% p.a. when you deposit $500 per month and make 5+ card payments from your BCU Bank Access Account each month. You can make withdrawals and still earn bonus interest.	Go to site More info Compare product selectionCompare	loading
Finder score 9.3 Excellent P&N Bank Savvy Saver	Finder score 9.3 Excellent	Maximum Variable Rate p.a. 4.90%	Standard Variable Rate p.a. 0.45%	Intro/Ongoing Ongoing	Government Guarantee	Monthly Max Rate Conditions Deposit $500 5 Access Account debit card purchases Balance under $100,000	Get 4.9% p.a. ongoing when you deposit $500 and make 5 debit card purchases per month. Make withdrawals and still earn bonus interest.	Go to site More info Compare product selectionCompare	loading
Finder score 9.7 Excellent ING Savings Maximiser Most Loved	Finder score 9.7 Excellent	Maximum Variable Rate p.a. 5.00%	Standard Variable Rate p.a. 0.05%	Intro/Ongoing Ongoing	Government Guarantee	Monthly Max Rate Conditions Deposit $1,000 5 transactions Grow your balance Balances up to $100,000	Go to site More info Compare product selectionCompare	loading
Finder score 3.2 Basic BCU Bank Bonus Saver	Finder score 3.2 Basic	Maximum Variable Rate p.a. 4.50%	Standard Variable Rate p.a. 0.20%	Intro/Ongoing 4 months	Government Guarantee	Monthly Max Rate Conditions N/A	Go to site More info Compare product selectionCompare	loading
Finder score 9.6 Excellent Westpac Life (18-29 year olds only)	Finder score 9.6 Excellent	Maximum Variable Rate p.a. 5.00%	Standard Variable Rate p.a. 0.40%	Intro/Ongoing Ongoing	Government Guarantee	Monthly Max Rate Conditions Make a deposit Grow your balance 5 debit card purchases Balances up to $30,000	Go to site More info Compare product selectionCompare	loading
Finder score 3.2 Basic P&N Bank Hi Saver Account	Finder score 3.2 Basic	Maximum Variable Rate p.a. 4.50%	Standard Variable Rate p.a. 0.20%	Intro/Ongoing 4 months	Government Guarantee	Monthly Max Rate Conditions N/A	Go to site More info Compare product selectionCompare	loading

Showing 12 of 12 results

How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

Read the full Finder Score breakdown

Congratulations, Virgin Money!

The Virgin Money Go Account was highly commended for Best Transaction Account in the 2025 Finder Awards.

Full list of 2025 winners

Compare other products from Virgin Money

Thank you for your feedback!

Written by

Alison Banney

Editorial Manager, Money

Alison is an editor at Finder and a personal finance journalist with over 10 years of experience, having contributed to major financial institutions and publications such as Westpac, Money Magazine, and Yahoo Finance. She is frequently quoted in media outlets like SmartCompany and SBS, offering expert insights on superannuation and money management. Alison holds a Bachelor of Communications in Public Relations and Journalism from the University of Newcastle, and has earned three ASIC RG146 certifications in superannuation, securities and managed investments and general financial advice, ensuring her expertise is fully aligned with ASIC standards. See full bio

Alison's expertise

Alison has written 651 Finder guides across topics including:

Superannuation
Savings accounts, bank accounts and term deposits
Budgeting and money-saving hacks
Managing the cost of living

More resources on Finder

Virgin Money Go Account Compare Delphi Bank savings accounts

Ask a question

Click here to cancel reply.

Display name

Your email (will not be published)

Your question

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

More guides on Finder

Australian debit card statistics
Explore how the typical Australian uses their debit card in our detailed guide to debit card statistics.
Thriday Business Bank Account
Thriday offers a business bank account and Visa Debit card with no monthly account keeping fees.
How to open an international bank account
International bank accounts combine a lot of different benefits into one package, so read on to see if opening an international account is right for you.
Heritage Bank Club Cheque
Let your charitable contributions go further with an account that minimises your fees yet provides you with easy access to the collected funds.
Best bank accounts in Australia
The best bank account will help you manage your everyday spending with low fees and easy access to your money. Check out our Top Picks curated by experts.
Compare debit cards
When used wisely, a debit card provides you with great flexibility when it comes to handling your everyday financial needs.
ME Bank savings and bank accounts
ME Bank is an online bank that offers a high interest savings account and fee-free everyday bank account. See ME's accounts and latest rates here.
BankSA Complete Freedom Account
This is a good account to consider if you like the freedom of always being able to access your money, but not a list of fees for doing so.
Tap and go: How to make contactless payments
How do contactless payments work, are contactless payments safe and which banks offer tap-and-go technology? Find out in this guide.
How to close your bank account
Here's how to close your bank account in 3 steps. Plus, what to do before you close your bank account.

Go to site

Virgin Money Savings Accounts

Compare Virgin Money's savings and transaction accounts.

Savings Accounts

How the Finder Score helps you find a better savings account

Transaction Accounts

Finder Score for bank accounts

How the Finder Score helps you find a better savings account

Congratulations, Virgin Money!

Compare other products from Virgin Money

Alison Banney

Ask a question

More guides on Finder

Important information about this website

Advertiser disclosure

How we make money

Sorting and ranking products

Terms of service and privacy policy